uwa1:
Jamb Qst

Not at all just trying to learn one or two things

Blizzy9ja:
He owns oil blocs in the Niger Delta so he's one of the Northern thieves that have acqiured wealth at the detriment of our people... You see why we want this country restructured?

thanks that means it was after service he made his money through oil then who sold the oil blocs to him?

USA and Japan you will agree with me have the best economic in the world today
but recently i learned that this two countries are also the highest that consume porn movies,
infact the story made it clear that California one state in America contribute almost %60 of their GPD and this contribution is made possible by porn.
Inasmuch as i don't know much about economic am still learning but i think Dubia economic is okay or not that bad (prove me wrong with insight answer) but Dubia as far as i know doesn't consume porn like America and Japan
and even recent report that say's the rate Nigeria or Nigerian's consume porn nowadays has increase yet our economic is nothing to write home about.
My question here is how true is this saying that porn is one of the major source of economic boost.
2. If porn indeed contribute %60 how many percent does Agriculture contribute. Including Oil and other natural resources?
Any insight answer will be highly appreciated thank you.

I have important question to ask, without and any shadow of doubt Gen, T.Y Danjuma is one of the richest men in Nigeria and Africa,
recently estate of formal chief of army staff Gen, Azubuike Ihejirika was pulished personal i was one of those that question how chief of army staff was able to own such estate
but along the the line i remembered that aparted from been formal chief of army staff nothing more has been said about how Danjuma come about his wealth.
So my question here is how did Danjuma made his wealth,
was he wealthy before joining army during or after service, or been chief of army staff is now one way traffic to acquire wealth.
Insigh answer will be okay thank.

Are you interested in changing careers or changing jobs? If you are, have you started your job search? Even if you have started your job search, but you are currently coming up empty handed, you are urged to take a close look at your resume. Speaking of resumes, are you even using one?

When it comes to finding a new job or changing careers, it is important that you have a resume. Unfortunately, many job seekers mistakenly believe that job interviews are the most important component of finding a new job. While this can be true in many cases, it is important to remember that a quality resume is what enables you to get a job interview in the first place. That is why it is important that you not only submit a job application, but that you also attach a resume as well.

As important as resumes are, there are still many job seekers who do not submit them. One of the many reasons for this is because resumes, especially ones that are considered “perfect,” can occasionally be difficult to write. If you are unsure as to how you can go about writing a professional resume, namely one that will land you multiple job interviews, you will want to continue reading on. Just a few of your many options are outlined below.

If you are interested in developing your own resume, but you are unsure as to how you should proceed, you may want to turn to the internet. Online, you can find a number of websites that are commonly referred to as career websites. These types of websites often have information, including tips, on creating a professional resume. It should also be possible for you to find free resume templates online. These free resume templates can be used as guides for you, when looking to create a “perfect,” resume.



Read Also: Complete Resume Reference Guide You Must Follow

In keeping with finding free resume templates, did you know that many computer programs, such as Microsoft Word and Microsoft Works, have free resume templates available with them? If you are using these two programs or other similar ones, you will want to examine your program’s templates. What is nice about using your computer’s template programs is that you often have a number of different options. It is not uncommon for you to find ten or more free resume templates, that come in a number of different styles, already installed in your computer.

As outlined above, you have a number of different options if you are looking to create a professional looking resume on your own. As nice as making your own resume is, as it is free to do so, you may not have the needed time or you may be unimpressed with your own resume. If that is the case, you may want to consider seeking professional assistance.



One of the best ways to do this is by using the internet to your advantage, namely a standard internet search. When performing a standard internet search, you may want to search with phrases such as “resume writer,” or “professional resume writer.” Although you will have to pay to use the services of a professional resume writer, you and your prospective employers will likely be satisfied with the end result, which should be a great resume!


As outlined above, you have a number of different options when looking to have a professional resume to submit to all prospective employers. No matter which option you choose, you should find that having a resume, let alone a professional one, should increase your chances of finding a new job.


Ways to Impress Hiring Employers After the Interview

Are you currently on a search to find a new job? If you are, you may be preparing yourself for upcoming job interviews. Although a good percentage of your time should be focused on mastering the interviews at hand, you may also want to examine your actions and what they should be after an interview has ended.

As previously stated, it is advised that you spend a good percentage of your time focusing on mastering the interviews which you should have scheduled soon. These preparation tips may include familiarizing yourself with common interview questions, creating a list of questions that you should ask interviewers, as well as choosing a professional outfit for you to wear. As soon as you have each of these preparation steps out of the way, you may want to take the time to focus on after the interview.

After the interview? If you are wondering what you should after a job interview, you are definitely not alone. Unfortunately, this is where many job seekers make mistakes, possibly costly mistakes. Many believe that as soon as they finish up a job interview, the rest is in the hands of the management staff. While this can ring true in many cases, did you know that there are still steps that you can take to improve your chances of getting the job, even after the interview has ended?



Read Also: How To Answer The Tough Interview Questions And The Best Way To Thank A Interviewer

One of the many steps that you can take, after your job interview has ended, is by going out of your way to thank the interviewer. In most cases, you will find that this person would be your supervisor if you were to get the position. Be sure to thank them for the job interview opportunity. Also, if you had a scheduling conflict or were late to your job interview, be sure to thank the interviewer for being patient and accommodating to you. This may improve your chances in more ways than you could have ever imagined, especially if you were late. Be sure to shake hands. Many view this as the “official,” closing of a job interview.

When you leave the interview room, there is a good chance that you would have to walk through the rest of the establishment. Whether you have to walk fifty feet or five hundred feet, there is a good chance that you will come into contact with other individuals, namely other employees. Be sure to acknowledge them with a quick hello as you pass. This is particularly important if a company supervisor is escorting you from the building or at least watching you leave. Acknowledging other coworkers shows that you are able to go out of your way to get along with them. This is a good sign that you may be a great team player.

Once you return home, you will want to prepare a thank you letter to mail out to the interviewer. There are many individuals who have pre made thank you letters. In fact, some will even mail out their thank you notes on their way home from the interview. While it is possible to do so, you may want to add a personal note to your thank you letter. This will help to prove it wasn’t a necessarily a preplanned gesture. With that in mind, the sooner that you can mail out your thank you note, the better shape you will likely be in. You will want to try and have your thank you note reach its recipient before an official decision has been made on who gets the job.

As outlined above, there are a number of different ways that you can go about landing your dream job even after the job interview has concluded. What is nice is that these steps are relatively easy to implement. In fact, you rarely have to take any special action. These steps may not always lead you to be hired for the job, but there is no harm in taking a chance. http://careinsure..com.ng/2017/08/what-to-do-if-you-dont-know-how-to.html

The ultimate goal of investing in rental property or building structure here and there is turn a profit. To make sure that you achieve that goal it is essential that you follow several critical guidelines.

First, always make sure that you check references. This can be a burdensome step that many landlords overlook if they feel as though they have a good instinct about the tenant when they meet with them. Not checking references; however, can lead to a number of problems. You can uncover a wealth of information about potential problems before you rent to a prospective tenant.

Always make sure that you have everything in writing. This is to protect not only your rights but also the rights of your tenants as well. Everything from the code of conduct you expect tenants to abide by while renting your property to the rental application itself should be in writing.

You will find that you have better success with your rental property if you take the time to ensure that it is both secure and clean. The grounds of the property should be free of clear and trimmed regularly. Not only will the property be more visually appealing but these actions will also assist you with property liability. You will also want to take additional security measures. Extra security may be able to lower your insurance premiums as well as provide an incentive to quality tenants to rent your property when they know it is secure.

If you make the decision to hire a property manager, take the time to interview prospective candidates very carefully. Property managers can be quite helpful if you do not have the time to tend to all of the details yourself. The wrong property manager; however, can cause you tremendous problems. This means that you will need to hire a thoroughly responsible and professional individual to handle the job.

Always make sure that you obtain adequate insurance. Not only should you have property insurance but you should also have liability insurance. One incident is all it takes to wipe out your investment. Check with your state to determine if any additional insurance coverage is required.

Regardless of the condition the property was in when you purchased it, there will come a time when repairs are needed. This is part and parcel of owning rental property. If you take too long to make repairs, not only will your property suffer and repairs will ultimately cost more to take care of but you will also likely lose quality tenants as well. By making sure that you handle repairs promptly you will be able to maintain the life of your property as well as retain good tenants.

Always make sure that you follow all applicable regulations in the renting of your investment property. The Fair Housing Administration Act provides precise regulations in order to prevent discrimination. If you violate those regulations you could find yourself facing a lawsuit that is costly in terms of time as well as money. The best course of action is to take the time to do your homework and consult an attorney experienced in real estate matters for guidance regarding the FHA as well as ensuring that you have the proper forms.

Finally, make sure that you do not violate the privacy of your tenants. Check with your state’s regulations to find out whether you must provide any type of notice to your tenant before you enter the dwelling.

Following these guidelines will help you to retain quality tenants and avoid any potential legal problems.

Read Also: Read This Before You Start Commercial Real Estate Investment

Tips for Hiring a Property Agent

When purchasing rental property as an investment it is important to consider hiring a rental property agent. Many people hesitate to hire a property agent because of the cost associated with it; however, a good rental property agent can help you to reduce a lot of the day to day work you must handle regarding your property. The key to making this type of arrangement work for you; however, is in knowing how to find a good agent and what to look for.

One of the main tasks which an agent handles is finding tenants for your property. They also provide the rental agreement. In most cases, rental agents do not provide a service which would keep your property in good condition. In most cases, agents only respond in the event there is a complaint from the tenant. If an agent is less than responsible; you may find yourself owed rent and your property in shambles. Therefore, if you decide to use an agent you need to make sure that your agent covers several critical areas.

First, they should always provide you with an assessment of the reliability of the tenant. Not only should the agent check the references of prospective tenants but they should also utilize other methods so they can be assured the tenant will care for your property and pay their rent on time. Before hiring an agent question them regarding the methods they use for this purpose.

