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BUHARI JOINS WORLD LEADERS FOR THE 72ND SESSION OF THE UN OF THE GENERAL ASSEMBLY HIGH-LEVEL EVENT |NEWS IN PIDGIN

With the company of three state governors of Zamfara, Ebony and Ondo State, President Muhammadu Buhari has arrived New York for the one week 72nd session of the UN general Assembly high level event starting on Tuesday, 19 of September 2017.
Haven been listed as the eight speaker of the 193 head of states expected to address the UN General Assembly, Mr. Buhari will deliver Nigeria’s National statement on Tuesday, the first day of the general debate.
The theme of this year’s debate is “focusing on people: striving for peace and decent life for all on a sustainable planet”.
READ ALSO IN NEWS IN PIDGIN
The major priorities for Nigeria delegation at the 72nd UN General Assembly includes strangling human rights institutions, the rule of law, support for internally displaced persons and flooding effects of climate change.
Nigeria will participate in the African Union (AU) high level event themed “Roadmap on the Demographic Dividend: from commitment to action” and also join the common wealth heads of Government meeting titled ‘prevention of sexual exploitation and abuse: building movement for change’
Mr. Buhari will have a lunch meeting with the U.S president, Donald trump alongside other world leaders.

SOURCE:NEWS IN PIDGIN

TWO NOMINEES FOR SAN UNDER ALLEGATION AS AGAINST THEIR CANDIDACY|NEWS IN PIDGIN

Two nominees out of the 30 lawyers to be sworn in as senior Advocates of Nigeria (SAN), have allegations hovering around their candidacy.
Reports from the Legal Practitioners Privileges Committee, LPPC says, Oluwatoyin Bashorun has a petition containing allegations against her which must be investigated before she could be sworn in.
According to premium times news reports on November 2015, the current vice chancellor of the University of Uyo, Mr. Enefiok Essien, was involved in a sex scandal with a female student and was put on trial by a court of law in 2005.

ALSO READ: NEWS IN PIDGIN

Premium times reports that the university had expelled the female student but was ordered to go ahead with her studies after a court of appeal nullified her expulsion.
Meanwhile, the LPPC has instructed that the cases against the above mentioned SAN nominees should be made public within 18days after it announced the successful candidates; and that such should be published in a recognized media within the stated period.
“Any complaint or petition presented to the honorable chief justice of Nigeria and chairman of the Legal Practitioner’s Privileges Committee must be in written form and filed within 18days after publication of the shortlisted candidates for the confirming of the award of the rank of Senior Advocate of Nigeria”, says the committee as signed by the chief registrar of the Supreme court, Hadiza Mustapha.
SOURCE:NEWS IN PIDGIN

ATTEMPTS TO CONVERGE BA AND HND CERTIFICATES PROVES ABORTIVE|NEWS IN PIDGIN

Recent attempts by various agencies to remove the point of divergence between Bachelor’s degree and higher national Diploma have proved abortive as many would not implement the resolution.
A lot of biases have surrounded these two academic qualifications, especially in the civil service as degree holders are usually placed on a higher level than their diploma-holding counterparts.
As a result, many students have faced a lot of academic discrimination and limitation in their career over the years. In fact, secondary school leavers disregard admission into other tertiary institutions when they are not offered admission into universities due to career limitations they have sensed.
ALSO READ THIS IN NEWS IN PIDGIN

According to reports from premium times, the resolution from the 39th meeting of the National council on establishment, NCE, disclosed that the “entry point salary grade level 08 for all candidates possessing Higher National Diploma(HND) would henceforth be same as their bachelor degree holding counterparts.
However, many have refused to adopt this resolution. Instead, HND holders aspire to obtain a post graduate degree, PGD, in relevant disciplines and even a master’s degree so as to qualify for employment and subsequently be promoted in the civil service.
This academic divergence has been the motivation for several industrial actions embarked by the academic staff union of polytechnic, ASUP, over the years.
SOURCE: NEWS IN PIDGIN

COOKING MOI-MOI IN NYLON IS TOXIC|NEWS IN PIDGIN

Cooking moi-moi in nylon bags is very toxic to human health as it produces dioxins when heated, says Mr. Tehinse.
Moi-moi is a delicacy produced with ground beans, pepper, onions, salt, ginger and other recipes to taste. The resultant delicacy, moi-moi is very popular among Nigerians.
However, the delicacy is ignorantly made detrimental to human health when cooked in nylon bags.
A dietician, Mr. Tehnise, in an Awareness Campaign on food safety organized by the Food Safety Awareness Campaign Initiative says that nylon bags produce dioxins when heated.

