₦airaland Forum

kpiper2473:
@giselle237. Asking for a friend. If you claimed you are employed and also own your own business in your previous application. Can you phase out the " owning your own business" part in your next application.
Explaining business transactions and earnings has been landed him 2 refusals in the last 18 months. Please advise. Thanks

I am employed and also owned a business, I got a refusal in my first application and the second I got an approval.
He shouldn't phase out owning a business, he should ensure his business is active on the CAC platform, all his business dealings Sales and purchase invoices should be intact.
And also he should address the refusal reasons with evidence.
Lastly his Salary account and business account should be different.

BruceXavier:
Yes you can, however if you're a first timer, you're likely to face additional scrutiny at the border and stand the risk of being sent back if your story doesnt add up

Okay, thanks

Debbieeeeeee:
Why do you want to book a ticket for more than two months? I'm sure that if you included this duration in your visa application, they would never have issued it. Are you planning to travel for tourism for more than two months?
Yes, you can carry food items when travelling in GhanamustGo bag.
Pray that you encounter a UKVI officer at the border who doesn't check your ticket or its duration. If you book such a ticket, you may have a difficult time at the border, especially as a first-time traveler to the United Kingdom.

Noted, thanks

Good day house, please I need clarification,
firstly can I book a ticket and the duration is 2 months plus?
Secondly can i carry foodstuffs in Ghana must go?
Please kindly help a first timer.

Good morning everyone, please I need help on how to get cheap ticket, the prices I am seeing hmm

[quote author=pufframmy post=136314454]congratulation

can you share what change

First reason they gave was I said I spend 120,000 monthly and 8 have a debit of 1M.
Second was that they are not sure if my friend and I are still in constant communication and she may not be there for me when I visit.
So in my new application I added invoice for the 1M and WhatsApp voice and calls from April 2024 to June 2025.
Documents added:
Savings account statement from 1st of Dec to 2nd of July
Salary account: 2 months + statement
CAC documents
Consent letter from Hubby
Marriage certificate
Children birth certificate
Family pictures
Sales and purchase invoices
My 2 kids admission letters
Work place introduction letter
Appointment letter
Last promotion
Payslips
Cover letter .
Why my salary account was 2 months+ was that I changed my mind of waiting till next year to reapply so I removed huge sum few days later my UK friend told me that I shouldn't leave till next year to reapply and that she will pay the application fee, so I put the money back into the account immediately that was in April and printed the statement on July 2nd.
I was scared of the 2 months + Salary Statement but Baba God did it.

VISA ALERT
I got a refusal on February 19
Re-applied and did Biometric on July 10
Collection mail on July 29.
My sister picked it up today
God did it.
Thanks to the gurus in the house.

jmoore:
Yes, you can pay at their centre.

You will pay higher, it happened to me I wanted to pay at the centre they told me #56,000.

Happy Easter Sunday
Pls Gurus in the house, can monthly upkeep for family and wife pay into account from husband stands also as other income?

xeexee7:
VISA ALERT!

1st Biometrics: Jan 15th 2025
Refusal Mail: Jan 30th 2025

2nd Biometrics: Feb 12th 2025
Collection mail: March 5th 2025
In-person pickup: March 6th 2025

Congratulations, Please kindly share what you did differently after the Refusal.

giselle237
Unfortunately been salaried and also self employed at same time are quite tricky for visa applications. If you want to be considered on both, I am unsure if you provided full documentation for both- providing business account in isolation does not guarantee that this business automatically got considered as a source of income.
It is not about ‘saying’ something … it is about proofs…
What about this business did you prove?
ECO clearly spoke about only salary earning. Unfortunately I do not see how you want to reapply without doing your own homework first and arranging the economic circumstances you are presenting.

Government establishments Salaries are very low, u combine side hustles with the job to meet up with responsibilities.
The business was registered in 2020 and co-owned by my hubby and I, is also active in CAC.
I added sales receipts but didn't add bought receipts.

What were you buying and selling that resulted to large deposits and withdrawals shown in your savings/business account and why couldn't you provide receipts to prove this?
I sell woods, I have a registered company co- owned by my hubby and i and is active in CAC. I added receipts for sale but didn't add receipts for buying, my bad.

[quote author=sanyaolurilwan post=134221486]You'll have to explain all sir.

Between: which date did you do your biometrics?

5th February

@giselle237
I submitted two accounts, one is my Salary and the other is my savings/ business account, the account stated in the refusal is my savings/ business account, i have large deposits and large withdrawals for buying and selling on this account which was clearly stated in the cover letter, my salary account doesn't have other deposits except my monthly payments.

Good day Gurus in the house, pls how soon can I reapply to address the reasons for refusal?

