₦airaland Forum

silibaba:
NOUN is one of the most recognized tetiary institution. Maybe you dont know yet. Ask around you.

I know of NOUN very well but the fact that it is known does not signify acceptance.

You can't compare a person with Unibadan, Unilag or Unilorin certificate acquired through Distance Learning to that of NOUN.

silibaba:
He should appraoch NOUN. so that he can work and pay his school fees.

I won't advise NOUN because some stereotypes exist for NOUN graduates unlike running Unibadan DLI which will allow him get a certificate from a reputation university while still benefiting the same arrangement NOUN will have offered him.

This won't solve your problem in anyways. Reach out to major influencers on Facebook and let organize a crowdfunding campaign on your behalf or you take the alternative route which is you self-learn.

Considering your choice of course, I will advise the self-learning route because most firms no longer hire based on your certificate but based on competence and federal universities are getting expensive by the year while empowering students with archaic skills from the 90s.

My advice to you is to choose one of the numerous career path in computer science: cybersecurity, Artificial Intelligence and Machine Learning, Software Engineering etc get skilled in the field within one year and run University of Ibadan Distance Learning Programme.

You will be getting same certificate as those who studied full time with the institution while having acquiring hands on experience that could differentiate you among your peers.

Take this from a recent graduate from that same university you intend. I forgot to mention the stress that comes with studying in UNILORIN.


Peace out ✌

Dijita:
I don't know whether to complement you or to thumb you down for engaging in a fruitless argument with "olodo" (when you call others olodo you loose the right not to be call Olodo).

we keep blaming the leaders for Nigeria problem. look are the comments and reasoning majority are spouting out to support the half baked idea the OP wrote. He claim to be Fintech and stock broker. His submission proves he lacks fundamental understanding of corporate finance.

The OP sounds like a cousin of mine who once told me that he is an expert in banking and finance while he was referring to Goldman Sachs as the FED. I told him calling Goldman Sachs the FED is calling Zenith the CBN and Barclays the bank of England. He wanted to continue the debate. I told him his knowledge in banking and finance is not as great as he thought.




Should the people supporting the position not ask a simple question. If there is no Dangote refinery, would the cost of living not go up in Nigeria if the global oil prices goes up to $500 per barrel as he has predicted? We know the answer is yes. then the IPO become a hedge for Nigerians who bought the IPO.

This submission is base on the premise of his argument. My position on Dangote IPO is the same as my position on any other stock market both in Nigeria and US. Invest what you can afford to lose. I plan to buy #1,000,000 worth of the stock the way I put $1000 into spaceX. Win or loose my life remain the same. I once put $300 into Doge coins and lost about $200 and put $500 into bitcoin and gain about $700. While investing is not bet naija, it is still a gamble.

I choose to engage him because others who aren't well informed might see his write up and believe him because he claims to be an expert.

My intention is to educate him and others that read his post or held similar position.

How will someone claim Goldman Sachs as the FED? I can't stop laughing 😂

God bless you for that concluding part of your post. Investment in stock market to me is like ethical gambling. You're betting your money on the company to succeed but if it fails, you lose.

So, it's not advisable for one to put up money one can't afford to lose.

Powerbandooo:
Oga that dangote shit is nonsense, trust the profit u go see will not be worth it,any update that is always loud always end up in fuckery,
That investment is not for middle class or the rich, it is for the wealthy ones, every other people buying that just dey waste their time,someone who is investing 50k cannot be compared to the person I vesting a million dollar, because the profit will be very minute
Putting your money inside Opay and be seeing daily gain is better than buying that rubbish share

Then you and the OP are almost the same in that you don't understand how the stock market works.

The market is not meant for a quick profit turnaround or a get rich quick scheme.

It is mostly suited as either a retirement plan with investment on a continuous basis like monthly, quarterly or more.

OR.......

You invest one large sum once and for all and live off the dividend annually.

I said earlier that I can't invest in it because I know there are better alternatives out there to make money but I insist that the IPO is not nonsense for those who better understand the market and the company they're investing in.

So, what you will rather say is that most people are getting into something they have little knowledge about not attack the IPO itself.