ALSO READ: NEWS IN PIDGIN
According to him, dioxins can cause reproductive and developmental problems, damages the immune system, interfere with hormones and can cause cancer.
Moi-Moi is best cooked in green leaves, which does not only retain the hotness of the delicacy but also delivers the originals taste of this wonderful irresistible bean cake.
Moi-moi is also served in silver foils, Cup plates and in diverse other methods that appeals to the maker.
Aside moi-moi, there are several other delicacies made of beans they include akara, beans pourage, gbegiri,a wonderful Yoruba delicacy that goes well with Amala or Tuwo. It is in your interest to quit cooking moi-moi in nylon and stick to the native pattern to enjoy your bean cake while it lasts.
SOURCE: NEWS IN PIDGIN

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Someone asked me, is child marriage still being practiced in Nigeria? I gave her a firm yes! And I saw a look of disbelief and disappointment on her face as she was wondering how true it could be. Yes, it is somehow hard to believe that it is still happening at this age and time when development and technology has taken over the world. One would actually think that with the rise in the level of education, that some cultural practices that is against humanity would have stopped, but the reverse is the case.

YOU CAN ALSO: THE EFFECT OF EARLY MARRIAGE ON FEMALE ACADEMIC PERFORMANCE

According to Girls not Brides, Nigeria ranks 14th among the 20 countries with the highest rate of child marriages, 16 of them being Africans. Research has also shown that in Nigeria, 43% of girls are married off before they turn 18, 17% are married off before they turn 15. Research has also shown that child marriage varies widely from one region to another, with figures as high as 76% in the North western Region and as low as 10% in the South East. So you can see that according to research, child marriage is still being practiced in this country called Nigerian. One needs to know facts about child marriage to be able to end this menace in the society. Child marriage is an act against humanity and the girls involved.

What is Child Marriage? Child marriage is defined by global organizations as a formal marriage or an informal union entered into before the age of 18. Can you see? The legally acceptable age for marriage is 18 and above. Most times, one partner is a child usually the female, so child marriage affects girls the most. It also involves girls being given in marriage to much older partners.

What is Marriage? You need to understand what marriage is before you will understand what child marriage is. Some people get into marriages without understanding the concept of marriage. Marriage is the legally or formally recognized union of two people as partners in a personal relationship, usually between consenting adults, which are a man and a woman. Pause and ask why God created Eve, a woman who was old enough to take responsibility, for Adam. Why didn’t he create a child for him to marry?

YOU CAN ALSO READ: THE EFFECT OF DATING AND PREMARITAL SEX ON ACADEMIC PERFORMANCE OF URBAN AND RURAL STUDENTS

Now you have known a bit about what marriage and child marriage is, let’s take a look at the possible causes.

1.Poverty: Poverty is the lack of essential needs like food, clothing and shelter that a family needs for survival. A family is saddled with the responsibility of providing for its members, and when these needs are not met, there is bound to be problems. A family that cannot provide for its members will certainly look for the easiest way to do so. And child marriage is considered and used as an economic strategy. This means one less mouth to feed, one less child to cloth, feed and educate. The bride price gotten from the marriage transaction is used to feed the remaining members of the family. Research has shown that these families, who give their daughters out near the age of puberty, fix a high bride price because they are virgins. Marriage is seen as a means to escape poverty and the poor girls are the victims.

2.Illiteracy: Most of the families practicing child marriages have little or no education. Education plays a very vital role in the development of the mindsets about certain issues. Parent who are educated tend to value the need for their children to be educated. Education is a strong indicator if a child will be married early in life. Research has shown that 82% of women with no education are married before age 18 as opposed to 13% of women who are not educated.

3.Religious and Cultural Practices: In the North Western Nigeria, child marriage is at a high side because of religion and cultural practices. The Muslims tend to marry off their children at the age before puberty. The Quran clearly kicks against child and forced marriage in which a woman is forced to enter or remain in any marriage against her will. In some cultures, if a woman remains unmarried at the age of 18, it shows that the woman is not marriageable and getting older before getting married reduces the potential of being married and also decreases the bride price.