You should also make sure that the agent will be able to handle the collection of rent effectively. Speak with them regarding the methods they use for collecting back rent when a tenant fails to pay their rent on time. In addition, find out how the agent addresses the issue of bounced checks.

In addition, you should speak with prospective agents regarding how often they will inspect the property and what they will look for when they perform those inspections. Furthermore, find out how they will record information and provide feedback to the tenant as well as to you. This information can be vital to ensuring a well operated rental property.

You should also find out how payments will be passed on to you and how frequently you will receive rental payments. Not all agents have the same policy. Some agents will actually retain payments for a month so they can earn the interest on the money before they pass the payments onto the landlord.

Of course, you should also find out how much the agent charges for the services they provide. Shop around to find out whether this fee is on-target for the service which the agent provides. If the agent is providing a good, reliable service it can be a benefit to your and your investment property and as a result it can be a good investment.

Be sure you ask to review any forms the agent uses, especially the rental agreement. You should always know the terms under which your rental property will be rented.

Keep in mind that on-site managers usually charge more; however, that cost can often be offset by the fact that you may be able to decrease maintenance costs by ensuring you have a well-run property.

Remember that having a good property management agent can essentially bring you more of a profit. Perhaps one of the biggest costs you will face when operating a rental property is the cost associated with changing tenants. When you figure in vacancy rates, the cost is even higher. Therefore, it is obviously in your best financial interest to keep good tenants. A competent property management agent can help to make this a reality.

Choosing your agent carefully and ensuring that you understand exactly what the agent provides and what they do not provide in terms of services can help to ensure that your investment is successful and not a headache. https://careinsure..com.ng/2017/08/how-to-become-successful-landlord-and.html

You can turn to an online lender for a variety of different loan products, including:

Online short term loans. Some lenders offer same day or even instant approval online. Your repayment terms will vary depending on the lender, but could be as short as one week. Online auto title loans. If you own a car, you can use its title to get an online loan. You maintain full use of the car while paying the loan off. Because the loan is secured, you’ll usually get a lower interest rate. Online personal loans. You can apply online for a personal loan through any of the lenders in the comparison table above. Be sure to check the eligibility criteria to make sure you qualify for the loan.


How do you compare online loans?

You can start your search right here at finder.com and compare your options any of the comparison tables above. When trying to find the right loan, comparing the following features can help narrow down your search:


Interest rate and fees. This is one of the primary features you should look for when comparing online loans, especially if they are short term. States have different caps for APR and fees, so ensure the lender is operating within those restrictions. Application and turnaround time. How long does it take to apply and how quickly will you receive your loan? Eligibility. Lenders have different eligibility criteria, with some being more flexible than others. Check to see if you meet the eligibility criteria before applying.


What are the benefits of borrowing money online?

Compare a range of options. There are many lenders operating online, and they can all be compared in one place. This is easier than driving to separate lender locations and comparing costs in person.

Easy application. Once you’ve found the loan you want to apply for, you can complete and submit your application in a few minutes, no faxing required. Receive the loan directly into your account. When you apply for a loan online, the money is sent directly to your checking account. Some lenders also give you the option of picking up your loan in-store or having the money deposited onto a prepaid debit card.


What you need to borrow money online

Comparing your loan options and finding one you’re eligible for should be your first step, which you can do on this page. When you find a lender to apply with, click “Go to Site” to submit your online application – you’ll need some of the following details on hand:


Personal. Details to identify you, such as your Social Security number, Individual Tax ID number or Alien Registration number along with your name and contact information. Financials. Information regarding your income, including how often you receive it and where it comes from – employment, government benefits, etc.

Banking. Details of your checking account and your bank’s routing number may be required.

If you are ready CLICK HERE to apply. https://careinsure..com.ng/2017/07/what-options-have-if-you-want-to-borrow.html

Each interview has at least one, a question that you really don’t know the best way to answer. It is the one that you agonize over for days and keep going over it and over it in your head and you ask others how they would have answered. There is not way to avoid these types of questions but you can answer them with confidence to give yourself peace of mind until you get a call back.

Do not feel that you have to answer immediately after you have been asked a question. You are not on a game show where the fastest contestant to answer wins. Your interviewers will appreciate that you have taken time to formulate your answer. If you are concerned by a prolonged silence – don’t be, it is normal. If you have been asked a question that you do not know exactly what to say, ask for a moment to think of an
appropriate answer. This is preferable to taking a long time to answer without explaining what you are doing.

If you really can’t think of an answer off of the top of your head, ask if you can come back to the question in a moment – keep trying to think of an answer. Don’t think that if you get to the end of the interview and you haven’t answered the question that you are off of the hook. Even if your interviewer doesn’t ask again, it has not gone unnoticed that you didn’t respond to a question. The best case scenario is for you to bring the topic back to the question and answer it accordingly. Thank your interviewer for giving you the extra time to come up with the right answer.

If it is a lengthy question that is broken into parts, break it down into, don’t try and answer it all at once – you can always ask for parts of the question to be repeated.

Read Also: Steps You Must Take To Succeed And Make Profit From Any Business

The Best Way To Thank A Interviewer
You may think that it is best to follow-up with an interviewer to thank them for their time and keep your name in the forefront of their mind. While this may have that affect on them, it may not be in the positive way you are looking for. An interviewer takes time out of their regular job to fill vacancies in a department. It is an extremely busy and stressful time for them and they do not want (nor have time to) take calls from everyone
that they have completed interviews with.

But this is not to say that sending along a thank you is a bad idea, it’s not. The method that you thank your interviewer is going to make a difference. If you received a business card, send a quick e-mail to thank them for their time and that you are looking forward to hearing from them. Quick and to the point and leave it at that. Do not expect a reply because you probably won’t get one and do not follow-up on your e-mail to make sure they received it – you will become an annoyance.

Second to sending a quick e-mail, you can send a short and professional thank you note (this means no scented stationary or something too cutesy). The message should be similar, thanking the interviewer for taking the time to sit down with you, express how much you enjoyed speaking with them and learning more about the company. It is a nicety that while not necessary, can be an added touch to a strong interview.

It may not guarantee you the job, but thank you notes, if done the right way, may open doors for you in the future. If there are openings in the company at a later time, the interviewer may remember you and think of you before others. http://careinsure..com.ng/2017/07/how-to-answer-tough-interview-questions.html

In one of my post few days ago i wrote Complete Resume Reference Guide You Must Follow So without wasting much time lets head over to what we have at hand today. Are you in the process of finding and applying for jobs? If you are, you may be ready to mail out your resume. Before you send out your resume
or resumes, you will want to take a close look at the cover letter of your resume. For starters, are you even using a cover letter?

If you are currently not using a cover letter, you will want to refrain from mailing out your resume, at least right away. Many businesses expect to receive cover letters attached to all resumes. In fact, many now require them, especially with mailed in applications or resumes. If you are unsure as to how you can go about creating the perfect resume or at least one that can benefit you, you will want to continue reading on.

When it comes to creating the perfect cover letter, there are a number of important factors to take into consideration. One of those factors is the job that you are applying for and the wishes of that company. It is common for some employers to list exactly what they want cover letters to include. If you are given a sample or directions, you are advised to follow them. Not following instructions can result in your resume, as well as your cover letter ending up in the “don’t call,” pile.

As previously stated, a company may have their own preferences as to what they would like cover letters to include. This is because no two companies are truly the same. That is why it is advised that you do not use the same cover letter for each resume that you send out. Instead, you will want to create and distribute different cover letters for each employer that you have. You can have a sample cover letter or a template to use, but it is advised that you take the time to personalize each cover letter in one way or another.

Speaking of personalizing your cover letter, you will want to personalize each cover letter that you send out to the jobs that you are applying for and the companies in which you are sending your resume to. For instance, if you are applying for the position of a legal secretary, you will want to plainly state that position. This will automatically set you apart from a good percentage of your competition. Customizing each of your cover letters to the particular job that you are applying for is a great way to get yourself noticed, as you took a few extra steps not necessarily required.

Another one of the many ways that you can create the perfect cover letter for yourself is by being short and to the point. With that in mind, you will not want to be too short either. A cover letter should be at least three paragraphs and you should try and keep all cover letters under one page long. It is advised that you do not use any colored fonts, as black ink should do. It is also advised that you do not use any colored paper for your resume cover letter. Some job seekers mistakenly believe that this catches the eye of those in charge of scheduling job interviews. Yes, it may, but not always in the ways that you had hoped for.

As for what you should include in your cover letter, it is advised that you list a few of your skills and qualifications. It is also important to keep this portion of your cover letter short and to the point. Your resume will go into further detail, but it is still advised that you quickly outline the qualifications and skills that you have. Be sure to focus on those that apply directly to the job that you are applying for. For example, if you are applying for the position of a legal secretary, you will want to summarize your computer software knowledge, typing skills, transcription skills, and so forth.

The above mentioned points are all points that you will want to take into consideration, when making a cover letter for yourself. In all honesty, any cover letter is better than no cover letter at all, but with cover letters being relatively easy to create, why take the chance. http://careinsure..com.ng/2017/05/best-and-easy-way-to-create-perfect.html

Thank you dear appreciate

serverconnect:
Nice write up.

It is a well-understood axiom of the business world that there are two ways to improve the bottom line of the business. Stated simply, those two ways are to make money or to cut costs. Now no business can cost cut
their way to profitability. But by the same token, waste and excessive internal costs for any business can eat away any profits that business is enjoying. So to get ahead in a competitive business environment, both methods must be employed.

When a business turns its eye to cost cutting, there is a stated or unstated business objective that the business owners will discover significant bleeding of revenues that are going on within the systems of doing business. So if those systems can be improved to eliminate that waste, the business would literally make money from the inside out because the overhead of the business would drop so dramatically.

The usual progress of such a cost saving campaign by a business is to find “the low hanging fruit” first. By that we mean that in order to satisfy the demands of management, middle management will identify superficial savings in hopes of satisfying the requirement. Hence switching from disposable cups to mugs or cutting back on break room amenities often go on the chopping block first.

