englishmart:
They say the Oba of Benin can't be treated the way Sanusi was treated. I wish I were the governor of Edo state, I would have just removed him tentatively.

He can't remove him
He not hausa emir or yoruba king that governor can remove anyhow.. I'm not from bini but I know what I'm talking about

Mulue train

Make we no hear Breaking news like that of yau ra dua 😃😃😃

The roads ogbemudia did in Warri since more than 40 years ago are still intact... This present politicians will not die well
Moreover those roads are not tar but concrete

Correct!!!
Some people are really dumb, Peter obi is explaining a fact about the budget that was approved instead of the mumus looking at the explained facts and know what he is talking about they will just be insulting.. Ekpa

Some people are living in fools paradise

Nigerians and loan are like 5 and 6

The Central Bank of Nigeria (CBN) has blacklisted several fake loan applications that have been exploiting unsuspecting Nigerians.

The Federal Government endorsed this move, declaring these apps illegal and a menace to society due to their deceptive operations.

These illegitimate loan apps have been causing significant distress through their harassment of users and victims.

Notably, these apps operate outside the legal framework, as they are unregistered with the federal government and have now faced an official ban.

The rise of fake loan apps is a pressing issue in the digital age, where the ease and appeal of online lending platforms have unfortunately also paved the way for fraudulent activities.

Scammers behind these apps lure individuals with the promise of straightforward loan approvals and quick money transfers, targeting those with poor credit scores or limited access to traditional financial services.

Victims, often in dire financial straits, are duped into submitting personal and financial information under the guise of securing a loan.

This sensitive data is then misused for identity theft, financial fraud, or other illegal activities, leaving individuals vulnerable and financially strained.

The CBN’s crackdown on these deceptive apps signals a commitment to safeguarding citizens from digital financial crimes and ensuring a secure environment for legitimate online financial transactions

Here are the list of fake loan apps that have been blacklisted by the CBN:

EasyCredit

EasiMoni

KashKash

Speedy Choice

GoCash

Soko Loan App

Fast Money

GetCash

Icoin Loan

Naira Plus

9jaCash

LionCash

GMoney

Fast Money

9credit

Swiftkash App

Hen Credit Loan App

Cash Door App

Joy Cash-Loan App

Eaglecash App

Luckyloan Personal Loan App

Getloan App

Easeloan Apps

Naira Naija

Cashlawn App

Easynaira App

Crediting App

Yoyi App

Nut Loan App

Cashpal App

Nairaeasy Gist Loan App

Camelloan App

Nairaloan App
Moneytreefinance Made Easy App

Cashme App

Secucash App

Creditbox App

Cashmama App

Crimson Credit App

Galaxy Credit App

Ease Cash App

Xcredit

Imoney

Naira Naija

Imoneyplus-Instant

Nairanaija-Instant

Nownowmoney

Naija Cash

Eagle Cash

Firstnell App

Flypay

Spark Credit

Luckyloan Personal Loan App


Culled from
https://www.reubenabati.com.ng/feature/full-list-of-fake-loan-apps-blacklisted-by-cbn

Greedy man
Isan are the people who suppose rule after bini and you are killing yourself over spilled milk

It doesn't take up to 1 hour to smuggled one trailer load of rice across the border in katsina

The hustling continue

Them never tire

That asabawood actor

Putin is talking as if only Russia has nuclear weapons

These responds are mainly from the west

Help ask the idiot if her papa owns one

Lies from the pit of pit of hell... An avenue of stealing the seized goods

They have not seen anything yet and they are protesting..... Shage banja Promax 15 is loading

Catapault:


BECAUSE THEY LOOTED THE COUNTRY’S WEALTH AND ARE LIVING THE LIFE OF MULTI BILLIONAIRES WHILE NIGERIANS ARE STRUGGLING TO EAT AND FEED THEIR KIDS.

HOW CAN PEOPLE WHO STOLE OUR MONEY BE GOING AROUND FORMING SAINT?

PETER OBI WAS APPOINTED TO A TOP POSITION BY GEN SANI ABACHA, AND HAS BEEN LOOTING MONEY FOR DECADES.

HOW DID HE SUDDENLY TURN A SAINT?

NONSENSE.

Another mumu spotted

Even before I went through the story I already know that he must be a black man

Glo not making money like mtn, their network is too poor in my location and they don't want to expand their network coverage. Unlike mtn everywhere you go

The NYSC scheme the federal government will allocate a lot of money to couldn't detect whether someone one has passed through it before.
What a shame

Only God knows if this country can be redeem.... Everything has rotten

The story of obtaining questionable degree certificates from universities in Benin Republic and Togo is not new. What is new, however, is how these certificates can be obtained with ease and speed.

