please has anyone applied for a spousal temporary residence permit at the SA embassy in Lagos. What are the documents required and how long doe it take?. My husband is currently in SA and has a 3- year work permit.

OP, the insurance cover is known as 'micro' insurance which is a type of insurance characterized by low premiums (N15/daily), low sums assured(N350,000), simple terms and exclusions; and little or no risk assessment/medical examination at the point of sale. Because the premiums are low, partnership with a company with a large customer base is essential for viability, hence the reason for mansard's partnership with MTN.

http://mansardinsurance.com/index.php/component/content/article/9-products/155-mtn-y-ello-cover-powered-by-mansard

Airtel in conjunction with FBN Life has a similar product; padi4 life: http://fbninsurance.com/product.php?page=padi4life

No need to worry about insurers loosing business just yet...lol ,large risks /contracts will still be underwritten the proper way. I am quite happy with the development but only hope that the insurance firms will properly administer and pay claims when due to dispel the lack of trust in the insurance industry.

Hello All,

Please has anyone applied for an accompany (dependent) spouse visa at the SA embassy in Lagos. How long does/did it take?. Is it better to travel on a visit(tourist) visa to SA and make the application there?

Yes,it is possible to renew your e-passport in your new surname at the NHC. In addition to the docs listed above by eyejae,you will need a copy of the bio-data page of your husband's passport. A written letter of consent from your husband for your name change, original and copy of your marriage certificate.