₦airaland Forum

Goodenoch:
No. That cannot be the full story.

Paying that much in PAYE means you’ve been earning substantially more elsewhere since this tax year began (I suspect this is additional bank work you’re doing in addition to your main job because this is certainly not anyone’s full time earnings per month).

Alternatively, something major is wrong somewhere.

Again, if your tax code is the 1257l you would pay 0 tax on this income. That’s not my opinion - it is the law.

Show the full things let’s see your tax code and the deductions.

You are right. It’s the bank job payslip

justwise:
Speak to your HR, something is wrong somewhere, no one pays that much of tax on that amount.

As someone said above, it’s a bank extra work payslip

justwise:
This is true. I was actually thinking that he got paid weekly.

If it’s weekly, and almost 45% is chopped in tax, does that not give a reason to vex?
The remaining change is what I’m expected to use for bills, rent, food, council tax, etc

Goodenoch:
Pension is not a tax though, is it?

You can choose to cancel your contribution at any time (although of course that would be a massively foolish thing for anyone to do).

Anyway, this is definitely not the full story because you would pay 0 PAYE if that was truly your full earnings per month. NI contributions would also be negligible.

Overall, I’m a staunch believer that the UK is not overtaxed. Everything we benefit from (even though we cannot access benefits lol) needs to be paid for - infrastructure, security etc - and it’s very middle of the table compared with many other countries with similar systems: https://taxpolicy.org.uk/2025/06/27/uk-workers-tax-wedge-infographics/

It’s the full story. That is the tax, pension and NI deduction from my payslip.

justwise:
What are those deductions? That is the main issue here

Taxes.
PAYE & Pension

I don’t know whether to laugh or cry.

And I buy fuel to go for these shifts oh
In the end, how much is one making?

I don tire.