₦airaland Forum

EcoBank USSD Code (Main)
Dial: *326#
This opens the main menu where you can access all banking services.

Money Transfers

Transfer to Ecobank account:
*326*1*Amount*Account Number#
Transfer to other banks:
*326*2*Amount*Account Number#
Alternative method:
Dial *326# → Select Transfer and follow prompts

Account Services

Check account balance:
*326*0#
Mini statement:
Available via menu after dialing *326#
Open Ecobank Xpress account:
Dial *326# → Select Open Account

Airtime & Data

Buy airtime (self):
*326*Amount#
Buy airtime (others):
*326*Amount*Phone Number#
Buy data:
Via *326# menu → Select Data

Bill Payments
Pay bills (DSTV, GOTV, electricity, etc.):
Dial *326*2# or use menu → Pay Bills

Security & Account Control

Block account (lost phone/card):
*326*911#
Check BVN:
*326*7#
Update BVN details:
*326*7*1#

Other Services

Cardless withdrawal:
Available via *326# menu
Register/Activate USSD:
Dial *326# and follow setup prompts


The EcoBank USSD code *(326#) allows you to:

Send money
Check balance
Buy airtime/data
Pay bills
Secure your account

source: https://financemgm.com/all-eco-bank-ussd-codes-for-easy-transactions-with-326/

ABSA Internet Banking is a powerful digital platform designed to bring modern banking convenience to customers, allowing them to manage their finances securely and efficiently from anywhere in the world.

This service is part of ABSA’s commitment to delivering innovative banking solutions that cater to the evolving needs of its customers. By providing 24/7 access to a wide range of banking services via a secure internet connection, ABSA Internet Banking empowers users to perform various financial tasks with ease.

How to reister for Absa Online Account
To register for an Absa Online Banking account, you can follow these straightforward steps directly from the Absa website:

Go to the Absa website and click Logon (top right).

On the Logon page, click Register.

On the registration page:

Enter your Access account number

Enter your Online PIN

Enter your user number (for most users this is “User 1”)

Click Next

You’ll be asked to set up a password.

Accept the Terms of Use

A SureCheck (a verification message) will be sent to your registered cellphone — you must confirm as instructed.

Once verified, your registration is complete.
How to register for Absa mobile app
What do I need

An android or IOS smartphone
A registered cellphone number
Your ATM card and PIN (unless you apply for a new account through the App)
Your account number
To register for the Absa Mobile Banking App, follow these simple steps to get started securely and quickly:

Download the app from your device’s app store (Google Play Store for Android, App Store for iOS).

Open the app and look for a button like “Register” or “New User”.

Fill in your personal details (name, ID number or passport, date of birth, phone number, etc.).

Enter your bank account number or other verifying bank details (sometimes your ATM card number and PIN).

You’ll likely receive a one-time PIN (OTP) sent via SMS to your registered phone number.

Enter the OTP in the app.

Create login credentials: username / password, app PIN, possibly set up security questions.

Accept terms & conditions.

After verification, you should be able to log in and use the app.

https://financemgm.com/how-to-register-for-absa-internet-banking-an-mobile-app/

You can buy airtime from Union Bank quickly and easily using their USSD service or mobile app for themselves or others.. Here’s how:

Using Union Bank USSD Service

Buy Forself
Dial *826*amount# from the mobile number linked to your Union Bank account. Replace[amount] with the airtime value you wish to purchase.
Example: To buy airtime worth 500 Naira for yourself, dial *826*500#
Buying for Someone else
Dial *826*[amount*recipient’s phone number# Replace [amount] with the airtime value and [recipient’s phone number] with the number you want to recharge.
Example: To send 500 Naira airtime to another person, dial *826*500*08123456789#.
Input your 4-digit PIN when prompted to authorize the purchase.
You’ll get an SMS confirming that the airtime purchase was successful.

To buy data from Union Bank, you can use their USSD service or mobile app. Here’s how:

Using USSD Service

Dial *826# on your mobile phone.
Select the “Buy Data” option from the menu.
Choose the network provider (e.g., MTN, Airtel, Glo, or 9Mobile).
Enter the recipient’s phone number (yours or someone else’s).
Specify the data bundle amount you want to purchase.
Confirm the transaction by entering your 4-digit PIN.