Effects of Child Marriage

To every unwholesome practice, there are consequences and negative effects. The issue is that it affects the child not the perpetrators of the act. The following are the effects of child marriage.

1.Increase in Maternal Mortality Rate: Girls who are married at the age of adolescent are prone to maternal death more than older women because they are not physically matured enough to carry a pregnancy to term and also deliver the baby without complications. Majority of the girls get pregnant during their first year of marriage because the lack knowledge in family planning. There are many risk involved in giving birth as a child, because of a smaller pelvis the labor might be prolonged or even obstructed which can result in obstetric fistula. In the process of giving birth for the first time, complications may arise which can lead to death.

YOU CAN ALSO READ: EFFECT OF CHILD ABUSE ON STUDENTS ACADEMIC PERFORMANCE IN SECONDARY SCHOOLS

2.Decrease in the Level of Education: Globally, girl brides and adolescent mothers tend to have less education. This is because at the time of marriage, their education which was probably low will be stopped as they take on their new responsibilities as wives and mothers. There will be no time for education as the new bride will be expected to take care of her new family, that is, the husband, relatives, children that may come from the marriage and herself. So these girls become poorer, less educated and less adequately nourished than mothers who are married at an older age.

3.Domestic Violence: The age differences between the girl bride and the man makes it easier for her to be subjected to physical and emotional abuse which can result in death. Most of the times, the girl is treated like a slave because she lacks the physical and psychological strength to resist. She is often used as a punch bag, a sex tool and the object of verbal abuse.

4.Stillborn Dreams: These girls are plugged of like unripe oranges before they even begin to bud. Their dreams are cut short, their hopes shattered, their destiny destroyed. How would you feel if you as a grown up man is being stopped from discovering your potentials? Promising young girls are forced to drop their dreams and take on the dreams of others. Let’s not forget that a cycle has been developed, the mother was married as a child, the daughter from that marriage will be married of the same way and so it goes.

YOU CAN ALSO READ: CAUSES AND EFFECTS OF MARITAL PROBLEMS

To end this unwholesome practice, laws should be put in place to check the practice of child marriage. The Nigerian constitution does not establish a minimum age of marriage. The Child Rights Act of 2003 sets the age of marriage at 18, but research has shown that only 23 states out of the 36 states have taken steps to implement the minimum age of marriage. The government should enact laws to prohibit child marriage and also make laws to sanction those who violet the laws.

Seminars should be conducted to sensitize people on child marriage and also warn them of the dangers of the practice.

According to Oyedele (2015); Treasury Single Account its a unified structure of government bank accounts that gives a consolidated view of government cash resources. He said that it is based on the principle of unity of cash and the unity treasury, that a treasury single account is a bank account or a set of linked accounts through which the government transacts all its receipts and payments. He then said it is necessary to distinguish individual cash transactions for the control and for reporting purposes.

YOU CAN ALSO READ: THE CHALLENGES OF BUDGET IMPLEMENTATION IN NIGERIA

Section 80 (1) 1999 Constitution of the Federal Republic of Nigeria (as amended) provides “all revenues or other moneys raised or received by the Federation (not being revenues or other moneys payable under this Constitution or any Act of the National Assembly into any other public fund of the Federation established for a specific purpose) shall be paid into and form one Consolidated Revenue Fund of the Federation.” However successive governments have operated numerous accounts used to collect and spend public funds in flagrant disregard to this provision of the constitution in the Nigerian law.

In 2012 the government ran a pilot scheme for Treasury Single Account using 217 Ministries, Departments and Agencies to test the scheme. Over N450 billion was saved by the scheme and the government was motivated to implement TSA. The Remita e-collection platform was developed for the implementation of the TSA scheme and banks were directed to integrate the software into their core banking systems and train their staff on how to use it. But like everything Nigerian, this was not the case.

YOU CAN ALSO READ: THE EFFECT OF TREASURY SINGLE ACCOUNT ON THE ECONOMY OF NIGERIA

An excerpt from Communique No. 92 issued at the Monetary Policy Committee meeting held on the 18th and 19th of November 2013 reads; “The Federal Government debt has also risen phenomenally along with its deposits at the deposit money banks, showing the Government as a net creditor to the system. This underscores the urgent need for the immediate implementation of the Treasury Single Account. The continued delay in returning government accounts to the Central Bank is adding to the huge cost of government debt due to poor cash flow management.

