₦airaland Forum

Fortune212:
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hmmm naija badt gan
let me guess!
b4 u show him how 2 make #500,000/month u will charge him abi
Nawa oo
person say him no get, u still wan collect d last one wey him get

This loan criteria is really harsh, 2 guarantors with 5M net worth each, plus post secondary school certificate, plus landed property. This only shows that the security of the money superceeds the desire of BOI to empower youths to grow the economy.
You are not giving us complete cash as loan, you are using more than 50% to buy equipment, that alone leaves no room for squandering the money we have not talked about how much the suppliers of this equipment stands to gain and all this you want the "empowered" youth to still payback in full.
We understand that the security of the loan is important but the equipment are also assets that can be liquidated to fund the loan in case a business is struggling and can't survive. And you will agree with me that the business BOI scrutinize and approve cannot die from the get go, it must have paid back part of the loan before it will default if the business is not thriving, so whatever is left of the loan repayment can be salvaged without 2 guarantors of 5M net worth & tertiary school certificate & landed properties. Unless there is something more to the loan that we are yet to be told.
Its not rocket science is "just common sense" as my icon would say
Please BOI reconsider some of these terms and let's work together to move our great nation forward