Sadly, while there may be some superficial savings to be found in such places, the significant introduction of efficiencies for any business lie at a deeper level and take a more in-depth process of locating problems with how things get done internally. The methodology of finding these “money pits” within a business is often called “Process Improvement.” The concept of process improvement is to diagram a particular business process from inception to completion and document the stages it goes through, the handing over of authority for the process and to pin point places where inefficient methods are causing excessive cost in executing that process en route to the final stage of process completion.

Routinely, the areas of business structure that most often identified as being candidates for a process improvement examination are…

* Excessive overhead between departments. Departments within a business are notorious for taking on the atmosphere of a fiefdom and becoming resistant if not suspicious of other departments in the same company. When that happens, department managers will introduce paperwork and unnecessary processing to cause “work” to move to his or her department from another or for completed jobs to continue along their path. This excessive overhead can be costly at the department level and bog down the business as a unit enough to actually reduce the profitability of the organization.

* Communication problems. A business process moves through the organization as each department or entity adds value to the process through to the completion of the job. However if communications between departments or people along the process chain are flawed, a process can grind to a halt and wait for hours if not days before the missed communication is discovered and the work is put into the cycle to be completed. This slow down or break down in communications can be a tremendous drain on the company. To correct the problem, modern tools of communication should be reviewed so each significant person along the chain is quickly made aware of work that needs to be done and can signal to the next agent that their step is complete and that the process is moving to the next stage.

* An inefficient IT infrastructure. Out of date computer programs that are not integrated with each other cause needless work to be done to take data from one system and moving it into the next computer program only to be entered again at the next stop along the chain. Standardization and integration of data and systems will introduce huge efficiencies to the process.

By streamlining the process of moving a business requirement from inception to conclusion, we can remove much of the inefficiency and waste that has become inherent to that process. We can introduce up to date integration designs both at the IT and process level to quickly move the process from one department to the next upon completion. The outcome is a streamlined organization that is no longer “bleeding money” due to inefficiencies and as such is making money “from the inside out”. http://careinsure..com.ng/2017/05/best-ways-of-making-money-on-start-up.html

For decades, the classic model of how a business organizes its computer services department was to establish a separate IT department with an independent management structure which may extend all the way to the executive suite. Over the years, the autonomy of that centralized IT function took on almost mythic
proportions and in some cases resulted in abusive attitudes and ways of doing business that almost gave the impression that the business existed to serve the IT department rather than the other way around.

This was a particularly prevalent model when all business computer processing was done by a large centralized mainframe computer, usually made by IBM. These mega computers are and were expensive and complicated to program and operate which dictated that to be successful, a business had to keep on staff a small army of computer specialists, many of whom seemed to speak an entirely different language and come from a different culture than those in the rest of the business.

This was a natural and necessary business paradigm under the circumstances when “big iron” ruled the IT community. However, the last several decades have seen changes to how IT gets its business done. First was the introduction of smaller, powerful systems driven by operating systems like UNIX that were capable of great efficiencies that challenged the supremacy of the mainframe in business.

The movement toward network computing which was a natural business evolution to facilitate greater data access and to build stronger communications between spread out departments in the business world further eroded the need for one centralized powerful computer operated by a select few who spoke a cryptic language. Network computing started the process of democratizing computing power in the business world. With the new dominance of the internet and the need to take the business paradigm into cyberspace, the business model of decentralized data processing has taken on new meaning and importance.

In many businesses, the final stage of IT decentralization has begun to become a reality. By locating centers of operations and development authority and responsibility directly at the department level, the efficiencies of IT decentralization have become possible at every level of the business.

This trend in locating department specific applications along with the computing resources to support them to the department level is a significant change to the business culture. Not only do the departments who benefit from those applications take ownership over the operation of those computing systems, programming and development resources will be become part of the department structure as well.

For example, if the HR department has a suite of applications that are used to tracking payroll, benefits, etc., that application will be placed completely under the authority of HR. As such, areas of authority that were formerly the sole responsibility of IT such as systems analysis, development, programming and computer operations will become part of the HR management structure. As a result, each department develops an ability to converse in IT terminologies which results in a higher IT awareness across the business that is healthy for long-term analysis of needs and resources to meet those needs.

This is not to say that new problems and challenges do not come along with the decentralization of IT. Some IT issues must be addressed at a global level because they impact the business as a whole. So there is still need for a CIO and some high level IT controls to which each of the departmentalized systems must be accountable. Continue http://careinsure..com.ng/2017/05/the-importance-of-decentralizing-it.html

The hardest thing in the world is being a successful business owner. You have no idea how many people open up a business and how many people close a business every day. In fact, most businesses never make it past two years. Two years is usually the limit, because owners are unable to work financially and they also
are in so much debt that they begin losing things that they worked so hard for. You don't want to end up being a loser and you don't want to show others how you are unable to control something like a small business. If you are looking for success, then you are going to have to put in a lot of time (hours and hours) and a lot of money. You will find that the first thing that you will need to do in order to make a business is to gain money through investors and loans.

The second thing that you will want to do in order to be an entrepreneur is to learn what it takes to make it. This is where you need to get an entrepreneurial coach. The coach will help you with your personal and business goals, but also they will be able to help you with things like financial issues and business ideas. The coach will not tell you how to run your business, but they will tell you what you might want to consider in order to build the business right. You will need to be open-minded to some of the suggestions in order to find success.

The first thing that you will want to get together is a business plan. You will need to spend a lot of time and money into making the business plan a solid direction of business. You will find that when you do this, you will be able to get the attention and approval of many investors and creditors. This will help you to make a great profit and you will be able to have start up money. Make sure that you have the money that it would take to run the business for one year. Once you go through the supply you will either need to invest your own money or rethink the business. Once you are financially secure, you will then need to look for a coach.

Some of the things that you will want to look for in a coach is a standard of professionalism. You will also want to make sure that you interview the person so that you can build a level of trust in the person. Then you will also want to consider checking on their references in order to make a good decision when picking a coach.

Once you have a coach you will need to expect some of the following. First, you will want to know that it is normal for them to go through your current paperwork to see if the business is in the red or the black. Then you will want to give them some of the ideas or goals that you have for yourself, as the owner, and what it is that you expect out of the business. This will help you to set some goals and also you will be able to find a great path that will lead you to meeting some, if not all, of your goals. You will want to consider some of the suggestions that the coach gives, because they may not more than what you think they do.

Finally, you will need to get on your path or go in the direction of your goals and stay on track. You may need to set up a Plan A and a Plan B, because there are times where you will need to stray from the original plan and work with another. http://careinsure..com.ng/2017/05/here-is-how-to-be-more-successful-using.html

Are you a woman who is unhappy in the bedroom? If you are, there are likely a number of reasons for your unhappiness. Despite the possibility of a number of causes, do you think that your weight may be to blame? If you are overweight or obese, it may be.
Since you now know that your weight may have an impact on your sex life, you may be curious what weight loss can do for you. It is really possible to improve your intimacy with weight loss? Unfortunately, the answer isn’t always the same, as it tends to vary. Weight loss and its impact on your sex life will honestly all depend on you and your own personal situation.

For starters, many women make the mistake of believing that their lost weight resulted in better sex. It can, but did you know that many women are just deceiving themselves? Being intimate with your partner may feel better and result in more pleasure, but it honestly may be due to an increase your self-confidence levels. Women who lose weight do see an increase in self-confidence. This extra confidence often allows women to enjoy it better. What does this mean? It means that the sex may be the sale ole sex you have been receiving for years, but it just feels better now.

Another impact that your ability to lose weight may have on your sex life is your ability to experiment in the bedroom. Experimentation is a key to keeping your relationship “hot.” One type of experimentation that you may want to try is a new sex position. Has your weight previously kept you from being creative? If so, now is your time to shine. Show your partner that you now have moves that you never even thought of trying before.

In keeping with experimenting in the bedroom, it is important to know that experimentation comes in a number of different formats. One other format is that of role playing. As previously stated, weight loss gives may women confidence. You may now have the confidence to have sex with the lights on, wear sexy lingerie, or a full-blown costume. These large steps can do wonders for your relationship, both inside and outside of the bedroom.

It is also important to take your partner into consideration. Unfortunately, this is not something that many women take into consideration. If you were to lose weight, there is a good chance your partner will like the improvement. Yes, your husband most likely loves and worships you now, but there is still something attractive about women who take steps to better themselves, especially in terms of appearance. If you do decide to lose weight, let your husband know that you lost the weight for them and to better your sex life. They will not only be proud of you, but they may also be turned on.

Since there is a good chance that your sex life will improve with weight loss, you may be interested in starting a weight loss plan today. If so, go ahead and do so. Use your need for improved intimacy in the bedroom as a source of motivation. When you can envision yourself thin and in the bedroom having an amazing time with your husband, you may find it much easier to lose weight, as well as exciting. Speaking of which, remember that a healthy diet and a strong exercise plan are needed.

The more weight you have to lose, the more your sex life may improve. With that said, be sure to use your best judgment. If you are average or thin, weight loss is not needed and can be dangerous. If you are seriously overweight, consider talking to your doctor before starting a new diet or exercise plan. Losing weight to improve your sex life is important, but don’t put your body at risk just receive extra satisfaction in the bedroom.


Also buy one of the most trusted enhancement pill made from natural ingredient called Virility EX CPA Maybe you are not aware well, allow me to educate you on this. The Virility EX program is the most powerful natural enhancement program available anywhere in the world. With years of success behind their product and being one of the only companies that uses 100% natural ingredients I foresee you having great best sex life.http://beautyproductsell..com.ng/2017/04/why-losing-weight-can-help-improve-your.html

Venture capital can be a rather complicated set-up for beginners in the business world. While there may be lots of resources available on the topic, these articles are sometimes too technical for the ordinary person. The definition of venture capital, in simple terms, is investment money provided by professional capitalists
and venture capital firms to promising companies in the hope that it will make more money after a few years. Aside from its definition, here are some things to discuss about this subject.

Venture fund has a relatively short lifespan. The goal, then, is to maximize profit within a short time span. These capitalists and investors have developed strategies and business plans that are "proven" to yield results, but this is not the case always. Remember that their aim is a return of investment in a short time and not a lifelong business.

