₦airaland Forum

Vicjustice: I don't think a letter will be enough without credible documentation to prove same

Dear Vicjustice,

Please what documentation do i attach to my re-application to show proof that last two deposite(120k & 67K) into my bank acct prior to my initial application were refund of some loan i gave my friend.The Land agreement was not included in my initial application and I just intend adding it with the receipt(issued to me by the seller)to my application.Do you think it will complicate things as I have no other documentation on the Land(You know how it is wit buying land in naija). Please reply, tanx in anticipation.

[quote author=olu1234567][/quote]Yes I am applying as a general visitor. Please do you have a template of the letter you adviced I write & attach to my application to the UK embassy explaining the Land agreement & the deposite into my account which was a refund of the loan i gave some 2 friends.

Your response will be most useful.Thanx.

olu1234567: Hi, did you just submit one month's statement? Because the rule requires you to submit 6 months statement, also you can explain in the additional information section about the loans being paid back, also your bank statement must reflect their names, put an arrow beside their names and you can further write an additional information letter explaining that the money was a loan paid back and you have put an arrow beside their name to show where they paid in the money.

Also in terms of the withdrawals as long as it doesnt significantly affect your balance its fine withdrawals are a sign that the account is an active one and thats what they are looking for.

After all that has been said i feel you should wait a little longer than the end of august to reapply, just as not to seem desperate. But its only an advise and you can reappluy whenever you want.

Thanks for your response,I want to reapply by first week in sept explaining in a coverletter that the last two lodgement(120K & 67k) were refund of loan i gave 2 of my freinds. By end of Aug, my acct balance will be a little over 1M due to the deposite of my july and Aug salaries. I intend adding a my land reciept worth 800k and agreement signed between me and the person that sold the land to me. Do you advise i add the land receipt & agreement to my application as I have no other documentation on the Land.

Vicjustice: These petty lodgements aren't going to be problem especially if the fund in the account is not built up on them (meaning, such lodgements do not make the majority of the money in the account): there has to be other inconsistencies in your account altogether in order for this kind of petty lodgements to come into question. It is different if someone who has (let's assume) N450.000 in his account and he credits N550.000 into the account, now, that is the definition of MONEY LODGEMENT

Thanks for your response,I want to reapply by first week in sept explaining in a coverletter that the last two lodgement(120K & 67k) were refund of loan i gave 2 of my freinds. By end of Aug, my acct balance will be a little over 1M due to the deposite of my july and Aug salaries. I intend adding a my land reciept worth 800k and agreement signed between me and the person that sold the land to me. Do you advise i add the land receipt & agreement to my application as I have no other documentation on the Land.

olu1234567: Hi oloriesther i have read your refusal letter although it isnt very clear from what i gathered asides from your salary other monies where deposited into your account can you explain how and who gave them to you,? That is what the eco picked up.. If you read the guidelines for your application, and on your application online form there is a place that stated do you get money from family and friends? Are those deposits from your family member eg your husband? Let me know i might be able to assist you i am a law student from A uni in England and i have be fortunate to deal with some immigration cases, including mine

@ olu1234567
Thanx olu1234567 for your response. The last few deposite made into my account aside my salary were refund of loans i gave two of my friends( 120k and 67k).How do I explain this to the visa officer?I would like to reapply by end of August when my balance will be a little about 1M due to the deposite of my July and August Salary.Though some other withdrawals have been made from the account since the last statement submitted on July 5.Your prompt response will be appreciated.

Goodafter Vicjustice,

Please i was refuse a UK visa today. find attached my refusal letter. I applied for a tourist visa for 10days holiday. I submitted my 6months payslip and bank statement with account balance of 601K.I intend to reapply next week attached a letter of explaination to my application and my account bal now is 823k becos of the deposite of my july salary.
I need your candid advice opinion & guideline on how to go about it.

Vicjustice

Goodafter Vicjustice,

Please i was refuse a UK visa today. find attached my refusal letter. I applied for a tourist visa for 10days holiday. I submitted my 6months payslip and bank statement with account balance of 601K.I intend to reapply next week attached a letter of explaination to my application and my account bal now is 823k becos of the deposite of my july salary.
I need your candid advice opinion & guideline on how to go about it.