To my own understanding, treasury single account can be seen as a public accounting system under which all government revenue or income is collected into one single account called the treasury account (Treasury Single Account).

Treasury Single Account can also be said to be an accounting system in which all government revenue (income) and payments (expenses) are done through a single account.

In this article, we will consider only three major factors of the treasury single account on the economy of Nigeria.

Effects of Treasury Single Account on the Economy of Nigeria


1. Allows complete and timely information on government cash resources: In countries with advanced payment and settlement systems and an Integrated Financial Management Information System (IFMIS) with adequate interfaces with the banking system, this information will be available in real time. As a minimum, complete updated balances should be available daily.

YOU CAN ALSO READ: EFFECT OF TREASURY SINGLE ACCOUNT ON NIGERIAN BANKS AND THE ECONOMY OF NIGERIA

2. Improves appropriation control: The TSA ensures that the full control over budget allocations, and strengthens the authority of the budget appropriation. When separate bank accounts are maintained, the result is often a fragmented system, where funds provided for budgetary appropriations are augmented by additional cash resources that become available through various creative, often extra-budgetary, measures.

3. Improves operational control during budget execution: When the treasury has full information about cash resources, it can plan and implement budget execution in an efficient, transparent, and reliable manner. The existence of uncertainty regarding whether the treasury will have sufficient funds to finance programmed expenditures may lead to sub-optimal behavior by budget entities, such as exaggerating their estimates for cash needs or channeling expenditures through off-budget arrangements.

4. Enables efficient cash management: A TSA facilitates regular monitoring of government cash balances. It also enables higher quality cash out-turn analysis to be undertaken (e.g., identifying causal factors of variances and distinguishing causal factors from random variations in cash balances).

YOU ALSO READ: THE EFFECT OF TSA ON INTERNATIONALLY GENERATED REVENUE

5. Reduces bank fees and transaction costs: Reducing the number of bank accounts results in lower administrative cost for the government for maintaining these accounts, including the cost associated with bank reconciliation, and reduced banking fees.

6. Facilitates efficient payment mechanisms: A TSA ensures that there is no ambiguity regarding the volume or the location of the government funds, and makes it possible to monitor payment mechanisms precisely. It can result in substantially lower transaction costs because of economies of scale in processing payments. The establishment of a TSA is usually combined with elimination of the “float” in the banking and the payment systems, and the introduction of transparent fee and penalty structures for payment services. Many governments have achieved substantial reductions in their real cost of banking services by introducing a TSA.

7. Improves bank reconciliation and quality of fiscal data: A TSA allows for effective reconciliation between the government accounting systems and cash flow statements from the banking system. This reduces the risk of errors in reconciliation processes, and improves the timeliness and quality of the fiscal accounts.

CHAPTER ONE
INTRODUCTION

1.1 Background of the Study
In banking, security is paramount to protect depositors’ funds. It is in the light of this that the Central Bank of Nigeria (CBN), through the Bankers’ Committee, Deposit Money Banks and Nigeria Interbank-Settlement System (NIBSS), introduced the centralized bio-metric identification system, and tagged Bank Verification Number (BVN) (Ehi Eric E. 2015).

Also the initiative is part of the overall policy of the Financial Sector Strategy, FSS, to ensure that Nigeria becomes one of the twenty largest economies in the world by the year 2020 (Ehi Eric E. 2015).

Vanguard Newspaper (2015), the BVN became imperative following the increasing incidence of compromise on conventional security systems such as password and Personal Identification Number (PIN) of customers.
The Bank Verification Number, BVN, is a unique identification number for all Bank Customers within the Nigerian banking industry. BVN is a biometric authentication of Each Bank Customer, especially those who make electronic and cashless transfers through a unique set of digits (Daily Trust Newspaper, March 8 2016).