Aside from the profits that they seek to have, they also charge certain fees to pay their management staff. These fees are also taken out of the fund, making it run out sooner than expected.

As a general rule, only 10% of the investments become successful. If that were the case, perhaps you'd wonder why these companies continue to operate. Since these firms have tons of money, they've somehow managed to branch out their investments in several companies. The key to success, then, is to make more good investments to offset the losses. So when everything is taken into consideration, they end up gaining more than they've invested.

If you consider this option, be prepared to lose control over your company for a couple of years. Because these investors and firms have spent big bucks to help you put up your company, they also have a say on how things get done. We're talking of major stakes here, not just a couple of hundred dollars that you borrowed from a friend.

Read Also: Importance Of Customer Relations And The Business Analyst To Every Business Industries

They usually assign somebody to sit as members of the board to take part and know the decisions that you make as CEO of the company. At the same time, they report to the firm what they think of how you run things, which can be crucial should you need additional capital later on.

Venture capital is one way to get into business with minimal capital. But remember that together with it are several requirements that you must comply with. These firms have developed plans which may have proved to be effective for past businesses.

But while it may have achieved success at one instance, it is not a guarantee that the same will happen to your business. There is therefore the possibility of failure. While it may be difficult and the stakes are rather high, the gains that you may receive later are sure to outweigh the demands and difficulties that you face at present.

Here's hoping that this article made you understand the definition of venture capital better. To have more information, it is best to seek help from a professional. Ask a financial expert on the pros and cons of venture capital and how it can be availed.

He can also help prepare your business proposal to make it more attractive to capitalists and angel investors. There are a few websites which provide this type of service.

Venture Capital and Its Characteristics

More businessmen are getting into venture capital. Whether as entrepreneurs or capitalists themselves, more people are getting into it because of the promise of fast, easy money in a relatively short time. While many may attest to the financial security that the scheme brought, there are also just as many unfortunate stories that have circulated as well. Here are some characteristics of venture capital that any businessman must know.

Venture capital firms are made up of individual investors or corporations. Sometimes the participants are institutional investors like insurance companies, foundations and pension funds. Aside from these firms, there is also what is called as angel investors. These are individuals or a smaller group of investors that operate the same way as venture capital firms. They all function the same way, and that is to fund small and starting businesses, ending in a buyout, merger or IPO.

Finding start up capital is not easy. First, you need to fit in the investment criteria that these firms provide. There are several of them listed in directories or the internet. The line of business that you have in mind should match that of the firm.

Read Also: Important Of Technology And Cyber Security In Your Online Business

Otherwise, there is lesser chance for your proposal to be approved. Also, you need to have a business proposal that would persuade the firm. It must be concise, well-written and well-researched. With the hundreds of proposals that they get, it is crucial that yours should impress them.

Venture capital investments are different from venture capital loans. For the latter, the risk is borne by the investor and not by the investment firm. The entrepreneur must repay the amount plus interest, regardless of the company's success or failure. For venture capital investment, it is the firm that bears the risk. This explains why more people opt for venture capital investments than loans.

Since the firm bears the risk, it is therefore the one entitled to a major part of the profits. These investors seek maximum gain at the shortest period possible. They're eyeing on at least a 100%, even 700%, return of their investment. That is why they tend to have more control over the company than its entrepreneur. If you have problems with relinquishing control over the company, then this scheme is definitely not for you.

The good news, though, is that these capitalists are experts in the business field. Their policies and strategies have already been tried and tested. Should any of their plans fail, they are sure to have back-up or alternative plan. In other words, these people know more than the new entrepreneur and can help a great deal in the management of the company. http://careinsure..com.ng/2017/04/complete-guard-on-definition-and.html

There are many decisions that you will need to make when investing in real estate. One of those decisions, for those handling rental properties is whether or not you need a property manager. Property managers have many uses and are a great idea for those who have many properties to handle and wish to have a life away
from their real estate investing businesses. A property manager is your buffer between your tenants and your family.

The benefits of a good property management service are quite numerous. To begin with you will find that they eliminate the need for tenants to have your phone number. If you've dealt with rental properties before without the buffer of a property manager you are surely aware that it doesn't matter what time of night or the morning things go wrong, you are the first person your tenants call to fix those things. A property management service is able to handle many things for you while letting you sleep through the night. It's no small favor when you consider the multiples of tenants as you purchase more properties. A few late night phone calls and many rental property owners are almost ready to get out of the business of renting properties.

Property management services also often happen to have a qualified staff of maintenance people that can handle many of the things that go wrong with rental properties. The fee for these services may be included in your fees for the using the property management service in general or certain services may charge additional fees. Regardless your property manager or property management team is often the best source to find contractors to handle the repairs they cannot make for you as well as the repairs that they can. It's nice to know that you won't be getting up bleary eyed in the morning calling around for a plumber on the first exceptionally cold day of winter. Moreover it's nice to know that someone else can deal with some of the negative things about owning rental properties.

My personal favorite reason to seek the services of a property management service is that they are qualified to handle the legalities of taking care of tenants who cannot make the rent for months on end. This is after all a business and while you can relate to the circumstances that leave some people unable to pay their rent you need the income from their property in order to make your bills. It's much easier to leave some of the less pleasant tasks to someone else, especially if you are a softy for sob stories.

Property managers also handle the advertising for your property and the cleaning up and retouches that are necessary between tenants. They also allow you to take vacations and such filled with the knowledge that your properties and tenants are in good hands even when you aren't there to oversee everything. Everyone needs to take a break sometimes it's nice to know that with a reliable property manager you can actually sit back and relax while taking those breaks without worrying about all the particulars of the properties you own so far away.

If you are going to invest in real estate, this is one of the most worry free ways you can do it. The more properties you have, the more sense it makes to utilize the services of a reliable property management team. http://careinsure..com.ng/2017/04/why-you-need-property-manager-before.html

Are you in the process of finding a new job or changing careers? If you are, you may also be in the process of creating a resume for yourself. Although resumes can be complicated and nerve-wracking to develop, they are usually a lot easier to write than originally thought. With that in mind, there are still many problems
or complications that arise. For many resume writers that problem has to do with references.

On your resume, there is a good chance that you will list references. These references can typically come in two different formats. These formats are personal references and professional references. You will find that many employers actually like to see a combination of them both. Also, on average, most hiring companies like to see at least three references on their job applications and resumes.

Now that you know what many companies look for, in terms of references on a resume, you may want to start listing your references right away. While this approach is one that you can take, you may want to proceed with caution. As previously stated, one of the many mistakes that resume writers make involves their references. Some of the most common mistakes, as well as ways to prevent those mistakes from happening, are outlined below for your convenience.

One of the biggest mistakes that a job seeker, possibly just like you, makes involves listing no references at all. If you are simply submitting your resume, you may be able to get away without having any references listed, but you may not want to take any chances. If you are currently still lining up your references, you may want to have the phrases “references available upon request,” under the heading of references on your resume. Should you fill out a job application and are asked to provide references, you will want to do so. Omitting information on a job application may cause your application to be overlooked.

Another mistake that many job seekers make, in terms of their resume references, is not asking to use a reference in the first place. In almost all cases, you will find that your references are checked. That is why it is important that you ask each individual that you would like to have listed on a resume or a job application before officially listing them as a reference. If you have already submitted your job application and resume, without asking first, you will want to let each individual know, as soon as possible, that you used them as a job reference and that they may be receiving a phone call. This is important, as you do not want your references to be caught off guard, as it may impact their responses.

As previously stated, most companies like to see a combination of professional and personal references on their job applications and on all submitted resumes. This is a mistake that many job seekers also make and one that you will want to not make. For that reason, you may want to consider listing four references on your job applications or resumes. This would allow you to have an even number of personal references and professional references.

The above mentioned mistakes are common mistakes that many job seekers make when writing a resume for themselves. By keeping these common mistakes in mind, you can ensure that you do not make similar ones. This should automatically improve your chances of landing the job of your dreams or at least a job interview. http://careinsure..com.ng/2017/04/complete-resume-reference-guide-you.html

Traveling overseas is enjoyed by a lot of people nowadays because of the many choices when it comes to international travel. You can travel through air, by land, or sea. It all depends on where you plan to travel. This may be one reason why a lot of people want to get international health insurance.

For many years now, international health insurance is becoming more and more popular. By having this type of insurance plan, you can expect that your medical needs are covered even when you're in a distant place. Injuries and illnesses can happen at any time during your vacation and it will be a good thing if you're insured.

Health related problems can occur while you're away from home and since you're not a local resident of the place that you're visiting, you are not qualified to receive health care benefits provided by the local government. If you frequently travel overseas for vacation or for business, you should never be caught without an international travel insurance policy.

The two plans offered as basic international health insurance are travel and expatriate insurance. Both plans provide accident and sickness coverage but the coverage may vary depending on the number of days stay overseas.

Travel health or medical insurance is more popular than the expatriate because travelers think that this is a much better option especially for those who travel for only a couple of days, weeks, or months. This type of plan consists of a $1,000,000 coverage on ordinary emergency healthcare, trip interruption, and home coverage.

If you have plans to stay overseas for quite some time, you need to get expatriate health insurance. Make sure that you're covered in the foreign country and if you're with your family, they must be covered too. This type of plan can be renewed and the coverage amount can reach as high as $5,000,000.

Insurance needs vary from one individual to another. It is therefore very important to identify all your insurance needs first before shopping for international health insurance. You must also know how long you're going to stay overseas – in terms of days, week, months, or years. Getting international health insurance is truly a wise move if you want to protect yourself, as well as your family. http://careinsure..com.ng/2017/04/basic-things-you-must-understand-about.html

The financial industry greats will be the first to tell you that real estate investing has the potential to bring in serious profits. They will also gleefully inform you that the risks in some cases far outweigh the potential, especially if they are among the more cautious investors in the industry. Those who have made their fortunes
in real estate however will tell you that investing in real estate is worth every ounce of risk when you manage to work through the rough patches and find your way to real estate investing fortunes.