For more details read: https://kalistech.com/how-to-buy-airtime-and-data-from-union-bank-and-register-for-mobile-banking/

Large National Banks:


JPMorgan Chase: The largest bank in the US by assets, JPMorgan Chase offers a full range of financial services, from consumer banking to investment banking. It has a vast network of branches and ATMs across the country.

Bank of America: Another giant in the banking industry, Bank of America serves a massive customer base with a wide array of products and services. It is known for its strong digital banking platform and its commitment to community development.

Citigroup: A global financial services corporation, Citigroup has a significant presence in the US with its Citibank retail banking division. It offers a wide range of financial products and services to individuals and businesses.

Wells Fargo: With a long history dating back to the 19th century, Wells Fargo is a major player in retail banking, offering checking and savings accounts, loans, and credit cards. It has a large network of branches and ATMs.

U.S. Bancorp: The parent company of U.S. Bank, this institution is one of the largest by assets and has a strong presence in the Midwest and Western US. It is known for its focus on digital banking and customer service.

https://etimes.com.ng/list-of-famous-banks-in-united-states/

To buy airtime from Fidelity Bank, you can use either the USSD code or the Fidelity Bank Mobile App. Here are the steps for both methods:

Using the USSD Code:

From your registered phone number, dial *770*Amount#.


Follow the on-screen prompts to complete the purchase.
Confirm the transaction by entering your 4-digit USSD PIN.
Using the Fidelity Bank Mobile App:

Launch the Fidelity Bank Mobile App on your phone.
Log in using your account details.
Navigate to the Airtime section.
Input the phone number you want to recharge.
Select the network provider (e.g., MTN, Airtel, Glo, 9mobile).
Specify the amount of airtime you want to purchase.
Review the transaction details and tap “Pay” to complete the purchase.

https://kalistech.com/how-to-buy-data-and-airtime-from-fidelity-bank/

The FCMB Airtime Advance is a distinctive service provided by First City Monument Bank (FCMB) that enables customers to borrow amounts ranging from N200 to N5,000 directly from their bank accounts for the purpose of purchasing airtime. This offering aims to give immediate assistance to customers who find themselves in urgent need of airtime for making calls, sending texts, or other vital communication needs.

Whether or not they have existing FastCash loans, customers can access the Airtime Advance by checking their eligibility through FCMB’s USSD code *329# or by using the loan string *329*11#. The loan features flexible repayment options, with repayments deducted from the customer’s account balance.

The product also allows a qualified customer to purchase Airtime Advance for family, friends,

How to buy airtime from fcmb

FCMB offers several convenient ways to buy airtime:

1. USSD Code:

Dial 329Amount# on your mobile phone. For example, if you want to buy N500 airtime, dial *329*500#.  
To buy airtime for another number, dial *329*Amount*Mobile number#. For example, to buy N500 airtime for 08012345678, dial 329*500*08012345678#.  
2. FCMB Mobile App:


Download and install the FCMB Mobile app from your app store (Google Play Store or Apple App Store).  
Log in to the app using your account details.
Navigate to the "Airtime Purchase" section.
Select your mobile network, enter the amount, and confirm the purchase.  

3. FCMB Online:

Visit the FCMB website and log in to your online banking account.  
Go to the "Airtime Purchase" section.
Choose your mobile network, enter the amount, and complete the transaction.

https://kalistech.com/how-to-buy-airtime-and-data-from-fcmb/

Below the top four, banks like U.S. Bancorp, PNC Financial Services, and Goldman Sachs have experienced more noticeable changes in their rankings, reflecting the dynamic nature of the banking industry

Best 20 Banks in America are as follows

Rank Bank Total Assets (in trillions)
1 JPMorgan Chase 3.58 – 4.21
2 Bank of America 2.56 – 3.324
3 Citigroup 1.73 – 2.43
4 Wells Fargo 1.69 – 1.922
5 U.S. Bancorp 0.67 – 0.686
6 Goldman Sachs 0.5643 – 1.728
7 PNC Financial Services 0.5597 – 0.565
8 TD Group US Holdings 0.3998 – 0.56
9 Truist Financial 0.5152 – 0.523
10 Capital One Financial 0.4838 – 0.486
11 Bank of New York Mellon 0.348 – 0.427
12 State Street 0.3343 – 0.338
13 Morgan Stanley 0.2248 – 1.258
14 BMO USA 0.2643
15 First Citizens Bank 0.22
16 Citizens Financial Group 0.22
17 Fifth Third Bank 0.214
18 M&T Bank 0.211
19 UBS 0.203
20 Huntington Bancshares 0.2

