₦airaland Forum

ipex:
She confided in me last night that she is circumcised. I don't know the resultant effect of marrying such person.

Its called FGM, female genital mutilation.
Google it and read in details, then discuss it with her.

AllenSpencer:
Don’t let anybody lie you!

If you have saving and assets, sell it off and leave the country. Nigeria is heading nowhere.

I have a friend who sold all he has in Nigeria, and moved to the UK. He is currently changing diapers for adults and doing fine. Another one resigned from a bank in Nigeria and used all his assets and savings to Japa to US, hommie is currently lifting boxes at Amazon during the day and doing uber at night, and he is doing fine. You need to see their pictures on Facebook to confirm the big life they can afford.


You just need to be determined, in a space of 6 months , you should be able to recover all you sold in Nigeria.

You are absolutely correct...

Dude I will tell you from experience. US is the land of opportunities, just that most people wey Japa are not smart enough to grab these opportunities.
It took me just in my second year in the US to start making over $100k a year, grateful to God. gunning for $150k - $200k in my 3rd year.
I do HVAC... Heating, Ventilation and AC.
Insane career, right? Because it involves sales, so you double as a technician and a sales person.
Not here to brag, but I tell anybody who cares to know that you can make insane amount of money from this career, instead of those stressful jobs. It's commissioned, not hourly pay, you work less, I work like 26 hours a week, 4 days.
It's easy to learn, just be so smart and know how to talk 👄.
It's high in demand skill.
Opportunities are endless. Under 5 years, you achieve what most Nigerians can't achieve in their lifetime, together with living good life, wey be say na only billionaires can afford in Nigeria.

Noblemanonpoint:
You live abroad, so?
What are you even saying
Credit system need honesty

Every credit is determined using a credit score globally not "honesty".

E.g The U.S Govt utilizes the credit score to determine creditworthiness of the person.

The Nigerian BVN also has credit scores which you can easily get a report on through the credit Bureau, request and get your credit report in minutes.

As long as BVN has an accompanying Credit score report alongside it, the credit system already has a big foundation.

Read more.

Why are you making blind arguement?

So what builds credit score?
Answer me? Please

How is credit score built?

lionshare:
This submission is funny. You don't need honesty to run a credit system, but data. No lender will lend you significant credit without obtaining more than enough information that satisfies their risk assessment before doling out money. You think it's charity? As for the infrastructure deficit, insecurity, etc., it's already priced into the cost of borrowing, which is why it's cheaper to borrow in developed countries compared to ours.

Dude, honestly you are ignorant. Credit system is built on honesty. You as a visitor to the US today can't get a loan or credit card why?
They have to see your records that you are actually being honest, paying your bills and loans. Just like you said, that enough information that satisfies them simply is- have you been honest in paying in the past?
And if you default, they your credit score goes down, showing you are not to be trusted again.
I do sales, and sometimes, some of my clients fail financing, due to not paying their loans.
So, have you seen it now, it's all about being honest in paying your loans and bills, that's what credit score is based on.
I was once a business guy before I moved oversea.
I once supplied goods worth millions to customers in Maidugri and north east before the advent of Bokoharam, on credit. Insecurity displaced all these my customers and I lost huge money.
Did you know how many people that closed their business due to high cost of running them?
Or the naira depreciation? Where before Tinibu you could get 40 ft container, then now. You no fit get 20ft na groupage way. Lol
Imagine if you are an importer, took loan only to come back in a year that 10,million taken is now worth 1 million due to naira depreciation, how do you pay back?

Noblemanonpoint:
Why are Nigerians so pessimistic and ignorant?

A credit score system will help reduce poverty by a long way. In fact, its one of the main benefits if living abroad as long as you have a source of income.

Mortgages, car loans, etc. and you can spread the payment for years.
Imagine instead of paying excessive Lagos rent yearly, you actually get a house and pay it as mortgage for 30 years but it's becomes yours especially for people who cant save enough to buy a house. It's a brilliant move.

Everyone who has a bank account has BVN and your financial history is tracked with that.

Una problems be say, una go just open mouth waaa without actually thinking.
I live abroad, and i can tell you they have credit systems because they have enabling environment which nigeria doesn't have.
Most Nigerians are criminal by default, 90 percent will default.
There must honesty before credit system work, which Nigerians don't have. I talk from experience being a trader before.
Nigeria has no database, nobody can be traced. How do you recover the money?
Overseas where they have credit system, for individuals and businesses, they don't have the infrastructure deficeit, insecurity, and lack of power.
When will most of you guys become logical beings?
I have a BSc in Economics, before you implement any policy, it has to be peculiar to the environment, not because others are doing it.
And my point is, get the enabling environment in place first before introducing credit system, if not it will fail woefully.
I tell people, problems we have in Nigeria is common sense

LordBiden:
But I have never seen a rich mechanic.
Except for the abroad based ones.
And the trade is not for the weak.

