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The first valentine on record was sent in the mail in 1806 -- and the tradition is still going strong today. Not only are Valentine's Day cards and quotes an easy way to show your love, but they're one of the most personal and beautiful ways to express your feelings. Poets, authors, and playwrights have dedicated their work to capturing love in words for thousands of years. Explore our collection of Valentine's Day quotes and sayings, including famous words from romantics such as Oscar Wilde, Pablo Neruda, and Aristotle


Inspirational Love Quotes

"Men always want to be a woman's first love -- women like to be a man's last romance." -- Oscar Wilde

"You come to love not by finding the perfect person, but by seeing an imperfect person perfectly." -- Sam Keen

"The best and most beautiful things in the world cannot be seen or even touched. They must be felt with the heart." -- Helen Keller

"Where there is love there is life." -- Gandhi

"When you are in love you can't fall asleep because reality is better than your dreams." -- Dr. Seuss

"I love you without knowing how, or when, or from where. I love you straightforwardly, without complexities or pride; so I love you because I know no other way than this: where I does not exist nor you, so close that your hand on my chest is my hand, so close that your eyes close as I fall asleep." -- Pablo Neruda, "Love Sonnet XVII"

"Love is composed of a single soul inhabiting two bodies." -- Aristotle

"Gravitation cannot be held responsible for people falling in love." -- Albert Einstein

"Life has taught us that love does not consist in gazing at each other but in looking outward in the same direction." -- Antoine de Saint-Exupery

"Love doesn't make the world go round. Love is what makes the ride worthwhile." -- Franklin P. Jones

"Love looks not with the eyes, but with the mind." -- Shakespeare

"Let us always meet each other with a smile, for a smile is the beginning of love." -- Mother Theresa


Funny Love Quotes
Use an iron-on transfer to add your favorite love quote to a shirt, pillow, or even apron to show you care.

"Falling in love is so hard on the knees." -- Aerosmith

"All you need is love. But a little chocolate now and then doesn't hurt." -- Charles M. Schulz

"True love comes quietly, without banners or flashing lights. If you hear bells, get your ears checked." -- Erich Segal

"Before I met my husband, I'd never fallen in love. I'd stepped in it a few times." -- Rita Rudner

"It's better to have loved and lost than to have to do forty pounds of laundry a week." -- Laurence J. Peter

"I'm dating a woman now who, evidently, is unaware of it." -- Garry Shandling

"I love Mickey Mouse more than any woman I have ever known." -- Walt Disney

"I love being married. It's so great to find one special person you want to annoy for the rest of your life." -- Rita Rudner

"Love is a grave mental disease." -- Plato

"I want a man who's kind and understanding. Is that too much to ask of a millionaire?" -- Zsa Zsa Gabor

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While many fortunes have been made and lost in the real estate business, many people overlook the value of real estate investing when it comes to planning for retirement. There are many great ways that you can let real estate build a nice little nest egg for your retirement and the sooner you begin the process the better.

While there are all kinds of stocks and mutual funds that confuse even the most intelligent among us, real estate is a pretty straightforward business to get into. The problem is that many people feel it is too risky. The truth is that there are many different types of real estate investing that all carry different risk to the buyer. One thing is for sure and that is that with proper care and attention properties tend to gain value over time rather than lose value. If you purchase properties today and properly maintain them, you can not only reap years of rental income while paying the mortgage on these properties but you can also find your retirement home and pay today's prices for it rather than the prices of tomorrow.

Read Full Article at http://www.nairatutorials.tk/2016/02/property-investment-for-retirement.html

Why Plan for Retirement?

This is a question that I come across quite often when researching and discussing retirement planning and options. Despite the constant news coverage of impending doom in regards to Social Security many Americans are still counting on their social security payments to support them through their retirement.
The sad fact is that it simply isn't possible because the money isn't there. Sadder still is the fact that even if the money were there, it is doubtful that it would be enough to get the average American through their twilight years.

Americans are living longer than they have in decades past. In addition to longer lives we are leading more active lives. Gone are the days when retirees sat at home reading newspapers and mowing the lawn every other afternoon. Today's retirees are traveling, taking classes, learning to dance, and trying new things that they didn't have the opportunity to experience while setting aside funds for the future and going about the business of raising their own families. Now they are taking the time to do all these great things and these wonderful activities and pastimes require funds in order to enjoy.

Read More http://www.nairatutorials.tk/2016/02/why-plan-for-retirement-and-when-should.html#more

Looking good just got more affordable in the Konga fashion clearance sales. With up to 60% off fashion items, regardless of what your budget is, you can still look amazing and slay every time thanks to the great fashion offering from Konga.
Shop trendy fashion pieces for men and women from premium brands such as Lax, Gold, Deo Milano, KFL, Franck New York and much more.

Source http://www.nairatutorials.tk/2016/01/shop-fabulous-styles-at-great-value-in.html

Small Business ideas for Student In University and Tertiary Institutions:
Education is exposures to higher knowledge, never stop learning. Education is an investment project but at a high cost. Students have to pay for or buy a number of things starting from school fees, notebooks, text books, handouts, excursion fee, research and project works, practical and even accommodation. While some students are sponsored by parents or guidance that are ready to provide them with funds for all their required items, a good number of students are either self-sponsored or rely little on their parents and guidance due to their financial status. With the high costs of tuition and other fees in tertiary institution and level of employment, it’s now becoming more than important for students who have plans of attending or already in tertiary
institutions to start a business from the listed business ideas.
1.Start Tutoring Services
If you are academically sound and you know a particular course very well,you can offer to teach your junior students even fellow course mates who need tutor assistance on that course. You can also start tutorials for those either preparing for exams like WAEC, JAMB or PUME or even seeking scholarship. If you think you are too busy to tutor someone then I put it to you that you are wrong because you can prepare your tutorial in video and audio record form or e-book and ask them to pay for it. This is one type of business you will enjoy most while you are still in school.
read more http://www.nairatutorials.tk/2016/01/small-business-ideas-for-student-in.html

Recently I decided to a make list of small ideas one can engaged his/herself with little money or at no cost here in Nigeria.It is not guaranteed that anyone who starts will become rich like persons like Alhaji Aliko Dangote and others who engaged themselves in business worth millions of naira or doing any of these business ideas listed because I said it is profitable. I will advise you to do what you have interest for and what you see as a problem in your locality.
Having a business idea is something but a business idea is of much important and value when the business idea is a solution to people’s problem believe me the sky will be the limit for that person whether or not the business is small scale or ona part time basis. In my cause to compose this list I came across many,
I hope am able to capture your interest and start up your business enterprise.

Read full story www.nairatutorials.tk/2016/01/top-90-small-business-ideas-to-start-in.html

Most people are often discouraged when they want to begin businesses that demand marketing. This is quite understandable because not everyone is a gifted salesperson, and not everyone with intelligent salesman skills enjoys marketing.Some group of person can sell the funny or crappy stuffs in special way that potential buyers would be dying to buy from them, others cannot even sell products to keep their own lives. The truth is that for some persons marketing is a natural gift, while for others it's an art that takes a lot of experience and measure to master from others. Thus, it's quite understandable that persons who are not marketing gifted run away from businesses that selling is of a necessity.

It’s not a completely discouraging state for people who wants to own businesses but do not have compassion for marketing. If you are in that group, there's still an
opportunity for you. There are many businesses you can start that wouldn't be based marketing at all. These are mostly service-based businesses and we will be explaining some of them.
Business coaching or consultancy
One business idea which has less competition and attention is business coaching and consultancy. It doesn’t require selling; many people want to start their own personal businesses but are completely at loss on how to go about it. Such people need counseling and direction from an expert who had the skills, experience and would hold their hands and guide them through the process and, of course, get paid for the services they render. If you have the passion, knowledge, and experience required to become a business coach/tutor, why not go for it?
Cleaning services
If you love to clean or are obsessed with organization, rendering cleaning services is a eligible business thought for you. There are numerous people out there who cannot pick a moment to clean their own homes or offices but are ready to pay anyone who can do it for them
Event planning
Another form of commercialism that you can engage into without having to sell any products is event planning. However, there is an essential condition; you need to have a passion for planning and organization to succeed and win in this business. You could be either a corporate or a social event planner.

Corporate event planners organize meetings, workshops, annual general meetings, luncheons and other corporate events for companies, while social event planners organize weddings, birthdays, bridal showers and other social events for their clients. Social event planners get more jobs regularly, while corporate event planners usually don’t have as much events to plan but may earn a lot more than social event planners. So you need to consider this difference before taking a start.
Washing services (Laundry)
There many people who find it difficult to wash or iron their clothes due to time factor or other factors. Laundry service is a simple business to establish provided you take your time to learn the skills and measure required and to understand how to increase your income potential. Again, it requires no form of selling at all.
Blogging
If there’s a subject you have compassion for or something you would like to address and share with the world at large, you can easily change that into a money-making business just by creating a blog and having people to advertise, promote their products or services once the blog starts generating huge traffic.

Read More www.nairatutorials.tk/2015/12/9-business-ideas-with-little-or-no.html

Look around you and you would find that fashion is one art that is distinct around the world. There would always be the need to look and act in a particular manner. Whilst some have a particular sense of style and what fits their taste, yet others still battle with what fits them. One of the things that have been birth by fashion is beads.
Beads have been in existence from time immemorial. As a matter of fact it emerged centuries ago, but has since continued to evolve and develop to suit the modern trends. There are different types of glass beads. They include; wound glass beads, drawn glass beads, molded beads, lampwork beads, dichroic glass beads, furnace glass, and lead crystal.