Over the past decade, the rankings of the largest banks in the United States have experienced some changes, particularly among the top four banks. JPMorgan Chase has consistently held the top position, while Bank of America, Citigroup, and Wells Fargo have occasionally swapped places. This stability at the top is contrasted by more significant shifts among the banks ranked below, where mergers and acquisitions have played a crucial role in reshaping the landscape

https://etimes.com.ng/top-16-largest-banks-in-united-states/

To buy airtime or recharge your phone using Access Bank, you can use the following methods:

Using the USSD Code:

From your registered phone number, dial *901#.
Choose the “Airtime” option from the menu.
Input the amount of airtime you want to purchase.
Authenticate the transaction by entering your 4-digit USSD PIN.
For example, if you want to buy N1000 worth of airtime, you would dial *901*1000#.

Using the Access Bank Mobile App:

Visit the Google Play Store (for Android) or Apple App Store (for iOS) and download the “Access More” app.
Open the app and log in with your credentials.
Go to the “Airtime” section.
Choose the amount of airtime you want to purchase.
Review the transaction details and confirm the purchase.
Using Internet Banking:

Log in to your Access Bank internet banking account.
Click on the “Airtime” option.
Provide the amount of airtime you want to purchase.
Review the transaction details and confirm the purchase.
.

Other Acess Bank ussd code
Code Transaction
*901*Amount# Airtime for self
*901*Amount*Phone Number# Airtime for others
*901*0# Account Opening
*901*11# Payday Loan
*901*8# Data Purchase
*901*5# Transfer code for Balance Enquiry
*901*1*Amount*Account Number# code to transfer from access bank account to Access Bank account
*901*2*Amount*Account Number# Code to Transfer for Access Bank to Other Banks
*901*3*Amount*Merchant Code# Merchant Payment
*901*3# Bill Payment
*901*4*1# ussd transfer code for access bank to generate OTP
*901*911# Deactivate a phone number from
https://etimes.com.ng/access-bank-901-ussd-how-to-transfer-moneybuy-airtime-and-create-pin/

Have you ever received a bank alert for a payment, only to discover it was as fake as a broken promise? Welcome to the realm of fake bank alert transfer scams, where fraudsters attempt to deceive unsuspecting victims. These scams involve con artists sending counterfeit bank alerts to make people think they have received a payment when, in fact, they have not.

How it works:

The scammer uses special software or apps: These tools allow them to generate fake SMS messages that look almost identical to real bank alerts, including the sender ID, logo, and message format.
They send the fake alert to the victim: This usually happens after the scammer has made a purchase or requested a service from the victim, promising to pay electronically.
The victim sees the fake alert and believes they’ve been paid: The convincing appearance of the alert often leads the victim to release goods or services to the scammer.
The scammer disappears: Once the scammer has what they want, they disappear, leaving the victim with no payment and often no way to trace them.

detect Fake bank alerts steps
1. Check your Email that is link to your bank account
2.Check your bank account
3Check the credit alert you received if it contains your ‘available bank balance

For more detail read:

https://bestmarket.com.ng/2020/09/how-to-detect-and-avoid-fake-bank-alert-transfer-payment/

The history of banking in Nigeria dates back to the colonial era, with the establishment of the first bank, the Bank of British West Africa, in 1892. Since then, the sector has experienced considerable changes and growth, marked by the creation of more banks and the introduction of innovative banking practices and technologies..

The Bank of British West Africa, Limited (BBWA) was set up to take over the activities of the African Banking Corporation. It opened its first branch in Lagos in 1894, and later that year, the bank was renamed Standard Bank of Nigeria, which is now known as First Bank of Nigeria Limited, a public limited company (PLC).

The second bank established in Nigeria was Barclays Bank DCO (Dominion Colonial and Overseas), which opened its first branch in Lagos in 1971 and is now known as Union Bank of Nigeria. This bank has branches across many parts of the country. In 1949, the British and French Bank was opened, which is now United Bank for Africa Limited (UBA).

The history of banking in Nigeria dates back to the colonial era, with the establishment of the first bank, the Bank of British West Africa, in 1892. Since then, the sector has experienced considerable changes and growth, marked by the creation of more banks and the introduction of innovative banking practices and technologies..

The Bank of British West Africa, Limited (BBWA) was set up to take over the activities of the African Banking Corporation. It opened its first branch in Lagos in 1894, and later that year, the bank was renamed Standard Bank of Nigeria, which is now known as First Bank of Nigeria Limited, a public limited company (PLC).