According to the apex bank, customers are expected to walk into a selected bank fill and submit the BVN enrollment form. Following this, such customer will present him or herself for facial and fingerprint capturing. Thereafter, an acknowledgment slip with the transaction identification will be issued to the customer whose enrolment will be confirmed and a unique BVN, generated. The customer will immediately be notified via sms with the bank verification number. This is in compliance with the directive from the Central Bank of Nigeria (CBN) that by the 30th of June 2015, all bank customers should have the BVN while as from march same year, transactions valued at hundred million naira and above should only be allowed for customers with bank verification number. (Tribune Newspaper October 29, 2015)

The Central Bank of Nigeria considered the exercise as a key component of knows customer policy of banks. It is also a plan to eliminate fear in banks and make the country to be in league with developed countries of the world. As the Bank Verification Number enrolment closes tomorrow, it is therefore imperative for all Nigerians to ensure that they are enrolled. It is believed that if the BVN enrollment is properly managed, it will not only enhance credit advancement to bank customers, but also reduce reported cases of scam, fraud and account impersonation while at the same time assist commercial banks in keeping authentic records of their clients. (Ade Shonubi, 2016)

Apart from these, the BVN will simplify banking operations especially inter-bank transfer, improve services and reduce unnecessary queues within banking halls. At this junction, observers believe that there is need for the apex bank to consider extending the enrolment period in view of the large number of Nigerians who are yet to be registered.

But has the CBN consider the effect the policy (BVN) will have in Nigeria economy. This study therefore seeks to determine the effect of BVN on Nigeria economy.

1.2 Statement of the Problem
The role of BVN aimed at controlling hazards associated with social security and credit risk cannot be underestimated. In recent times, biometric technologies have been used to analyze human characteristics as an enhanced form of authentication for real-time security processes. In the face of increasing incidents of compromise on our conventional security systems (password and PIN), the need for greater security on access to sensitive or personal information in the Banking system becomes inevitable (Sarah Luo 2014).

In the same vein, the extent to which violation in the credit policies and credit monitoring system weakens the financial intermediary system continue to attract empirical and theoretical debate on how well Bank Verification system would thwart those issues of default and scam.

In addressing existing challenges with identity management, the Central Bank of Nigeria, through the banker’s committee in collaboration with all Nigerian banks in February 14, 2014 launched a centralized biometric identification system tagged “Bank Verification Number (BVN)”.

The BVN gives each Bank customer a unique identity across the Nigerian Banking industry that can be used for easy identification and verification at Point of Banking operations. Bio-metrics refers to identification of an individual based on physiological or behavioral attributes- fingerprint, voice, signature, facial features etc (Ehi Eric E. 2015).

Bank Verification Number (BVN) is an initiative of the Central Bank of Nigeria to give customers a unique number that can be verified across the Nigerian banking industry. BVN helps to protect every bank customer’s information by assigning to their account a unique identification number. The Bank verification number uses bio-metrics. Which means, the BVN is unique to every individual with respect to their physiological or behavioral attribute with the use of fingerprint or thumbprint or electronic signature etc? This helps to strengthen any banking security system so as to protect individual account from fraudsters or against any fraudulent act from infringed third party.

BVNs are created through the use of bio-metric data capture machines, which rely on data such as fingerprints and facial recognition technology to establish for each customer “a unique identity across the Nigerian Banking industry for easy identification and verification.” The implementation of BVNs is a part of CBN’s Financial Sector Strategy (FSS) goal of helping the country become “one of the top 20 largest economies in the world by 2020.” The role through which the BVN enhances the operations of the banking system in Nigeria is challenges that time will show it.
This good policy (BVN) what effect will it have in Nigeria economy now and in future? Has the CBN considers the resources (technological and human resources) needed to implemented it? What impact will it have on saving culture in commercial bank? Will it be able to solve the problems it was made to solve?

1.3 Objectives of the Study
The broad objective of this study is to examine the Effect of Bank Verification Number in Nigeria economy. Specifies objectives are:
1. To examine the significantly relationship between B.V.N and GDP in Nigeria.
2. To determine the significantly effect of B.V.N on currency circulation in Nigeria.
3. To determine the extent BVN policy has effect saving account in Nigeria.
4. To determine the extent BVN affect electronic payment system.

1.4 Research Questions
The following research questions guided the study.
i. What are the sigfnicantly relationship between B.V.N and GDP of Nigeria?
ii. What is the sigfnicantly effect of B.V.N on currency circulation in Nigeria?
iii. At what extent does B.VN policy has affect on saving account in Nigeria?
iv. At what level will BVN affect electronic payment system?