In fact those wealthy ones might lose too but they understand that it is part of the game.

cr7lomo:
I wish I were with u directly to make u understand that he is actually right ...

You don't need to be with me to make your point. Put it out there and let's examine it together.

dmexy33:
The bulk of Dangote Refinery revenue comes from selling Refined crude i.e petrol.

Dangote can s3ll to any nation an make profit but you must remember that Oil is an International product, the price of a barrel of crude must be uniform across board safe for some slight differentials in pricing. Nevertheless, the major revenue generating stream is selling refined crude and shareholders will not make much profit if petrol price is stable or falling, For Dangote shareholders to be profitable, the price of CRUDE OIL must continue to skyrocket and as an import based economy, fuel is the lifeblood of our economy, as fuel prices rise, cost of living rise as well, goods and services become more expensive. So as Dangote Refinery shares produces more dividends, it will be offset by the high cost of living.
I said China has completely phased out petrol cars, all cars and motorcycles in China are electric, In the UK the use of fuel powered cars is a problem because there are certain areas you cannot enter and in some areas you pay a huge fine, America is gradually transitioning with Tesla beginning to gain widespread interest. In order to phase out petrol cars globally, petrol has to become unaffordable. Part of being a financial adviser is having the ability to FORCAST future events and I'm telling you right now that FUEL IS ON THE PATH OF BEING UNAFFORDABLE LEADING TO GLOBAL ENERGY CRISIS. You always seem to forget that crude oil in an international product. Dangote Refinery ipo will be profitable in the short term but whatever profits shareholders make will be taken from them by an economy with high cost of living.

Assuming I invested 50k during the IPO and after 3 years my 50k has earned dividends to the tune of 500k that is 10x gains, however the price of petrol at the pump is at 10k per liter, did I really make much progress?

I'm calling Nigerians olodo because they jump into things without thinking through it. They like popular culture and following the bandwagon .

Like I said, I don't wish to engage you anymore but I will do it this last time.

You keep repeating the same flawed narrative and dressing it up as financial wisdom.

1. On your claim that oil is an international product with uniform pricing and that shareholders can only make real money if crude keeps skyrocketing

Nobody disputes that crude oil is globally priced with minor differentials. What you conveniently ignore is that a refinery does not make its money solely from the absolute price of crude. It makes money from refining margins, the difference between the cost of crude and the selling price of the finished products.

Dangote Refinery is already selling petrol, diesel, jet fuel, LPG and petrochemicals both locally and internationally. Higher crude prices raise product prices, but the company still captures the margin.

Petrol is one of their major revenue stream but it is not the only thing being produced. They can easily diversify their revenue source and the reason petrol is the highest is because it is based on demand.

Modern refining plants are specifically engineered and optimized to maximize production of certain derivatives, some are optimized for Petrol while others are configured to prioritize diesel or jet fuel based on what is most profitable or requested by the market.

Your assertion that shareholders only profit when petrol becomes extremely expensive is simply not how refining economics work.


2. Your China claim is still wrong.

China has not “completely phased out petrol cars.” Electric vehicles are growing rapidly and have reduced petrol demand, but petrol and diesel vehicles are still on Chinese roads in large numbers. The same applies to the UK congestion charges and America’s gradual EV adoption.

China's Hainan plans to ban sales of fuel cars by 2030: https://www. chinadaily. com.cn/a/202607/14/WS6a55f6d4a310986e2b46535a.html

The above is a reputable news outlet announcing a plan by a major city in China to ban sales by 2030 not even the use of petrol cars.

Now quote your source on the outright ban.

Secondly, to phase out petrol cars, I don't understand your "unaffordable" that could eventually lead to a global energy crisis like you predicted.

But I know to discourage the use of petrol cars, government will either place an outright ban making it usage illegal or adopt a less strict approach by increasing tax and tariff to discourage citizens from using them. Those two measures can't lead to energy crisis.

3. On the cost of living argument:

There is still no automatic one-to-one relationship between Dangote Refinery’s share price or dividends and the cost of living for every Nigerian. Living costs are driven by exchange rates, fiscal policy, logistics, multiple taxes, and government decisions not solely by one company’s performance.