If you have penchant to start a bead making business, and do not know the basics on how to start it, then I can tell you can with this article you have the center shot to your business idea. Here below are steps on how to start a beads making business.
1. Make Research by Reading About Bead Making.

One of the good things that could happen to you in your quest to start a bead making business, would be to read a lot. You have got to make it a point of duty to gather vital information about it. You may go about this via the internet or buy magazine about bead making. There are many other resources that you can research about especially the biography of persons who are into bead making business.
2. Talk With The Experts
In this regard, an expert automatically means one who is already in the line of business. You stand to gain a lot when you talk with people who are already in this trade for a long time or quite a considerable time interval. You would be amaze by the bulk of vital information that you can get when you ask the experts. Be sure to ask every required question you want to know about.
3. Go For The Training
If being a bead maker is your ambition and you also look to very successful in the nearest future, then getting trained would be your best opportunity of making this success. No man is an island, and it is for that reason that you must go and acquire the skills of bead making. You must ensure that you go to a standard and reputable bead making skills training school or person who can deliver well.
4. Create a Business Plan
If you want to start this business on a small scale, then you may leave out the business plan process. However, if you are looking to start out big, then you need a business plan. There is lots of information that must be contained in your plan. Things like; your short term and long term business goals, how much you would need to start this business, and a whole lot more. You can get an expert to help you draft this out, if you do not know how things work with business plans.
5. Make Sample of Beads
Since you would have the skill of bead making, the first thing you may consider doing, would be to start making sample beads. Why must you make sample beads? This is so very important because practice makes perfect. You have got to perfect your skills and be sure that your products can compete with other products. After you have produced them, you can start by giving them as gifts to family members and also sell them at a moderate price to your close friends and your first set of customers. This will help to boost your business because they will critique your beads for you to get better.
6. Register Your Business
As said earlier, if starting from your home is your goal, then you may also leave out the process of getting your business registered.it is advisable for you to start from home to have a maximum experience in bead making, a good number of persons who are your customers. If on the other hand you want to get things right from the start, then you may consider registering your business.

Read More http://www.nairatutorials.tk/2016/01/how-to-start-bead-making-business-part-a.html

So many people in the world and not just Nigerians only are seeking for one or two ways they can make money online without investing a dime but just free. Making money for free without investment is 50% possible but believe me, you have to work harder compare to when you invest your money. You can make money for free in different ways like Sharing of Videos in YouTube, Blogging, Affiliate Programs, taking Surveys and taking part in Reviews of Businesses, Movies and Products which I will be talking about.

If you are new to the word “REVIEW” Review is the process companies and business get information about their product so help them know their strength and weakness and also satisfy their consumers which is you and me. This usually involves you rating their
products, services and also commenting your opinion about their product to help them know how to go about improving it. I know you might be asking so how can someone make money from this but just keep reading.

There are many review website in the world which many user happens to find it difficult to redeem their point or withdraw their money when they have gotten the minimum payout. But today I will be introducing you to Mynaijareview which is a Nigeria based website. This is a website where movies, products, business and companies are reviewed by its users and every user is awarded points per review. This review helps the companies or producers of the movies to strengthen their weakness and to be able to satisfy you.

If you are ready to make money with Mynaijareviews, It’s FREE! You are THREE steps away to that;

Continue Reading http://www.nairatutorials.tk/2016/01/how-to-make-money-online-in-nigeria.html

1. Make Opportunities
Rather than wait for money opportunity to find you, you need to find money opportunities. This might be watching for business opportunities in the paper regarding small businesses being sold, great real estate opportunities, and investments with stocks, bonds, or mutual funds, taking a talent and turning it into an entrepreneurial adventure. People that have reached financial status will tell you that they look for ways to seize opportunities, not wait for opportunities to come knocking on their door because it will not happen that way.
2. Have a Plan
Even if it is confusing to begin with, you should construct a plan to include goal, milestones, deliverables such as contracts, business plans, etc., and accomplishments. This will provide you with a visual as to what you are working for, what milestones you have successfully met, and where you need to do better.
3.Stay Motivated
When striving for the big goal of success to make more money in life, it is critical to stay motivated. Find inspiring and motivational tapes, seminars, books, movies; whatever you are able to get your hands on. When you start to feel a little down and out and doubt starts to creep in, turn to these motivational tools to
help you keep on track. A few excellent motivators include Tony Robbins, Norman Vincent Peale, Jim
Rohn, Zig Ziglar, and Les Brown.

Read More http://www.nairatutorials.tk/2015/12/tipshow-you-can-achieve-success-and.html

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