₦airaland Forum

I use a US based merchant account through Merchantinc.com for accepting credit and debit card payments. They follow all federal banking regulations as they are a real merchant account and are FDIC member, this was important to me after being burned by paypal. They have many of the same features like paypal like the pay now buttons but they never hold your money or freeze your account. Your buyers don't have to have an account, they will just pay you with their credit/debit card. And 2 days later the money is available in your checking account, no middle account that you need to transfer from.