So, if you have a good government with solid economic plans to improve the welfare of Nigerians, the shareholder gains while that does not stops the economy from growth and development.

Infact if the refinery reduces Nigeria’s fuel import bill and earns foreign exchange, that is a net positive for the economy, not a curse.
Your 50k-to-500k example with petrol at 10k per litre is pure speculation designed to scare people.

You cannot invent extreme future prices and then declare that any investment gain is automatically wiped out. That is not forecasting; that is fear-mongering. Real financial analysis weighs actual refining margins, product mix, export potential, and the company’s expansion plans, not worst-case scare stories.

Your repeated claim that the only path to shareholder profit is an unaffordable fuel crisis is not supported by how modern refining actually operates and whether he released the shares to the general public or not, his refinery existed already so the IPO does not make much difference as it is less than 4% of the company valuation.


4. On calling Nigerians “olodo”:
You are free to criticise poor research or bandwagon investing. Many people do jump into IPOs without proper due diligence. That does not give you the right to brand an entire group of investors as fools simply because they chose to participate in a legitimate company offering. We've got institutional investors who partook in the exercise. Are you claiming they don't know what they are doing?

I'm done with ya!

untoldtruth:
84.34%? How? According to the last public records I saw, he barely owned 50% of it, how did it jump to 84.34%? Or is he buying shares of his own company ni? He could have bought off a few investors stakes before the IPO launch but hmmmmmm, this is why people mistrust this guy 👀👀👀👀👀

At which point in time did his ownership reduced to 50%?

I got my data from the IPO filling and it pegged it at 87.27% before the IPO was released to the general public. The IPO will reduced his shares to 84.34%.


Just like you point out there that you don't trust him, it is fine because many people has alleged that he is a beneficiary of government policies and lot more, which has greatly impacted his success. Example is the CBN role in the construction of the refinery.

I understand that and won't blame someone for holding such position, in fact I also acknowledge their position as true but what I won't do is to call other people olodo for choosing to invest in his company based on unfounded excuses just like the op has done.

dmexy33:
Every refinery is an integrated petrochemical complex meaning that as it refines for petro, there are other byproduct comes out before petrol which are useful in making other products like clothes, fertilizer, etc does dangote have the comparative advantage to delve into clothes or fertilizer production?

For Dangote refinery to make money, putting into consideration foreign exchange rates, the refinery makes more profit when the cost of fuel at the pumps go up. Let's assume the price of CRUDE OIL goes from $100 to $120 the refinery will buy crude oil from the FG/NNPC at $120, refine it and sell it at a more expensive price.

And there IS NO DOUBT THAT DANGOTE REFINERY IS USELESS AS FUEL IS BEING PHASED OUT GLOBALLY, many countries in the middle east are losing their refineries to war, same applies to RUSSIA/Ukraine, China has completed phased it out, UK & Europe and US are phasing it out gradually. The refinery will eventually become useless.

It's seems youare more angry that I am a BROKER AND FINTECH EXPERT 😂😂😂😂🤣🤣🤣🤣

Concerning your title, anybody can claim to be whatever but the fact is do you have what it takes to back up your claim?

My problem with you is your choice of word by calling others " Olodo"

I never claimed refining other derivates from crude oil to be Dangote's Comparative Advantage. If you could read between the line, you will understand that I'm trying to speak about the diversed revenue streams available to the refinery beyond petrol just like any other refineries in the world.

Secondly, Your point does not in anyway hold water because you're speaking as if Dangote refinery sells to only Nigerians. It's an international firm for crying out loud which means it can source for crude oil beyond Nigeria and sell it outside the shores of Nigeria while still making profit.

Moreover, the company is a major asset to Nigeria because it's a source of FOREX earning. It currently source 60% of its crude from Nigeria, refines it, then sell to the local market and overseas thereby attracting dollars into the economy which will also keep the exchange rate stabilized and strengthen the naira. So it is a blessing to Nigerians not a curse.

NNPC currently sells to Dangote in Naira under the naira-for-crude agreement so it shows you're divorced from reality. Every businesses is established to make a profit so why should Dangote become Santa Claus aka Nigerian Messiah?

