₦airaland Forum

[b]yes!!! and curry and thyme too!!!

Shares and equities. thats what I mean

Decided to Start this thread to create an avenue for nairalanders to discuss, share information, tips and advice about Nigerian stocks on the Nigerian stock exchange.
In the last 3-4 weeks prices have been heading northwards even though it has gone bearish since the last two days(from 3rd june 2009) probably due to the the pressure of profit takers.
Is the market crash truly over? Can we confidently resume trading and investment in this market that has burnt the hands of so many? I, personally lost over three million naira between 2007 and 2009 . I have always been a short-medium term trader. Having recovered from that heavy loss, I am scareeeeed to put much money in it any longer
so lets discuss. which stocks are really hot to buy at the moment? which sector or particular stocks do we avoid and why? which stocks are currently over-priced and which are underpriced?
inputs pleaseee.

Please. what the F is this thread all about

Who is the largest employers of labour in Nigeria today? the banks, of course! without these banks, how manyNigerian youths and graduates will be home or doing some menial job? not to forget the spill over effect of having a family member in the bank.
Nobody complains when their family members of themselves are paid huge salaries and allowances but they they complain when targets are given. if the bank doesnt generate business, how will they pay salaries??, and who the F says

1. these targets are not achievable with hardwork?
2. you must meet 100% of your target?
3. if you dont meet your target you'll be sacked?

agreed there are 1 or 2 banks in Nigeria who are a bit harsh with their Target Policies like
Intercontinental, but I tell you its not as hard as it is made out.

PLS DONT DISCOURAGE PEOPLE. MARKETING IS ALL ABOUT HARDWORK AND DEDICATION. THE MONEY IS THERE IN THIS COUNTRY. GO GET IT AND BRING IT TO YOUR BANK THAT PAYS YOU SO MUCH. ONLY LAZY PEOPLE OR PEOPLE WHO CHANNEL THEIR EFFORTS TOWARDS THE WRONG DIRECTIONS FAIL TO ACHIEVE A GOOD PERCENTAGE OF THEIR TARGETS.

I am a banker with 6 years experience in Operations and marketing and I think I know what I am talking about,

And talking about Wenger, he has this to say:

“It’s very difficult. You can be very positive or very negative. We lost the game 4-1 which is a major disappointment but I feel going forward we had a very interesting game and created plenty of chances. That is never a 4-1 game, we should have been 2-0 up before they had a shot on goal. On the first free-kick we made a mistake and they scored. Today we missed seven or eight clear-cut chances and on every single mistake we made we were punished.”

On his side’s poor defending…
“It means our chances to come third are definitely over. The rest I don’t feel will have any other influence than that. We conceded four at Liverpool, three against Man United and four today. We have to improve the way we defend.

“You wouldn’t like to come out when you lose 4-1and say ‘listen, we are going to buy four defenders’. I believe we have quality defenders and it’s more a case of balancing the team defensively than the quality of our defenders. If you look at the second goal we could have done much better in midfield than at the back.”

On missing out on third place in the Premier League…
“We had a small opportunity to come third but three months ago everybody said we would finished tenth so I would have signed at that point to finish fourth. I don’t feel we have to be too disappointed with that but what is very disappointing for us is in the games that mattered in the last three or four weeks we couldn’t win. That’s where we have to analyse. But today there were a lot of positives in the game and we have to take a little distance from the defeat because it’s not a 4-1 game today.”

On dealing with two heavy home defeats in a week…
“It is difficult but this is a job for strong people. When you decide to live in a competitive world you have to deal with that – we cannot complain. It is a bit more difficult when you are young but when you are young you want to be challenged. That is a good opportunity to show we have the mental strength that is needed at this level.”

On the free-kick that led to the first goal…
“We live in a League now where the divers are rewarded. It’s not right but it is like that. I don’t think the free-kick should have been given but it doesn’t mean that we shouldn’t win the header afterwards. I believe we must live in our job where the referee makes some decisions for you and some against. But defending consequently you should clear the ball on the cross.”

