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Mrschiago's Posts

Nairaland Forum › Mrschiago's Profile › Mrschiago's Posts

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Travel › Re: DIY Guide To Australian Permanent Resident Visa - Part 2 by Mrschiago: 12:52pm On Nov 02
Hello everyone, please I need guidance on this Skilled Migration route, and I would like to know if my brother is eligible and the best pathway for him.

His profile:
1. BSc Computer Science - Madonna University
2. MSc Computer Science - University of Nigeria
3. Currently doing his PhD in Computer Science
4. Over 10 years experience in IT / Tech - Full-stack Software Development (Front-end and Back-end), Software Engineering
5. Age- 34

We have checked the skilled occupation list but we are not sure which occupation code best fits his profile. Could someone please advise:

1. What occupation should we nominate him under?
2. Which skills assessment body should he use?
3. What is the best visa subclass for his profile - 189, 190 or 491?
4. What are the first steps to start the process?

Any guidance from those who have knowledge on ACS assessment for Software Engineer / Developer Programmer would be highly appreciated.

Thank you.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Mrschiago:
Good morning, please is it possible to fast track ATAS, I just received an offer from Salford, and their CAS deadline is 30th Nov. I heard ATAS takes roughly 6 weeks, and I have only 4 weeks to the deadline… any advise please, should I defer?
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Mrschiago: 3:56pm On Oct 29
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Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Mrschiago: 3:41pm On Oct 29
Good afternoon everyone, please anyone here in Hertfordshire, I have a very important enquiry to make please, thanks 🙏🏾
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Mrschiago: 12:30pm On Sep 07
I just got information now that UK government has discontinued bringing of dependents for MRes students, please how true is this
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Mrschiago: 3:59pm On Sep 06
PROJECTFORUM:
If you have gotten visa using mres, please help me 🙏🙏 I need schools that won’t withdraw cas please
Co-ask, please I need this information too
NYSC › Re: Your NYSC Questions Answered by Mrschiago: 4:25pm On Aug 31
Please how much is NERD now
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Mrschiago: 7:04am On Jul 04
User names- Rejoice962 and Lindiwesooft

Phone numbers- +234 815 465 4120 and ‪+234 815 249 0506‬

Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Mrschiago: 7:03pm On Jul 02
missnazzy:
Please be weary of scammers in this platform.

Someone sent me an email here, I responded thinking he had something good to offer based on my enquiries here, he asked that I pay money to link me to someone who would do a paid call to UkVI for me and I will get approval same day as he got. Lol.

I refused the offer, he proceeded to tell me he wants to sell a guide to me on how to do the paid call. Mugu must fall, abi? Mtchew.

Everything should not be an avenue to leach and scam others.
I’ve encountered several of them too, let’s be careful please
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Mrschiago: 8:00am On Jun 26
mrmislim:
Where did you get the information of them not issues cas for MRes from? I don’t think that’s accurate because ysj even did webinar for us just last week saying I can still pay my deposit even though it’s not complete yet so I haven’t paid. Also, I got my unconditional offer in less than 48hrs after my agent applied for it after submitting all documents.

Is your agency talking about deferring the admission?
Yes, they are talking about deferring till January
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Mrschiago: 5:15pm On Jun 25
mrmislim:
Wow! What’s your issue with them? I didn’t use Hench tho, I am using Whiterock and I also do not like the fact that they need to send CAS through them but they’ve been doing okay so far.

I have gotten my unconditional offer but haven’t paid for the deposit as the money isn’t complete yet.
Wow… you’re so lucky… I am yet to get my unconditional offer after passing the pre CAs interview over a month ago, then just recently I was told that YSJ is no longer issuing CAS to MRes applicants, so all efforts have been wasted … it is well
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Mrschiago: 2:40pm On Jun 25
York St. John university needs to do better, the process of not having to apply directly and having to go through agents, especially with CAS issuance… Hench education is not even helping at all 🤦🏽‍♀️
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Mrschiago: 9:08pm On Jun 19
olumydaz:
Let's connect ooo
Please have you gotten your CAS? let’s connect please
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by Mrschiago: 9:07pm On Jun 19
Lindiwesooft:
Are there University Of Salford applicants here?
Yes please, let’s connect
Travel › Re: Anyone Studying In Portugal!!!! by Mrschiago: 8:02pm On Mar 02
Does Portugal allow students to come along with dependents
Travel › Re: Anyone Studying In Portugal!!!! by Mrschiago: 3:15pm On Mar 01
freedomtours:
Good afternoon guys University of Algarve is now open for 2026/2027 admission cycle,
the beauty of it is that you can apply without legalized documents, all you need to do is to authenticate your certificate at MOE&MOFA then you can apply. you can confirm that from the section other your choice program, try and check the slots available for Non EU students, though it is around 25 slots for international students and application fee is 50 euros, but since it is competitive now, one needs to add other additional documents like good motivational letter, good CV, experience letter, English proficiency and Eligibility letters, infact any additional documents that can aid you in being considered for admission.
Thank you for this…

Please does this authentication at MOE and MOFA require physical visit to Abuja?
Travel › Re: USA Employment-based Immigration (EB-1,EB-2,EB-3 Visa) by Mrschiago: 9:08am On Jan 09
March 2024

Travel › Re: At The NVC Processing Stage Of The U. S Family Based Preference Category. by Mrschiago:
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Health › Re: NEW BORN BABIES! Are U A New Mum? Then Lets Discuss Babies Here!!!!! by Mrschiago: 5:53am On Jan 05
My baby has been falling ill of malaria every month, every month for the past 4 months .. and we have been giving her camosunate based on the doctors prescription. Please what could be the cause for the incessant malaria, I’m thinking of going herbal.

