₦airaland Forum

akinsmail51:
I can see you actually intend good for our highly revered Boss Iyke, it's understandable you want him to gear up and milk more from the domain business but this isn't the correct way of talking to such a selfless person who devoted his time to teach people genuine/legit way of making money!

Better way to ginger him or someone in boss Iyke status could be - "Boss, I wish to see more of your sales in 4 - 5 figures" would have passed the message you wanted to pass across.

GeneralDae:
For newbies interested in the NGX. Take note. Most illiquid stocks on the NGX.

emmanuelewumi:
Discipline and consistency is the koko, it will always beat intelligence and technical skills in the stock market.

I belong to a WhatsApp group where ordinary people have built substantial wealth through NGX and no big deal in Mankind achievement.

It is achievable if we have the patience, discipline and consistency

Mankind2024:
In the Investment Marathon, Crossing a Milestone is a Thing of Joy.
I know many members of this forum would love to celebrate hitting their own milestones. For me, it’s really no big deal. If I had not read widely and learned from the experiences of successful investors, I wouldn’t be where I am today.
This is a faceless forum and no one knows me personally, but I feel indebted if I don’t share the secret that propelled my NGX portfolio to 10-figure paper assets.
First, my deepest appreciation goes to the Almighty God. I also owe a huge debt of gratitude to the Berkshire Hathaway legends — the late Charlie Munger and Warren Buffett. I have studied them so deeply that I can recite many of their guiding principles verbatim.
The first major battle I won in this marathon journey was defeating self-sabotage.
The reason many retail investors struggle to reach meaningful milestones is self-sabotage, combined with over-reliance on rumours, greed, and fear. I remember how, in the early days, I once blamed my broker for recommending poorly performing stocks which later return 10X. In anger, I sold off everything. Those were the days when you had to fill physical forms and email them to your broker before any transaction could go through.
Most of the time, I didn’t even know what I wanted. I was just chasing the crowd with zero fundamental knowledge — pure self-help mixed with self-sabotage.
Fast forward a few years, I came across an online website that allowed users to download free investing eBooks. I believe I was the first person to share the link in this forum back in 2015/16 (the site seems to be malfunctioning these days www.pdfdrive.net).
The moment I started applying the core principles of Berkshire Hathaway as taught by Warren Buffett and Charlie Munger, everything began to change. The light of prosperity came from three simple rules: Spend less, save more, and invest consistently — then allow the power of compounding to do the heavy lifting.
I stopped interfering with my portfolio. That discipline alone turned an investment of ₦1,000,000 into over ₦30,000,000.
Before I saw this light, I was a fierce critic of President Jonathan. I blamed him for almost everything wrong in my life. Today, I can’t even remember the various monikers I used to call him back then. I now understand fully that the government is not the primary reason most people fail to succeed.
The day I realised that abundant wealth begins in the mind, I started thinking and acting differently.
It is indeed a sweet milestone — especially in a nation where over 90% of citizens cannot boast of ₦100 million in liquid assets. Here I am today, saying with gratitude: Ebenezeri! The Lord has done it for me.
Another powerful lesson I learned from the Berkshire Hathaway legends is this:
If you cannot watch your portfolio lose 50% during a bear market or downturn and still stay invested, then you have no business in the stock market.
During the recent Strait of Hormuz tensions, my NYSE portfolio was badly battered. At the lowest point, I had an unrealised loss of $28,000. But I did nothing. I remained fully invested. Today, that unrealised loss has completely reversed into an unrealised gain of over $32,000.
If I had panicked and sold at the bottom, I would be regretting it today. Instead, I’m filled with gratitude to God for the privilege of building a 10-figure, highly liquid portfolio on the NGX.
This is my testimony, shared to motivate every aspiring member of the N1B Gang portfolio. Keep learning, stay disciplined, defeat self-sabotage, and let compounding work for you. Volatility is the price you must pay for the gift of compounding.
You too can do it and get there.



