Mummyz's Posts
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And Nigeria is what in the world in terms of production? It high time our political leader need to wake or else this great country we be called WORLD BAD NON PRODUCTIVE COUNTRY. |
Hmm remember my days back then posted to work with bullion van section which give and retrieve cash for daily activities but after been in there and it's almost christmas i just have to transfer myself by submitting my resignation not that am tempted to do something stupid but what's my gain if all this big brother attack someone in the middle of service. |
Hi, i just saw this article today and decided to share my view tho before i started saving i went trough lot of research and write up but this was the write that confuse me, read below..... WHY I MOVED MY MONEY FROM PIGGYBANK TO COWRYWISE Please note that both Cowrywise and Piggybank have made changes to their platforms since I wrote this blog post. You might remember my blog post where I spoke about saving with Piggybank. Well, I have moved the money I saved there to Cowrywise and I want to explain the reasons why; I cannot recommend something, stop using it and then not inform my blog readers. So here are the reasons I moved my money from Piggybank to Cowrywise: Higher Interest Rate: I am all about making my money work hard for me so this is of course the number 1 reason why I moved my money to Cowrywise. While Piggybank offers an interest of 6% p.a. when using the Autosave option, Cowrywise offers an interest rate of 10% p.a. Cowrywise also pays interest daily which means the effective annual rate of return is actually higher than 10% while Piggybank pays interest every 3 months. And while Piggybank offers an interest rate of up to 10.95% (when you lock the money away for a year) when you using the SafeLock option, Cowrywise offers an interest rate of up to 15% when you lock away your money with them for a year. I could really end here and this would justify why I moved my money. No penalty on withdrawals: If you read this post I wrote for DailyKobo, you will see that one of my financial goals this year is to increase my emergency fund. It was not something I focused on as much last year because I was paying for ICSAN classes and exams but I have no excuse this year. Therefore, the fact that Cowrywise has no penalty for withdrawing at any time is great because it means I can use the platform to build my emergency fund and know I can have access to it without being penalised if I have to withdraw money because an emergency comes up. While I was using PiggyBank I had to keep my emergency fund in a regular savings account because Piggybank penalises your interest if you withdraw on any day other than 4 set days in each year. An emergency fund has to be extremely liquid and Cowrywise gives me that. I am very disciplined about my savings and investment goals so I am not worried that having no penalty on withdrawals will cause me to withdraw my money arbitrarily. So I get to grow my emergency fund at a faster rate because I am using Cowrywise. P.S. I also prefer the layout of the Cowrywise website over that of Piggybank. Do you use Cowrywise or Piggybank to save? If you do, why did you pick one over the other? I know some people do not like the fact that Cowrywise does not have an app but I do not mind. |
And person no go hustle hard with this kind figures...
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Hi Hi I invest with this people and the funniest part was i didn't have the privilege to collect both my capital or ROI before they collapse tho am thinking is the same thing that happen to me during MMM as at that time repeating itself again, am just done with any crazy investment shit. |
Her palava not mine fact she can decide to celebrate her 30th birthday naked... |
Someone Need advice this One to Keep Is Mouth Shut there is something Called showbiz am not Going To be surprise if Teeblizz step out tomorrow that his aware about this scene or right at the #bts behind the scene. Someone Need advice this One to Keep Is Mouth Shut there is something Called showbiz am not Going To be surprise if Teeblizz step out tomorrow that his aware about this scene or right at the #bts behind the scene. Someone Need advice this One to Keep Is Mouth Shut there is something Called showbiz am not Going To be surprise if Teeblizz step out tomorrow that his aware about this scene or right at the #bts behind the scene. |
And someone gave birth to this one? |
Some people are wicked than the so called Satan. |
Let me be the official Dj for the Day. |
Very soon you we hear that the movie as turn to reality, hope this won't goes down in the DM... |
Alibaba kind of SUV won't be surprise if Mr Alibaba order something like this. ���how much is this biko? |
Alibaba kind of SUV won't be surprise if Mr Alibaba order something like this. ���how much is this biko? |
To those who are behind phone and typing nonsense, I pray you will never experience what will make you deny your child the point of gun or war, do you imagine what the lady saw before she made her mind to dress like Muslim, some of you should go back and ask your old one to tell you some old story about war. So stop saying rubbish like she is a bastard or something stupid if you don't even know how to kill a rat. |
January 3rd all the way... |