erniok:

Apologies bro. I didn't see the mention notification until this morning.
I'd advise you follow Abba opinion. Bone the loan companies for now, steel you heart especially when the contact your relations about your indebtedness. If possible remove that sim from your phone and set it aside.

Now, from your salary, can you set aside 20k or more for monthly repayment even if it means "suffering" for a while. Make a list of your friends and family in order of importance and start repayment. Once you're done, face the loan apps starting from the ones that are patient with those that contacted your phone contacts lastly. Offer them the balance of the amount you collected as full and final payment. Ignore any accrued interest. Anyone of them that insists you pay everything should be ignore and you move to the next one.

This too shall pass only be strong.

Amen,hope they won't be Auto bebiting me.i will keep to your advice.

BigMoneyeye:
i am also owing upto 23,000 i am only praying they wont defame me. although the threat
i dont even have a kobo yet

Same with me but not solo loan.palmcredit,okash and fair money.

Stephenmoka4:
Yourself, the people and the online loans in that order of importance. Do you have some sort of hobby? With hobby you may be distracted from betting for the time being. The online loans are probably loan sharks, they can wait first. The people you took money from, you may earn their respect if you pay back on time. I hope you get better sooner.

Thank you sir

6ixT8:


comrade be responsible to the consequences of your actions.

what will they do

Abba114:
forget about that overdue even if u will pay u wont pay them that overdue. they will even beg u to pay just the amount they gave u with no interest.

Are you for real.

SultanOfPuna:
Betting is life
Life is all about gamble
Waking up alive each morning is a gamble
Going to work and coming back safe is gamble
Your wife pregnant will she give birth to boy or girl.
Will you get job after service, yes or no
Will you get rich or die poor
Life itself is a gamble

Gambling is tryimg to turn chaos into order
Same way we try to create order from this chaoitic world.
The only way to achieve profit is to find a Formula that works for u.
That is what works for me

Gambling is bad,it ruin lives.Am stoping it from today upward.i will find something good to be doing.it brings debt into someone lives.

Abba114:
just block your atm and get new one. make sure to change number just put down the sim u used when applying for the loan. forget about paying them u will have peace of mind.

The most painful part is that they keep adding money to the already overdue loan,it's affecting me.They are the one that let me to be wasting more money on bet, thinking I will win but keep loosing.

Abba114:
nobody will come to your house. nd stop being afraid of them sending shame messages to your friends. be bold bro get your life back stop being afraid. if they call y tell them that you have no reputation to guard tell them that if they send message to your contacts you wont pay them a dime. i was depressed and suicidal when i was trying to pay them nd being afraid of humiliation, but ever since i break my sim nd stop being afraid i have peace of mind.

Should I also change my ATM card and account no.Am eager to pay them but don't have the money.Bro can I have your WhatsApp contact for further chatting,I will send mine to your email.

Uzomarrr123:

Now, the first step , towards financial freedom is to quit playing sportbet, don’t listen to audio testimonies from sultanofpuna and co… nobody is really making a living off sportbet…

That why sultanofpuna still uses old android jelly bean version phone …

This is was the first step I took back then in 2018, thou I never owed loan apps , thank God there weren’t popular back then…

Second step , is to open up to family and friend , this might be hard , but blood na blood , they will surely accept you back …

Am even owing some of my families money but that one wasn't an issue,the issue are those onile loan,they kept treathen me and I wish to pay them their money but couldn't get it,I don't want them to humiliate me by sending messages to all my contacts that am owing them.They keep adding more money to those already overdue loan.Am thinking of changing sim card,but hope they won't come to my house.

Abba114:
for the online loan companies just ignore them dont pay them a dime at the end they will leave u alone, but honestly they r disturbing, i was once in same situation wth you. loaned from several apps and couldnt pay that kept me betting more inorder to raise money nd pay them but i kept losing more, while they were disturbing me with calls and threat everyday what i did is simple i break my sim card nd change to new one now i have peace of mind i will swap my sim after 3months.

Don't they call your contact or Auto debit you.Have be paying some but they keep adding to it.i don't know what to do.

Abba114:
how much the online loan companies owing you?

