But seriously, this online lenders are dubious set of people, u give out loans with such outrageous interest and u expect people to py back in such short period. I'm short we are all scams in this country. Most of this online lenders are not legally backed they hide under the legality of other institution to run. Anyway I owe quite a number of them. the ones I know that can flag my BVN I no near, but u see all dis sokoloan, aimloan, nextcredit, Ajeloan,n co no level