₦airaland Forum

Namaster:
NEVER liked Tinubu but always thought he was a political SAVANT.

But declaring a SoE in Rivers was a BIG mistake.
It's downright RETTTARDED.

His base in the North has been FRACTURED.
S-Easterners HATE his guts.
He LOST Lagos and Osun state last time.

The S-Southerners were wishy-washy and supported anybody and everybody.

But his actions TODAY will succeed in UNITING the SS against him.

He's putting soldiers in the SECOND-LARGEST economy in Nigeria and the most POWERFUL and POPULOUS state in the South-South.

It's STUPID!

Especially when you consider the fact that Nigerian Soldiers are a bunch of INCOMPETENT and MALICIOUS ghouls with a hard-on for DEFENSELESS civilians.

They'll HARASS and KILL innocent people and the South-South will NEVER forget that.

Meantime, the SW stands ALONE.
The Yorubas have NO allies.

Tinubu is a MONUMENTAL disaster!

GeneralDae:
Seplat hits N1.65trn revenue in FY’24 as PBT reaches N561.4bn

Seplat Energy Plc has released its audited results for the year ended December 31, 2024. The results at the Nigerian Exchange Limited (NGX) shows Seplat reported revenue of $1.116 billion....

Lukgaf:
According to the counting of the Nigerian Supreme Council for Islamic Affairs (NSCIA), today marks the 29th of Sha’aban, 1446 AH. This means that Ramadan will begin either tomorrow or the next day, depending on the sighting of the moon.

As Muslims in Nigeria, we must take guidance from our recognized leadership. The NSCIA, under the Sultan of Sokoto, is our reference point. There is no Hausa moon, no Fulani moon. Islam unites us beyond ethnicity. Let us wait for the official announcement before we begin our fast, as unity in worship is a key principle in our Deen.

Ramadan is a blessed month, a time of immense mercy and reward. Let us make the most of it by:

- Reciting and reflecting on the Qur’an
- Increasing our acts of worship, including Nafl prayers and Qiyaam al-Layl
- Attending Tafseer sessions to deepen our understanding of Islam
- Giving generously in Sadaqah to those in need
- Strengthening our connection with Allah through Dhikr and sincere Du'a
- Seeking forgiveness and purifying our hearts from grudges and sins

May Allah grant us the ability to fast with sincerity, in good health, and with a strong Imaan. May He accept out worship, forgive our shortcomings, and make us among those who attain His mercy and Jannah.

Ameen.

press9jatv:
If wike is moving in impeaching Rivers State Governor, Fubara, he will failed woefully on that. You want war in Rivers State and Wike and his family will be the first casualties

ositadima1:
Where is Streetinvestor2? We warned you guys to be cautious when buying Oando earlier this week—my technical analysis gave me clues. Personally, I’m in it, and I bought at a higher price. But it will recover as those who bought at even higher prices average down. After that, I’m not sure what will happen. Oando will need to come up with some good news.

No be by gra gra oo, na surgical operation we dey do here o.

Just make sure to buy the fall

Rubyjade:
I have over ₦400,000

What's the best stock to buy? I would really appreciate recommendations.
I will do my own due diligence

Thank you for your anticipated response.

1phone:
Background: I was employed 2-month ago and the job was a full time job. It's more of inventory in a luxury firm. It's a one- man business operated by husband and wife.

I was given a responsibility of handling the inventory aspect which I will submit on an Excel format(which must include all pictures of the stock keeping unit of above 1000) I took my time to study the process and counted every stock and submitted. The company/shop did not have any primary data before now.

Towards mid January, while still on the excel, the wife brought one software which she said she want to use for sale and that I should continue uploading the items. I suspended the Excel and continued with the software. Her culture before now which I got from old staff was to use inventory officer to count her stock and sack them at the end of 3--month and she always get away with that since no appointments letter until end of 3month.

The wife now insist on not paying me January salary with flimsy excuses of not getting my report on time . Is that a valid reason? What should be the next line of action for me now that I don't have a letter of appointment?

essentialone:
Chams Holding Company Plc (Chams Holdco) has announced its unaudited consolidated and separate financial statements for the fiscal year ended December 31, 2024, which have been submitted to the Nigerian Exchange Group (NGX). Despite macroeconomic challenges, including foreign exchange volatility and fiscal policy shifts, Chams Holdco demonstrated remarkable resilience, achieving outstanding financial growth.
The Group recorded a profit of ₦1.2 billion, reflecting an impressive 218% increase compared to ₦408 million in the corresponding period of 2023. This substantial growth highlights the company's strategic execution, increased profitability, and commitment to delivering value to shareholders.
Revenue Growth & Profitability
Chams Holdco continued its positive revenue trajectory, reporting a 39% increase in total revenue, which rose from₦10.46 billion in 2023 to 14.51 billion in 2024. This growth underscores the Group’s ability to navigate economic headwinds and sustain its market leadership.
Despite a significant provision for outstanding receivables, profit surged to ₦1.2 billion, a substantial leap from ₦408 million in 2023. The company’s robust Financial Position and efficient cost management further reinforced its financial stability.
Key Financial Highlights
Operational Excellence & Industry Leadership
Chams Holdco remains a dominant player in Nigeria’s technological and innovative solutions industry, with strong performance across key financial metrics:
1) Return on Average Equity (ROAE): 11.8%
2) Return on Average Assets (ROAA): 6.0%
3) Cost-to-Income Ratio (CIR): 52%
Outlook for 2025
With a strong financial position and an unwavering focus on innovation, Chams Holdco is well-positioned to sustain its growth momentum. The company remains committed to leveraging technology, expanding its service offerings, and driving long-term value for its stakeholders.
About Chams Holdco
Chams Holding Company Plc is a leading Nigerian technology-driven company specializing in digital identity, payments, and e-commerce solutions. With a legacy spanning over three decades, the Group continues to pioneer innovative solutions that drive financial inclusion and digital transformation.
For media inquiries, please contact:
Chams Holdco Brands and Communications Team
Email: brands@chams.com
Website: www.chamsplc.com