Commercial real estate is somewhat unique among real estate investment types. This is the type of real estate that requires a high investment to get into the game, much higher than most residential property and poses equally great risks depending on what you plan to do with your commercial real estate investment. Of course you will also find more than a few options for your commercial real estate investment that many investors find appealing.

Most investors find leasing office or building space to be the safest route to take when it comes to real estate investing is the path of leasing office space or warehouse space to businesses. They feel that this is a relatively steady source of income because most businesses prefer to keep their locations as long as possible. Smart business owners are well aware that customers, clients, and vendors need to be able to find them in order to do business with them and for this reason, prefer to keep their business in the same location whenever possible rather than reestablishing themselves in different locations year after year.

Commercial real estate investing is a bit of a different animal than traditional residential real estate that many of us are more familiar or comfortable with. You will need to do a lot of research before jumping in with both feet with this particular sort of real estate investment. Commercial real estate investments can take on many forms. From strip malls and outright shopping malls to business and industrial complexes to sky scrapers and high rise condos you will find all manner of commercial real estate interests. Whether your interests lie in business or personal types of commercial real estate there are significant profits that stand to be made.

Unfortunately, beginners often find the path to commercial real estate investing laden with thorns. You will need a massive contribution to fund your commercial real estate pursuits and it is probably best if you can find a group of investors in order to share some of the risks. Real estate, in and of itself, is a high-risk venture. Commercial real estate bears a little more of the risks in the beginning however once you're established and people, particularly investors, know your name you will find that path to real estate wealth is much easier obtained through commercial real estate, if you play your cards right than many other types of real estate investing. http://careinsure..com.ng/2017/04/read-this-before-you-start-commercial.html

Agriculture has been identified as the largest employer of labor in Africa, particularly Nigeria. Many analysts have described the sector as a goldmine waiting to be fully explored.

The available land for farming activities in Nigeria is simply overwhelming. A recent report revealed that Nigeria has about 84 million hectares of arable land, of which only about 40% has been cultivated. Add our favorable climatic conditions that sustain the growth of agricultural products such as rice, groundnut, cassava, cashew, cocoa, palm oil, to mention but a few, and you begin to get the picture – Agriculture in Nigeria is good business.

The problem young people face when they think of going into entrepreneurship is no longer whether agriculture business is worth investing in. The problem is twofold: (1) what type of agriculture business to start and, (2) how to raise capital to start an agriculture business.

GOVERNMENT LOANS AND GRANTS IN NIGERIA.
One of the surest strategies any government can employ to encourage her citizens’ participation in farming and agricultural practices is creating avenues where they can access government loans and grants.

To fast-track the development of the agricultural sector, and to encourage farmers and investors to embrace agriculture, the federal government of Nigeria have set up different schemes and programs to provide funds in terms of loans and grants to large and small-scale farmers.

These credit facilities are made available by the federal government to the public, and cover a range of agricultural practices including crop cultivation and livestock rearing. There are a number of avenues the government has provided for individuals and corporate bodies to access agricultural loans. Some of them include;

CBN agricultural loan to farmers in Nigeria.
Bank of agriculture loan

1. CBN AGRICULTURAL LOAN
This loan scheme was set up by the federal government to provide low interest loans to farmers in Nigeria. To achieve this, the Central Bank of Nigeria (CBN) has recently approved the disbursement of about 75billion naira as loan to farmers and cooperative societies in the 36 state and the federal capital territory (FCT). This loan can be accessed directly from the Bank of Agriculture.

2. BANK OF AGRICULTURE (BOA) LOANS
The Bank of Agriculture of Nigeria is the major avenue the government has employed to disburse loans and grant to the public. The bank is owned by the federal government, with the Central Bank of Nigeria and the Federal Ministry of Finance incorporated as shareholders.

The activities of the bank are supervised by the Federal Ministry of Agriculture and rural development. When thinking of government loans, the BOA should be your first choice.

REQUIREMENTS FOR Bank of Agriculture (BOA) LOANS
You must have maintained a minimum customer account relationship of about six months
You must have deposited at least 20% of the required loan amount into the account
You must provide collateral, excluding land.
You must provide a detailed business plan.

However the requirements for acquiring the loan are negotiable and may depend largely on the feasibility of your agricultural venture. Further details about the BOA loans are available on the BOA website
Apart from the BOA, there are other means of acquiring agricultural loans

The federal government through the bank of agriculture and the bank of industries have partnered with different commercial banks to help farmers with acquisition of loans.http://careinsure..com/2017/04/best-way-of-getting-available.html

The number of internet users is increasing
everyday. This is because there are interesting
and knowledgeable discoveries found online.
What most people like on the internet is that they
are able to send messages in an instant. In
addition, they are getting more and more fascinated with other sites. Sometimes, people use the internet as their
online diary or journal. Others would use it to
promote a product. Either way, there is one site
that is famous for these things, we call it as
Blogging or the Internet Blogging. There are
many website providers who are now offering free usage of blogging software packages
because of the rapid increase of blogging users. Examples of the free blogging software are
B2evolution, Nucleus and the WordPress. These
programs have the same features. This is why
most internet users ask which of the software is
simple to use and would suit the needs of a
specific website. However, the answer to which one is the
simplest depends on the real purpose of the free
blogging website. If your main objective is to
share your point of view and opinions to the
public, you can use different blogging software.
However, if it is for promotional purposes, use software designed such purpose because a blog
for promotion has completely different
requirements. Below is the list of the free blogging software
and their features: • WordPress Free Blogging Software WordPress is usually used for personal blogging.
It has an open source, modern personal
publishing design which is focus on the
appearance of the blog. By only using the
WordPress, there is no need to gather or your
journals and compile it as one. Just write your article. And choose which features you want and
the blog will be published immediately to your
site. This software is easy to customize and it offers
different functionality. As you get used to it very
well, you will learn to add fresh features which
will make your site interesting and trendy. • B2evolution Free Blogging Software Like the WordPress, this is also an advanced
internet blogging software. This free blogging
software has a skinning system which lets the
users to make many blogs in separate groups
with different look or appearance for every blog. B2evolution has the capability to change skin to
make the blog get a new appearance. This
software is good for promotional purposes.
Therefore, you are planning to create and
publish many different themes, B2evolution is
the right software for you. • Nucleus Free Blogging Software Nucleus has dominant features which is
applicable in promoting your blog. It is capable
to optimize the URLs. This helps the user create a
blog that is easy to use. One great feature of the Nucleus is that it is
capable to present many blogs using a single
page. The Nucleus also has a feature that is very
good in promoting a particular site. These three blogging software provide the best
feature that you need to create an effective and
interesting blog. Remember they are all free, so
there is no need to be hesitant in using them. However, you must choose the software that will
be a great help to you in achieving your main
objective in creating a blog. In this way, you are
making sure that your blog is unique and it will
satisfy you and your needs. eisteve..nl/2017/04/lets-talk-about-useful-free-blogging.html?m=1

On one of my last post i talked much about ''Guide On How To Get A Small Business Loan Anytime Anywhere'' Well maybe you haven't read it try and do so i believe there are much things to learn from there. So today without wasting much time, am going straight to the point. You will agree with me that loan or credit
is a kind of financial obligation on the part of both the lender and the borrower. Of course may people still believe that getting loan is hard but i believe by the time you are through with this post you will discover that there's nothing too hard about it.

Believe it or not many types of loan exist in Nigeria which includes Quick Loan, Salary Advance, Mortgage, Overdraft, Term Loan, Auto Loan and so on. However, loan of any kind in general and business loan in particular can be gotten from any of the places listed below:










Diamondbank
This bank avails its customers loans such as Overdraft, Lease Finance facility, Credit cards, Salary advance, Small and Medium Enterprise loan, personal loan and so on. For one to qualify for any of their loan product, one must have an account with Diamond Bank. For further enquiries, visit www.diamondbank.com

Zenith Bank Plc
Zenith Bank is one of Nigeria’s mega banks where individuals and firms can access loans to enhance their lifestyle or boost their businesses. One of the advantages of Zenith Bank’s loan reflects in its fast loan processing time. To find out more about the bank’s loan products, visit www.zenithbank.com

Sterling Bank
Nigeria’s number one customer bank offers different types of loan to meet individual and corporate organizations needs. Of course, an intending loan applicant must have a current account with the bank before he/she can stand any chance of accessing Sterling bank’s loan. The bank’s website is www.sterlingbankng.com

GTI Microfinance Bank
This Microfinance Bank is located at 127, Awolowo Way, Ikeja, Lagos and it is a subsidiary of GTI Capital Limited. GTI MFB offers loans to individuals, Small Scale Enterprises and Corporate bodies and their tenor ranges between 6 months and 48 months. One of the advantages of GTI is that as long as you are the bank’s customer, your loan application will be approved. To find out more about GTI’s loan dynamics, visit their office address.

Apex Microfinance bank
Apex MFB was created with the vision of meeting the financial needs of individuals. This microfinance bank offers loans to individuals that want to grow their business with a reasonable interest rate. The bank is located in Kwara State, Oyo State and other parts of the country.

United Bank for Africa (UBA) Plc
United Bank for Africa’s loan products have benefited a lot of individuals and businesses in Nigeria. Unlike many mega banks, UBA’s loan products are speedily approved once an applicant (who has an account with the bank) meets the bank’s conditions. Visit www.ubagroup.com for further enquiries.

Fortis Microfinance Bank
Fortis MFB is Nigeria’s best Microfinance bank that has helped many individuals and corporate organizations to realize their dreams through assisting them with loans of all sorts. The Microfinance bank is widely spread across Nigeria and more information about Fortis can be gotten by visiting any of their branches.

Ecobank Plc
The pan African bank (Ecobank Plc) has put a lot of smile on the faces of Nigerians via their range of loan products. The bank has tailor made solutions for financial needs of Nigerians who operate an account with them. The bank’s turn around time for loan processing is fast and their loan packages are flexible and are accessible to individuals and organizations. Visit www.ecobank.com or one of the bank’s branches in your location to know more about ecobank’s loan products.