Cotonou is not only famous for the thriving second-hand car business popularly called ‘tokunbo’; it also serves as a mecca for those in need of express degrees.

The requirements are O-level certificates – fake or genuine – and the required amount of money, which varies depending on the course, urgency and class of degree.
And in less than a month or two, one can be a ‘graduate’ from any of the mushroom universities dotted across the two West African countries.

The beneficiaries of these substandard certificates, who are either unintelligent or lazy, compete for jobs and other opportunities with hard-working graduates who undergo academic rigours for at least four years to obtain their degrees.

DAILY NIGERIAN gathered that some use the questionable certificates to get civil service jobs or aspire for elective offices, while some of their peers with hard-earned credentials languish in joblessness and hopelessness.

To get first-hand information on how these certificate racketeers operate, DAILY NIGERIAN reporter, Umar Audu, went undercover to investigate the booming business.

Obtaining a Cotonou degree

In December 2022, our reporter reached out to a racketeering syndicate that specialises in selling the infamous degree certificates from the neighboring countries to willing buyers at an ‘affordable rate’.

The agent however gave our reporter the option of “studying” for a year or month, but he opted for the month option.

“That’s not a problem; we can help. If the money is ready, we can help you out. We have done it for a lot of people. If you make the payment now, the results will be ready next month,” he assured.

Our reporter’s choice of mass communication from any “university” in Cotonou was premised on the fact he could easily scale through the screening as he had knowledge of the course.

The agent gave the reporter the breakdown of the amount to pay, which included tuition fees, an evaluation letter, a resident permit, immigration stamps at the border post and transportation.

On December 27, 2022, our reporter made the payment and was issued a payment receipt.

True to the agent’s words, the certificate and transcript of Ecole Superieure de Gestion et de Technologies, ESGT, Cotonou, Benin Republic, were delivered to his office on February 17, 2023.

The transcript indicated that this reporter commenced the institution in 2018 and graduated on September 5, 2022.

Unfortunately, there was a slight mistake on the transcript, so it had to be transported back to Cotonou for correction, and one month later, the corrected version was received on March 29.

Prior to that, this reporter was never issued an admission letter or knew about the school the agent was processing for him.

All the agenct said was, “don’t worry, everything will be sorted out.”

Like miracle, our reporter “finished” the four-year degree programme in less than two months without application, registration, studying, writing exams or crossing Nigerian border.

But despite having the certificate and transcript in his possession, the reporter had fears they could be fake, until he discovered a scan code placed on the left bottom of the transcript. And when the reporter scanned through, it directed him to the website of ESGT University, indicating that he is a genuine product of the institution.

On its website, ESGT, established in 2009, said, “It is an institution built upon a vision that enables individuals from a mix of different nationalities and cultures to get the best in undergraduate and postgraduate international education.”.

The institution is fully accredited by both the governments of the Benin Republic and Nigeria. It offers over 30 courses in management sciences, social sciences, applied and natural sciences as well as technology.

It was gathered that the racketeering agents in Nigeria work hand-in-hand with the top management of the university campus in Cotonou, whose registrar and English section coordinator are Nigerians
The evaluation letter doesn’t come from us. It comes from the Ministry of Education. They are the ones causing the delay; they want more bribes, but we are still negotiating with them. But please be a little bit patient with us; it’s a general problem,” he said in response our reporter’s complaint over evaluation delay.

After payment of additional money through the agent, the evaluation letter was eventually released. The letter is a mandatory requirement for NYSC mobilisation.

In separate letters dated May 25 and 26, addressed to the director general of the National Youth Service Scheme, NYSC, the Federal Ministry of Education confirmed that the ESGT is on the ministry’s list of accredited institutions.

The letter, which was signed on behalf of the minister by the deputy director of Evaluation and Accreditation, Koli Salihu-Mongodiba, also cleared 51 ESGT graduates to participate in the NYSC, “having met all the requirements set by the ministry”.

“The institution is on the ministry’s list of accredited institutions in Benin, and the bachelor degrees awarded to the students as indicated on the attached list are equivalent to bachelor degrees awarded by any Nigerian university in a similar field of study,” the letter read in part.

DAILY NIGERIAN investigation reveals that agents of these mushroom universities connived with some corrupt officials at the Federal Ministry of Education to get evaluation letters for a fee ranging from N40,000 to N70,000 per “graduate”.
Double NYSC participation

When the NYSC opened its portal for 2023 Batch B registration in June, this reporter was afraid that the system would reject him outright as he had genuinely participated in the scheme in the past.

