sotall:


If your hard drive is bad, you will need to purchase another hard drive and reload a new operating system.
Then recover your files from your bad hard drive.

pls can u give me the price of 500GB of sata hard drive new and tokunbo

RIP MAMA

kudos OP but there are other things like the Scale used, coordinates of any of the pillar must be quoted

nice report

After 12years of missing and yet the government didn't give up in finding out the mystery behind their death. kudos to them, wat a lesson for our leaders on the need to value the soul of every citizens. RIP to the dead in my country as a result of negligence on the part of government

call or chat me on the
check my signature

can u help with the tuition fees per session, cost of living and can u help wit d list of engineering/environmental postgraduate course

congrats to PCM Stream II

is very good and welcome

my system refuses to boot to window level, only show blue screen den restart. pls have try to repair but no way. I dont want to format it becos of my documents/files. I was told d hard drive is gone. wat shld I do

I think d wages/salary of workers as minimum wages need to be review as urgent and d politicians should be look into as well

educative n informative. op, kudos

We pray so, Enough of talking we need to see it

How true is it. let's wait and see

what an Eye-opener, kudos OP

which side are u in kaduna

well compose. kudos

massive indeed. congrats to applicants

lovely piece

check my signature

KingsleyAni1993:

You want to buy a land in Nigeria, and the reason is simply because of the fact that you have acquired the money. It is marvelous, really, because land is the best piece of investment a person can chuck his money into. Land, unlike other investment, can only appreciate in value over the years; it can never depreciate. Its value only goes up, not down.

NB: this is a very long post about the entirety of what you need to know about making land purchases in Nigeria, so be warned that you might stay on this page longer than you think.

However, before you rush off to make that purchase of the land and transfer all your life savings into the account of a total stranger all simply because of the fact that he told you that he is the legal owner of the land, there are certain factors you have to check in before you pay. It is called Legal Due Diligence. If you do not conduct your Due Diligence, you may succeed in buying the land, but you will definitely suffer for it in the years to come.

[b]The Need for Legal Due Diligence in Land Transactions.

[/b]Many people think that they can play smart and pull of a land transaction without contracting the services of a certified professional in the field to handle certain matters for them. Well, they are wrong.
When trying to delve into a land transaction, the purchaser should endeavor to contract the services of these two sets of individuals:

1 A legal practitioner
2 An estate surveyor/ valuer

A legal practitioner, if and when consulted in a land purchase transaction, is the one responsible for conducting the legal due diligence on the land the purchaser intends to purchase. He is the person that will look into certain matters pertaining to the land:

He is the one to request for the epitome and abstract of title from the vendor

He is the one to check for patent and latent defects on the land

He is the one to check court records, probate registry records, conduct land registry search, amongst others, and then prepare the search report in which he will give his client either the go-ahead to purchase the land or the advise to keep his money

He is the one to help negotiate the terms of payment for the land (if the purchaser is buying from estate agents, he can negotiate for a payment scheme to be followed which will be favorable to the means of the client)

He is the person to check out a lot of details about the land which the purchaser may have absolutely no knowledge of prior to entering into the transaction

Lastly, he is the person to prepare the Deed of Assignment; and this is because the law authorizes only a legal practitioner to be the person to prepare a Deed of Assignment and frank same. No other person can prepare a Deed of Assignment to effect transfer of ownership in a land from vendor to purchaser, so you see why you have to sign on the services of a legal practitioner?

[b]Reasons to conduct Due Diligence in Land transactions in Nigeria

[/b]There are several reasons why a prospective buyer of land should undertake due diligence in respect of the property he wants to purchase.

These reasons are underlisted below:

It will reveal the true owner of the property in question. This is essential because of the fact that several persons can easily pose as the true owners of a property whereas they are merely fronts looking to rip purchasers off their money. If the prospective purchaser undertakes due diligence, then he can easily detect this. NB; it is better to have the lawyer do this because he knows the necessary questions to ask and the documents to demand for which the purchaser ordinarily would have no inkling of.

It will help the purchase to detect the physical defects in the property he wants to purchase from an estate agent or land owner.

It will help the purchaser the to detect/uncover hidden fees and taxes which remain unpaid. Please note that certain rates and land use charges run with the land and not with the occupant of the land. In other words, if there are taxes, rates, land use charges that remain unpaid as at the time of the intended purchase of the land and the land is eventually purchased, the new owner will have to pay it. But if he undertook due diligence, then he would have taken note of these unpaid rates and possibly worked out an arrangement with the vendor to deduct same from the purchase price. If he didn’t . . . well, he will still have to pay them. It is not the government’s business that the rates were left unpaid by the previous owner of the property.