Most successful people didn't meet a huge amount to start life. Skill, trade is good. I have seen lots of successful ones, built house, buy car and have family.
All you need is, start, save money, invest and keep investing, thats what makes one rich.

Sermwell:
I see both online and offline how people freak out at the sight of a celebrity. Some even go as far as rushing or grabbing them.

I have never been to any show, let alone wanting to go up stage to grab a celebrity. I saw how a young man was kicked by Burna Boy and I felt really disgusted because such nonsense can never happen to me.

Early last year, I was on the 6th floor at BUA Group headquarters in Victoria Island where I saw Tekno and Davido sitting down at the reception having a chat, I just greeted them and sat down. I also saw how every other person on that floor was minding their business and don't really give a damn about their presence.

When I told a cousin how I feel weird on how people go crazy at the sight of these celebrities, he said it's not normal but I strongly disagree with him. I even told him how some staff at BUA Group didn't give a damn about Davido"s presence, he insisted that they are not also normal.

Do you guys here share my views, or do you think it's not normal?

This answers your question dude. Mind you, it's an indebth study.

Peakdesign23:
Hmmm.... I don't know if this is good news or bad news.

It's one of his stupid and selfish gimmicks to bribe people and buy people off. Tinibu is just so stupidly selfish. Why does a man his age be this selfish knowing he is coming to the end of life?

No business can thrive in unconducive environment like Nigeria, where there is zero infrastructure, no steady power supply, and the insecurity is insane. Again, no streamlined single database for Nigerians? How do you track people when given fund?

Tell me how one or business can survive in this environment?

UncleAdeniran:
Italy based businesswoman indeed. We all know what Edo women do in Italy.

Not this expired old cargo. When onlyfans hot white models under 16 full everywhere. 😆

tunjijones:
You people always talk like foolish folks.

Is there anyone here on nairaland that can give you pple your Biafra?

Meet your politicians if you want Biafra.

You are a hungry bastard. What concerns me with your stupid comment

Dittodat:
Who the fvck is holding you back. Pack your shit and get the fvck out of my land. Move to your Biafuro and you will be left alone.
You cannot be all over Nigeria and be crying to be left alone.

People don't need to pack out, just like una run full oyinbo land.

Okpokpo09:
Talk to your Zoo representatives to let Biafra go. It is obvious that you are born to suffer and suffer you shall continue to suffer until you die

Most of you poor idiots always talk crap out of hunger and frustrations. Lol
Check my profile picture, dude, before you say crap. You frustrated bastard

Dittodat:
Just another IPOB retard.

He is Ipob and he is a retard. Why not let these Ipod retard go their separate way to form a retarded country of their own?
Says alot

Why is Nigeria so afraid to let the Biafrans go their way?

WriterNig:
Posted the link.

Abi u want make I post: Nothing wey this fowl no chop to survive as topic?

So fowls and birds sometimes swallow stones on purpose to help them digest foods since they don't chew their food. It's nature. The stones work as grinder in their gizzards.
Maybe the fowl found no stones available and they mistook the bolts for stones

Okay oo, if you say so. I no go argue your experience.
I have worked for big companies and working for a big company now. I talk from experience, having been rejected because they see my nigeria Bsc as a joke from a joke country...

Amalekki:
You are mixing things up and creating a debate that does not exist. You are obviously confused with most of the things you mentioned.

- Professional licenses and certifications are typically governed by state licensing boards and professional associations. These are totally different from university degrees/certificates. You can't practice in America even with American degrees unless you have those licenses in those specific fields. This has nothing to do with Nigerian certificate being rejected or unrecognized.
- For your HVAC, you only need High School Diploma or GED for your licensing journey. We are discussing UNIVERSITY GRADUATES here.
- I never said HR is a skilled job, that's a misunderstanding on your part. I only mentioned HR process. HR department handles employee hiring, job issues, promotion, termination etc in organizations. You don't sound like someone that has worked in corporate environment in America, I guess you are mainly self-employed. HR shouldn't be confusing if you work corporate in America. I only wrote "In the USA, there are no specific laws that dictate how HR teams must verify college certificates." That shouldn't be confusing.
- Yes, you can't practice as a Nurse, Doctor, Engineer with Nigerian degree. You have to go through the licensing part but your Nigerian degree gets you qualified for the licensing process. Mind you, even with American degree, you can't practice in those fields. They just qualify you for the licensing process.