REASONS FOR REFUSAL NRA v 1.0
You have applied for a visa to visit the UK.
In deciding whether you meet the requirements of Appendix V: of the Immigration Rules for
visitors (https://www.gov.uk/guidance/immigration-rules/immigration-rules-appendix-v-visitor-
rules), I have considered:
• your application
• your immigration history
The decision
I have refused your application for a visit visa because I am not satisfied that you meet the
requirements of paragraph(s) V4.2 to V4.6 of Appendix V: Immigration Rules for Visitors
because:
• You state you are travelling to the UK for 9 days for tourism and visiting friends.
• You state you are employed earning 339542.00 NGN (178.37 GBP) each month. you state
you spend 120000.00 NGN (63.04 GBP) each month. In support of your application, you
have provided a bank statement for account ending in 5716. I note a debit of 1000000
NGN (525.33 GBP) on 03/12/2024. This single debit is significantly higher than your total
stated monthly expenditure. In the absence of further information, I am not satisfied that
you have provided a true reflection of your circumstances in your home country. This
damages the credibility of your application.
• Additionally, you state you will be staying with a friend at her accommodation for the
duration of your visit. I acknowledge the letter of invitation and photographs you have
provided in support of this. However, I note this does not demonstrate the stated
relationship you have with your sponsor. You have not demonstrated that you have
regularly kept in touch and have subsisting relationship. As such, I am not satisfied you
have a genuine personal relationship with your sponsor, and they will provide the stated
support during your visit. This also damages the credibility of your application leading me
to doubt your intentions to travel are as stated.
• The factors mentioned above have not been taken in isolation but considered collectively.
They damage the overall credibility of your application, leading me to doubt your intentions
in seeking to visit the UK for the limited period and purpose stated. From the information
on your application form and the documents you have submitted, I am not satisfied that
you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor.
Your application is therefore refused under paragraph V4.2 (a) and (c) of the Immigration
Rules.
• Additionally, I am not satisfied that you have a genuine professional or personal
relationship with your sponsor. Furthermore, I am not satisfied that they can and will
provide you with support for the intended duration of your stay. Your application is
therefore refused under paragraph V 4.3 (a) and (c) of the Immigration Rules.
• Rate of exchange 1 GBP = 1901.78 NGN (as on www.oanda.com 19/02

Thanks for the advice, but I have other big sum withdrawals too, should I explain all?
@sanyaolurilwan

Good morning, Just got a refusal, I stated 10days visit and also I submitted 2 accounts, one is salary act and the other is savings/business account, buying and selling is from this account which was stated in my cover letter but one of the reason i was refused was a debit of 1M which i used to buy what am selling. The spending I stated was from my salary account. Please I need advice

REASONS FOR REFUSAL NRA v 1.0
You have applied for a visa to visit the UK.
In deciding whether you meet the requirements of Appendix V: of the Immigration Rules for
visitors (https://www.gov.uk/guidance/immigration-rules/immigration-rules-appendix-v-visitor-
rules), I have considered:
• your application
• your immigration history
The decision
I have refused your application for a visit visa because I am not satisfied that you meet the
requirements of paragraph(s) V4.2 to V4.6 of Appendix V: Immigration Rules for Visitors
because:
• You state you are travelling to the UK for 9 days for tourism and visiting friends.
• You state you are employed earning 339542.00 NGN (178.37 GBP) each month. you state
you spend 120000.00 NGN (63.04 GBP) each month. In support of your application, you
have provided a bank statement for account ending in 5716. I note a debit of 1000000
NGN (525.33 GBP) on 03/12/2024. This single debit is significantly higher than your total
stated monthly expenditure. In the absence of further information, I am not satisfied that
you have provided a true reflection of your circumstances in your home country. This
damages the credibility of your application.
• Additionally, you state you will be staying with a friend at her accommodation for the
duration of your visit. I acknowledge the letter of invitation and photographs you have
provided in support of this. However, I note this does not demonstrate the stated
relationship you have with your sponsor. You have not demonstrated that you have
regularly kept in touch and have subsisting relationship. As such, I am not satisfied you
have a genuine personal relationship with your sponsor, and they will provide the stated
support during your visit. This also damages the credibility of your application leading me
to doubt your intentions to travel are as stated.
• The factors mentioned above have not been taken in isolation but considered collectively.
They damage the overall credibility of your application, leading me to doubt your intentions
in seeking to visit the UK for the limited period and purpose stated. From the information
on your application form and the documents you have submitted, I am not satisfied that
you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor.
Your application is therefore refused under paragraph V4.2 (a) and (c) of the Immigration
Rules.
• Additionally, I am not satisfied that you have a genuine professional or personal
relationship with your sponsor. Furthermore, I am not satisfied that they can and will
provide you with support for the intended duration of your stay. Your application is
therefore refused under paragraph V 4.3 (a) and (c) of the Immigration Rules.
• Rate of exchange 1 GBP = 1901.78 NGN (as on www.oanda.com 19/02/202