[b]How to Conduct Due Diligence for a land purchase in Nigeria

[[/b]b]1.Request for the owners documents: [/b]This is generally the first step. Your lawyer can request for the epitome and abstract of title of the vendor which will have to be in chronological order and date back at least a period of forty years from the time of the proposed transaction. These documents are:

a)The certificate of occupancy (where applicable; if the land is an urban area)
b)Deed of Assignment
c)Power of Attorney (especially if the vendor is not the main owner of the land eg, family land)
d)Owner’s receipts
e)Vendor’s tax clearance certificates dating back a period of at least three years from the date of the transaction

NB: please consult a property lawyer for this. I know that many people think that they can do a lot of these themselves. In the short run, you can; in the long run, you will end up running into a hell lot of trouble for your efforts and then you will wish you had used a lawyer in the first place.

2. [b]undertake a physical inspection of the land. [/b]Estate agents can use very nice digital cameras to show you stunning shots of the land you want to purchase. However, in some cases, the reality may be a far cry from what you saw. So, before you commit yourself financially to purchasing any piece of land, make sure you go to the land and physically inspect it yourself or send a trusted associate/representative to do same for you.

[b]3. check the zoning and town planning laws of the location where you are purchasing the land. [/b]I cannot begin to stress this enough. Please have your lawyer look over the town planning laws of the area you want to purchase land from. This will save you a lot of trouble and help you avoid pitfalls like building an industry in an area designated for residential purchases only; building a four-story building in an area where the planning permits you to erect structures not above two stories. Or buying land already designated for building a road; buying land which is superimposed over a proposed waterway. The list is endless. Like they say, the windmills of the gods grinds slowly but surely. So you might buy and build, but one day the government will come and then you will pay the costly price. Then you will watch your structure demolished or have to pay hefty bribes to corrupt government officials in order for them to turn a blind eye to your ‘illegal’ structure.

[b]4. ESTATE VALUATION. [/b]In the preceding paragraphs I stressed that you also need an estate valuer/surveyor in a land transaction. This is where they come in. Engage the services of an estate valuer to value the market value of the land you want to purchase. The price of a piece of land in Banana Island will never be the same with that of a land situated at Isheri even if they are of the same exact dimensions. So, it will save you a lot of costs to find out the market value of the land you want to purchase in case you might want to sell the same in the not-so-distant future or use same as collateral for a mortgage loan. Then you will find out that the land is priced at a considerably lower price than you had originally bought.

The estate surveyor is the one to check if the land is properly in a grid and properly marked out. Ever encountered a scenario where you see road construction workers marking a particular section of a building to be torn down because it lies directly in the path where they want to build a road? Yes, ouch. Goes to show that some people really do not value their money before building. You need the services of an estate surveyor too just like you need that of a lawyer.

Finally, after you complete the transaction, you make sure that you collect all the necessary documents from the vendor; the documents to be collected are the original copies, not photocopies.

Like I always say, when in doubt, ask questions. In this case, consult your lawyer.

Ciao.

[b][/b]Written by Kingsley Ugochukwu Ani L.P.

[url]anikingsleyugochukwu.[/url]

@ OP, informative but there is a miss up and omission of the land professional (land survryor) itself in land matters.

Land surveyor help

)1) conduct land search at d registry
2. confirm size of the land
3. carefully check d coordinates xyz
4. check d documents information e.g survey plan, c of o
5. communicate the vendor on your behalf bout the price
6. concealed the transaction perfectly
7. carry out a new survey and record copy for u


contact my signature for more on lands and landed properties

God bless Nigeria, we shall soon get there some day

tanks op

how much

Go into real estate development. check my signature

visit owo, ondo state at op check d date in ur write up

OP do u tink dis requirements are obtainable and practicable in this country or just for those who know no man. looking at d filling station in Nigeria majority are no where to be found. what a Shame

OP do u tink dis requirements are obtainable and practicable in this country or just for those who know no man. looking at d filling station in Nigeria majority are no where to be found. what a Shane

OP do u tink dis requirements are obtainable and practicable in this country or just for those who know man. looking at d filling station in Nigeria majority are no where to be found. what a shame