Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / NewStats: 3,153,164 members, 7,818,535 topics. Date: Sunday, 05 May 2024 at 06:15 PM |
Nairaland Forum / Leunamme93's Profile / Leunamme93's Posts
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (of 62 pages)
Crime / Re: "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 11:21pm On Jul 10, 2018 |
Lufthansa: Thank you. Access bank already told me there's nothing i can do and that they are sorry. I would have been surprised if they said anything other than that. I will go the social media way. |
Crime / Re: "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 11:18pm On Jul 10, 2018 |
newbie2018: Thanks. I will try my possible best. |
Crime / Re: "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 11:17pm On Jul 10, 2018 |
einsteine: All i'm doing here is to create awareness, people should know whats happening in the system. I have a personalized pin, how come where they able to transfer airrtime out from my sim? |
Crime / Re: "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 11:14pm On Jul 10, 2018 |
BTW it seems MTN staffs are on strike nationwide.. |
Crime / Re: "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 11:13pm On Jul 10, 2018 |
einsteine: I did set a pin, "A COMPLEX ONE" the whole thing is way more complex when you understand that both network carriers and banks still have a long way to with security. |
Crime / Re: "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 2:51pm On Jul 08, 2018 |
faithy314: Thanks for the headstart. |
Crime / Re: "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 9:31am On Jul 08, 2018 |
LeHMaR: when you dialed *565*0# did it ask you for a pin? I'm sorry but i believe this scheme will work with any bank. 1 Like |
Crime / Re: "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 9:29am On Jul 08, 2018 |
Oluwasaeon: I believe there's a loophole somewhere in this system, how can you just dail *565*0# and your bvn is sent without any other security pin to confirm if it is the owner performing the transaction? Thank you. 7 Likes |
Crime / Re: "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 9:24am On Jul 08, 2018 |
faithy314: Thats why i didnt even bother naming the bank because i was positive it could happen with any Nigerian bank. I believe one personally locking the sim is one way of securing our account all we have to do then is just disturb the line with calls and make them switch it off, thereby rendering the sim useless because it will definitely ask for a pin when inserted any where its inserted. Remember: If an incorrect PIN is entered more than three times, a PUK is needed! ed! Everyone should pay attention to this and start locking their sim. I'm thinking of going to sars too, but i dont have the imei, who has the imei of a touch light phone . Maybe my own would be 40/60. 20 Likes 2 Shares |
Crime / Re: "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 7:52pm On Jul 07, 2018 |
kristonium: A VERY LONG WAY TO GO!!! EFCC too needs to work on themselves as all i know they still need to improve. 1 Like |
Crime / Re: "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 7:50pm On Jul 07, 2018 |
Millenniumlady:I know, my main concern is how the banking system has still not found measure to protect her customers from incidents like this? The most they do is block the account, nothing more or less. 13 Likes |
Crime / Re: "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 7:32pm On Jul 07, 2018 |
I did notice this on one of the receipt, it says Vas2Net Airtime Vending.
|
Crime / "How N37k Was Debited From My Bank Account Through My Stolen Phone" (Photos) by leunamme93(m): 7:32pm On Jul 07, 2018 |
I lost my phone yesterday night, a touch light phone thinking there's little to worry about but I was wrong. There's everything to worry about especially when you are in Nigeria. The sim on the phone is tied to 3 banks. Majority of Nigerians do this, where we use one mobile number for all our financial accounts, trusting that security measures are excellent. Fast forward to this morning, I went to MTN office today and i was told i could not retrieve my sim since it is my brother that did the registration earlier, i've been using this same sim for over 6 years now but my brother isn't in the country but it all fell on deaf ears with we are sorry there's nothing we can do, I left their office, on my way coming I saw an MTN retail store, "retrieve your sim here" the sign board reads. I got inside there and told the rep i met everything after much pleading, it was processed for me and I've been told my sim would be active come monday evening. I got back home thinking all was well, but something just triggered me to check my account via the app and there it was, all red and red and red and red. All I could see was debit for recharge card with amount ranging from 300-1000-5000 in multiples resulting to N37300. I quickly transferred the money I have left to my friends account. One question that kept coming to me was; How did they do it? I have not been able to transfer or recharge my line using that specific bank's USSD code ever since NYSC gave me the account in OT Camp in Iseyin, 2016 because it was interfering with my old account with the same bank. It has finally has dawn on me that our banking system here has little or no triggers to the irregularities that is happening in an account. I will be going to their bank, first thing on monday to have a review with them. I have 4 account tied to this phone number, truth is only this account had money in it. I guess they cast a wide net on all the banks using my details to see the ones that would return successful and then harvest the account. To our bank; 1. What should one do when one's phone gets stolen or missing especially when it's on a weekend? I know our bank uses the BVN as a primary key connecting every account to another but its clear another layer of security is needed. 