The second bank established in Nigeria was Barclays Bank DCO (Dominion Colonial and Overseas), which opened its first branch in Lagos in 1971 and is now known as Union Bank of Nigeria. This bank has branches across many parts of the country. In 1949, the British and French Bank was opened, which is now United Bank for Africa Limited (UBA).

For more details click to read

https://bestmarket.com.ng/2023/08/history-and-origin-of-banking-in-nigeria/

To block your Access Bank account or ATM card, you have a couple of options:

Blocking Your Access Bank Account:

From your registered phone number, dial *901*911#.
Choose the “Self” option from the menu.
Input the phone number linked to your Access Bank account.
Choose the Access Bank account you want to block.
Authenticate the transaction by entering your 4-digit USSD PIN.
Blocking Your Access Bank ATM Card:

From your registered phone number, dial *901*11#.
Follow the prompts to select the option for blocking your ATM card.
Provide the necessary card details as prompted.
Authenticate the request by entering your 4-digit USSD PIN.


Blocking Your UBA ATM Card:
Using the USSD Code: Dial *919*10# from your registered phone number. Follow the prompts to block your card
Using the UBA Mobile App: Open the UBA Mobile App, log in, navigate to the “Self-Service” option, and select “Block Card.”
Using Leo (UBA Chatbot): Send “BLOCK CARD” to Leo on Facebook or WhatsApp. Follow the prompts to block your card.



Freezing Your UBA Account:
Using the USSD Code: Dial *919*9# from another phone. Follow the prompts to freeze your account
Using Leo (UBA Chatbot): Send “FREEZE ACCOUNT” to Leo on Facebook, WhatsApp, or Instagram. Follow the prompts to freeze your account

https://etimes.com.ng/how-to-block-access-bank-and-uba-atm-card-when-account-is-compromise/

To check your Access Bank account balance, BVN, and account number, customers can utilize several channels provided by the bank. One of the most popular methods is through the Access Bank mobile app, where customers can log in and view their account balance, BVN, and account number with just a few clicks. customers can also use the bank’s USSD code on their mobile phones to access their account information. These convenient options allow customers to access their account details anytime and anywhere..

ccess Bank offers several ways to check your account balance, giving you flexibility and convenience. Here are the most common methods:


1. USSD Code (901#):

From your registered phone number, dial *901*00#.
You’ll be prompted to enter your 4-digit USSD PIN.
Your account balance will be displayed on your phone screen.
2. AccessMore Mobile App:

If you haven’t already, download the AccessMore app from your app store (Google Play Store or Apple App Store).
Open the app and log in with your Access Bank account credentials.
Your account balance is usually displayed on the app’s dashboard after you log in.
3. Internet Banking:

Go to the Access Bank internet banking website.
Log in with your account username and password.
Your account balance should be displayed on your account summary page.
4. ATM:

Insert your Access Bank debit card into any Access Bank ATM.
Enter your 4-digit ATM PIN.
Choose the option to check your balance.
Your account balance will be displayed on the ATM screen

https://etimes.com.ng/how-to-check-access-bank-account-balance-bvn-and-account-number/

For the purpose of this content we shall discuss how to use *901# ussd code with the phone number that is registered with your account and steps and code required to perform seamless service from your office or at home without visiting the banking hall. The Service attracts no charge. you can have Unlimited access to your account at any time.

List 0f all Access bank USSD Code



Start ---  *901#

Transfer (To Access Bank)----*901*amount*10 digit account number#

Transfer (Other Banks) ----*901*amount*10 digit account number#

Airtime (Self] ---- *901*Amount#

Airtime (Others) ----  *901*Amount*Phone Number#

Check Balance----   *901*00#

BVN ----  *565*0#

Update BVN Details  --- *901*000*522+e-Tag Number+Amount#

https://etimes.com.ng/all-access-bank-ussd-code-901-for-transaction/

To use the USSD mobile banking code, customers will have to dial a specific code generated by their bank and use the interactive menu displayed on their screen.

As a leading Nigerian bank, Access Bank has a 24-hour mobile banking service that enables customers to make seamless transactions without constraints.

1.From your phone, dial *901#.