First Bank of Nigeria Limited
One can obtain loan from First Bank of Nigeria Plc as the bank has a wide variety of loan products which include Automobile loan, Personal Home Loan, Loan against salary and Equipment Loan for individuals. For corporate bodies, the bank has Contract finance, Lease finance, overdraft and so on. To find out about conditions precedent to accessing any of the bank’s loan type, visit www.firstbanknigeria.com

Hasal MicroFinance Bank
Hasal MicroFinance Bank offer loan of up to NGN 500,000 to individuals and corporate bodies. Hasal’s loan is collateralized by guarantor(s) and more information about the MFB’s loan can be viewed by visiting www.hasalmfb.com or visiting one of their branches nationwide.

Accion MicroFinance Bank
Accion MFB in its three months of operation approved over 280 loans for Nigerians. This microfinance bank is a sure place of getting loan of all sorts. The bank’s website is www.accionmfb.com

Nigerian Export – Import Bank (NEXIM)
NEXIM avail loans to exporters to enable them carry out their export business. Their loan products include Direct Lending Facility, Export Credit Insurance Facility, Export Credit Guarantee Facility and so on. NEXIM’s website is www.neximbank.com.ng

African Development Bank
This bank can be approached for loans and grants by Small and Medium Enterprises. Recently, African Development Bank approved $580, 000 for the development of SMEs in Nigeria. To know more the bank’s grant, visit www.afdb.org/en/news-and-events/loans-grants/nigeria/

Fidelity Bank Plc
Fidelity Bank ranks among the top ten banks in Nigeria and the bank offers a wide range of loans to individuals and businesses if they meet their requirements. http://careinsure..com.ng/2017/04/where-to-get-business-loan-in-nigeria.html

Although there are lenders, including online lenders, who don’t require a business plan as part of the loan application process today, it might be a mistake to dismiss the value of a business plan altogether. “[B]usiness plans aren’t just for startups seeking a loan—that’s really a myth about small business planning,” says Sabrina
Parsons, CEO of Palo Alto Software who creates software to help business owners create business plans. “Small businesses, the Main Street businesses we work with, need to ignore that myth if they want to build healthy and successful businesses.”

Of all the businesses that start today, statistically only about half of them will be around five years from now. All things being equal, that’s basically about the same as flipping a coin—which is one reason why traditional lending has looked to a thoughtful business plan as one of the ways they evaluate the business acumen of a potential borrower. The better he or she is able to articulate what they want to do with borrowed capital, how they intend to do it, and the positive impact it will have on their business, the more likely they’ll still be around to make all the periodic payments.

"Did you know that 60% of businesses that fail do so because of cash issues? Many small business owners don’t understand the importance of regular planning and forecasting: and it’s hurting their businesses because they haven’t planned for potential challenges and don’t have any kind of strategy for dealing with them," said Parsons.

Those who take the time to create a business plan may be improving the odds of business success.

Professor Andrew Burke, in joint research with Stuart Fraser and Francis Green of Warwick Business School, discovered that although there are a number of very successful businesses that don’t invest their time and resources into business planning, there are some pretty compelling reasons to do so. He suggests, “…business plans do indeed add a lot of value to the businesses that choose to write them, including high quality ventures, and these effects are quite dramatic. Growth in the venture is increased by a factor of around 30% as a result of writing a business plan. This benefit cannot be ignored. But particularly it is the quality of the business planning process which counts…”

Burke asks four questions that need to be addressed in a quality business plan:

1 What is the uniqueness of the business proposition? Because so many businesses seem to fail, Burke argues, “… a surviving or high performing business must be unique. So one of the key things therefore is that a business plan must identify what feature is going to distinguish it from most businesses which we know will fail.” As a business owner, knowing what makes your product or service unique will help you focus your efforts on that which sets your business apart from the rest of the competition. While that might sound obvious, thoughtfully going through the business planning exercise might reveal other relevant differences that will allow your business to compete at an even higher level.

2 Is it a purely desk based plan? I couldn’t agree more when Burke suggests, “A major turn-off in assessing the strength of a business plan is where it becomes apparent that the business plan has been written by somebody who has remained behind a computer for the entire exercise. The business plan must be based on a real feel for the business, not just a set of figures produced from the desk top.” The value to anyone evaluating the plan is not only diminished, but the value to the business owner is minimal if the business plan doesn’t reflect a real world view of the business from the perspective of someone who has rolled up his or her sleeves and really understands what the business is supposed to do and what it’s doing now.

3 How realistic are the assumptions underlying the financial projections? “People often mistakenly think those who make judgments about business plans will be impressed by lots of analysis and financial acrobatics,” says Burke. In reality, it’s a lot less about the formula you use to make financial projections and more about the underlying assumptions that inform the formulas. “For example,” says Burke, “are the projected volumes of sales realistic? Are there other businesses like this one that have delivered similar sales? Are the costs accurate? The key lesson we have drawn from our research is that much depends on what you are writing the business plan for and insight into the context of your business.”

4 Is the business static or dynamic? “There is a misleading false debate around two distinct approaches; a very rigid sort of plan, where people can predict the future with great accuracy versus a no plan approach which involves getting out to the market and starting to trade, assessing the information gained and adapting the business as a result,” says Burke. I’ve met very few business owners in my 30+ years in small business that can accurately predict what’s going to happen five years down the road. I’m not convinced that’s the real value of the plan. However, creating a plan and measuring performance against the plan—with a willingness to adjust the plan when necessary—seems to be an approach that works well. So basically, Burke and I agree, leveraging both approaches often yields good results.

There’s no question, building a sound, thoughtful, and useful business plan is not necessarily easy, but it could be worth it. When you consider that roughly half of all the businesses that start today won’t make it to their fifth birthday, business practices that can improve the odds of a successful business just make sense to me. Creating a detailed, accurate, and realistic business plan is a good investment in your business. I think this is true regardless of whether your business is a startup looking for a loan or a more established business. http://careinsure..com.ng/2017/03/importance-of-business-plan-before.html

If you’ve been in business for at least 1 year, make $2.5k per month, and have a credit score above 550, you may prequalify for up to $100k in financing with Kabbage. The application can be completed entirely online in just a few minutes.

Visit Kabbage

Before getting into the different options, it is important to understand the five primary factors that determine which types of business loan are best for you. They are:

Time in business
Personal credit score (check yours here for free)
Business gross annual revenues
Business net annual profits
Collateral to back the loan

In general, the longer you’ve been in business, the higher your personal credit score, business revenues and profits, and the more collateral you have to back the loan, the easier it will be to qualify for a loan and the lower your interest rate will be. The financing options that are best suited for you also depend on how quickly you need financing and on how your customers usually pay you (e.g. invoices, credit cards, etc.). Below, I will first summarize each business financing option and then go into the details.
Summary of Small Business Financing Options

With so many new types of lenders popping up these days, it can be hard to keep all the financing options straight. Here’s an infographic summarizing the different types of business loans and business loan requirements. Below, I explain the options in further detail, starting with the lowest interest rate business loans and ending with higher rate products and personal sources of financing such as credit cards and home equity loans. I round out the article with some general things to keep in mind when searching for a small business loan.

Your Financing Options in Detail
Part 1. Bank and SBA Loans
For established businesses and borrowers with good credit.
SBA 7(a) Loans

A 7(a) loan backed by the U.S. Small Business Administration (SBA) is one of the cheapest ways to get business capital. You can borrow between $5k and $5m. The loans are not made by the SBA. They are made by a partner bank or lender are are partially guaranteed by the SBA in the event the borrower cannot pay back the loan.

I highly recommend SmartBiz for SBA loans. They are an online platform that can help you get an SBA loan in 1 month, versus 3-4 months if you went to a bank. They’re also more likely to get you funded. Click here to get started.

Qualification Criteria
In general, you need the following to qualify for an SBA loan for an existing business:

Be in business for at least 2 years.
Personal credit score above 680 and good credit history. Check your score for free here.
May require a down payment, particularly if used towards real estate purchases.
Must personally guarantee the loan, and in some cases, pledge collateral.
Need a business plan and detailed financial data on the business.
Business is profitable.

In some cases, a person look to start a new business can also get an SBA loan, but only if they have industry and management experience, a sizable down payment, and excellent credit.

Pros
Inexpensive (6-9 % APR).
Large amounts of financing available.
Long terms (10 years typical) make monthly payments lower.
In many cases, you don’t have to provide collateral or a down payment.

Cons
Need excellent credit to qualify.
Can be a slow process, lots of paperwork required.
Must pay a guaranty fee to the SBA for loans above $150K and referral/packaging fees and closing costs for all loans.
http://careinsure..com.ng/2017/03/guide-on-how-to-get-small-business-loan.html

Easy Ways to Spice Up Things in the Bedroom
Are you in a relationship that seems as if it is stalled in the bedroom? If so, your first thought may be to terminate the relationship. But, what if your relationship is long-term? What if you are married? What if you
really do love your partner? What steps should you take then?

When it comes to being unhappy in the bedroom, it is important to know that ending a marriage or a relationship should only be used as a last approach. Instead, you will want to take steps to spice things up. Doing so may improve more than just your intimacy, but it may do wonders for your relationship in general.

As nice as it is to hear that you can and should spice things up and in the bedroom, you may be unsure as to how you should proceed. If that is the case, please continue reading on. Below, four easy ways that you can spice things up in the bedroom, are covered.

1 – Engage in pre-intimacy


When you do have sex, what happens? Do you and your partner get right down to business? If you do, that may be a huge problem. Unfortunately, many couples do not realize that intimacy is more than just about having sex. It is also about having a happy and healthy relationship. If you rely on sex to make your relationship succeed, there is a very good chance that it will actually fail.

If you and your partner don’t already engage in pre-intimacy, start doing so. Also, remember that pre-intimacy doesn’t have to start in the bedroom. Call your lover, send a text message, or a handwritten note expressing your desires to get intimate with them later on.

2 – Be Spontaneous

When you want to have sex, what do you do? If you actually take the time to ask your partner if they want to be intimate with you, you may be doing more harm than good. Asking first can make being intimate seem more like a chore than something that should bring you pleasure. The next time that you want to move to the bedroom, don’t ask first. Just lead your partner there. In fact, who needs a bedroom?