1.5 Hypotheses of the Study
1. H0: There is no significantly relationship between B.V.N and GDP of
Nigeria.
H1: There is significantly relationship between B.V.N and GDP of Nigeria.

2. H0: BVN has a positive impact on currency circulation in Nigeria.
H1: BVN has a negative impact on currency circulation in Nigeria.
metropolis.

3. H0: BVN policy has positive effect on saving account in Nigeria.
H1: BVN policy has negative effect on saving account in Nigeria.
4. H0: BVN do not affect electronic payment system.
H1: BVN affect electronic payment system.

1.6 Significance of the study
The results from this study will be useful to various sector of the economy, particularly the financial sector and government policy makers. It will broader the literature on economic implications of money laundering and future effect of BVN on economy growth.

Also it will help to identify advantages and disadvantages of BVN to the banks and customers. It will show the impact of BVN policy on money launder and customer satisfaction.

1.7 Scope and limitation of the Study
The research topic is on the Effect of Bank Verification Number in Nigeria economy.
The limitation of the study among other things includes lack of data on BVN base on ground that it is new policy in Nigeria. The behaviour of bank officers is another problem the researcher face in sourcing data.

1.8 Definition of Terms
It is important to give a brief definition of the following key terms, in order to know the meaning of the key concept and some words in this research.
1. BVN: Bank Verification Number is a new policy created by Central Bank of Nigeria to control and protect bank account holders from unauthorized access.
2. Money Laundering: is the procedure by which the proceeds f illegal acts are converted into apparently legal activities thus concealing their criminal origin.
3. CBN: Central Bank of Nigeria, (CBN) is the apex bank in Nigeria, their duty is to regulate financial institution in the country.
4. Commercial Bank: An institution charged with the primary function of accepting deposits, granting business loans and advances, and offering other related services like issuance of letter of credit, bank drafts and FOREX trading among others.
5. Deposits /Savings: A deposit held with a bank in which the deposit is held for a fixed term or which requires notice for withdrawal, and where interest is paid.
6. Micro-finance: Micro-finance is generally defined as specialized financial tools, such as small loans, savings accounts and insurance policies, available to poor households and small businesses that do not typically have access to financial services.

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It is common knowledge in Nigeria as a nation that every first degree seeking individual (undergraduates) at the tail end (final year) of his/her stay in the tertiary institution of learning, must as a matter of fact undergo one of the must "dreaded" and strenuous part of schooling (some students go ahead to hire a writer [http://iproject.com.ng/hire-a-writer-available-affordable-plans] to carry on their research(es) for them, popular known among the educational populace as project or Final Year Project [http://www.iproject.com.ng].

Many things come together to form the criteria for setting apart who was successful in his stay in school and otherwise. Continuous Assessment, Test, group work(s) and at times personal research then the mother of all, exams. All these are more or less, the yardstick for weighing the "bright" students from the "dull" ones.

Where do final year projects come into the picture and why? We will take a close look at it below.

Tertiary institutions are structured to be the last point of training of professionals (undergraduates) who will duly fill in the vacuums, if there are any and they make up the manpower industry. None can be a lawyer, doctor, sociologist, engineer, architect without proper training in the University.

That being said and done, let's take a quick look at one of the most vital and important part of this aforementioned training.

FINAL YEAR PROJECT TOPICS. [http://iproject.com.ng]

What entails a final year project topic or research?

The definition of the word project as provided by the Oxford advanced learners dictionary will not serve our purpose for this article.

The final year project is the culmination of the degree - it gives students a chance to demonstrate all they have learned. The project module is very different from other modules. The project tests students' ability to: design, engineer and evaluate quality systems, research their chosen subject area.

This final year project research works, just like every other part of schooling has in its own stead some difficulties attached to it.

One of which is the nature of the final year project topics.

The difficulties attached to this is not far fetched as, even though every project topic is important but we cannot deny the fact that there are some very difficult phenomenon that will serve as a bone in one's research.

For instance if one's final year project topic has a lot to do with the menaces of cultism and it's effects on the student population in Nigerian tertiary institutions, we cannot dispute the obvious fact that it is a very important topic but the process and research will perhaps be a herculean one. How to go about this topic may not be the problem, but getting first hand information will seriously be an issue.