My baby is 9 months old and has been treated malaria every month since she clocked 6 months
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 5:27pm On Dec 09, 2025
Educationalserv:
you can't EFCC will do it on your behalf .
Goolgle it they Just recovered 45m in Kaduna from a guy that Japa with bank 45m
Alright thanks
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 5:26pm On Dec 09, 2025
AndroBlaze:
All I'll add is I wish you the best.

From experience I know it's not easy, but the aim of my post was to help you understand that life goes on and must go on. Those who appreciate this faster move on from this roadblock and this challenge just becomes another grateful testimony.

All the best again.
Thank you
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 12:48pm On Dec 09, 2025
Educationalserv:
irrespective is a Schengen visa he can be tracked by interpol and eupol
Write a petition to EFCC
Attached bounced check
Give them a lead
A criminal cases will be instituted
They contact Italian embassy
Please how do I get across to interpol and eupol
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 12:06pm On Dec 09, 2025
erniok2:
This is so messy. Like someone advised, can you write and petition to the Italian embassy with evidence 9f his fraudulent act. That is if italy was to be his last bus stop.
Okay, I’ll do that, thanks
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 11:21am On Dec 09, 2025
erniok2:
Do you have an idea the country and specific location he travelled to? Was it student visa he got? Didnt you have any idea of the travel?
Italy, not sure about the type of visa, I didn’t have any idea of the travel, I just found out not too long ago
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 11:17am On Dec 09, 2025
AndroBlaze:
I just realised you are a woman and you have asked this question before and I had answered you then.

I seriously hope you have taken my suggestion of moving to the other bank seriously.

Just to encourage you a little bit more, the advice I gave you earlier was coming from personal experience as I worked in sales and had colleagues who went through the exact same thing you did.

One thing I noticed is the women struggled to manage their suspensions due to apprehension and worries while the men simply moved on with life usually in another bank.

They say no situation is permanent, which is quite true in banking (as they could call you back whenever they feel like), but we are all adults and have meaningful lives to live, no manager or institution has the right to be playing with your future and giving you high bp for simply doing your job.
It’s not about being a woman or a man… it won’t be easy getting another bank job, because the new employer will still carry out background checks with my former bank, before my employment will be confirmed.

Like you advised, I’ve accepted the new bank offer, but I have just few months (before confirmation) to clear my name with my former bank

And that is why I’m here, seeking for advice on how to recover the loan, if possible through interpol
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 11:13am On Dec 09, 2025
johnwick86:
My brother commercial banks huh? Report them to CBN , human rights , that is breach of trust like I said except you are part of the scheme. As a commercial bank they ought to know the regulations guiding against loans .
You are not obliged to do recovery because there's an arm in every money lending institution. Withholding your salary is criminal offence or maybe your employment letter states that you will be held liable for any loss to the bank that is why always consult a lawyer when you get employed
I wasn’t part of any scheme, I just did my job, and giving out loans to customers is part of my kpi, all due diligence was properly done
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 9:04pm On Dec 08, 2025
johnwick86:
I guess it is an MFB nah them sabi this kind of nonsense.
First your job as a sales person is to bring business to the bank , they did their verification, it went through CAM , the risk department vetted and approved it by declaring the customer credit worthy , management approved for disbursement then you have no case except you are part of the game .
Now placing you on a loan recovery mission let me ask what happened to the recovery department? What happened to insurance on the loan ? What happened to his / her guarantor?,
Institute a legal proceedings on the breach of your fundamental rights by withholding your salary .
I am speaking from experience during my time with an MFB , they are very complicent most especially all these unit micro finance bank
It is a commercial bank
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 9:02pm On Dec 08, 2025
lavylilly:
How about written documents of his guarantor?
We have it
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 9:01pm On Dec 08, 2025
lavylilly:
You completed loan appraisal

Loan passed through approval authority
Check if the customer left next-of-kin contacts

Check if he had any collateral, guarantors, or BVN-linked phones

Notify your bank’s credit recovery team to escalate to:

BVN watchlisting

Inter-bank blacklist

CBN Credit Risk Bureau flag

For cross-border issues, some banks work with international skip-trace services

Customer was verified with BVN, address, business doc

You attempted recovery via phone, SMS, and known contacts

Customer abandoned business and absconded

You even attempted to reach the embassy

This protects you from any claim of negligence.

A borrower who intentionally absconds has committed fraud.
But you have not.

This situation is recoverable, and there are structured ways to protect yourself so your career and finances don’t collapse because of one customer’s actions.
You’re right boss
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 8:52pm On Dec 08, 2025
Educationalserv:
start a legal process with the bank cheque
Then send the petition to EFCC
Then find out where he Japa to
Send the petition there
A woman recovered her 45m
Form the Banker
Ok… Thank you
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 8:46pm On Dec 08, 2025
motymop:
Search his name on the Internet.

If you can trace his work place abroad..
Contact his employer with proof.

I promise you, he will pay back.
I’ve checked, no record online
Jobs/Vacancies › Re: Bank Loan Recovery Suspension by Mrschiago(op): 6:00pm On Dec 08, 2025
thisisit:
GO AND LIQUIDATE THE ASSET WHICH THE BORROWER GAVE YOUR BANK AS COLLATERAL OR SECURITY FOR THE LOAN....... USE THE PROCEED TO REPAY THE LOAN................... SIMPLE
There was no collateral, the only security used was insurance bond, and other banks cheque (which was presented and bounced back)

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