2. Choose the "Transfer" option from the menu.

3. If you have an ATM card, enter the last 6 digits of your debit card number. If you don't have an ATM card, you can enter your date of birth

4. Create a 4-digit USSD PIN.

5. Re-enter the PIN to confirm.

Once you complete these steps, you'll receive a confirmation message, and your USSD service will be activated

How to transfer money using the Access Bank USSD code to another bank
To transfer money using Access Bank, you have several options: USSD code, Mobile App, Internet Banking, or Visiting a Branch. Here’s how to do it using each method:

Using the USSD Code:
To Access Bank Accounts:

Dial *901*Amount*NUBAN Account Number# (e.g., *901*1000*1234512345#) from your registered phone number.
Authenticate the transaction with your 4-digit security code (you can create this code through the *901# menu if you haven’t already).
To Other Bank Accounts:

Dial *901# from your registered phone number.
Select “Send Money” and then “To Other Banks.”
Follow the prompts to choose the recipient bank , enter the account number and amount.
Authenticate with your 4-digit security code
For more details click to read
https://etimes.com.ng/access-bank-ussd-901-pin-code-how-to-register-and-transfer-money/

The foremost Bank offers multiple convenient methods for purchasing airtime and data, catering to a wide range of customer preferences. Customers can choose between using the First Bank Mobile App or the USSD code service, both of which provide straightforward processes for completing transactions. The mobile app requires an internet connection, while the USSD service can be used without one, making it accessible in various situations.

How to buy airtime from first bank

To buy airtime from First Bank, you can use their USSD code, *894#. Here’s how:

From your phone, dial *894*Amount#. Replace “Amount” with the amount of airtime you want to purchase
You’ll be prompted to enter your transaction PIN. This PIN was created when you first registered for the USSD service.
Once the transaction is successful, you’ll receive a confirmation message, and the airtime will be credited to your phone.

B[b]uying Airtime for Another Number:[/b]

Dial *894*Amount*PhoneNumber#. Replace “Amount” with the amount of airtime and “PhoneNumber” with the recipient’s phone number.
Enter your transaction PIN to confirm the transaction.
You’ll receive a confirmation message, and the airtime will be credited to the recipient’s phone
Also read: How to Check Zenith Bank Balance

How to buy data from first bank
To buy data from First Bank, you have several convenient options:

Using the USSD Code:

From your phone, dial *894*2#.
Follow the prompts to select the data plan you want to purchase.
Enter your transaction PIN to confirm the purchase.
Once the transaction is successful, you’ll receive a confirmation message, and the data will be credited to your phone.

https://kalistech.com/how-to-buy-data-and-airtime-from-first-bank/

The Glo Berekete 10X plan stands out in the market due to its competitive bonuses and benefits. Compared to other similar services like Glo Yakata, Berekete 10X offers a higher recharge bonus, with a 10X bonus versus Yakata’s 6X bonus.

Berekete 10X provides extra data bonuses on the first recharge of each month for the first six months and up to a 100% bonus on data plan purchases for the first four months. These features make it an attractive option for users seeking to maximize their talk time and data usage

How to migrate to GLO BEREKETE 10X TARIFF PLAN?

To migrate to Glo BEREKETE 10X, just follow these easy steps

New Customers:

Purchase a new Glo SIM card.
Register your SIM card as required.
Recharge with at least N100 and make a call to activate your SIM.
You will receive a N1,000 welcome incentive upon activation.

For Existing Glo Customers:

*Dial *230# from your Glo mobile phone

source
https://etimes.com.ng/glo-berekete-10x-unlimited-voice-and-data-how-to-migrate/

Glo Berekete++ is now Glo Beekete10X as the default tariff plan for new customers which comes fully loaded with even more bountiful voice and data benefits. existing Glo customers can also enjoy BEREKETE 10X benefits but not eligible for the one-off welcome bonus)when they subscriber.

Glo customers can not share or transfer any value in the bonus account, the bonus is for the customer alone . every recharge you make will increase the total airtime balance in your BEREKETE 10X bonus account.

Existing customers will enjoy the 10X bonus on all recharges, but they will not be entitled to the One-off welcome bonus as well as the bonus on data plan purchases.

https://financengr.com.ng/how-to-migrate-to-glo-berekete-10x-plan/

Blocking a First City Monument Bank (FCMB) account is a necessary step when faced with certain circumstances such as suspected fraudulent activities, unauthorized access, or loss of account details. Blocking the account ensures that no further transactions can be made and safeguards the customer’s funds and personal information.