If not for the refinery, do you know the kind of trouble Nigeria will have been considering the crises in the Middle East if we were still importing finished products?

The blame should be on your government to stop favouring the refinery "if such exists" and also incentivize other players to establish their own refineries so as to foster competition which will create a market where prices are driven by market forces.

Most of what I mentioned up there are Nigerians and their leaders' headache. As an investor, you are less concerned about that.

On your third point, You just keep making a mockery of yourself. I acknowledged that there is a massive push towards green and alternative energy across the globe but it won't happen overnight, it is a multi decade transition.

Those refineries closed down due to war in the middle East and co is a big advantage to Dangote based on the law of supply and demand. The Europe and The UK are recent market which the refinery is currently exploring.

I repeat Dangote is currently planning to open another refinery in East Africa. Are you telling me that he is blind from market realities or the numerous experts and investors backing him are not seeing the handwriting on the wall?

You said and I quote "China has completed phased it out" with reference to crude. Do you mean the same China currently been hit by the soaring oil prices too according to Al Jazeera and kpler or there is another China elsewhere?

I agrred that the demand for petrol has been weakened. That does not mean it has completely been phased out. They need other derivatives for aviation, heavy transport and other petrochemical allied industries.

I need to reiterate this once more, petrol contribute 42.5% to the company's revenue according to the IPO record. That means that the company has other source of revenue beyond petrol and I can tell you that they are prepared for a world where the world move beyond petrol.

On a final note because I won't keep engaging you anymore, if your concern is that many Nigerians investing did not do diligence research before investing, does not understand what they are investing in and they just jump on the wagon for fear of missing out, your concerns will be valid.

But portraying it as if Dangote is trying to see Nigerians as his escape plan from "an investment gone wrong" type shii or he is trying to operate something similar to a ponzi, is a wrong assertion.

Also, branding Nigerians who choose to invest or promote the company IPO as "olodo" Is too much of a statement to make.

You can have issues that are unclear to you or you disagree with, it fine to put it out there, engage in intellectual discussions on a forum like this rather than label the other party as ignorant on a matter you hold half baked knowledge about.

dmexy33:
He has sold the refinery to the Nigerian public

Dangote currently holds 84.34% of the refinery post IPO. How does that means that he has sold the refinery to Nigerians?

It seems you don't understand how this investing of a thing works.

He opened up his business because he needed money for expansion and growing of his company which is the reason most companies go public.

You should rather educate Nigerians who sees their investment as a get rich scheme and a means to get rich fast that it does not work that way.


Infact, they may experience losses which I don't pray for but that should be their investment philosophy.

Mr. Broker and Fintech Expert,

You just confidently spew gibberish up there and you even went ahead tagging people as olodo when it is so glaring that reverse is the case.

I did not and do not intend to buy shares in the Dangote Refinery for personal reasons. That does not mean those who choose to invest are gullible. But nonetheless I will give reasons why you're wrong.

1. On the claim that Dangote's investment is poorly timed because the world is moving away from petrol, Your point is flawed because it overlooks the fact that the Dangote Refinery is an integrated petrochemical complex, not a pure petrol plant.

In addition to gasoline, it produces jet fuel for aviation, LPG for households, asphalt for construction, and petrochemical feedstocks for plastics and other industries.

Do you think an experienced industrialist of Aliko Dangote’s track record won't consider market trends?

Global oil demand forecasts from OPEC, EIA, and others all point to continued demand or modest decline not outright phase out that you as an armchair expert just predicted.

2. Your submission that an increase in Dangote refinery share price will result to an increase in cost of living cannot be verified substantially because there is no direct, automatic link between the refinery’s share price and Nigerian living costs. Living costs are influenced by many factors such as exchange rates, fiscal policy, logistics, taxes, and global commodity prices.

It is the job of the government to protect its citizens from economic shocks that might result from global changes in oil prices through subsides and other economic measures as done in other countries.

The two variables do not correlate in any way.

3. That shows that you don't understand Nigerians enough to know that those content are just cruise.

concerning the nature of agreement, it is called passive investment and it is a standard passive equity ownership common worldwide.

it is allows the entrepreneur, management or controlling shareholder to execute strategy without excessive bureaucracy While giving investors access to the company financial benefits.