"Feel free to ask me any questions. I'd be happy to answer them, but please do not ask for my contact information."

Vikkoh:
Hello everyone. It's been a second.

Been off this thread and domain flipping for a while but I'm back now.

Please if you want to sell your Let's Extract software or you have a group contributing to buy in bulk, kindly signify so I can send a DM.

Thanks.

PETERiCHY:
We simply dispose 50% of our japaulGold holdings @#4.20k and deployed the proceeds to OANDO @ circa #40

If you make a KILL, quickly CONVERT it to a PATIENT FUND else you MIGHT end up LOSING your SHIRT,

Above all we foresee OANDO as a GENERATIONAL WEALTH.


BARGAIN HUNTERS TAKE NOTE!

PETERiCHY:
Same way OANDO right issue will fail.

For the records after countless right issue that OANDO did in the past...

in 2014 they came up with another right issue @#22:50k after a while investors were not responding they quickly changed the price to #16.50k still yet their share price nosedives to sub #2.00k

That's how LOW & DUBIOUS OANDO CAN BE.
A coy that hadn't pay dividend for the past 12ys

in essence OANDO is only good for JIJO like we said earlier buy at sub 40 and sell with 10% profit ... period!

BARGAIN HUNTERS TAKE NOTE!

PETERiCHY:
JAPAULGOLD is our RETIREMENT STOCK

BARGAIN HUNTERS TAKE NOTE!

PETERiCHY:
317m bids at $4.02k chasing our Starboy with zero offers ⭐✨

#20 junction here come


BARGAIN HUNTERS TAKE NOTE

Agbalowomeri:
If you have funds you are willing to keep away for five years and you are not under any pressure for dividend, buy Custodian and Transcorp after Q1

Agbalowomeri:
Lol don't discourage a newbie
Not a bad selection for a starter but not much profit to expect

UchihaRhaegar:
Please when will Morgan Capital automate the process of funding your account? The process of funding to their account then sending an email for them to confirm and then transfer to your account is a bit redundant since other platforms offer automated funding.

mikeapollo:
My reference to Abraham is just on a lighter note.
But seriously, none of you would say anything if Donald Trump or Razak Okoya (multi-billionaires) should give birth in their 80s!
The real thing is to make adequate provision for the upbringing and education of the child.

You all are talking because the man in question is not a known billionaire.

mikeapollo:
Abraham gave birth in his 90s?
Let's us remember that none of us here is God to determine the age someone should give birth or how long one would live on this earth.
What matters is to make provision for the child's wellbeing e.g. assets and investments. One may give birth at age 20 and still in his 20s or 30s!

oluayebenz:
The money will definitely drop today

freeman67:
You don't have to do anything. Just wait for them and be checking your account. Normally the money should have been credited to you yesterday but these days things don't usually work as it should will them. So settlement delays sometimes.

Mankind2024:
My NCR Nigeria Plc Journey: How N171,564 Invested in 2021 Turned into N3,635,000 by 2025
(A 2,020% return that crushed inflation, real estate, naira devaluation, and every hedge fund in sight)

It wasn’t luck.
It was discipline, patience, and the quiet power of time in the market.

In February 2021, I bought 50,000 units of NCR Nigeria Plc at N3.43 per share — a total of N171,564.
At the time, it was the very definition of a “boring” stock: low price, almost zero daily volume, and four straight years of depressing financial reports. Most investors wouldn’t touch it with a ten-foot pole.

I loved it for exactly those reasons.

I didn’t buy a piece of paper to flip in six months. I bought part ownership in a 130-year-old technology institution that installed the first ATM in Nigeria, services banks, oil companies, and retailers nationwide, and has a footprint no newcomer can replicate overnight. I tactically forgot about the stock and went on with my life.

While others panicked over every negative headline, every delayed result, every illiquid trading day, I slept soundly as a proud part-owner of a real business. Liquidity? I never needed it — because I never planned to sell.

