₦airaland Forum

Quest7777:
Billionaires...

OTEDOLA
DANGOTE
ADENUGA
DANTATA
ELUMELU
ALAKIJA

BILLIONS

All 7 letters

You that is reading this, wetin be that your name again? 😂

MOSHOOD

7 Lettered too

Lolz

Quest7777:
This NIMET job na my dream job.
You can stay in your bedroom & Google a weather forecast.
Even if it doesn't happen, you can always find one explanation to give & nobody will hold you accountable.

At the end of the month, you smile to the bank with fat salary.

Aje!

Baxilexi:
This is so ignominious… why is the FG always putting the cart before the horse.

How many low income housing projects are currently ongoing in Nigeria?
Why not build the houses and then offer a convenient mortgage.
Let’s do the math, a 200k salary earner/ family man, wants a modest apartment in a decent environment in Abuja.
The apartment costs 30m spread over 20 years with an interest of about 3m bringing the loan to 33m

He’s down payment might be 20% of the cost of the house = 6m
He’s monthly payback is 68,750, (bal; 131,250) how is he to survive?

I understand you. But income isn't static.

He won't keep earning the same ₦200K for the next 20 years..

Baxilexi:
This is so ignominious… why is the FG always putting the cart before the horse.

How many low income housing projects are currently ongoing in Nigeria?
Why not build the houses and then offer a convenient mortgage.
Let’s do the math, a 200k salary earner/ family man, wants a modest apartment in a decent environment in Abuja.
The apartment costs 30m spread over 20 years with an interest of about 3m bringing the loan to 33m

He’s down payment might be 20% of the cost of the house = 6m
He’s monthly payback is 68,750, (bal; 131,250) how is he to survive?

I understand you. But income isn't static.

He won't keep earning the same ₦200K for the next 20 years.

Make up is the 9th wonder of the world.

I've seen its transformative power. It's shockingly alarming and unparalleled.

Wonderful and touching stories being shared here..

Feeling them. Let more come pouring in.

Mario Zagallo...

He certainly wasn't the originator of the bicycle kick, but he sure made it popular.

Now, in Nigeria, by means of adaptation to our mother tongue, it's known as Sangalow.

flexyrule:
Fews weeks ago, I engaged a Marina bank staff about their car loan facility

Is Credit Direct a Bank??

I'd like to wade in here.

Officially, the MPR is still pegged 27.5%. We hope it remains so (or drops down to the 25% or 22.5% it was sometimes ago).

However, for personal loans, no bank lends at MPR rate. Even corporate loans are priced a little above the MPR, except in exceptional instances where the bank is getting other value from the customer besides the loan interest itself such as referrals, a FX deposit or huge monthly turnovers.

The truth is the best you can get from commercial banks now as per personal/consumer loan is 35%. Then add 1% Management Fee, 1% Advisory Fee and 1% Insurance Fee, all upfront. This brings the total percentage to 38%.

There's another catch, if you're applying for their loans via their app, monthly rates quoted are between 3.5 - 4.2%. It's sad.

That above is the best you can get in any commercial bank. If you have proof of something lesser, kindly let me know.

Wealthoptulent:
for where,most ORACLES looks ABROAD with their CARTS to SHOP for NEW KINGS oo
oracle wey use poor man reign as king go enter HUNGER STRIKE, enu fa ma GBE ni o

K1 too no small inside world oooo. He's a big name.

Now... The Awulaje, God rest his soul, has transited to the great beyond.

Is K1 still a contender for the throne of the Paramount Ruler of Ijebuland?

Looks like a miniature dinosaur of the extinct era..

Belarusia..

A fine balkan state in a fine continent.

The United Government of Afghanistan...

Has a nice ring to it.

Wow...

I can guess one of theirs sons is already a lieutenant in the army too..

Myrepublic:
And you expect the wife to say what really happened? She will paint it in a way to make you feel sorry for her,and you will definitely do that, because that's what the society encourages. Married folks knows what this man is talking about.. some people thinks getting married is free ticket to sex. Sex when u go dey beg like small pikin.. and when u go out to get your urge satisfied,she will still call you a womanizer. Meanwhile she will be flirting with colleagues and exes .

Honestly.. You just summarized married life as concise as you could be.

More shocking revelations to unfold as the months passes by..

I miss him.

May his soul continue to rest perfectly in peace.

pneumaticos:
First one
The business of co working space should be combined with other businesses if the area didn't have lots of traffic

The business provides you with a platform of reaching a community of creative people and not necessarily for profit for real

Online ads works

The main client are people doing digital business
Others come in occasionally

We are currently not in profit as a co working space

But we have other support businesses in the workspace

Apt and succinctly put.

I'm bookmarking to get more insights as more ideas are penned.

Does it matter?

Being from a poor background ain't no sin. Time and chance happens to everyone.

How do you detect someone is from Nigeria?

Laudible and audacious move.

Albeit, transparency is needed in the execution.

Lolz.. It's just getting started.

An entry level banker earns more than a university professor. That I know for a fact.

Sad.

We got here when men kept raising the bar to get underneath..

It was never sustainable.

She is heavily made up.

Let us see the unfiltered picture and, probably, you'll have our unfiltered opinions.

Cheers!

The pie is rapidly declining and Fubara wants back in..

Not bad, makes sense. Afterall, Nigeria is one big piece of pizza.

The list is nostalgic.

Music has really evolved over the years, from the impactful to the whimsical.

Peace is an elusive term.

The human race is enmeshed in conflict. Conflict strokes ego and humans are extremely egoistic, save a few.

Cool terminal. Better than none.

However, this is 2025.

Solid implementation and transparency is very very key.

Nostalgic..

I bet, in half a century from now, we'll feel today's nostalgia..

ManirBK:
They are trying to exhaust the power dome, then the ballistic weapons are coming..

I share the same thoughts with you......

Monitoring proceedings closely.

Let's see how it escalates or otherwise.