Investors in such companies trust the founders based on previous track records. Take for instance, investing in Elon Musk's SpaceX and Dangote refinery.


So, to cap it all, before you go about calling people olodo, ensure that you have sufficient knowledge on the matter because all I see is you publicly exposing your ignorance.

Thanks for your attention to this matter.

That shows you don't know the full story behind the incident.

The restaurant owner operates a medicinal herb chicken restaurant in rural Guangdong province, China.

A food blogger went to visit him and get to interview him on how he raised his chickens and get his traditional herbs.

The interview went viral and the man who only takes 10 tables per day had to attend to hundred of tables with crowd gathered from very early in the morning causing traffic gridlock.

He became exhausted, tried to dissuade people from coming by speaking bad about his food and also dropping negative reviews but the crowd didn't reduce.

Until the government intervened by reducing the daily order to 200+ tables per day and use the opportunity to promote other businesses too.


So, if you are to draw marketing lesson from that incident, it isn't about reverse psychology type shii.

The message is so clear, the common marketing principle that "make the best product and people will come" is still one of the greatest marketing strategy.

A good product will help you recruit advocates that will advertise for you and word-of-mouth marketing works wonder because of the underlying psychology stated below.

As humans we tends to rely on mental shortcuts to make decisions that is why we listen to authoritative figures (like the influencers in this case)

Also, we find safety in conforming with the tribe that explains the increase in the crowd.

I might sound too extreme but I've got to say this without an iota of apology.


Kindly ensure you give someone access to your nairaland account so he or she can announce your glorious exit after you've worked yourself to exhaustion for a brutal capitalist who only sees the dollar sign on your forehead.

All because you're afraid to quit because there's no job out there.

The time you've spent seeking sympathy here, you would have send a CV just as someone has said up there.

Better still, you can leave there today, send a message to your ex colleagues asking them to connect you and if you were true to your words about being hardworking, I'm sure someone will be willing to put you on.

Worst case scenario, you quit today, enter construction site tomorrow, you get your daily pay and a peace of mind as bonus.

You sent an email but there was no attachment. I mean the book was not attached to the email

Brian4real778@gmail.com
Thanks so much. Received with thanks

.....

Quote a verifiable and unbiased media company not one single individual that has taken a side in the conflict. Boko Haram released them just like they did to the Muslims among the Chibok girls right or other kidnapped victims.

Don't just accept every cock and bull story you read from the internet. You've got a brain to investigate not a dummy up there.

Quote a verifiable media or newspaper outlet in Nigeria.

Nextjs:
Again here this update

Can you please reread what you wrote there?

The fact that I called the name of Jesus before committing say rape for instance does that means Jesus supports rape or I'm portraying his teachings?

Nextjs:
Crimes are committed for several reasons.

It could be for personal reasons, economic gains, tribal or religious reasons.

Have u taken ur time to watch videos of their attacks and who do they call? Allah ku agba. That's their shout.

Survivors often say they hear Allah ku agba then chaos set in

Again survivors often say they are asked to renounce their fate and accept Islam


You can watch this

https://www.youtube.com/watch?v=0lcO0XOz0mg?si=GX5Q0wPRoe7Dv5zZ

I will keep saying it that you keep opening your mouth and exposing your ignorance.

I said Nikkah Mut'ah was abrogated not Nikkah. The Shiite you mentioned are a faction who are extreme in their understanding and interpretation of the Quran. So, when I mentioned the Muslim or Islam, I'm referring to Sunni Muslims.

I choose Islam because it conforms with humanity not the other way round.

If humans can sit, edit and rewrite a book acclaimed to be from God, then such God can't be all knowing.

The fact that Quran have not undergo any correction or any conference for editing, says a lot. All you need is to have a detailed knowledge of it before you utter a word regarding it which is so evident that you lack.


On the issue of the marriage between Aisha and Muhammed. I laughed and this clarify the reason why I said an argument with you is a waste of time.

I will point you to an article to clarify all the doubt you've got from an historical point of view.


https://en.wikipedia.org/wiki/Child_marriage


That article will cure you of your ignorance on this issue.

