₦airaland Forum

Brazil is the odd one out here. The rest are the richest countries in west africa

Bigsin:
I posted a picture of my dog that was looking for a boyfriend and the post made front page. However, Verywickedman's comment sent cold shivers down my dog's spine and now she's depressed. She's not an ekuke, everyone. She's a half cast.

Anyhoo, she's currently on heat and is still in need of a nuclear weapon that can give her babies. If you have a big male dog but don't want babies, don't be heartless by depriving a city girl some.

She'll take care of all the babies and won't ask for child support.

Is this place USA my love ??

Hehshsh hshsh hshsh hshsh

This is just a sacasm, red pills don scatter some people brain here!!!

Kuku tell them to be doing hookup.. What is difference between this idea and a hookup idea

amancalledgodd:
Your monika is a castsing device.

What do you mean boss!!! I don’t understand

So sweet I need my ass to be 4k 😂😂😂😂

I need group of 10 determine people to volunteer as I will become the leading volunteer to embark on a project to use Artificial intelligence to solve all the problems of Nigeria. From corruption, poverty, kidnapping, crime, killing , terrorism, bandits..

I like as you quickly know music no be your way.. if not sapa for build mansion for your brain

That yansh don experience sapa till the extent that he don get infection

Here we go Matheus fernades 50m
. Sweet deal

Fernades to man u

Your mental health should be your priority!!! Say not to drugs.

Tonali vs Bruno guaimates vs Eliot Anderson

Who is the better midfielder for Man U??

I bought a gle for 150 million in 2020 and I sold it for 50 million when I was broke in 2024, I use that 50 million to build a business that now generate 40 million on a bad month

This story is not complete. Tell us what cause your fight.. she is just toxic. What make her toxic?? What did you do to her??

Agent8706:
The month of May rained sales report and was very inspiring and motivating. May this new month shower everyone of us with even more sales especially those on a long sales drought.

I need advice from everyone please. I have one lazy $1+ wasting away for a while now on my payooner card and I recently discovered I can get a .online or a .shop name under $1 on spaceship. Anyone with experience selling any of this extension? Is there a harm in trying out and ditching the name if it doesn't sell after a year as I see the renewals are not cheap? Any better approach you think I should take? Thanks in advice guys

Withdraw it now!!!

Meerahbel:
I think you should go for it provided you have a cash flow that help you build in the land or use it for business. All the best

Thanks boss !!! I really appreciate

Meerahbel:
Investment-wise, I'd ask a few questions before deciding, but based on the numbers alone:

₦545,000 generating ₦7,000/month means about ₦84,000 per year, roughly 15.4% annual return.

That's not a terrible return for money sitting relatively safely in a bank.

For the land to beat that investment, the land would need to appreciate by more than about ₦84,000 per year (plus cover any costs, documentation, transport, fencing, etc.).


The bigger issue is that not all land is an investment. In many parts of Ogun State, people buy land and it sits for 5–10 years with little demand. Meanwhile, some areas around Mowe, Ofada, Shimawa, and the Lagos expansion corridor have appreciated significantly because development moved there.

So the real question is:

1. Is the land genuine? (Survey, title, excision/gazette/C of O status, family ownership issues, etc.)
2. Is there actual development around it?
3. Can you afford to leave the money untouched for several years?
4. Do you have an emergency fund separate from this ₦545k?

If ₦545k is all your savings, I would be cautious about locking everything into land. Land is not liquid. If an emergency comes up next month, you can't sell one corner of the plot to pay hospital bills.

Now for the roasting part: "I know I'm not too smart."

My brother, the people who are not smart are the ones who buy land because the seller said: "Sir, Lagos is moving here."

Then Lagos refuses to move there for 12 years.

You're actually asking the right question: "What is the opportunity cost of taking my money out of an income-generating asset?" Most people don't even think that far.

My practical approach would be:

If the land is in a genuinely developing area and the title checks out, land could outperform the bank return over 5–10 years.

If this is your entire savings, don't empty your account unless you have another emergency buffer.

If possible, keep some cash reserve and use only part of your savings for the land.


One thing I'd like to know: Is the ₦7k monthly return guaranteed interest from the bank, or is it from a fixed deposit/investment product? And what's the exact price and size of the land? Those details would make the comparison much more concrete.

1.There is development around it my brother
2. I can leave the money untouched for 12 years self I have other places i get money
3. The survey and deed of agreement is sure my boss
5. I have an emergency fund boss

WhiteIverson:
Enrique won the UCL back to back with the same set of players just like Zidane did 3 in a row

Man is really the GOAT

Hopefully he can win it again next year

That is where Man U comes in . The sleeping lion that woke up

nicodemusic:
Well, this is roughly 1.3% of your capital monthly. I suggest you leave the money in the bank and keep adding to it so as to yield more monthly interest for you, and depending on how much you can save, this will just be like a side gig that pays you monthly stipend with your capital still intact. When you have saved enough, you can invest it into something that’s worthwhile. IMHO

Okay boss, I respect that

Your input will be welcome guys

Good morning guys, I have 545k that I saved in a bank giving me return of 7k per month, 2 months ago i saw a land available at place in ogun state after mowe ofada area. I want to ask should I withdraw the money to buy the land or keep enjoying the 7k..

Investment wise what is the best decison to take here

Pls banter and roasting is welcome. Because I’m here to learn. I know I’m not too smart.

Pix Google Image

If dem give this one 100 million per year he go still complain… I tired for people , do you think it is rosy in other countries. Why is it so hard for that your uncle in Abroad to send money!!!. Everything government government. People needs to learn financial education Some people will see 30 million. They see 200 million because they already know the type of business they will do with quarter of money to generate sustainable cash flow per month..

afrodoc2:
Nobody is buying him for 80m.

They will soon faraburuku bale.

That is how they Brighton put 80m tag on baleba!!! I don’t know why premier league teams are like this

Dont worry boss, this your selfish attitude will later land you for trouble, if you choose one, the other girl waiting she go kon dey do after waisting her time, you see how evil u are, happy wedding anniversary 😂😂😂, karma wey dey wait for u eenh!!! But if women do this,
You all be blaming women. Just pray as u won date make uno jam agbako partner wey go waste your time and resources

Greenodds:
Chai, I learnt the hard way. That year Bro, I was paying my girl friend(fiance) 100k monthly, paid her house rent, bought her generator that can carry her AC and buy fuel every week whenever I bought mine, buy her clothes from time to time. I didn't receive shi shi through out the 2 years we dated. I didn't mind because it was a thing of pride for me to be taking care of my girl and all her needs, only thing this girl ever did for me was on my birthday she threw a surprise party for me and imvited family and friends of which I even footed half of the bill. Now that's on the financial side.

I was so in love with this girl I wasn't using my common sense. If we quarreled she would say she needed space and i wouldn hear from her for like 3 or 4 days. She would tell me I should stop coming to her place unannounced(I no gree for that one sha aa). Some weekends she would say she was going for an all girls indoor party. Some times it would be going to the club and I would even give her my car. