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Cherlene.... lol

Lolz

Really?? Please tell me more!!

I feel your pain bro! You just have to move on with your life.

4. Focus on diversifying your assets.

In the dating world, we are often told to focus on differences rather than similarities. Why? Because it gives us the confidence to secure our emotional selves. Why not act the same way with your assets?

In the 2000s, the “Get Rich Quick” scheme was on the rise. Many went broke when they invested all their assets in one scheme. History teaches us to never leave all our eggs in one basket. This is an important lesson when it comes to investing.

Investigate how you can expand your assets and diversify your investments in different markets and different sectors. Read books to help you understand how you can best go about diversifying your assets.

Thinking about finances is always uncomfortable and spending is always tempting. However, in today’s world, your assets and your bank balance will give you a sense of security, while extravagant spending may leave you at the bottom of the barrel.


Credits: http://talkloade.d.net/2016/06/13/4-ways-avoid-broke/

3. Invest smartly, not impulsively.

Investing is a great way to make money and protect your assets. However, we aren’t all experts in investing. We may be great moneymakers, but the talent of wise investing doesn’t come to us all. Investing emotionally is the same as gambling — we gamble impulsively, hence we lose big or win big.

As a precaution, always have an advisor who is trustworthy and an expert on investing either in real estate or stock markets. However, research on your part is also important. It will give you the confidence and knowledge you need to make smart investments. After some time, you will be used to investing and your experience will be your greatest advisor.

2. Freeze your credit cards in your freezer.

The trend these days, instead of carrying cash, is carrying different cards from different banks with different interests in your purse or wallet. You swipe at every single purchase with your mind on your purchase and ignore the bills you’ve been racking up. According to research, one of the biggest reasons for an individual to be broke is overspending on multiple credit cards.

Running away and changing your identity is one option, while another is to declare bankruptcy. To avoid either of these, try going old school and carrying cash instead. This limits what you can spend in the moment. If the temptation of using your credit cards is too great, try freezing them in ice in your freezer. This adds another obstacle between you and your next charge.

In today’s world, we are now running faster than ever to be able to make more every hour. We compete with the people next to us and people on the opposite end of the continent to make our mark and to make our living.

However, as the number of millionaires increases, the number of people reaching bankruptcy and being broke is ultimately increasing too. News of the once rich and famous going broke often pops up in the Financial Report.

How can you avoid the mistakes of the once rich who’ve gone broke? Here are some common-sense tips to help you avoid being broke.



1. Don’t purchase what you can’t afford just to impress.

These days, we are all looking to impress. Looking less is unacceptable in certain parts of the world. While some believe beauty is found within, others believe that beauty is in the Prada you wear and the sports car you drive. So, to impress those who really don’t matter, we spend our paychecks in a department store.

Take this lesson from history: one should never spend beyond their means. If you can’t afford it, then find alternatives according to your means. This is a survival mechanism which allows you to save and prevents you from going into debt. Getting away from your need to impress is a great way to avoid excessive spending.

You may not know this, but there are a certain number of actions or non-actions that can sabotage your beauty if you’re not careful. Even if you have the looks of a supermodel, if you do these things you’ll truly look ugly to the best of men. So watch out for these and make sure that you don’t do them. Otherwise, when you meet your Prince Charming, you could be in danger of him actually seeing you as the evil witch.


These things will make you seem ugly to men

1. No sense of humor.‎

Most men love to laugh, and let’s face it: Guys who are funny are just more fun. But even guys who are serious most of the time want a gal with a great sense of humor. So if you haven’t already, learn to laugh! Sometimes, all this means is loosening up a bit if you tend to be uptight.

2. Stinginess.‎
Do you fret about money and guard your own possessions with your life? Talk about old witch. Being wise about your money is one thing (it’s good), but dividing your restaurant bill down to the penny and refusing romantic impromptu rides because it costs too much (how much can it cost?) is just too stingy.

3. Being arrogant.‎

Don’t be like that. Be more down to earth. Act like you would with your best friend or family member.

4. Not being exactly … clean.
Just take care of yourself that’s all. You don’t have to have perfectly set makeup at every moment. Just be sure to shower regularly and use deodorant and perfume. Keep your clothes and home space clean. That kind of stuff.

5. Never smiling.‎

Again, laughing and smiling are great. Do this. Sometimes, yes, even laugh at his corny jokes when you don’t actually think they’re funny. It’s a good thing.

6. Being too much of a “party girl.”‎

Getting a little wild sometimes can be okay, but too much partying makes you seem like you’re never able to be serious.

7. Lack of style.‎

Some women naturally have a great style, but if you’re struggling in that area, don’t just resign yourself to a style-less life. Get help!

8. Lack of organization in your life.‎

We all get messy, but if you have to poor your huge purse out on the table (old napkins, pieces of food, tampons and all), that’s just gross. Stay organized as much as possible.

9. Bad posture.‎
Bad posture is surprisingly important to almost all of us because it tells us how you feel about yourself.

10. Not “taking care” of yourself.‎

Not being clean is one thing. But as women, there are a number of other things that we often need to do as well. Now, remember, this is not true for everyone, and every woman deserves to make her own decisions about her appearance. But for many women, just a few “tidying up” routines can make all the difference. For example: Regular shaving/waxing/plucking/trimming Nail care, Foot care (You don’t need a professional pedicure!)Haircuts and/or color

11. Being unkind.‎

Be kind. Be honest. Do good. Be forgiving. Be generous.

Because these are the things that are truly beautiful to a man, most of all … if you’re looking for a great guy to attract, great guys love great gals. So be that … do good. And you’ll be golden.‎


Credits: http://talkl0aded.net/2016/07/09/11-things-will-make-appear-instantly-ugly-men/

Na wa oo

Lol

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MaziOmenuko:
Hilarious! The truth in simple and plain language. Me self lock myself for house dey sleep since today, that na why I no fit sleep again.

My paddy say na club him want make we go this night, I don tell am say I get running stomach.
For where, stomach wey never see better food chop, wetin wan run inside am again?

Na true o

Loyalblak007:
Yes that's true....
So much

Pls I need ur vote

mimzy:
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Thanks love!

HERSLEY:
Awwwwww cute... Abeg who go gimme belle?

Lol

halfricanadian:
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Thank you! Pls help me change ur signature!

makydebbie:
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halfricanadian:
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mimzy:
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Monalisa185:
.[/b]

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I wish you guys the best

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drop your suggestions via comment.

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SexyStrawberry:
I wonder o, even the girls too sef

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LuveU2:
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Thanks sweet

Hmm