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Is 100k Salary Still Enough to Survive in Nigeria? Be Honest

Let’s be real with ourselves—can ₦100k still take you through a full month in Nigeria today?

After rent, transport, food, data, and other small expenses, what is really left? In cities like Lagos or Abuja, ₦100k can disappear in just a few weeks if you’re not careful.

Some people will say it’s possible if you live a very strict lifestyle—manage your feeding, avoid unnecessary spending, and maybe stay with family to reduce rent. But for someone paying rent, handling bills alone, and still trying to save something, it’s honestly very difficult.

Prices of food, transport, and basic needs keep increasing, but salaries are not moving at the same pace. That’s why many people now depend on side hustles just to survive.

So let’s talk:

If you earn ₦100k monthly, how are you managing it?
Are you able to save anything at all?
Or do you think ₦100k is no longer realistic in today’s Nigeria?

Be honest—your experience might help someone here.

I don’t understand why you want to use that amount to rent a house. With ₦7 million, you can buy a 3-bedroom flat in my area and then pay the remaining balance little by little.