₦airaland Forum

FSBoperator:
See ya life.

I thank God for Obi because he was the sieve God created to identify the evil people amongst us with his obidient movement.

Can I like this your post one million times?

Gabrokpara001:
Contact GCPROJECTS FOR affordable and modern building design. Call or Whatsapp 09037396586

Can this building sit on a quarter of a full plot?

I'm intrested!

Trendie247:
Dangote is the weapon fashioned against us.. So once the importers exhaust their products, he'll increase the price again. It's well

Dangote is playing dirty game here, by that action he has killed the competitors, cos the gantry price is below the cost price to the importers. And by so doing he'll drive the importers out of the market, so that he can enjoy being a monopoly.

politics is not a do or die! Meanwhile, you should be reminded that everyone would die at his or her appointed time irrespective of your death wish.

politics is not a do or die! Meanwhile, you should be reminded that everyone would die at his or her appointed time!

franchasng:
Our God is a spirit not an image or an idol.

We worship a living God, a spirit being, a great and mighty God not a crucifix or image, only false Christians will be angry with this. True Christians know that our God is a spirit being that exist everywhere including in our hearts and not in an image.


We don't fight for our God like others do instead our God fights for us.

Our God is more than able and powerful to defend itself in ways He prefers, which might not come as instant physical death or harm like you carnal humans want and expect. Our God is a spirit and His ways are mysterious and spiritual too, you cannot comprehend the ways of God, that's it.


So op, find another work, we are not the other people that see everything as blasphemy

I hope you will remain unconcerned and issue similar comments if this happened in Nigeria.

razzydoo:
GTCo should release theirs. About that time of the year. How much dividends are they paying?

GTCO Declares Record N12.76k Dividend, Re-affirms Value Creation Capacity

Guaranty Trust Holding Company Plc has released its audited consolidated and separate financial statements for the year ended December 31, 2025, to the Nigerian Exchange Group (NGX) and London Stock Exchange (LSE).

The Group reported profit before tax of N1.23trillion underpinned by strong growth in core earnings, with interest income and fee income increasing y-o-y by 23.2% and 25.9%, respectively.

The company in a statement said the performance reaffirm its capacity to generate sustainable earnings and builds on the momentum from 2024,

GTCO said it delivered a record profit of N1.27 trillion, driven in part by N517.5billion in fair value gains, which did not recur in 2025.

The group’s 2025 profit after tax came in at N865.75billion against N1.02trillion recorded in 2024. The profit after tax, it added, reflects the impact of recent fiscal policy adjustments to the taxation of investment securities, “notably withholding tax on short-term instruments. However, when normalised for this effect, underlying earnings remain robust, driven by growth in core operating income.”

“The Group continues to maintain a well-structured, healthy, and diversified balance sheet in all the jurisdictions wherein it operates a Banking franchise, as well as across its Payments, Pension and Funds Management business verticals. Total assets and shareholders’ funds closed at N17.8trillion and N3.4trillion, respectively. Capital Adequacy Ratio (CAR) remained very robust and strong, closing at 43.8%, likewise asset quality improved as evidenced by IFRS 9 Stage 3 Loans which closed at 3.4% and 5.0% at Bank and Group level in FY-2025 (Bank, 3.5%, and Group, 5.2% in December 2024). Cost of Risk (COR) also improved to 2.2% from 4.9% in December 2024. In specific terms, the Group’s loan book (net) grew by 12.4% from N2.79trillion as of December 2024 to N3.13trillion in December 2025. Similarly, deposit liabilities grew by 23.8% from N10.40trillion to N12.87trillion during the same period,” the statement reads in parts.

Commenting on the results, the Group Chief Executive Officer of Guaranty Trust Holding Company Plc, Mr. Segun Agbaje, said: “Our 2025 result underscores the resilience and depth of our earnings capacity. Following a record 2024, which included significant fair value gains, our focus has been on strengthening the sustainability of our earnings by driving growth across our core banking and ecosystem businesses. The strength of our underlying earnings, despite a stronger Naira and tighter regulatory parameters, reflects the quality of our franchise and the discipline with which we execute our strategy. Importantly, this strong core earnings performance underpins our capacity to sustain and grow shareholder returns. Our record dividend payout this year is not only a reflection of our current profitability but also of our confidence in the Group’s long-term earnings potential. Looking ahead, we remain focused on scaling our ecosystem, driving innovation across our financial services platform, and delivering consistent, high-quality earnings that support superior value creation for our shareholders.”