Know that being spontaneous is about more than not talking about sex first. Ways that you can be spontaneous with your partner is to have sex at a different time, date, or place.

3 – Talk About Your Fantasies

One of the biggest reasons why couples have problems with sex is because one person isn’t having their desires fulfilled. If that is the case with you? Does your partner know what you like or what you want to get out of being intimate? If not, it is time for you to let them know.

Be sure to talk to your partner about your sexual fantasies and desires. What would you like to try in the bedroom? In addition to expressing your wants, needs, and darkest fantasies, be sure to let your partner do the same. Remember that both of you should walk away from an intimate encounter pleased.

4 – Experiment in the Bedroom

Another one of the easy ways that you can spice up things in the bedroom is by experimenting. When doing so, you may be pleased with all of your options. For starters, you can try a new sex position. This may not only lead to extra pleasure, but fun and excitement. intimacy gadgets, romantic or pornographic videos, and role playing are other good ideas for experimenting in the bedroom.

Remember that experimenting in the bedroom is a good way to spice up your intimacy, but be sure to use your best judgment. It may be a wise decision to first discuss making changes with your partner, as you will not want to make him or her feel uncomfortable.

So there you have it! You know have a few ideas on how you can go about spicing up things in the bedroom. So what are you waiting for? Get started today.

Signs Your Sex Life May Need a Makeover
Are you in a relationship? If you are, are you pleased with the amount of sex and intimacy that you are receiving? Are you unsure? For many men and women, this question is a lot harder to answer than it looks.

If you are unsure as to whether or not your sex life is good, it may be time for you to find out? Why because if you are pleased with the amount of intimacy that you receive, you should be sure to tell your partner on occasion. Doing so can help to improve your relationship. On the other hand, if you are not pleased with the level of intimacy received, it may be time for you to make a change, like experimenting in the bedroom.

So do you have a good sex life? To help you get an accurate answer to that question, five signs that your sex life may need improving are outlined below.

Sign #1 – You Find Sex Boring

Unfortunately, many couples, especially those in long-term relationships, get to a certain point where sex just isn’t fun anymore. Does it seem more like work or a chore to you? Being intimate with your partner should not seem like a responsibly that you are required to fulfill. Instead, it should be fun and exciting.

Do you reject being intimate with your partner? Do you put off going to bed with them in fear of being intimate? If you do, your sex life may need an improvement or a change.

Sign #2 – You Are Left Unsatisfied

If and when you do get intimate with your partner, do you achieve maximum pleasure? If not, your sex life may be in serious trouble. This is most often the case with women. Some women find it more difficult to achieve maximum pleasure in the bedroom. But, know that it is possible. You may need to offer suggestions to your partner or guide them. Whatever you do, just be sure to take action right away. A relationship where only one party is pleased, is likely to fail.

Sign #3 – Sex Feels Like a Responsibility

As it was previously stated, being intimate with your partner should not seem like work or a responsibility that you must fulfill. If it does, it is time for you to change. Be spontaneous. Initiate sex yourself, as opposed to waiting for your partner to do so. Spice up your intimacy by experimenting in the bedroom with a new position or simply just have relations at a different time and place. Whatever approach you do take, be sure to do something. Do not let an otherwise healthy relationship fail because sex is something that you would rather avoid.

Sign #4 – You Don’t Have It

To have a good sex life, you must first be having sex. Are you? If you are in a relationship, you should be. Whether you get intimate with your partner on a daily basis or even just once a week, this closeness is important to your relationship and not just in the physical sense.

If you are currently not in a relationship, that doesn’t mean that you shouldn’t have or not get the opportunity to experience intimacy and closeness with another adult. Take action to start feeling wanted, needed, and loved today. This may involve using an online dating website or just visiting a bar with a bunch of your friends.

Sign #5 – Your Relationship Is Failing

Do you and your partner spend most of your time arguing? If so, your relationship may be in serious trouble. Despite arguing about a topic not related to intimacy, such as money or work, did you know that your lack of intimacy may be to blame? Couples who are happy inside the bedroom are likely to be happy outside of it as well. The two should go hand in hand.

So do you have a happy and healthy sex life? If not, remember that there are a number of steps that you can take to make an improvement in your levels of satisfaction.

Ways to Improve Your Intimacy with Your Husband
Are you married? If you are, you likely love your husband. With that said, love isn’t always enough to keep a relationship going strong. Intimacy is very important to having a strong, happy, and healthy relationship. Continue http://beautyproductsell..com.ng/2017/03/easy-ways-to-spice-up-sex-life-and.html

Believe it or not traveling to another place or country is no joke. It involves a lot of things and it can really get you exhausted and exhilarated. Now, one of the many things that you would have to do once you finally decide to travel abroad is getting a good but cheap insurance. You see, insurance policies these days are
quite expensive. But for purposes of traveling abroad, you only need to secure a travel insurance.

There are so many insurance providers out there that offer different kinds of insurance policies including travel insurance. Now, all these insurance providers may have a good reputation and background but you need to choose only one. You must choose the insurance provider who can provide you with almost all your needs as you travel abroad.

The task of looking for a travel agency that can book you on a flight is also difficult. You need to consider your budget and if you have very limited money to spend, you have to cut back on some amenities. One is to simply take the economy seat rather than the first class. You can also save money if you bring only a few baggage or luggage. But no matter how tight your budget is, you must never go out of the country without any international travel insurance.

When purchasing travel insurance, you also have several options just like booking for your amenities. There are insurance policies of reasonable rates that can suit your financial standing at present. Don’t make the sacrifice of not getting any insurance at all because you may end up paying for huge medical bills and other expenses abroad. There are so many travel insurance out in the market and all you have to do is to look for the right one.

You see, the insurance industry is very competitive and in order to stay in the market, the insurance providers must be able to give attractive offers to their customers or clients. It will be no surprise that cheap travel insurance are now being offered. The insurance policies are quite affordable but it can surely meet the standards of the customers.

Before choosing any insurance policy, you have to canvas or at least make a comprehensive survey of the current prices of travel insurance in the market. For instance, choose the top five popular insurance providers and call them one by one and ask for the different prices of the travel insurance policies. This may be time consuming so you can make an online comparison through the the help of the internet. You see, in just one sitting, you can compare several quotes of insurance policies online. All the matters concerning the insurance policies can be found online. The prices of the policies, the coverage, exclusions, benefits, and other important information can be found online.

After thorough canvassing and comparison of the different travel insurance, you can already make a decision as to which cheap international travel insurance to purchase. The travel insurance fits your budget and not only that, it can also provide you with all your coverage needs abroad. Start shopping now for a cheap yet good insurance policy. It would be best to make an early start because choosing the best cheap travel insurance may take some time especially if this is your first time to secure one. Good luck in your search and may you find the one that suits your needs.http://careinsure..com.ng/2017/03/how-to-get-cheap-medical-insurance-for.html

Whether we idolize them or criticize their behavior, there’s no denying that celebrities now are the epitome of beauty. But how come they are often mistaken for their age- at their flattery at that. Well, let’s find out some secrets why celebrities look younger than they are.

Eating lots of citrus and vegetables
Greens and citrus like lemons, grapefruit, and oranges are high in Vitamin C, a natural antioxidant. This wonder worker serves as a primary ingredient of collagen, a glue-like protein that binds cells together to form tissues, and makes up about 25% of the whole-body protein content. Collagen production is vital to skin suppleness, firmness and averts the onset of premature wrinkling. Collagen is, in fact, a much-endorsed ingredient in facial moisturizers and hand lotions Therefore, the more citrus and veggies celebs eat, the softer their skin becomes.

Avoiding excessive alcohol
Celebrities going in and out of rehabs due to alcoholism look worn-out and spoiled. That is why a lot more celebrities keep their alcoholic intake to a minimum. Despite the sparkling delight it brings, alcohol causes skin damage and loss of moisture due to its dehydrating effects. In turn, this will cause sagging and wrinkling of skin.

A High School Musical star says its even better to soak one’s self on the beach without sun protection than drinking too much of alcohol.

Alcohol causes dilatation of the blood vessels in the skin and every time you drink, the blood vessels will dilate and stay permanently dilated until they lose their tone. Abusing alcohol will also deplete the body of Vitamin A, an important antioxidant.

Avoiding Coffee
Despite its antioxidant content, too much coffee causes skin dehydration, and even causes the body to eliminate needed liquids and minerals. It causes skin to look like crepe paper and have very little elasticity if you pinch it up into a peak. A country music diva even shared that drinking too much coffee stains her teeth and causes little winkles around her eyes to look horrible.

Celebrities who drink coffee suggest drinking a cool glass of water after a cup of coffee.

Drinking Lots of Water
No one can dispute the role good hydration plays to a healthier skin. If hydration does not come from sodas or alcohols and only from clean water, then it has potentially helpful effects on your skin. Furthermore, water helps cells move nutrients in and toxins out, which leaves skin looking better.

Paris Hilton disclosed that she drinks more than ten glasses of water a day cause if not she notices her skin to look dull, vapid, and gray.

Limited exposure to sunlight
More exposure to sunlight puts the skin at higher risk for aging caused by free radicals. But if you cannot avoid it, use a quality high sun protection factor lotion.

A former Mickey Mouse club member uses SPF50 on her neck and face and SPF35 on her body to develop nice brownish tan where she likes. http://beautyproductsell..com.ng/2017/03/platinum-soursop-one-of-celebrity.html

In this article we will be looking at the most popular reasons people have applied for an unsecured personal loan or guarantor loan from George Banco to help them resolve their own specific financial needs.

Many people in this situation will have already been to the bank and been refused credit from the mainstream lenders, and in the not so distant past many were left with one remaining option of applying for a payday loan with APR’s in the thousand’s of percent or visiting unregulated money shops of some description.