Edojoma:
Nikka was never abrogated, shiite practice it... They are Muslims, are verses are valid, just because u chose humanity first doesn't mean others do, so u chose to practice d verses dat are comfortable with u, dats how other Muslims practice others dey deem comfortable with as well...

And u can't touch d problem, dats d difference with Christianity. Jesus came and ended all u quoted in d Bible, yet dere is no place dat categorically claim in Islam dat those verses are invalid. Cos u can't review or edit d quran, since it was revealed directly to Mohammed by allah...

If u have d guts to do so, den claim n say right now dat Mohammed marrying a 9yr old n sleeping with her at 12 is crap... Can u give out ur 9yr old daughter in marriage

Say Mohammad at is wrong if u can, cos I no u exercise ur rational thinking as human, thus I believe u won't marry a 9yr old..

Just say right now dat wat Mohammad did was rubbish.... As a Muslim say it, u can't ...

I don't need to read beyond your first sentence to know the whole of your argument is not worth my time.

All religious practices must derive their legitimacy from the a sacred religion book they believe to be divine from which practices are established.

The fact that a lot of Nigerians all over the world are known for pushing drugs does not means it has a constitutional or moral backing in our society.

Secondly, we will rather advocate for the particular individuals be punished rather than stereotype a whole country for the crime of few.

Islam also advocate love in numerous texts which you and your biased media will intentionally ignore. Let me serve you some to educate you.

"None of you [truly] believes until he loves for his brother what he loves for himself," (Saheeh Bukhari)

"....whoever kills a soul unless for a soul or for corruption [done] in the land - it is as if he had slain mankind entirely. And whoever saves one - it is as if he had saved mankind entirely." Quran 5:23

I want you to note where it says "soul" and not "Muslim" because are souls are sacred before Allah and you only where necessary and with the backing of those in authorities.

Under Islamic law, those bandits and Boko Haram that claim to advocate for Shariah would be its first to be brought to book because their conduct is totally against the Shariah.

So you mean if I slap you now, you will turn the other cheek back to me?

Well, we both know how foolish that sounds.

Islam will tell you to take revenge and ensure you don't trespass. But if you forgiveness is the best option.

"If you punish, then punish with the like of that with which you were afflicted. But if you endure patiently, verily, it is better for the patient" Q42:40


The fact that few people choose to misinterpret the Qur'an to suit their whims and desires does not represent what Islam is.

I will also want you to know that most of the crimes happening in the name of Islam have political undertones. This has been well established by lot of American officials confessing live on camera to sponsoring terrorism.

Now give me those justifications, so we can both have a look at it.

I don't want to talk about the bible or the pastors or whatever.


Those things you listed there shows you lack understanding of what Islam is. I put it to you, What is Jihad and What is Shariah?

You just keep parroting whatever you heard online.

Do you know it part of Shariah to do good to your parents, establish family ties, be good to your neighbors and never consume each other's wealth unlawfully except in a lawful manner e.g trade?

And as for Nikkah Mut'ah, Sunni Muslims (i don't know if you will understand) are against it. It was once permissible but later abrogated.

There's nothing wrong with them only that you lack understanding of what it entails and rather than sit and learn from authentic sources, you choose to be blinded by your ignorance and desire to be woke.

That 90% you quoted now was from which source please? I'm educated and I don't entertain unsubstantiated proof. Quote a source to back it up and then you establish the accuracy of your source.

If you can't do that, I repeat you're better off putting down that lie you wrapped up there as a fact.

For each one of those claims you make, come up with the evidence as we Muslims back up our practices from the Qur'an. We don't take our practices from daddy GO or missioner or one founder.


You just displayed your ignorance once more. Surah means chapter and Tawbah means repentance. How does that correlate with the sword verse?

Those verses you quoted were taken out of context.

I will give you a brief context and I believe if you're sincere, you will understand but if you choose to be blinded by your hatred, then know all you spew there are lies.

Those verses were revealed to battles ongoing between the Muslims and the unbelievers then. After so much persecution, they were allowed to retaliate as found in the verse below:

"Permission [to fight] has been given to those who are being fought, because they were wronged. And indeed, Allah is competent to give them victory." Q22:39


For the last part, The verse was talking about Mahr (bridal dowry) not that definition you gave to it. This is the view I hold and other billions of muslims except for rare minority who have a distorted view of the Qur'an.