Another difficulty faced by students is accessibility to important (undergraduate) research materials. It is a bitter truth to state that some tertiary institutions in Nigeria have substandard libraries and old books. Where students cannot get access to updated books, they will by extension find difficulties in getting adequate information vital for the undertaking of their final year project.

Another difficulty faced by students is the nature of some of their project supervisors.

Supervisors are meant to supervise, support, advice and aid students in the course of their research but some of this supervisors only frustrate the work of the students. Some students pray fervently they escape some particular lecturers as supervisors when they finally get to the promise land.

A lecturer's strict nature coupled with their high taste of judgmental nature may scare students in the course of their project. I've seen situations where supervisors cancel the first submissions made by their students for very trivial reasons which could be easily corrected.

Another difficulty faced by students is the approval of final year project topics.

This should normally take effect as soon as possible so that students can have enough time to make research, conduct interviews and make questionnaires so that they can catch the early worm but at times, for no concrete reasons the approval gets delayed for way too long and when it finally gets approved students may not get enough time to execute the projects judicially.

Another difficulty faced by students to be honest is the procrastination on the students part.

Time management [https://en.wikipedia.org/wiki/Time_management] is one of the most imperative factors to be duly considered by students in school but some of the students procrastinate and when it's almost time for submissions then they rush, rush and rush their work. No it won't work well that way. It won't.

In a situation where ones final year project requires oral communication [https://www.quora.com/topic/Oral-Communication], relating with people who may not be learned or literate per-say, may be little bit of a problem. I know of a lady whose final year project was to be executed in a remote village and she was to conduct an interview with a faction of the villagers. Communicating with the women was a serious problem for her.

Just like every other phenomenon in life generally, difficulties are sure to come our way. Even roses have thorns.

It's only a matter of hard work and dedication that can ease the stress that comes along with projects. Being in the know of the challenges and the very importance of projects in molding students and preparing them for what to expect in the wider world and to be specific their field of professionalism, tertiary institutions may want to go back to the drawing board and conjure up ways to ease the stress students face during projects [http://www.learnpsychology.org/student-stress-anxiety-guide/] and also find means of getting the best out of students in the course of this important exercise.

Nobody loves low grades and the heavy credit load a final year project carries alone scares students into doing virtually everything in their power to make sure they pass and pass very well.

Nigerian students hardly get marred by difficult situations, they always find a way to make things happen.

Tough times don't last but tough people do, and this by no means is justifying the neglect on the part of both students and teachers in this situation.

When we all do what we have to do, then we can bring into reality that which we've always dreamed of.

Browse Project Topics & Research Materials For Final Year Students

Thousands of Final Year Undergraduate Project Topics, full Projects And Research Materials in Accounting,Agriculture,Banking and Finance, Bio-Chemistry,Business Admin. and Management,Computer Science,Economics, Education, Food Technology,Insurance,International and Diplomatic Studies,Marketing, Mass Communication, Philosophy,Political Science, Public Administration etc. Content Generation,Data Analysis,Research Guides at http://uniprojectmaterials.com


Browse Project Topics & Research Materials For Final Year Students
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Project Topics, Research Materials, Content Development and Data Analysis

Rich Articles | Latest Posts

HOW TO CHOOSE A GOOD PROJECT TOPIC
June 5, 2016. Imperial writers

Projects and research students can choose excellent topics today and write an excellent project and research thesis; this is very simple; once a project student have the mind set of a researcher, this student can go a long way in both choosing a project topic and writing his or her project; although project supervisor differs, some will give you his or her own topic to write on and some will ask you to go and look for project topics that you can write on. First of all in order to choose a good project topic you must first of all study your surrounding environment, study the country you are living in and the people around you; see the various trends going on in the country, think of a better way of solving some of the ongoing problems in the country or your environment.

Before a project or research student go about submittting their topic to their supervisor, he or she is adviced to search the internet for the availability of the research topic he or she want to write on; w....Continue Reading http://uniprojectmaterials.com/view-blog/how-to-choose-a-good-project-topic

HOW TO MINIMIZE EXAMINATION MALPRACTICE

Every student in most secondary school wishes for a good grade; the presure faced by these students from their parents, teachers and peer group have significant effect on the student involvement in examination malpractice, I choose to write this article beause of the increase in the level of examination malpractice. This article will discuss base on the parent perception, teachers attitude and method and the role that peer group have to play in the examination malpractice in most secondary schools.