Some members of the old forum mocked the stock’s illiquidity. I smiled.
Life has taught me a hard truth: the smartest investors — the ones with complex models, Bloomberg terminals, and Harvard MBAs — are often the dumbest in the room when it comes to long-term wealth creation. Their trusted formulas blind them. They believe they can predict the future. They scream “bear market” at the first 5% dip and create panic for traders and gamblers.

There is no crystal ball.
There is only a simple, boring, almost childishly stubborn strategy that guarantees success:
Buy a wonderful business at a fair price (or better), do nothing, and let compounding do the heavy lifting.

That is the gospel I kept preaching on the forum — until the rather unkind, herbalist-looking moderator permanently banned me in August 2025. (Yes, this actually happened.)

Fast-forward to today.

The “illiquid trash” of yesterday is now the hottest stock on the NGX.
From N3.43 in 2021 to N72.70 as I write this — a 2,020% return.
Over 70 million units have traded between March and November 2025 alone. The forgotten stock is on track to become the best-performing stock of 2025.

What a turnaround story for a once-rejected stone that is now the chief cornerstone.

With only 108 million shares in issue, a conservative N50 billion market cap (less than $30 million at current rates) is well within reach — that’s another 6–7x from here.
Bonus issues are being whispered about. Dividends? They’re no longer a distant dream.

My original 50,000 units have become my voting right in a company on the verge of joining the big leagues.

I have only two people to thank:
God, for grace, and the late, great Charlie Munger — may his soul rest in perfect peace — who drilled this truth into my head:
“Buy a wonderful business, then have the patience to hold it forever. Never interrupt compounding unnecessarily. Time will do the rest.”

The good days of NCR are still ahead.
What we have seen so far is merely the appetizer.

May your own portfolio experience an NCR-like resurrection.
Stay boring. Stay patient. Stay disciplined.

The market will eventually reward you beyond your wildest imagination.

KarlTom:
When good fortune smiles on you ehn...

PS: a friend's portfolio

MiracleMe7:
It's very fantastic I loved it. Thank you

MiracleMe7:
God bless you real good brother, you have really convinced me and I will go for it. I appreciate your input

Redacted

emmanuelewumi:
I am still buying Presco, Nahco, Zenith, Aradel, GTCO and Okomu


This month of August these wonderful stocks and bonds, will give me a modest dividend and coupons of almost N6 million

emmanuelewumi:
I am still buying Presco, Nahco, Zenith, Aradel, GTCO and Okomu


This month of August these wonderful stocks and bonds, will give me a modest dividend and coupons of almost N6 million

PreetyOma:
The Not so glamorous sides of online marketing.