I won't dignify you with a response anymore because it shows you lack knowledge of what Islam entails. All you did was some copy and paste from some website some where. I'm better off ignoring you.

Edojoma:
Ur whole argument is void from d beginning, cos u don't even understand wat u r saying.. Religion is in practice not texts... Assuming Muslims are not killing people in Allah' s name, most people wouldn't know these verses exist, Islam in practice is a time bomb n not good for any society...

Mind u, d verses u quote from d old testament l, when Jesus came in d new testament, it all changed. It's no longer an eye for an eye, no longer d law of Moses, but just one

LOVE THY NEIGHBOR AS UR FATHER IN HEAVEN LOVED YOU...

TURN THE OTHE CHEEK WEN U ARE SLAPPED

NO GREATER LOVE A MAN HAS FOR HIS NEIGHBOR DAN TO LAY HIS LIFE DOWN FOR HIS NEIGHBOR....

That's y u don't see Christians go haywire like Muslims, cos there are no verses dat support killing, instead forgiveness...

That's y wen u c or hear a Christian or pastors commit atrocities, dey always say it's d devils work... But a Muslim will never say dat, cos dey have justification in d quran...

And a book (quran) dat is believed by muslims to be dictated by allah, directly to prophet Mohammad, n such it's content can't be altered, edited or revised, cos dey believe it's revealed by allah...

U c d problem now..

A religion dat believed in dat if someone leaves he should be killed, Jihad, sharia, nikka mutah(which I call prostitution), yizia, fatuas n all... U still here defending such in dis modern era....

A religion dat makes up 90% of terrorists in d world, yet u defend it.. a religion dat uphold itself above humanity, yet u believe it.. baba, u must be sick

A religion dat rapes, kill, behead, give out kids for marriage, makes women second class citizens, commits suicide, a religion believed to b above d constitution of any country dey reside... Dats madness

Surah At-Tawbah (9:5): Often referred to as the "Sword Verse," it states: "But once the Sacred Months have passed, kill the polytheists wherever you find them, capture them, besiege them, and lie in wait for them on every way.

Surah Al-Anfal (8:12): Describes divine intervention in battle: "I will cast terror into the hearts of those who disbelieve. So strike [them] upon the necks and strike from them every fingertip." 

Thanks be to God who says: "O Prophet, fight the infidels and the hypocrites and be harsh with them. Their abode is hell, and what an unfortunate fate ...

Surah An-Nisa 4:24
"So for whatever you enjoy (istamta'tum) of marriage from them, give them their due compensation as an obligation. And there is no blame upon you for what you mutually agree to beyond the obligation." (This is nikka mutah, temporary marriage in Islam,it can be for a hours, den u pay) Wats d difference with prostitution, cos both gets paid..

Let me end here.... If u wanna debate Islam, just let me know, so we arrange n bring facts from ur Quran n surah

Let's point out your selective hypocrisy.

From the first verse you wrote. Did you read where it says kill them wherever they fight you. That alone should point out the context in which the verse was revealed.

Secondly, just like you decide to turn a blind eye, I will help you point out the obvious. It was stated explicitly that when "in battle".


So, safe to say that your hatred led you to reject critical reasoning for blackmail.


Now help me explain the below verses

1. Now go and smite Amalek, and utterly destroy all that they have, and spare them not; but slay both man and woman, infant and suckling, ox and sheep, camel and ass. 1 Samuel 15:3 KJV

2. 10-15 Before you attack a town that is far from your land, offer peace to the people who live there. If they surrender and open their town gates, they will become your slaves. But if they reject your offer of peace and try to fight, surround their town and attack. Then, after the Lord helps you capture it, kill all the men. Take the women and children as slaves and keep the livestock and everything else of value.