Pay day loans with such a high rate of return are obviously not a long term or sustainable solution if someone is short of immediately accessible funds, especially when it comes to affordability and having the capacity to pay back the loan. The chances of being in the same financial position the following month become vastly increased, and they enter an ever decreasing financial position that can†result in bankruptcy.

Times have changed, and there are now a number of direct lenders that can give people in need access to funds without going to those extremes.
So why have people applied for an Unsecured Personal Loan or Guarantor Loan?

1. Repayment of Existing Debt
The highest proportion of applicants we speak to are all looking to pay back debt in some form or other. This may be a credit card that has accrued over time and has become unmanageable. The debt may even be a pay day loan whereby the repayments are simply too much to cope with over the time period it needs to be repaid.

Even though taking on an additional loan is in reality taking on further debt, the repayments with various unsecured personal loans are generally agreed over a longer repayment time period, so they become more manageable and more affordable.

Click here to read a recent article discussing how debt consolidation is the biggest reason for personal loan applications

2. Car Loans
This is easily the second highest reason for applications we see at George Banco. Most car loans are for second hand cars but we are starting to see more applications for lower cost brand new cars due to a drop in price over recent years.

George Banco Car Loans range from £1,000 to £7,500 and can be applied for at motor dealerships with no deposit requirements or limits to the age of the vehicle.

3. Car Repair Loans
It stands to reason that if Car Loans is the second biggest reason that people apply for an unsecured personal loan or a guarantor loan with George Banco, that in order to keep our beloved motor vehicles on the road, repairs will always be high on the financial priorities list.

The amounts of each car repair loan being applied for are generally lower but the number of applicants is quite high.

4. Home Improvement Loans

Home improvements are very close behind car repairs in our top 6 reasons list. We hear a lot about roof repairs, especially in the obvious autumn and winter months. We also hear about emergency†boiler replacements and house repairs needed†when insurance policies have accidentally lapsed and damage has occurred.

5. Holiday Loans

Year after year holidays continue to become more and more expensive, certainly in family situations. This is not only due to the cost of living in the country’s being visited, but in many cases it is the huge inflation of costs outside of school term times by the travel companies themselves. This has meant that many families cannot afford an annual holiday and have had to make compromises.

The choices are; to remain in the UK, reducing the travel costs themselves allowing more to be spent on accommodation and activities, or to still go abroad but only go every two or three years.

6. General Lifestyle Improvement Projects and Activities

This is quite a large category but we couldn’t think of another more accurate way of labelling it. Looking at some of the reasons in a little more detail; we hear from a lot of applicants looking to purchase caravans and motor homes. This could relate to the holiday loan category however this is an activity that many undertake most weekends, so it becomes more of a lifestyle choice than a one off annual or family holiday.

For others it means having the capacity to afford to achieve their dreams, whether it’s towards the cost of owning bucket list item such as owning a hot tub in the garden, or an expensive digital camera that would have taken years to save for.

There are of course thousands more reasons that people apply for an unsecured personal loan or guarantor loan, these are just a few of the popular reasons we hear about when speaking to applicants looking to take control of their personal finances.

Remember, if you are experiencing financial issues, before considering any form of additional debt, it might be worth a look at the Money Advice Service website for advice. http://careinsure..com.ng/2017/03/discover-why-people-apply-for-unsecured.html

Most people go to the gym to lose weight. But did you know that you can do the exact opposite? Yes you can with a little help of a nutrition-based diet and some body building.

A nutrition-based diet is not composed of junk or greasy food. What you have to do is play it smart by eating products which contain healthy fats like omega 3 fatty acids which are commonly found in flax, tuna, salmon and walnuts.

You will also need to increase your protein intake from things like lean meat, nuts, poultry products, legumes and seeds. To top it off, you will also need carbohydrates that can be found in fruits, vegetables and whole grains. Another thing you will have to do is eat five to six meals per day instead of the eating three large ones.

Aside from food, there are protein foods and supplements drinks available which you can add during any time of the day. Since they come in different flavors, you can choose your favorite one from the store, add some water and then serve.

Some people even add a small amount of flax seed oil and psyllium powder so they also get some omega 3 fatty acids into their system.

Now that you have worked the eating part, now it is time to work on body building. Resistance training forces the muscles in your body to work harder and as a result increases your muscle size. Some examples are aerobics, cycling, running and weight lifting which can be done of course if you have the equipment at home or if you are a member of a gym.

Exercising is ideally done for 20 minutes but those who want to sweat it out and gain weight should try to work out between 1 to 2 hours every other day. Though for all this to happen you must learn to manage stress. Read more from here http://beautyproductsell..com.ng/2017/03/nutrition-diets-and-bodybuilding-can.html

magaretogbonna:
ANNOUNCEMENT!!! ANNOUNCEMENT!!! ANNOUNCEMENT!!!
NIGERIA CUSTOM SERVICE IS PROUD TO ANNOUNCE TO YOU 2017/18 AUCTION VEHICLE SALES AND RECRUITMENT/
REPLACEMENT FORM. CALL:08166913016, 08165491651 FOR MORE INFORMATION.THIS
AUCTION CARS HAVE BEEN ADVERTISED ALL OVER
THE NATION AND WEBSITE E.G- WEBSITE, ON
TELEVISION AND RADIO STATIONS,AND
NEWSPAPERS.These vehicles are Nigeria Customs
Impounded vehicles given out at Auction prices.
We have these cars for sale right now.We deliver
all over the 36State in Nigeria.WE HAVE DIRECT
TOKUNBO CARS VERY CLEAN AND BRAND NEW.
THIS CARS AND SUVS ARE RANGING FROM 1999 MODEL TO 2014
PRICES OF SOME TOYOTA CARS
* TOYOTA CAMRY-N250,000-4.5M
* TOYOTA AVALON-N250,000-5.5M
* TOYOTA COROLA-N250,000-5.2M
* TOYOTA SIENNA -N250,000-2.6M
* TOYOTA RAV4-N400,000-3.6M
* TOYOTA HIGHLANDER-N500,000-4.5M
* TOYOTA PRADO-N600,000-4.5M
* TOYOTA LANDCRUISER-N600,000-4.5M
* TOYOTA VENZA-N600,000-5.5M
* TOYOTA HIACE-BUS-N400,000-2.3M
* TOYOTA HILUX-N600,000-2.2M
PRICES OF SOME HONDA CARS
* HONDA CIVIC-N250,000-3M
* HONDA ACCORD-N250,000-2.2M
* HONDA CR-V-N350,000-4.6M
* HONDA PILOT-N500,000-5.8M
* HONDA ODYSSEY-N400,000-2.5M
PRICES OF SOME NISSAN CARS
* NISSAN SUNNY-N350,000
* NISSAN PATROL SUV-1.2M
* NISSAN CIVILIAN- N800,000
* NISSAN PATHFINDER-1.2M
PRICES OF SOME LEXUS CARS
* LEXUS LX300,LX330,LX350,LX400,LX470-1M-6.2M
* LEXUS RX300,RX330,RX350,RX400-N800,000-4.2M
* LEXUS IS-N700,000-3.2M
* LEXUS ES-N300,000-3M
PRICES OF MERCEDES-BENZ CARS
*Mercedes-Benz C-Class-N550,000-4.2M
*Mercedes-Benz E-Class-N750,000-5M
*Mercedes-Benz G-Class-N550,000-5.8M
*Mercedes-Benz GLK-N570,000-9.3M
*Mercedes-Benz ML-N500,000-2M
PRICES OF BMW CARS
*BMW 5-Series-N750,000-3.2M
*BMW X5-N750,000-4.1M
*BMW X6-N550,000-5.2M
PRICES OF FORD,AUDI,ACURA AND INFINITI CARS
*Ford Escape-N600,000
*Ford Explorer-N500,000
*Audi 80-N300,000
*Audi A4-N400,000
*Audi A6-N400,000
*Acura MDX-N800,000
*Acura TL-N600,000
*Acura ZDX-N700,000
*Infiniti FX35-N800,000
*Infiniti FX45-N1,000,000
*Infiniti QX4-N800,000
PRICES OF MAZDA CARS
*Mazda 6 #550,000
*Mazda 626 #550,000
*Mazda MPV #650,000
*Mazda Tribute #950,000
PRICES OF LAND ROVER AND RANGE ROVER CARS
*Land Rover Discovery-1.5M-3.2M
*Land Rover Freelander-N800,000-2M
*Land Rover LR3-1.7M-6M
*Land Rover LR4-2.5M-9M
*Land Rover Range Rover-2.5M-12M
*Land Rover-1.5M-7M
*Range Rover Sport-4M-20M
*Land Rover Vogue-3M-15M
PRICES OF PEUGOT CARS
*Peugeot 206-N560,000
*Peugeot 306-#640,000
*Peugeot 404,405,406,407-N490,000-1.2M
*Peugeot 504,505,506,507,508-N600,000-5M
PRICES OF VOLKSWAGEN CARS
*Volkswagen Beetle #200,000
*Volkswagen Golf #250,000-#500,000
*Volkswagen Jetta #300,000-1M
*Volkswagen Passat #350,000
*Volkswagen Touareg #500,000-2M
YOU CAN ORDER FOR VEHICLE NOT LISTED HERE.
We deliver cars to all over the 36 States in Nigeria.
Interested persons should contact the Auction
Officer on: 08166913016, 08165491651
Address: Customs Office IDIROKO BOARDERs,OGUN
STATE.
REQUIREMENT FOR CLEARANCE FOR AN INDIVIDUALS IS AS FOLLOWS:
*1. SCAN COPY OF VALID NATIONAL ID-CARD OR
DRIVERS LICENSE]
*2. SCAN COPY OF UTILITY BILL / RECENT MONTH]
*3. SCAN COPY OF PASSPORT PHOTOGRAPH ]
*4. SCAN COPY OF LOCAL GOVERNMENT OF ORIGIN]
NOTE:-NO BUYER SHOULD COME DOWN WITH
MONEY TO THE OFFICE FOR SECURITY REASON.
AND DO NO CONTACT US IF YOU ARE NOT READY
FOR BUSINESS.
THANK YOU VERY MUCH FOR YOUR PATRONAGE.

another thief spotted