I remember how I wanted to become an affiliate marketer so bad, this was in 2023, I had dreamed so much about it. Promoting products with a unique link meant for me and me alone didn’t seem too much of a hassle to me or so I thought. I had been spending an unhealthy amount of screen time scrolling away through TikTok, Instagram reels and Snapchat, the highlights I was able to garner was that I needed to do something about my financial situation and I needed to do something about it Fast. “If it were that easy, everybody would be doing it, I thought” but then I remembered the book I read by Ben Carson, Taking The Risk, which further urged me to try every means necessary to take a step to getting out of the quote on quote “RAT RACE” as it is often called.
So, I began calling relatives, of course, this didn’t go so well, as they mostly promised and failed, then I got introduced to crypto airdrops by a friend, this helped me to a large extent to raise money to start my journey as an affiliate marketer, I promise you, I was ecstatic, I couldn’t wait, as the days rolled out I anxiously waited for the launch date of a coin till it did and then I kickstarted my journey.
Phew!!! You’d be expecting me to say I started making half a million in the nick of time, well the joke was on me, I had very high expectations too. All I was ever fed on social media was the glam and luxury, things that I knew were too good to be true, still I followed along naively, not because I was clueless but because I had a feeling that I would find a way to pull through regardless. First day of class as an affiliate marketing mentee, our supposed coach/mentor sent us forwarded messages which contained a stern warning of not taking screenshots from her telegram group, because she would find out and then proceeded to send a few screenshots she believed could be used as bait to invite new people into the business, in her words “You have to take this business seriously, it’s only for serious minded people, there is no way you’ll post at least 5 times a day on all your social media platforms with the credit alerts to show proof and nobody will show interest in what you are doing” This realization broke me, I couldn’t lie to people now, could I? Everything about the method just didn’t make sense. So you mean to say that you’ve been able to make over $10k in sales commissions from lying to people? If that isn’t cruel I don’t know what is, many things kept running through my mind as it dawned on me that I had really been sold a dream because I was too focused on the lifestyle and numerous flamboyant contents I was feeding on. I studied the course that came with the registration for a while before I decided to try out her supposed method. It is true what they say about the laws of attraction, you attract what you think about, I wasn’t able to make a sale because I had no belief in her method, I myself felt robbed on realizing what I had gotten myself into, I wouldn’t wish for someone else to go through the same things through me. Moving forward I started reading, I bought another course that taught me how to market on social media and create content, I was registered on every free site that taught courses just to understand how to go about the business honestly, without selling anybody a dream or a false hope just to make a commission, I slept on YouTube because the amount of time I spent there was unbelievable, I even started listening to podcasts, I didn’t want to lose hope about making sales or affiliate marketing in general, it took me well over 6 months to make my first sale and in that time I self taught myself to the point that I now have my own digital product, sales may be coming in slow sometimes, regardless I’m glad I never gave up

What I’m trying to say in a nutshell is, everybody has a different journey in every and Any business they choose to embark on, don’t compare yourself with anybody because you truly do not know what they be doing when no one is watching.
Give yourself grace, you sef Dey try
Aways incorporate prayer in your journey, God really does work wonders
Do not fall for the hype, if it were as easy and swift as they say it is, their family members would be doing it too
Don’t allow glam and luxury cajole you into taking a risk, you need to be very very very very sure that it is something you are going to be okay with adapting to so that the risk doesn’t take you, for cases where money is the reason why a person would want to do or join something, in situations where the money isn’t forthcoming, would you run away or would you stay and find a different way?
Do your own research first, ask a lot of questions if need be, so that you don’t have reasons to believe you were scammed

In conclusion, the business of affiliate marketing isn’t a scam rather it is the affiliate marketers that make it appear that way, you can’t get to any destination by sudden flight, everything has its due time and due protocol. In as much as I’ve never said that you will not make money as an affiliate marketer, all I’m saying is that it is not a get rich quick scheme, you would need to learn, relearn and unlearn a lot in your journey as an affiliate marketer, you’d always invest in courses to grow, read and watch a lot of marketing and sales content to help you gain more knowledge on how to sell your products or promote other peoples products, if you have checked yourself and this doesn’t sound like a category you are willing to comprise into, don’t bother starting something you may regret, if you are the type to always want to start doing a business because someone made a video saying and talking about how it changed their lives, calm down, you’ll still come across more videos in different niches and sectors that would tickle your fancy all over again, that’s why I said do your research so that you can find something that you resonate with and then think of how to get started.
No 2 persons have the same testimonies in the business of digital/affiliate marketing, this is to say that whilst some people can start making sales the first day they start, others can start a week after, a month after, 2,3,4,5,6,7,8,9 months after, it varies in individuals, the end goal is to remain consistent and finally find what works for you.

If you ever need someone to put you through in the paid or free route to making money online, I’m your girl

emmanuelewumi:
Presco stock price 15 years ago.

bixton:
From your originating picture, it seems the toilet seat you bought does not come with holes at it's sides to run screw through it into the floor or through the tiles ?

If I'm not mistaken, the toilet seat removed was also fixed onto the tiles and not directly on the concrete floor?

I also do not think it's the 9" gap you talked about between the cistern and the wall....


Probably you should post another picture of the whole set up as it is.