To block your Fcmb USSD profile or bank account. Kindly follow the steps below:

Dial *329*911#
Select 1 for USSD Account
Select 2 for Bank Account
Enter Mobile Number or Bank Account Number
Confirm blocking of displayed Mobile Number/Bank Account and enter USSD 4 digit PIN

I need who can help ne designed website qith zox news theme

Are you searching for how to enroll for access bank ussd code or you want to know how to transfer money and block your account in case of fraudsters.Access Bank new technology now allow customers carry out their financial transaction without them visiting the banking hall.This allow Non account holder open account either with USSD code, mobile or internet banking from their comfort zone either at home of from abroad.

How can I enrol for Access bank ussd code on *901#?

To enrol Access bank ussd code via *901#, simply follow the steps below:

1. Dial *901# with your registered phone number
2. Click on ‘Transfer’
3. Enter the last 6 digits of your Debit Card number (You will be prompted to input your 4. Date of Birth if you do not have an active debit card).
5. Enter your account number
5. Create a 4-digit PIN for transaction authorization.

For more details on how to change access bank ussd PIN,deactivate phone number on USSD, trasfer money and buy airtime, kindly visit the url below.

https://bestmarket.com.ng/2021/05/access-bank-mobile-ussd-901-how-to-enroll-pay-bills-buy-airtime-transfer-money-and-check-account-balance/

Compare interest rates across all lenders
Go with lender that offer preferential interest rates that correspond with your income, credit score and car loans offered by dealer finance companies

2, Plan your finances by Negotiate the prices and terms:

Don’t decide in haste, try and look into their financing options and Compare the prices of your favorite cars before you reach the store to make a wiser decision.

3, Check processing fee and pre-payment charges:

Make sure that you are not being charged higher interest rate or any additional charges to make up for the concession or waiver of the processing fee. choose the one that imposes least restrictions and charges the least on making prepayments when selecting your lender

For more details: https://bestmarket.com.ng/2021/04/things-consider-before-applying-for-a-car-loan/

Instagram influencers are basically Instagram users who have established credibility, trust and audience in that social space, as a result of their trustworthiness and reliability, they get to persuade others (influence people’s decisions- just as the name implies). In essence, these are simply personalities on Instagram with a tangible number of followings ranging from as little as a 1000 followers(Nano-influencers) to as much as hundreds of millions of followers (Macro-influencers).

Brands and businesses have this understanding andInstagram influencers simply leverage on this fundamental principle.

Here’s an interesting fact you probably never knew, 1 billion+ people in the world right now are Instagram users! That’s without counting those using its substitute version- Instagram lite, which has over 10 million users on its own.

For more details read:

https://limastech.com/2021/04/24/instagram-business-how-to-make-money-from-instagram-as-an-influencer/

Bad credit history has made it difficult for you to get a regular credit card, consider applying for a secured credit card. With bad credit you will find it difficult to borrow money, especially at competitive interest rates, because they are considered riskier than other borrowers

According to FICO score a Bad credit is often reflected as a low credit score, typically under 580 on a scale of 300 to 850. A person is considered to have bad credit if they have a history of not paying their bills on time or owe too much money.

Here are few credit card options that are best suited for poor or bad credit in the United states.

1. Discover it® Secured:

Discover it® Secured Credit Card help build or rebuild your credit history with the three major credit bureaus. Generally, prepaid and debit cards can’t do that.

2. Citi® Secured Mastercard®:

Citi® Secured Mastercard® is an option for customers with little or no credit history and can help you build your credit with monthly reporting to all 3 major credit bureaus.

3. Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa Credit Card is from U.S. Bank. it help Build or repair credit.there is No annual fee

4. Secured Mastercard® from Capital One:

This a great tool to help you build good credit.It has No annual fees, no cash back, miles, or points with Purchase Rate of 26.99% variable APR.

For more detail read:

https://bestmarket.com.ng/2021/04/list-of-best-credit-cards-for-bad-credit/

Banking has not always been in existence. Its origin can be traced to some ancient civilizations and progress in human societies that made doing business easier for people at that period in history. It is the advancement of trade and economy that brought about the need for banking. This advancement was sustained until we arrived at the current way of banking.

Societies have often exchanged goods and services through money and other means since ancient times.But money does not regulate itself. When left to the global market, the value of a currency can be destroyed. That is why understanding the origin of banking as we have it today is very important.

Banking first began in a form known as prototype banking. People that were involved in trading goods and services in the early times used the prototype kind of banking.

