₦airaland Forum

Yes

Scott99tish:
Congratulation.
If I understand you correctly, you applied for yourself only to go study. Now, you want to take your wife and son with you ?

Hello @scott99tish, I just got PPR today, thanks for your insight, I followed your guidance and upload the documents. Please I would like to go with my wife and son, how would you recommend i apply for them. Thanks.

Scott99tish:
I’m Hi,
I saw your other posts that you reapplied and also didn’t request GCMS note, but this is a mistake not advisable.
I understand the pressure and pain from refusal (I was refused once too in early 2021 but, took my time to get it right same year after GCMS note and back to board) Mostly, GCMS note is required to tackle the exact reason for refusal in your next application, even though new reasons could still come up if care is not taken.

In most cases, it’s easy to tackle if you know your mistake with comprehensive LOE and justice in your documentation.
If you haven’t heard from them still, maybe I can still review your previous submission to point out your possible errors:

(1) You are a family man, (wife and son). Even though you’re the only one traveling, IRCC always look at plan of survival for your family in your absence. If you’re traveling alone and having 12m in account ? It’s not even sufficient for 1 year cost of living, and you only paid one semester tuition still.

Let’s assume it is, how will your family survive in your absence ? Did you show your wife is capable of take care of the family without depending on you (the same 12m) ? Like her job, paystub and other related stuffs ?
Also saw that the same 12m was received from your wife (deed of gift). It’s so contradicting that you are capable but it’s still your wife that gifted you without her own source of income !
Align your story that you yourself can believe if you’re in IRCC shoe.

(2) I really don’t see much weight the 16m in investment account hold because can they validate the money is accessible to you when needed ? From the term alone (Investment, mostly tied to time) IRCC is only after money that is accessible to you.

(3) You didn’t mention you submitted your paystub, so I won’t assume you submitted. According to your post, work appointment letter and ID is not enough proof. Comprehensive work history and documentation matters a lot. Even in the future when talking about PR. Some people leave out some work experience during study permit and want to claim point for them in express entry for PR. IRCC are too smart that they will point it out that why was that job not mentioned in your study permit application years back ? So be detailed from beginning in your Canada journey.

(4) You receives annual rental of 2.5m. Good, your letter of explanation/SOP will do justice here. Since the generic refusal letter is mostly finance, maybe home tie is also involved since you don’t know what is even in the officers note. Having a signed rental agreement will help in source of funds, and home tie here. I don’t think you addressed justice here too.

(5) In your new mentioned submission, you added 10K GIC to your application but every other thing remains the same according to you, knowing fully well that you paid only first semester tuition fees!
So do you think you addressed the generic reason for refusal reading this post without knowing the officer note in GCMS ?

That’s the question you need to ask yourself.
If not; it’s not too late if decision is not made yet. You can still do many justice with webform, in as much as you do not contradict your story.

All the best…

Thanks, I've gotten it.

TradeSunMoore:
It normal . Most banks provide mybankstament ticket number and password on request. Approach your bank. It is a good Omen as well. All the best

Hello everyone, IRCC requested for a mybankStatement ticket. Has anyone come across this request before?

I really appreciate your insights. I can upload all of these documents as well as pay the complete tuition fee. My investment account reference letter which was attached says i have "unrestricted access to the funds".

Scott99tish:
I’m Hi,
I saw your other posts that you reapplied and also didn’t request GCMS note, but this is a mistake not advisable.
I understand the pressure and pain from refusal (I was refused once too in early 2021 but, took my time to get it right same year after GCMS note and back to board) Mostly, GCMS note is required to tackle the exact reason for refusal in your next application, even though new reasons could still come up if care is not taken.

In most cases, it’s easy to tackle if you know your mistake with comprehensive LOE and justice in your documentation.
If you haven’t heard from them still, maybe I can still review your previous submission to point out your possible errors:

(1) You are a family man, (wife and son). Even though you’re the only one traveling, IRCC always look at plan of survival for your family in your absence. If you’re traveling alone and having 12m in account ? It’s not even sufficient for 1 year cost of living, and you only paid one semester tuition still.

Let’s assume it is, how will your family survive in your absence ? Did you show your wife is capable of take care of the family without depending on you (the same 12m) ? Like her job, paystub and other related stuffs ?
Also saw that the same 12m was received from your wife (deed of gift). It’s so contradicting that you are capable but it’s still your wife that gifted you without her own source of income !
Align your story that you yourself can believe if you’re in IRCC shoe.

(2) I really don’t see much weight the 16m in investment account hold because can they validate the money is accessible to you when needed ? From the term alone (Investment, mostly tied to time) IRCC is only after money that is accessible to you.

(3) You didn’t mention you submitted your paystub, so I won’t assume you submitted. According to your post, work appointment letter and ID is not enough proof. Comprehensive work history and documentation matters a lot. Even in the future when talking about PR. Some people leave out some work experience during study permit and want to claim point for them in express entry for PR. IRCC are too smart that they will point it out that why was that job not mentioned in your study permit application years back ? So be detailed from beginning in your Canada journey.

(4) You receives annual rental of 2.5m. Good, your letter of explanation/SOP will do justice here. Since the generic refusal letter is mostly finance, maybe home tie is also involved since you don’t know what is even in the officers note. Having a signed rental agreement will help in source of funds, and home tie here. I don’t think you addressed justice here too.

(5) In your new mentioned submission, you added 10K GIC to your application but every other thing remains the same according to you, knowing fully well that you paid only first semester tuition fees!
So do you think you addressed the generic reason for refusal reading this post without knowing the officer note in GCMS ?

That’s the question you need to ask yourself.
If not; it’s not too late if decision is not made yet. You can still do many justice with webform, in as much as you do not contradict your story.

All the best…

JMG12:
Did you other GCMS note before you reapplied? Just be patient; you will get feedback soon.

This is the document I received

Hello everyone, I'm new on this thread, I submitted my study application in January got a refusal in about 3 weeks stating insufficient funds(12m in personal account, 16m in investment account plus paid first semester tuition fees. I added 2 inherited properties in my name valued at 88m (one of which is rented and i stay in the 2nd with my wife and son). Documents submitted includes:
Statements and reference letters from banks
Work appointment letter and ID
Affidavit of gift deed from wife (12m)
Property gift deed from late father
Property evaluation
SOP/LOE

I reapplied showing same amount in my accounts as well as a GIC account in canada with 10k CAD deposited. It's over 6 weeks with no updates. Please are there any additional documents I should upload via webform?

NB: I have a job that pays 300k monthly with a reputable organization, i receive a combined annual rental income of 2.5m

How much??

MyphoneandI:
Love and light bro. I have some already in Nigeria right now. Incase of referrals, thanks.

G is for general exam, A for academic

6footgenius:
The 150G is the Exam center number so you should check your center number and fill as appropriate