₦airaland Forum

OyinKris:
Any job vacancy for a graduate in ikorodu?
I don't want teaching
I'm experienced in the following positions
Secretary
Office assistant
Customer care
Receptionist

Hi sis
Have you now gotten any job yet
I also need job, my location is ikorodu
If you’ve gotten any and there is still vacancy kindly reach out to me here
Thanks

davodyguy:
We're in December, 2024 now. By December, 30th transfer ₦500,000 to you personal account BD mark it December Salary. Then in the entire 30 days in January, 2025 make sure that all the money that leaves that account will not exceed ₦150,000.

I know you have other expenses, as it's difficult to spend just ₦150k monthly in Nigeria, but anything above ₦150k should come from another account

Okay
Noted
Thanks so much

davodyguy:
Who says Opay can't be used?

You should have asked here.

My wife used cooperative society savings account that's licensed by the Nigerian authorities to receive savings.

Your business account should be receiving payment from customers and in the 6 months you would use, make sure the inflow is more than the 1 year salary you pay yourself

Then from this same account, transfer the monthly equivalent of ₦6.5m per annum per month. ₦500,000 monthly

Then from the ₦500,000 spend only ₦145,000 every month


Problem 1 solved


Make sure you pay tax. Walk to any tax office, assuming you're in Lagos, they'll do 3 years tax clearance for you

Since you'll be applying in 2025, you'll need tax for 3 years preceding 2025 which are 2022, 2023 and 2024 (personal income tax)

Then register your company with FIRS (VAT) assuming you're a Business Venture not LTD it PLC

Okay, am new here if not I would have asked from the onset, but as it is now, I’ll work on that
So I should make sure I transfer 500k monthly to the acct, and I shouldn’t send out more than 145k in the acct monthly right? What if I transfer 500k on the acct and I send out the exact amount will there be any issues, am sorry am asking this so I won’t make any mistakes when applying again.
I’ll pay the tax and also register with FIRS

AngelSlay:
It sounds like you've had a challenging year, filled with setbacks and disappointments. I'm here to listen and offer support.

Emotional Burden
1. Acknowledge your feelings: It's normal to feel depressed, guilty, and overwhelmed. Recognize these emotions, and give yourself permission to process them.
2. Self-compassion: Be kind to yourself. Remember that you made decisions with the best intentions, and it's okay to make mistakes.

Current Situation
1. Financial struggles: It's tough to rely on your husband's business, especially when it's facing challenges. Explore alternative income sources or job opportunities.
2. Canada PR and IELTS: Don't give up on your dreams. Focus on preparing for the IELTS exam, and re-evaluate your Canada PR application.

Moving Forward
1. New resolutions: Your determination to start job hunting and your husband's willingness to learn tech are great steps forward.
2. Support system: While you may not have close friends to share your burden with, consider joining online communities or forums for people going through similar experiences.
3. Faith and positivity: Hold onto your faith and maintain a positive attitude. Believe that God will guide you through this challenging period.

Actionable Steps
1. Create a budget: Manage your finances effectively by tracking expenses and creating a budget.
2. Explore job opportunities: Start job hunting, and consider freelance or part-time work to supplement your income.
3. Prepare for the IELTS exam: Focus on preparing for the exam, and seek resources or tutoring if needed.
4. Encourage your husband: Support your husband in his tech learning journey, and explore potential business opportunities together.

Remember, you're not alone in this struggle. Keep pushing forward, and have faith that better days are ahead.

