₦airaland Forum

carpenter:
I have not but it looks good. However, why not invest in the bond directly unless you are looking at the cash flow benefits.

That is one of the major reasons why I do Money Market Funds...it is a savings account with better yield.

Also, Zamfara state has a bond with 17% yield and some companies are offering it as a product for 15.5% with minimum holding period of 6 months.

which of the banks mutual funds??

got this mail frm fidelity bank.....
Find Below the features of the FSL Bond Indexed Investment Notes.
Regards
FIDELITY SECURITIES LIMITED BOND INDEXED INVESTMENT NOTES
PRODUCT FEATURES: This product was borne out of the need to present our customers with an alternative investment in the capital market; It also comes with the positives of any fixed income instrument (Coupons/Interest). The Investment Note is tied to the purchase and guaranteed returns of FGN and Corporate bonds in the Capital market. It carries the features of a mutual fund but comes with the flexibility of any money market deposits product. This one is particularly indexing the recently issued FIDELITY BANK PLC Corporate Bonds.
• The Interest rate is guaranteed at 13.75% for one year only (After which it will be reviewed in line with prevailing market conditions)
• The Tenor of the Investment is One year (1 year) with a minimum holding period of 270 days. (We however allow lower number of days based on
request)
• Unlike most other Bond Indexed Mutual funds, whose returns fluctuate in response to the Bond market, this Bond Indexed Investment Notes gives a
guaranteed return for the year notwithstanding the performance of the FGN or CORPORATE bonds in the secondary markets.
• Interest are paid to customers every 90 days with automatic renewal thereafter. ( We also allow customers that have monthly cash flow requirements
to take interest monthly)
• Customers are allowed to break the investments whenever the need for cash arises but will have to forfeit 20% of the accrued interest on the
investments.
• It is open ended and investors are allowed to join in the investment anytime.
• There is an Asset manager fee of 0.5% on the accrued interest.
• The Investment is tax Free as it is tied to the tax Free FGN/ Corporate Bonds
• The Minimum Investment is N1M.
• Investment Holders are allowed to increase their investment whenever they wish to do so
hmmmm abeg who don invest in this bond before

@pipz U Maybe rite bro, But when i contacted fbn asset management on mutual funds yesterday, they told me d capital is guaranteed even if d rates fluctuate. how true pls

oga talk we re listening. lets see What investment u re talking about.

why i nor go fear when na d only money i get for now@700k, if anything goes wrong while investing it hmmmm make i nor come die of heart attack
..lol which is why am takin my time to know which investment is d best n also risks free?? beside for d past four years i dont think mutual funds like dat of fbn has failed?

na waooo i don de fear oo..lol how about fixed deposit is it risk free??

pls Is Mutual Funds risks free like T.b?? e.g if anything goes wrong maybe in the future hope my capital is guaranteed

Any Idea if i can increase my investment on Treasury bills like fixed deposit

greetings everyone, Pls i intend to invest 100thousand on Fbn mutual funds for one year, how much go be my interest lets say @d rate of 13percent?? n secondly hope i can Increase my investment anytime^

bro I would like to invest 700k into Fbn mmf @ d rate of 13percent for one year, what will be my interest

16?

Mr Man U re taking this to personal growup, even if his Mum Has Helped Nobody dat should not be ur cup of tea.
secondly because u don't know her doesn't change her personality ok?. so be guided no de talk like small pikin. beef him if u want but don't go to far just to prove ur point.

Thanks bro, but which of d banks is beta ? i bank with first bank.

hello everyone I would like to invest 700k for One year (NTb) lets say@ d rate of 13percent, how much go be my interest for one year.

Yes, only u nor understand cos u gat a shallow mentality.

@Foluguy email me let me give u some tips on how i was able to get of my late father's death benefit.
ijawboymoses@gmail.com

Dean Of Students affairs@ Okafor Right??

two weeks@ foluguy

Abeg Poster Fire down i de with u, i need to learn one or two things frm this ur story, because Family witches re real, who nor believe am na oyo.

hmmm see my fellow abuad student o, wassup dude?

thanks man.....here is my email.com ijawboymoses@gmail.com

DO you think is right for a female pastor to
lay
hands on the head of a man while praying for
him??

texanomaly: I forgave him long ago. I cried for his soul the day he died, because I knew he took his sins to the grave.

dude may ur days be Long for saying d truth unlike some Fake ass ;Dniggas and bitches claiming what there parents are not at all lol

Lol.
.Pretender s does d worst every body papa or mama is humble here nobody own harsh rude or wicked..I hear u abeg clap for ur self.....lwkmd

You bought a MR BIGGS FRIED RICE AND CHICKEN and took it to your girlfriend's house to apologise over a misunderstanding you're having, she collected the food and threw it in her WASTE BIN, insulted you and asked you to leave her house. You came back later because you forgot your key and then you saw her eating the FRIED RICE AND CHICKEN.