But soon after he began the screening, his fear was allayed as NYSC seemingly lacked a digital tool to flag attempts to participate in the scheme twice or more.

The only initial obstacle he had was when he input the email and phone number he used during his genuine NYSC registration, a message popped up saying, “This email and phone number have already been registered.” Our reporter then immediately switched to his alternative phone number and email.

He therefore created a new profile, uploaded all the required documents, including fingerprints.

The next stage was physical verification of documents. Usually, there are two stages of verification — physical and online evaluation.

On July 3, while registration was going on smoothly for students who obtained certificates from less questionable foreign institutions, those from Benin Republic and Togo were subjected to a more thorough screening exercise.

At that stage, NYSC officials rejected our reporter’s evidence of Cotonou residency, but after months of back-and-forth, he was eventually linked with an immigration official who facilitated the stamping of his passport to show evidence of multiple entry and exit from Seme Border between 2018 and 2022.
Although our reporter never crossed any Nigerian borders, the officer was able to get his passport stamped by both Nigerian and Beninois immigration agents.

After the tedious process, DAILY NIGERIAN reporter was eventually cleared for both physical and online evaluations, and on November 22, posted to Cross River for one year service.

My experience at Obubra

I arrived at the orientation camp in Obubra, a predominantly rice farming community, at exactly 3:30 p.m. on Sunday, 26, 2023, for the 21-day orientation course.

On the posting letter every prospective Corp member was expected to arrive the camp from Friday November 24 to Sunday November 26, 2023.

I scheduled my journey for Saturday, and there was no direct flight going to Calabar on that day.

So I had to fly to Enugu, from where I traveled by road for 250 kilometres before arriving at Obubra.

As expected, we were subjected to security checks at the gate by operatives consisting of Nigeria Police, Nigeria Military, and Nigerian Security and Civil Defence Corps.

After successful screening at the gate, we were asked to take a certain direction where we saw some NYSC officials who asked us to write down our names, and immediately gave us room allocation.

The registration spot for foreign graduates is different from that of home-trained graduates.
The female official I met requested I bring out all the documents I used in applying for NYSC, which I obliged. I was subjected to another round of written and oral interviews. I answered all the questions diligently, and I was cleared and given a tag.

The tags contain my state code and the platoon number.

I moved to Platoon 9, where I was deployed. My credentials were documented and I was given a complete NYSC kit.
While accepting the kits with mixed reactions, I reminisced about the experience I went through at NYSC orientation camp in Ede in 2018.

It was a similar process, except that in 2018 I spent four years to study in a Nigerian university before being allowed to participate in the scheme.

I hurriedly dashed to the hostel to change my mufti and put on the approved dress.

Due to the regimented nature of the camp activities, the camp director and state coordinator, at every opportunity, would appeal to corps members with underlying illnesses to apply for exit if they couldn’t cope with the stress.

I took the advantage of that offer and applied for exit after spending eight days in Obubra Camp.

Having received a payment of N39,400 as bicycle and November allowances, I later refunded the money to the federal government account through Remita.

Culled from:
https://dailynigerian.com/undercover-how-daily-nigerian/

vastolord4:


Bro, humans aren't built to understand one another.. that T-junction is gonna be a den for traffic jam and road rage

The driving laws are known worldwide by drivers even without traffic light

vastolord4:
A traffic light should answer that question!

If there is no traffic light?

B will go first

Which car has the right of way? Not many people know!

When you’ve been on the road for a long time, driving becomes an extremely familiar habit.

You may think that you already know how to behave in most situations, and that you’ve already encountered all the problems of the road.

But let’s put this assumption to the test with an example from a real-life driving test.

Examining the provided image, we can observe a traffic scenario at a T-intersection.

In this situation, a pink car(A) is heading towards the intersection, accompanied by a yellow car(C) approaching from the right and a blue car(B) from the left.

The intentions of each vehicle are as follows: the pink car intends to make a left turn, the blue car plans to proceed straight, and the yellow car also wishes to make a left turn.

Don’t forget to take into account all the signs, traffic lights and other conditions that may influence this traffic situation.

Which car will go first?

Why man's mind is always obsessed with women, fine girls and ladies?

Peter obi mater dey give some people sleepless night

No permanent friend in naija politics

Betting is a business that has age limit.... Don't complain because it not favoring you but others are benefiting from it