Also if for any reason your toilet seat did not come with holes to run screw through it onto the tiles or concrete floor then it means you need to make use of cement at the sides to hold it instead of the silicone otherwise you'll still get that wobble effect when it's in use.


You also need to ask yourself what changed between the old toilet you removed and this new one..?

There are two pictures below.
Real life and internet. I hope you can understand without extra comments.

rotecch77:
Let’s tell ourselves the truth this Job is not given to plumber to fix , this is purely DiY job but there’s is nothing bad in it to do such just follow the instructions given or better still call a plumber this time around

Check very well if it’s Golden diamond “ product it must comes with holes
The attached pics is same product of diff designs both hung and close couple wc type, look at the blue circle

diordaves:
From your picture, I noticed that the toilet bowl is fixed on tiles. The floor is already tiled and the attempt was made to gum the toilet to the floor using silicone. This may be the source of the problem. In this situation, to use silicone effectively, the floor has to be dead flat and level, and the toilet bowl securely screwed to the cistern (where water dey enter) and the cistern securely fixed to the wall at the back. If the cistern is free standing and not fixed to the wall at the back, it will wobble. So check first how the whole thing is fixed not just the bowl.

To use cement method, you Will need to remove the tiles around the toilet, make a shallow hole on the concrete floor, partly fill the hole with cement mixture ( normal cement with sand) and place the bowl inside and then cover the rest of the hole with the cement mixture. Wait to dry and then tile back.

Use the attached picture to gain inspiration.

twinskenny:
U sure this person a plumber?? Bad job

diordaves:
Omo!!! What does your plumber do for a living? What an untidy anyhow job. This is about the worst application of silicone I've seen in my life. And I've seen a lot. This is not acceptable at all.

Solution:

Normally, by both sides of the pan or/and at the back, there are holes for screwing it to the floor. This should be screwed to the floor and then apply a thin layer of silicone. If your pan does not have screw holes to screw it to the floor, na anyhow toilet you buy just like the anyhow job.

It will be a struggle to achieve stability if relying only on silicone as stability will depend on the smoothness, and level of the floor (plumb). If the floor is uneven, surely, it will wobble. If there are no screw holes, you may want to use cement instead.

Mankind2024:
Investment Marathon: Reaching Highs in NGX, NYSE & Crypto.
When I was growing up, common sayings in Shagamu, and among the Yorubas were 'The journey of a thousand miles begins with a step,' 'You can take a horse to the river but can't force it to drink,' and 'Think and grow rich.' These sayings don't fully align with today's reality. Now we know the journey of a thousand miles begins with the first taken step. We can also force a horse to drink water by feeding it with concentrated salt to cause thirst. Growing rich involves thinking, continuous learning, DOING, and growing rich.
On Nairaland NSEMPA forum of today, many investors aren't proud of their wins in a faceless forum; rather, the JIJO (Jump In, Jump Out) traders are the ones celebrating their wins. This norm shouldn't continue. I'd rather share my investment successes and mistakes to celebrate personal milestones and encourage others that long-term investing is key to building generational wealth, after all, no one knows me. Sharing milestones by investors on a faceless forum outweighs perceived disadvantages.

On this note, I'm proud of my long-term investments:
- NGX portfolio with N170M CAPITAL appreciation within 6 weeks in blue-chip companies in the ongoing rally.
- NYSE $11k(N19.5M) gain in my foreign portfolio despite the selloff seen 2 weeks ago
- N48M($32K) returns on CAPITAL in cryptos and digital assets YTD in the ongoing crypto rally.

These wins came through learning, discipline, perseverance, steadfastness, and prayers. I believe in taking care of my young and future self and family while aiming for generational wealth. Sharing investment milestones boosts perseverance in holding assets and helps achieve SMART goals. I'd say I've been favoured in my personal finance and investment journey. I hope to share hitting the US$1M goal one day.
Once again, investment is a marathon while short-term trading is a sprint. Wishing you all a fruitful H2, 2025.