Again, don't be in a hurry to respond. Try to read and understand then learn more so you don't sound ignorant. This is knowledge sharing about what exists, and it's clear you don't know about some things here and this should be an opportunity to learn more. If you are discussing HVAC here, I will keep quiet since I don't know much about it. However, you can't tell me what I know 100% is not true simply because you know nothing about it. You can't wake up and say there is no place called Salvador in Brazil simply because you are not aware of its existence. That is exactly what you are doing here.

Amalekki:
I live in Frisco, Texas.

Why would you limit the conversation to "strictly certificate based", is that a smart cop out? Job market is not restricted to Apple, Tesla, Meta, Google, Microsoft, AWS etc lol. Most of the jobs requiring a college degree would read "Education requirement: Bachelor's" or "Education requirement: Master's" with additional specifics like "degree must be in computer science, engineering or related". I know this from personal experience and I know the HR process during and after offer of employment.

It is surprising that this is new to you for someone living in Colorado. At least 15 of my close circle of friends/family do not have a single additional degree apart from what they got in Nigeria, and yes many others do including myself via company funding. Most of them do have professional certifications but almost all are on jobs with clear requirement for bachelor's or master's level education.

In the USA, there are no specific laws that dictate how HR teams must verify college certificates. They are generally based on individual company policies and industry practices with credentials verification. Job market could be very tough in the USA but easier in some states, you not getting a job may have absolutely nothing to do with your Nigerian certificate. You are not the only applicant.

I do HVAC, and I had to obtain EPA license part I, II, III, to be able to handle refrigerant.
Most American professional job require American licence, which your nigerian license won't get you the job,
Again, HR is not a skilled job that require license or degree. Anybody can be a HR without certificate. Most jobs in the US don't need certificate, even being a manager. Lol.
But once it's a professional skilled job, your nigerian cert or license wont get you that.
No nigerian nurse or doctor or lawyer or engineer can practice with their nigerian license in America.
Any job that you can do with your nigeria license, doesn't really need a license, just like you can't drive with your nigeria driver license. The company taking your license is just a mere formality based on your experience.

Amalekki:
Living in the US. How about you? Hearsay?

Check my profile.
Now tell me where you live in the US, and which company job was that, becasue I know for sure that no US company employs you with your Nigeria certificate if the job is strictly certificate based. Becasue nigeria has no database where anything can be verified. Besides, whatever knowledge you have from nigeria is outdated and archaic. You also need American license to do every professional job. Why do you think most professionals from Nigeria when they move to the States start doing Uber driver and jobs like that?
Although most jobs in the use don't need cert to get it, but if a job is strictly based on certificate no way you get that job with your nigeria certificate for sure.
By the way, I live in Superior, Colorado.

Amalekki:
Incorrect about US companies. You get a job in the USA with your Nigerian certificate and I am not talking about just one person's experience,

Are you living in the US or you are talking from hearsay?

Matheusmartin:
.
Then how come our doctors and nurses get jobs from these countries while still in nigeria

In the UK you can get a job with naija certs, especially in medical fields, but in the US, you can't get any job with your naija certs, even in medical fields, but US company can hire you with your naija cert to work remotely for them, while living in nigeria

Siberia01:
Lexus ES350 2013
Peugeot 508 2014-2017
Toyota Camry 2014 V6
Honda accord 2014

Fueling and maintenance wouldn't be an issue

The only way to make best decisions on these cars are, use their VIN numbers, check their histories, that will give you ideas which one to go for. All cars in good conditions are good. Unless if you are looking for efficiency and resell value.
But fortunately most cars sent to Nigeria can't be driven in America, only good for parts. They come naija put makeup on them, them come they shine.

Godwin4444:
which image are they trying to rebrand when chinedu n his brothers are already planning to carry drugs n will b caught n further dent d image

Na Igbos spoil Nigeria image pass outside n na dem cry pass

At least a minimum of 10 Igbos are caught everyday overseas for drugs n human trafficking

The same Chinedu and Igbos have been fighting to get away from your country so that they don't spoil una name, and only spoil their Biafra names, una no gree them.. lol
What an irony.
You say person bad, not good, that same person agreed and asked to be left alone, still you no want him to go.

Wow

Exousiang01:
She left the country when she was 7.
Some of these her stories are actually imagined.
We no even rate am for London at all.
make she dey her dey.

You and who rate am? Lol
Maybe you and your fellow Nigerians wey be ordinary immigrants.
The owner of the land rated her enough to make her the leader of their party.