16 Whenever you capture towns in the land the Lord your God is giving you, be sure to kill all the people and animals. 17 He has commanded you to completely wipe out the Hittites, the Amorites, the Canaanites, the Perizzites, the Hivites, and the Jebusites. 18 If you allow them to live, they will persuade you to worship their disgusting gods, and you will be unfaithful to the Lord. Deuteronomy 20



I think this is the best source of inspiration for bandits or what do you think?

Thanks so much for the enlightenment sir 🙏. This is an eye opener. In conclusion, the reward does not worth the risk.

webincomeplus:
Good afternoon, bro @OAkanni001.

Hmm. How do I even answer this question? OK. I'll provide the answer in short points.

1. Google has zero tolerance for blogs with AI-generated content. They'll kill the blog right from scratch. Even if it manages to escape their hammer by chance, that won't last long!

2. Other search engines like Bing are still quite friendly towards AI-generated content. But because those have a much smaller share of the search market than Google, getting decent traffic from them requires publishing hundreds to thousands of articles.

3. Google Adsense and other contextual ad networks have become stricter than ever when it comes to accepting new sites. Adsense particularly has gone crazier with their unclear requirements. Most others won't accept you if Adsense doesn't. And the likes of Journey by Mediavine never accept sites with AI content. Ezoic that used to be go-to alternative has now raised their minimum traffic requimement to 250,000 visits!

4. SEO-motivated blogging has taken a serious hit with the advent of AI overviews on search results. Your article can rank number 1 and still not get a single click because the AI overview has perfectly answered the user.

5. There might still be some hope, though. Google can still rank your new blog if you can write your articles manually with a lot of unique angles that aren't in other similar articles. If all you do is rewrite existing articles on the topic, Google can sniff that from a mile away! Also, if you can go into niches that AI cannot satisfactorily serve answers for, you'd be fine. But then, don't forget that Google updates can send you to the hospital. While Bing's traffic is far more stable, and their updates aren't as brutal, they'll yank your site off their index completely if they sense some foul play.

6. Summary, blogging in this AI era is like walking on egg shells after being warned not to break a single one!

Good Afternoon sir @webincomeplus

I just want to ask about niche blogging in this era of Artificial Intelligence Dominated Search and as well as the money making potential of the business.

SaaS for web

Revealpanda:
Are u building a SAAS for Web or mobile apps?

Thanks for the enlightenment.

Unbiased1:
The recent advancements in AI have made AI more expensive. AI agents now throttle even for paying customers. When AI writes code for you, it gets to the point where it stops (used up your session tokens) and tells you to wait for a few hours or even days before you can continue. AI is good, but it has gotten too expensive to rely fully on it. Your best bet is to learn to code, then merge your skills with AI for faster development.

Thanks so much sir. But, which programming languages will you advise I focus on?

Cybaghost:
Go and learn programming from scratch. You soon won’t even be able to afford the ai. Before a $20 OpenAI subscription was enough for me to build 3 apps with codex but now I pay over $100 monthly for same amount of work. In the next 6months AI won’t be ready cheap and available as it used to be because the companies giving you the AI are running at a loss each time you use their service. This is why Claude code had introduced a lot of restrictions and rate limits.

Also without programming knowledge you won’t even be able to effectively build and manage a good product. AI is good for starting new projects not managing a project( you need programming knowledge to effectively use ai on an existing project else you break the project) with existing data and thousands of users.

Thanks so much for the insight, I really appreciate. But starting out, which programming languages do I really need as there are a lot out there and I'm confused?

Revealpanda:
If you want to build a standard production ready software people would be willing to pay to use as a solo dev then you must learn software development the hard way.


Ai isn't even that good currently... We've been hearing Ai this Ai that, yet almost zero meaningful world class product built 100% by AI alone.... To be able to understand or debug whatever you've built with AI, u need to have some programming experience.


For now Ai is just a tool that makes the lives of people with development experience easier... As someone with experience, U can play around with it but building a world-class software u either need dev experience or a partnership with someone who does

Please, I'm not a dev but my dream is to become a solo developer who build SaaS products. Do you think with the recent advancement in AI, I don't need a programming background? If No, what are the necessary things I need to know and how long will it takes?

I've asked AI similar question got response but I need to seek professional clarification.

@Revealpanda @Cybaghost @davidaluu

Djdjdjddjdjdndndmddmdm