If you're the guy, what will you do?

Going for philsophy wit dis result. ENGlish..C6 MATHS..D7....LITERATURE...c6 Government...c6. C.R.S...C6... Agric c6. Bilogy c6. Commerce &econs D7. Am i go to Go. ?

Hmm bro i have D7 in Maths going for philsophy. Literature. Govt. C.r.s and english i gat credit on dem. But maths D7. Hope if i gain admission whala no go de?

[quote author=Okiki_Oluwa]Yes, Sean Tizzle is not up to 2Face and co & he may neva be as successful as dem.
But I m talking abt his song 4 dz year. Sho lee is a very good song, better than Ihe ne me or Don't tell me nonsense. I m rating Sean Tizzle cos of dat single song, Sho lee. How many song sweet pass am dz year?
If it's too diff 4 u 2 accept, check public rating.[/quote]. SHOLEE SWEET PAS IHE Ne ME? Lol dis guy re u Ok...i dnt tink u have sound ears...lol

Tunebest has said it. I also had dis insomnia problem after d death of my fada last year...MEHN DIS INSOMNIA NA BAD SICKNESS O. But THANK GOD IAM GETTING BETA NW...EVERSINCE I STOP THINKING..ALL DAY...I do sleep 4 to 5hours nw unlike b4 am improving.

[quote author=The.Man]Its better if I add u on facebook. Or better still on bb[/quote]ok add me on facebook@ Geoffrey Moses Cartel

u dnt need to hire a Lawyer before the LOA could be Granted. In my own case d customary court told me to bring a letter 4rm d Family stating dat de re aware of d Motion. And also the family head or any Male member of d Family will also appear in d Court b4 de will granted d Letter for Me. Since My Uncle Who is the Next of Kin To My Late father is so wicked to d extend of Draging My Late father's document wit We D Children. Shows he has sometin in Mind. So We Bounce Him. Bleep NEXT OF KIN. D customary court Letter granted d LOA. Jst within 2weeks. Of summission I no spend much o. D follow week i summited it to d Bank. De jst open a new account for Me last month and Tranfer d remaining balance in to my account dis week on tuesday. Ahaha we re Smiling Bro. 529k no be beans. Also de have Close my late's father acct since d owner is no More. Now am abt to Process d death benefit wit Premium Pension Limited. Na so d tin Go....lol. Please dnt hire a lawyer o. Becos if u do? Hmmmm ready beta money 4hand o. Lol ;DYes u dnt need to hire a Lawyer before the LOA could be Granted. In my own case d customary court told me to bring a letter 4rm d Family stating dat de re aware of d Motion. And also the family head or any Male member of d Family will also appear in d Court b4 de will granted d Letter for Me. Since My Uncle Who is the Next of Kin To My Late father is so wicked to d extend of Draging My Late father's document wit We D Children. So We Bounce Him. Bleep NEXT OF KIN. D customary court Letter grant d LOA. Jst within 2weeks. I no spend much o. D follow week i summited it to d Bank. De jst open a new account for Me last month and Tranfer d remaining balance in to my account dis week on tuesday. Ahaha we re Smiling Bro. 529k no be beans. Also de have Close my late's father acct since d owner is no More. Now am abt to Process d death benefit wit Premium Pension Limited. Na so d tin Go....lol. Please dnt hire a lawyer o. Becos if u do? Hmmmm ready beta money 4hand o. Lol ;DYes u dnt need to hire a Lawyer before the LOA could be Granted. In my own case d customary court told me to bring a letter 4rm d Family stating dat de re aware of d Motion. And also the family head or any Male member of d Family will also appear in d Court b4 de will granted d Letter for Me. Since My Uncle Who is the Next of Kin To My Late father is so wicked to d extend of Draging My Late father's document wit We D Children. So We Bounce Him. Bleep NEXT OF KIN. D customary court Letter grant d LOA. Jst within 2weeks. I no spend much o. D follow week i summited it to d Bank. De jst open a new account for Me last month and Tranfer d remaining balance in to my account dis week on tuesday. Ahaha we re Smiling Bro. 529k no be beans. Also de have Close my late's father acct since d owner is no More. Now am abt to Process d death benefit wit Premium Pension Limited. Na so d tin Go....lol. Please dnt hire a lawyer o. Becos if u do? Hmmmm ready beta money 4hand o. Lol