It has its origin in ancient Assyria, Inda and Samaria, and many parts of the ancient world as long as 2000 BC. The merchants in these places gave loans to farmers in the form of grains and all those involved in the business value chain.

In those days, business was not anything like it is today. Italy reaped the bountiful benefits of international trade leading to a strong and powerful merchant class that had influence and even controlled governments

That is very different from what the relationship between banks and the state is today. Things have changed dramatically allowing banks to make great improvements and advancements.

For more details read from:
https://bestmarket.com.ng/2021/04/history-and-origin-how-bank-came-into-existence/

Domiciliary Account facilitate your international transactions and can be accessed through cash deposits, traveler’s cheques or foreign currency cheque deposits.

Access bank domiciliary account features products is base on $100, £100 & Euro 100 as opening balance.It has an Interest rate of 0.01% p.a. (above 100,000 GBP, USD, Euro) with Cash Handling charge of 0.5% on withdrawals.

Requirements to open Access bank domiciliary account
1. Duly completed account opening form including signature mandate section.
2. 1 Passport Photograph
3. A valid ID Card: Nigerian driver’s license, International/foreign passport,valid Nigerian passport voter’s card or national identity card.
4. Copy of utility bill I.E Nepa bills or lawma bill if you reside in Lagos.
5.BVN of signatory(ies)
6.AML risk assessment
7. FATCA form (if customer is residing in the USA)
8. Two signed reference forms by Attestors of Nigerian origin who maintain a current account with a Nigerian Bank.

https://bestmarket.com.ng/2021/04/access-bank-domiciliary-account-how-to-open-account-and-transfer-to-your-dom-account/

Even though loans can be helpful when you intend expanding your business it’s important to consider loan installment, Interest rate charges and fees when applying for any kind of loan with from banks.

Unsecured loan is When a loan is approved without the need for collateral rather than relying on a borrower’s agree to pay back the loan. Borrowers qualify based on their credit history and income.Lender will also want to be sure that you have enough income to repay any new loans. When you apply for a loan and how you handle credit card debt or how your loan from a bank was paid at past.

On the other hand, A secured loan is normally easier to get, as there’s less risk to the lender. If you have a poor credit history or you’re rebuilding credit because borrower normally make use of an asset as collateral such as your home or car because losing your home or car is a powerful motivator to pay back the loan, and avoid repossession or foreclosure.

For more details read from

https://bestmarket.com.ng/2021/04/what-is-secured-loans-vs-unsecured-loans-and-types/

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Currently there are 22 commercial bank in Nigeria who are are committed to improving the quality and standard of its products, services and processes while ensuring an exceptional Customer experience is maintained at all times.

Below are list

1. Heritage Bank customer care details

Heritage bank customers in Nigeria can send a mail to info@hbng.com, Call the Contact Centre on 01- 2369000, 0700-HERITAGE or visit the nearest experience centre.

2. Key Stone Bank customer care details

Key Stone Bank service personnel are always on hand to deliver exceptional services to their customers. Whether it is to report the loss of your debit or ATM card, suspicion of fraud on your account, or simply to make enquires, kindly contact them immediately via phone {+234 700 2000 3000} or e-mail {contactcentre@keystonebankng.com}.

Sterling Bank customer care details

Sterling bank customers who have complaint or want to carry out enquiry can contact their bank either on whatsapp, email or phone call on the following details

3.Sterling WhatsApp

Save the mobile number: +234 906 000 6449, as a contact on your device as you would any other number. Remember to use a name that’s easy to recollect.

4. Union Bank of Nigeria customer care details

Union bank customers can make a complaint through any of their contact channels (WhatsApp, email, phone, social media) or visit any of their branches.
WhatsApp: 09070070001
UnionCare: +234-1-2716816 and 07007007000
Whistle Blower Hotlines: 0800TIPOFFS (0800 847 6337)
Email: customerservice@unionbankng.com

5.FIRST BANK NIGERIA customer care

Nigeria oldest bank has unveiled their customer care details. First bank customers can now contact their bank either on email, phone number or whatsapp.

Lodging Your Complaint
By calling FirstContact on 0700FIRSTCONTACT (0700-34778-2668228), 01-4485500, 0708-062-5000. By emailing FirstContact: firstcontact@firstbanknigeria.com.

For more details kindly visit

http://bestmarket.com.ng/2021/01/list-of-all-nigeria-commercial-banks-customer-care-contact-number-and-email-address/