On his summer transfer plans…
“At the moment I don’t know what funds will be available. I will be told by the Club. I don’t think the squad needs major investment. I believe we need to continue to improve. I’m not as doom-and-gloom as everybody wants to make it after a defeat and of course we play in a strong league against top quality opponents. Some teams who have come up are chasing us from the back as well. We need to improve in the areas that are right – that doesn’t mean quantity, not even quantity of money, it’s just the right type of players.”

On watching his side miss chances…
“I still feel I was more worried in February when we were drawing 0-0 without creating a chance. Today I feel we created the chances and had an interesting game. When you see that in a team it’s always easier to correct what doesn’t work defensively; if you don’t create chances you are always more worried.”

Bigiano!!!
that guy is really underrated. the hype given to his supposedly hit track "shayo" takes the shine off the other tracks but i tell u they are dope. pls get hold of the album and feel it

theres another one known as "over -the -shoulder pin surfing" in which the fraudster queues up behind an unsuspecting target at an ATM machine and he peers over the shoulder of his target as the latter enters his pin number. having seen and memorised the pin number, the fraudster then tries to engage the target in a conversation. this is aimed at having a look at the card in order to memorise the card number.

one may think the card number is too long to be memorised but I tell you its easy. the first 6 digits represent the issuing bank(which the fraudster doesnt need to memorise). the next six represent particular branch of the bank that the card-holder's account is domiciled at and the last 4 represents the account. it is these 4 numbers that fraudster tries to see and memorise, having seen that the card is a GTB card or Zenith card etc as the case may be.

with these details the card is easy cloned and used to clean out the victims account.

Some of them even hang around ATM machines ready to come to the "assistance" of people who obviously have difficulty using the machines, and I tell you this is very common in Nigeria cos ATMs are relatively new. This way its even much easier getting the card details that the method above.

actually the banks here in Naija are not doing enough to protect their customers. Most ATMs do not have cameras which would really help in knowing who actually made disputed withdrawals. Rather, they are quick to blame the customer for being careless with his cards/pin number.

I have an insider in a new generation Nigerian bank who confided in me that a staff of her bank was discovered to run a "card cloning" scheme and had cloned and cleaned out accounts of several customers before he was discovered. He was dismissed though, but the bank never admitted responsibility to the public, never compensated the customers who had suffered losses. The issue was hushed!

Just decided to start this thread to invite contributions from people with tips on how to combat the recent surge in ATM crimes in Nigeria. Recently, a good number of people have been hit by this. The most common cases are issues of withdrawals from remote locations while the card owner still holds on to the card at another location.
Another common form is usage of the cards for Online payments. Of late several people have been receiving emails supposedly from interswitch to update their card details by following a provided link. Those who have been gullible enough to follow it have been "cleaned out" before you could say"Jack Robinson"
Comments and contributions needed please. lets use this thread to sensitise our good people on this menace.

well, I am not a Chelsea fan but I think those guys deserve to win this. referee wasnt fair at all

the fact is that property prices will not crash in nigeria, at least not at this period where the stock market is a no- go area. the property and real estate market is brimming with opportunities for Nigerians who see it as an alternative to the murderous stock market. I am an investor myself and I have been closely watching the markets so i knw what I am saying here.
the big question is this- IS THERE REALLY RECESSION IN NIGERIA? everybody is just calling the word but what is really happening? how many jobs are being lost in nigeria? how many companies or even industries are recording losses? check our releases from the Stock Exchange Market. most companies are still doing well and recording increamental profits/earnings

kpsheeeeeeeeeeeeeeeeeeeeeeeeew. this guy is no musician joo. his days are numbered at the top level unless he comes out with something new, thats got lyrics. Yahoozee was a fluke that got him to the top

if the song "jungle don mature" sef was a hit, i would have said this thread is worth it. I consider the track one of the wackest on the album. pls guys lets discuss something else bo!!!

, and Everton just won it!!! 4-2 on penalty shoot out after a barren draw AET. its gonna be Blues galore come may 30th!!!!!