Am the one owing them.I owe many of them,sum are overdue and some were about to due.i don't know what to do .

someone should help me too,Am thinking of commiting.

waploger:


I was in this situation but I am slowly paying up and clearing my debts..... Thanks to Some Nairalanders and Online strangers who at times assist me with airtime/data/cash..... No commit suicide oh!!!
Just get involved online there are some good people online who go motivate and help you...

pls where can I put this thread to,so those good nairalander people can locate me.Am really down.

waploger:


I was in this situation but I am slowly paying up and clearing my debts..... Thanks to Some Nairalanders and Online strangers who at times assist me with airtime/data/cash..... No commit suicide oh!!!
Just get involved online there are some good people online who go motivate and help you...

I pray so

erniok:

Two.questions: are you single or married? How much is your salary.

Am single and my salary is N35,000.

israelp:
don't commit suicide..I was once lyk u...I play all to virtual and lost all....try break tin down bit by bit u will alright later

How can I break things down bit by bit.i don't want to continue betting but don't know how I will pay those debt.

israelp:
how much are with u now?

N5000 and I promise those that I lend money from ,tomorrow.i owe one N15k and another one N30k. And I only have N5000 with me.

israelp:
then how come u lost 450k?

I loan from many onile loan companies with their higher interest because I don't have choice,I even borrowed money from some people's.All Mt hope we're shattered.i feel like commiting sucide Am hopeless.

israelp:
u play virtual?

Not at all.I do play All country league with tennis.With the hope to stop betting.i don't know that this is what it will lead me to.

Derende:
I pray God see you through

Amen bro,Am so confused right now.i borrowed loan from those onile loan and from people.some of the loans are due and they are treathing me.Betting is the only thing that I was introduced too since 2017,I don't drink,smoke womanise or bad things.

Betting is running my life.
I was introduced to onile betting by a friend around 2017.Since then it's seems have been addicted to it.i hope to leave it but due to the hardship in the country,I continue.Am owing a debt of about N450,000 now.i applied for onile loan with the hope of using it to bet and gain money all my hopes were dashed.Those onile loan are calling me requesting for their money.And I don't have dime to payback,exept my salary.i pray I survived this because am depressed.Am thinking of commiting sucide.i don't know what to do.Am shattered.i pray I survived.Have told my self,I will stop betting and loaning if am free from the debt.Nairander pls help me.

Nigeria is leading

So happy for them,African queens indeed.

Not bad, it's encouraging.They should try and reach world cup last 8.

paulolee:
champions of Africa, minors in the world..
we need a better competition in Africa so dt this girls will step up dier game..

The likes of South Africa, Uganda, Tanzania and coare developing their women games.But we still relying on past glories.

She was a mother before,but now she was an olosho.

lakesidepapa:


Peter Dedevdo first national assignment, it seems we won that match?

They beat us 5-4 in the triller match.

Schemerkhiz:
Ngozi Okobi was among the 2010 U17 FIFA Women's World Cup discovery in Trinidad and Tobago alongside Fransisca Ordega, Loveth Ayila, Jane David, Ugo Njoku.

Their Goalkeeper then Amina Abu played in Belarus from the year 2012-2013 but didn't hear about her again...

I started watching female football since 2010 FIFA u 17 world cup in T and T.Our game against south Korea in the quarter final na war.

podium:
Na my uncle get the club... Make I still dey beg.... sometimes I dey wonder why him no fit help us, but him dey help strangers.. he is about to build a stadium in the village...God abeg pick my call....

Are you serious or joking,Helping stranger's instead of families is very unfair.

The fried rice look good but the jollof looks like concoction rice.

24 years na wa ooo.All this people's with fake ages.

kenzysmith:
Cameron is gradually leaving Nigeria behind in terms of infrastructure our politians should stop building campaign grounds and calling them stadium.
Look at anambra home of cubana obi,chief priest, emoney, obiano, peter obi,ifeanyi ubah. Home of billionaires this is the stadium anambra could come up with?

Are you really okay,This stadium is the same as National stadium Lagos,surulere.If they renovate it finished and covered the stadium like this in limbe, Cameroon.you will see the beauty of the stadium in surulere.