2. Limit the amount value an account owner can recharge in a day. Why would a saner Nigerian recharge over 37k in this buhari economy and the bank system couldn't flag this off? 3. Dialing *565*1# is not enough to generate your BVN, it should always ask for a pin to complete this command, our programmers should think out of the box, this is too shameful. A BVN that is used as a Primary Key[b/] yet its easily accessible by any unauthorized party. [b]My mistakes; Learn from them 1. I did not call my network provider to deactivate my line, I was foolish enough to think our banks were secure. I don't trust our banks security anymore. Look at it this way, to recharge on your phone you need a pin to complete any transaction even if your are using a USSD code, and beside it was a touch light phone with my sim in this case not an ATM but 37k was deducted from my account with just having my sim. You see how insecure the system is? 2. Having my sim locked with a pin not just the phone would at least served as a measure of security, once it's inserted on any device it will request for a pin. I might be wrong but I'm just thinking out loud here. The Future: Unfortunately is sad because Nigerians will keep falling into this ordeal unless our banks wakes up. They people that did this are not good, our banking system is just poor for any d!ck and harry to mess with. Security: Digital security would be a niche that would be very hot with massive potential. A lot more companies (noticed the more because right now we have only few organizations with standard financial security measures) [b]I have decided not to add the name of the bank here, because i believe same thing can happen with any other banks. Tell me do you bank ask you for any security pin when you dial *565*0# to check you BVN Number?[b/] Nigerian should awake because we've fallen. Secure your SIM not just your phone alone especially when that SIM is tied to your [b]BVN[b/] which is has clearly shown to me unfortunately with an expense of 37K that it isn't secure at all. Below are screenshots of the red to red alerts, I had to transfer the rest out of the account. [b]Is there any hope of this money being returned to me?[b/] I hope the mods push this to the front page, Nigerians should be aware of this flaw in the system and be careful. 20 Likes 4 Shares
|
Family / Re: South African Lady Who Got Married At 17 Gives Marriage Survival Tips by leunamme93(m): 11:08am On Jul 02, 2018 |
I took this point as it not only applies to marriage but life in general... Friends are not your measuring stick to your success. Don’t compare your marriage, . Some people compromise and sacrifice too much to be where they are. Just stick to the family vision and forget the noise. 2 Likes |
Agriculture / Re: Professional Training And Capacity Building In Commercial Snail Farming & Export by leunamme93(m): 10:47am On Jul 02, 2018 |
8, Omotosho close off Akoberu road, Okokomaiko, Lagos State Call: 08066104430, 080110505865 Whatsapp: 09030490173 |
Agriculture / Re: Professional Training And Capacity Building In Commercial Snail Farming & Export by leunamme93(m): 8:32am On Jun 29, 2018 |
SnailCare Farm provides practical training programmes on commercial snail Farming for domestic and export markets. The programme includes a holistic, theoretical and practical training in our snail farm. |
Agriculture / Re: Professional Training And Capacity Building In Commercial Snail Farming & Export by leunamme93(m): 10:53am On Jun 28, 2018 |
SnailCare Farm provides practical training programmes on commercial snail Farming for domestic and export markets. The programme includes a holistic, theoretical and practical training in our snail farm. |
Agriculture / Re: Buyers For Neem Oil And Shea Butter. by leunamme93(m): 8:50pm On Jun 27, 2018 |
Agriculture / Re: Professional Training And Capacity Building In Commercial Snail Farming & Export by leunamme93(m): 10:20am On Jun 27, 2018 |
We are a commercial Snail Farming business outfit. We are known as 'Snailcare Farm' We operate from our Standard snail farm house based in Okokomaiko, Lagos |
Agriculture / Re: Professional Training And Capacity Building In Commercial Snail Farming & Export by leunamme93(m): 7:43am On Jun 25, 2018 |
For bookings, enquiries and clarification, please contact: SnailCare Farm 08066104438 |
Agriculture / Re: Professional Training And Capacity Building In Commercial Snail Farming & Export by leunamme93(m): 8:34am On Jun 11, 2018 |
For bookings, enquiries and clarification, please contact: SnailCare Farm 08066104438 |
Agriculture / Re: Professional Training And Capacity Building In Commercial Snail Farming & Export by leunamme93(m): 9:46am On Jun 07, 2018 |
For bookings, enquiries and clarification, please contact: SnailCare Farm 08066104438 |
Agriculture / Re: Professional Training And Capacity Building In Commercial Snail Farming & Export by leunamme93(m): 7:55am On Jun 06, 2018 |
11k views. Thank you for visiting our thread. For bookings, enquiries and clarification, please contact: SnailCare Farm 08066104438 |
Agriculture / Re: Professional Training And Capacity Building In Commercial Snail Farming & Export by leunamme93(m): 8:35am On Jun 05, 2018 |
For bookings, enquiries and clarification, please contact: SnailCare Farm 08066104438 |
Phones / Re: #Ramadan: MTN Gives Out Free Foodstuffs, And Many Gifts (pics) by leunamme93(m): 7:50pm On Jun 04, 2018 |
Yeah CSR |
Politics / Re: Former Ondo Gov, Mimiko Set To Dump PDP For Labour Party by leunamme93(m): 7:42pm On Jun 04, 2018 |
I know LP missed him, they will welcome him with their arms with open. 1 Like |
Agriculture / Re: Professional Training And Capacity Building In Commercial Snail Farming & Export by leunamme93(m): 8:10am On Jun 04, 2018 |
For bookings, enquiries and clarification, please contact: SnailCare Farm 08066104438 |
Technology Market / Re: Clean Macbook Pro Retina 2014 #Sold by leunamme93(m): 1:35pm On Jun 02, 2018 |
Sold.. |
Technology Market / Re: Clean Macbook Pro Retina 2014 #Sold by leunamme93(m): 10:54am On Jun 01, 2018 |
Still available. |
Agriculture / Re: Professional Training And Capacity Building In Commercial Snail Farming & Export by leunamme93(m): 10:52am On Jun 01, 2018 |
For bookings, enquiries and clarification, please contact:
SnailCare Farm
08066104438 |
Agriculture / Re: Professional Training And Capacity Building In Commercial Snail Farming & Export by leunamme93(m): 10:43am On May 31, 2018 |
For bookings, enquiries and clarification, please contact: SnailCare Farm 08066104438 |
Technology Market / Re: Clean Macbook Pro Retina 2014 #Sold by leunamme93(m): 10:41am On May 31, 2018 |
Still Available. |
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (of 62 pages)
(Go Up)
Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health religion celebs tv-movies music-radio literature webmasters programming techmarket Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 51 |