The parents on the other side have a major role to play on the causes of examination malpractice; you can imagine a family with a very low social class; gather all the money they have at home to pay for the examination fees of one of their child; knowing fully well that there is no other hope for the child when he or she can not make his or her papers at a sitting. There will be series of warning on this student which might push the student towards looking for ways to pas....Continue Reading http://uniprojectmaterials.com/view-blog/how-to-minimize-examination-malpractice

HOW TO ACCESS NYSC LOAN

NYSC is set to assist ex-corp members and the corp member that are about passing out with the NYSC soft loans called the NYSC foundation soft loan. The method of proposal submission is the best way to assess this loan. The essence lof this program is to increase the spirit of entrepreneurship among both the serving corp member and the serving corp members.

The national youth service corp (NYSC) with the foundation loan to corp members that are interested in becoming an entrepreneur will take place starting from 2015/2016 Batch A,B,C corps members and the incoming corps members.

Stated below are the list of requirment from the NYSC foundation loan; viz:

1. An Application letter.

2. A Bankable Business Plan/Proposal document.

3. Photocopies of Evidence of being a registered member.

(please note) You can submit your proposal to any NYSC State
Secretariats Nation wide. also note that:

1. The loan terms is....Continue Reading http://uniprojectmaterials.com/view-blog/how-to-access-nysc-loan

WRITE YOUR PROJECT TODAY WITHOUT PLAGIARISM

Most students have failed today in the academic persuit, because of one or two reasons, but I lay emphasis more on the issue of plagirism; plagiarism has caused so many friction on the level of merit of an academic perfomance.

Plagiarism; as simple as the name may sound, has a strong negative effect on the merits. Most project students write their project with more than 30 percent plagiarsm; which is not healthy for project defense but the good news is; it can be reduced or stopped completely.

How can a project student write without plagiarism?

To write without plagiarism is very simple; this is how you can go about it, first; once a topic has been approved for a project student, the student is adviced to go source for materials that are related to the project topic; when the materials are made available to the project students, the students are adviced to go through the materials; have a deep understanding about the topic and try ....Continue Reading http://uniprojectmaterials.com/view-blog/write-your-project-today-without-plagiarism

HOW TO CHOOSE YOUR CAREER COURSE

Every body wishes for a better life; but for the life to come into existence, there most be a form of force behind it; this force can be the force of choice, the force of determination or it can be the force of role model; the most important thing is to have a good life. Everybody is gifted in one way or the other, some are crafty, some are intelligent while some are very spiritual. The essence of this article is to advice the general public on how to choose a career course. Considering the fact that everybody is gifted in different ways as I mentioned above; their career courses should be in accordance to the areas of their specialty. Do not choose a career because a friend chooses it choose career base on what you really feel you can do.

Now how do you choose your career?

As your are growing up as a child, there are things you like doing, things that gives you joy, things that you do without being told to do so; those are your hobbies. In an academic envi....Continue Reading http://uniprojectmaterials.com/view-blog/how-to-choose-your-career-course


Our Project Topics and Research Materials Archives

ACCOUNTING 130
AGRICULTURAL ECONOMICS 6
BANKING FINANCE 435
BIOLOGY 1
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COMPUTER SCIENCE 55
CURRICULUM STUDIES 3
ECONOMICS 112
EDUCATION 516
ENGLISH LITERARY STUDIES 5
ENVIRONMENTAL SCIENCE 1
ESTATE MANAGEMENT 7
FRENCH 22
GEOGRAPHY EDUCATION 1
GUIDANCE COUNSELING 2
HUMAN RESOURCE MANAGEM... 35
INSURANCE 4
LIBRARY INFORMATION SC... 2
MANAGEMENT 15
MARKETING 23
MASS COMMUNICATION 37
MATHEMATICS 1
PHILOSOPHY 4
PHYSICS 2
POLITICAL SCIENCE 44
PROJECT MANAGEMENT 1
PSYCHOLOGY 10
PUBLIC ADMINISTRATION 17
QUANTITY SURVEYING 8
SME/ENTREPRENEURSHIP 43
SOCIOLOGY 18
URBAN REGIONAL PLANNING 4
VOCATIONAL EDUCATION 5
MBA-MSC-PGD Thesis resea...

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