Thanks so much for your words of encouragement, I really do appreciate this means a lot to me.
Have take note of everything, and I’ll try as much as possible to work towards it.
Firstly, I won’t give up on the Canada PR cause we’ve invested a lot in it, also have already evaluated my results, so it’s just the exam that’s giving me pressure, but have been practicing celpip too, just that I stopped practicing it for a while when I noticed am not mentally stable enough to keep practicing it, but I’ll make sure I continue this next year and give it a try.
Secondly, I do not have any idea of how to start the freelance work, if you can put me through I’ll be so grateful, I download a lot of app but still not getting it right.
Also, I already told God to direct my path, cause the burden is too much for me to handle, but I believe with God all things are possible, I won’t give up
I know the path to success is not as easy as it may seem, there will be so many obstacles, and I know we are already experiencing our own challenges rn, but I believe there is light at the end of the tunnel
In conclusion, have been telling some people that I know that can help me get a job, I pray I get a positive outcome 🙏
Once again thanks so much 🙏 God will never leave nor forsake you 🙏
I was surfing the internet few days ago when I came across this nairaland have not been chatting nor doing anything on it before, but am kinda relieved a bit by expressing myself this morning .

SyrusdeHansome:
2025 is just by the corner and we thank God for life. We're not better than those that lost their lives in the course of this year but it pleases God to keep giving us life. It's by his mercy and grace that we're not consumed.

Now back to the topic; we all know that this year, 2024 has been filled with ups and downs as a result of some government policies that didn't go well with the general public. Some of us watched the monies we used to establish businesses go down the drain due to the removal of fuel subsidy and some other bad policies of government. For someone like me that use to sell Ok shoes and bags I know how the policy negatively affected my business to the point that I had to close down the business and go back to my family house. I started searching for things I could do online that can generate income, so I finally decided on going into crypto and to say the truth God has used it to give me capital to start any business of my choice next year. I took a decision and it worked out for me. By God's grace I wanna do many things next year. I wanna learn software development, graphics design to perfection and also give establishing a physical business another chance. So as the question goes, for those of us that are ending this year with negative account balance, what are those decisions u wanna take next year that'll give u a positive account balance before 2025 runs out? Please I need advice from successful business pple in this forum. It'll go a long way to help us plan for next year. Please mods help us move to fp so that we can use the opportunity to improve our lives.

I really face a lot this year, I and my family have this mindset of traveling out of the country, but the thing is we started the journey, I convinced my husband in selling the only property he had so we can travel out, we are pursuing Canada PR as it is now we are still stuck with ielts exam, I haven’t make the exam up till now, even I don’t have any business am doing again, he’s so rich that it’s my business money that we are using to feed till the business went bankrupt, last month he tried uk visit visa he got refused this month because of CAC and some minor issues in his statement of account, as it is now am so depressed I keep hating myself for telling him to do that, but I just keep thanking God for been in good health 🙏 but have made a new resolution that I won’t let all the challenges I face this year stop me from pushing harder, even if it’s for me to start job hunting by next year Jan, he said he’ll also go and learn tech. Have told God to direct our path, if it’s in God’s will that we will travel out we will am 💯 sure of that. I just wish to pour out my mind here as I do not have friends to share this my burden with.

Akintomide454:
when did you got the letter and when was your biometric tendered? Sorry about that

I got it December 18th
I did my biometric December 3rd

Investorvibess:
Really sorry about this ,Did you get this with a passport collection mail or after your collected your passport..

I haven’t gotten my passport yet, I received the letter on my email

davodyguy:
Sorry for this

However, I'll blame you.

If the contents of the letter are true, then you need to correct many things

1. You just registered your company ( This ordinarily should not be an issue, but for the fact that you made it appear that the business had been running before registration
2. Your statement of account should justify how you're able to pay yourself ₦6.5m per annum
3. You said you spend ₦145k monthly. Did your statement show this outflow monthly?
.

This is my first time applying duo, so when next I’ll make sure I look into those mistakes I made earlier, I’ll run my account very well so I’ll be able to justify the money I stated that I earn annually
Moreover my statements didn’t show outflow of the 145k I stated that I spend monthly reason been is that I open the account six months ago, am used to Opay but I checked it online that Opay can’t be used,

This is what I got from them

Pls what to do after a uk visit visa got refused because of newly opened CAC account and also the monthly expenses that u claim you spend doesn’t appear on the bank statement