franchasofficia:
SadAfricans had it coming.

People that support Hamas terrorists.

Elusive001:
How has the $5.7t una claim improved the country? Has it stopped borrowing? Has it improved other anything except the pocket of your god?

CodeTemplar:
Islam.

givedemwotowoto:
These conflicts are unending but preventable. Nigerian leaders should do the needful and save the country from imminent collapse. When the people are no longer afraid to die, it’s all over!

mikeapollo:
The qualifyng date has not been fixed, so you can buy tomorrow and benefit.
But make sure you buy before or latest the board meeting date of 30 January, to be very sure.

nosa2:
Why are you people in such a rush to sell? Unless you need the cash, you shouldn't be looking to sell Access at anything below N90.

Even that N90 is based on current valuations. If results come out and the valuation changes then that number should change accordingly. Don't get excited and leave the real money on the table

nosa2:
Unless you needed the money, you should have held on.

At current price, book value for Access bank is 92.87

Price to book ratio is 0.3

Forward p.e is 1.68.

Once again, I think you sold way too early.

Make investment decisions based on valuations not price.

nosa2:
Unless you needed the money, you should have held on.

At current price, book value for Access bank is 92.87

Price to book ratio is 0.3

Forward p.e is 1.68.

If the thing reach 50 peken, I don Dey do detty January be that

Once again, I think you sold way too early.

Make investment decisions based on valuations not price.

Sunrisepebble:
Patience is always rewarded. I was getting frustrated with my Access but held on

toyeoye:
ACCESSCORP ₦ 25.3
JAPAULGOLD ₦ 2.29

Monitor easily on https://stockbubbles.com.ng/

yarimo:
How can she lost her way on another person roof what took her there or in Ogun state people now Walk on roof ?

Kingpele:
money that will be looted ....this how minister of finance claimed to have saved 27billion naira from subsidy removal but when asked by national Assembly to explain how the money was spent...he requested closed door meeting away from public scrutiny....

Dogalmighty17:
The questions EFCC needs to answer
1. Was there a directive last year from the commissions headquarters banning mid night raids by the agents of the commission? If there was why were its operatives engaged in such an operation again in clear disregard of a directive that the EFCC had publicly and widely made available?

2. Did its officers break down the door of the medical doctor so as to gain forceful entry into his apartment or not?

3. Was a warrant at anytime issued for the medical doctors arrest? Was he invited to the commissions office? The EFCC extends invitations to political office holders from time to time and a number of them have ignored such invitations. Does the EFCC go about breaking down their doors to enforce arrest? Yahaya Bello comes to mind. He ignored EFCC's invitation for months endlessly. Why was there no commando-like operation to arrest him at any time?

4. If reasonable ground exists to suspect someone of a financial crime, did the EFCC go to a judge to get a warrant? Or is the organisation so lacking in competence that it can't properly mount surveillance on a target and have that target arrested in day time? Why must barging into peoples homes at night be the default method the commission prefers?

The EFCC has lost public support and it will be hard-pressed to find anyone sympathetic to its position on this matter.

honestivo:
But there's no light

SpaceX:
UPDATE

Following the current investigation on my financial billion dollar portfolio by the international authority, I have been under house arrest for over one week now, it's been the worst days of my life. I haven't been able to access the internet for days up till now as the phone I'm using belongs to one of the service cooks assigned to the house am living.

Since I joined this prestigious community filled with exceptional mind-blowing world best traders that I have come across through this community, my portfolio have quadruple to a greater heights.

The brilliant minds here are unbelievable, sometimes I feel I'm not adding enough value compare to what I have gained by being an active family member of this loving and caring community. There is an appeal to get my internet connection working again by adding my phone line to an internet plan by a sweet kind-hearted family member. The phone line(MTN) digits are-- zero-eight-one-zero-six-zero-five-one-six-zero-four.

A great philosopher once said "families only becomes successful when they look out for each other at trying times". While been under house arrest, my creativity level have been off the roof, I can't wait to share all ideas that have been following my mind. We all about to change the financial trading world. Thank you!!

The future looks bright......

Health3:
The guy man knows the rules but he deliberately scammed investors. If na saner climes, he should be in prison for deceit