Overall, the Group continues to post one of the best metrics in the Nigerian Financial Services Industry in terms of key financial ratios i.e., Post-Tax Return on Equity (ROAE) of 28.3%, Post-Tax Return on Assets (ROAA) of 5.3%, Capital Adequacy Ratio (CAR) of 43.8% and Cost to Income Ratio of 27.9%.

And to retrieve these guns now is a major task to prevent them getting to the terrorists destabilising the Africa. With this, it's clear US is one of the major countries promoting terrorism in the world and yet the idiots will be blaming Islam.

Far from defending Barrister Wike, but how many times has Amnesty Int'l condemned Trump for his reckless utterances against journalists and other individuals? Stupid organisation, only in Africa they watch!

Imagine this happened in the north, all the hypocrites making comments would have been condemning and slammed Islam and leave the main issue.
Hypocrites will receive the hardest of the punishments on the day of kiyaoma.

freshvine:
this is the reason Iran must never be allowed Nuclear weapon. They will use it indiscriminately in their unconventional wars.

How many countries has Iran attacked before now!

Which way black folks? When wealth is being shared where were you!

If you're looking for Wahala! Move close!

You go explain tire without evidence!

SkyBizzy:
These things only happen on papers, it doesn't translate to reality.

As I am right now, my eyes are turning me due to hunger. I just hate myself and everything pisses me off.
You'll work like an elephant, yet have nothing to show for it. I'm tired seriously

You're quite right, when tough reforms are being embarked upon in an economy, after a long time of economic mismanagement, it usually takes time to reflect on the micro economy. The first impacts are on the macro, then it will trickle down over time with consistency in policy implementation. Don't lose hope, all of us will surely feel the impact!

Evanderbright:
This particular university produce almost all the brightest graduates and undergraduates in Nigeria.
You hardly see a dull person in that school.

Unilag use to hold this mantle too but it seems paparazzi among their students has push the university backwards

You're correct!

Corruption is the problem of Nigerians, young and old, men and women, leaders and the leads.

WhizdomXX:
Y'all will learn by force. Ariesbull come and see your people. Normalcy will be restored to the market whether the enemies of Nigeria's Progress like it or not. Sometimes, I wonder about the smartness of this my countrymen, someone you guys reelected massively, while your "saviour" is in Sokoto?
Come and force me now, you guys that are running to Asaba lol . You have one of the biggest markets in West Africa and probably Africa but you want to lose it to another region because of inability to sit down and think what's truly best for you.
You guys don't know what you have, even before I could type finish, Google brought it out. Indeed my people perish for lack of knowledge. Igbos wakeup.

Somebody wrote that. May not necessarily be true. It needs to be confirmed!

Gold and silver alone are more than the next 25 companies put together!

Paid advert. We are not swayed. If you like put all your money on the share, you go learn in a hard way.

"If it was June 12 people that you breached not just the constitution. Breach just one small punctuation in their interest, I swear to God nobody will sleep, they must take it. So, as much as I dislike the fact that they are abusing the Nigeria Constitution, you give it back to them."
What a racist comments? Calling a set of people June 12 people and this man aspires to govern the country!
The Yoruba people that voted Labour Party I blamed!

DatNiggaDaz:


Tinubu is a very weak and terrible mandate snatcher. Nigerians must do away with a disaster and a failure of immense proportion if the country ever want to live free in their own country

Tinubu is not the person to ever be allowed to snatch, grab and run away in 2027 if the country want to experience freedom and happiness

How's your comment relates to the topic? Your brain is to think and come up with reasonable judgment not stupid reasoning like this

Christianity is a scam. I said it!

It seems this distortions is a planned work like calling a dog bad name just to hang it.

Ttalk:
Go school Dem say school na scam. This one just dey embarrass himself up and down on SM.

Basic information about Nigeria history Dem no know and instead to pipe low they won't.

I'm from Lagos and my division was part of Western region


Every state of the nation received allocation from FG and infrastructural project just like Lagos state, carry your kindergarten logic commot from my front if you want to dance like a kid

You nail it. It was only the Lagos Island up to Iganmu that was FCT when Lagos was capital city. Other areas are part of old Western Region. That's why you have Western Avenue right from the beginning of the bridge at Alaka.

Buhari was actually right, Nigerian youths are so lazy that they cannot read and comprehend a few paragraphs. Imagine, most comments on this thread are far off the issues reported.

This alaafin should grow up now! What's the essence of this, Ooni just installed someone recently on the same title.

Why i don't believe this story. People sympathetic to the course of insurgency. You kill terrorists, they will claim innocents are attacked.

creolehunt:
Mass kidnapping has somehow become a very lucrative business in Nigeria.

Talk about failure of governance.

Everything no be about government jare! You blame government for everything and leave the evil doers.