Most Nigerians are not mentally sharp, both home and abroad.
Anytime anybody exposes the rot in the country una go begin bash the person.
Na so Davido talk everybody begin bash him.
Why can't you guys bash the moronic senile leaders that trashed your country.
Damn...
People have internet, without being told, they read how horrible of a place nigeria is.
If it pains the leaders, let them fix their damn country and nobody will have nothing bad to say

Emu4u2c:
Okay you have not been following up.. you just want to hate on the old Man.
Did you see where Farotimi was asked to prove his allegation or pay 50 million.. it's easy and under the jurisdiction in ekiti state laws your Farotimi is criminal..if a drunk man was to go the village square and announce your father as a pedophile , would you seek to correct the misinformation or you would let the drunk Man go so the whole villages thinks he is saying the truth that your dad is a pedophile...Come on people..Afe babalola has built a huge name for himself globally..so he shouldn't correct the anomaly this grievous libel would cost him?

You are unexposed.
Clear conscience fears no accusation.
Why ask 50 million if not that you care about money other than your reputation?
Worst has been said about people.
Again, Nigeria constitution supercedes freaking ekiti law.
Charge him to a court and not intimidate him, the law court will deal with him not harassing him with police and handcuff.

Emu4u2c:
You people seem to know more than Farotimi the lawyer...if he can't represent himself..then you should represent him since you know the law too

One problem with you lots in nigeria is, you all support evil when it's your enemy, not knowing that what goes around comes around.
Again, defamation doesn't warrant handcuffing anybody like a criminal nor arrest.
Charge him to court and let him appear in court.
What a cave world.

Vivianat:
Every sane person knows that Farotimi is in deepsheet except the online mobs

Because nigeria is just useless entity filled with backwardness.
Why treat Farotimi like a criminal?
If he defamed you, charge him to court and not arrest him and handcuff him like a criminal.
Afeebola or whatever he calls himself was just doing this because he has Tinibu's and APC backings.
At the court of law, defamation is debatable and Farotimi as a lawyers knows his boundaries

Tinibu is a freaking idiot who thinks lying is smartness....

Even the daura kunu guzzling riff raff is way better than him.

Now he constantly keeps lying that he is building Nigeria, ask the rascal what are those policies that he has in place? None, just borrowing and sharing rice
The worst president in the history of Nigeria

Sirmwill:
Sounds true.


But
Where is the proof?

The proof is, watch their f..cki g movies, starting from the storyline to quality of production to costumes to actors, everything is poor and wacky...
You might not understand until you watch Nigerian movies side by side with foreign ones.
Same goes to music, nobody freaking invests in themselves nor their career, rather they buy freaking properties that takes years to appreciate, instead of investing in creativity which is the new oil money and make billions the rest of their lives. Intellectual property is the best property, even when you are gone, your generations keep making billions from it
Most Nigeria are freaking slowpokes

EmptyGarden:
It happened in Turkey… now it’s happening in The UK before our eyes.

Same way it happened in Nigeria. Every freaking adult had an English middle name.
Karma is real.
UK invaded Africa and forced themselves on them....

RealGandalf:
Don't mind them. The same people that treated Jonathan very badly even though he concentrated on reengineering the north for the best.

They thought Buhari would cause diamonds to fall in the north like rain.

It was Buhari who set up Nigeria for this present m3ss.

I think Tinubu is trying to dust Nigeria as a country and rehabilitate it.

Not that his policies are out of place, but Nigerians are not feeling the impacts yet.

You called out the north, blamed buhari, but ended up sounding like those northern almajiris, then finally exalting Tinibu. Damn
Na tribalism go kill all of una finish for that country. Damn

Tinibu trying to rehabilitate Nigeria, how?
What are those his policies that will revive Nigeria?
The scammed subsidy removal or his borrowing trillions everyday with nothing to show for it? Or lying that PH refinery is working? Or going to every world conference to make a fool of himself by begging that he needs money to give Nigeria kids 1 egg a day and 1 sandwich
Waht are those policies? Whereas he is buying billions of dollar what of cars, jet, yatch, renovating houses
The buhari you blamed is 1 million times better than tinibu.
Are you guys normal at all, or does it mean you don't have a working brain?

pryme:
This is the fastest way for me to loose an erection.
These waist beads make them look like vessels some entity.

Then your erection hasn't met hugely endowed girl. Lol.
If them like make them write HIV for her body, your erection will not gree for anybody..

PressMyButton:
When a man's ways pleases the Lord, he makes even his enemies to be at peace with him.


After God, na Tinubu 💪 God bless Nigeria

This shows these tribal bigots that igbos are smart, don't play tribal politics. They have always supported policies, persons, government that means well for nigeria, whether from Yoruba, Housa or South South.
When they criticise a govt or castigate a policy, it's not because they hate the individual running the show, it shows that the policies or govt or leader is not only stupid, but also harmful to nigeria...
Although, I don't know much about this tax policies, but from what I hear, if it has to make each state/region make their IGR and pay some to the federal, then, kudos to Tinibu, although Tinibu lies alot and plays politics with everything, hence he can't be trusted.

But aside this, all his policies are embedded in either stupidity, corruption or lies.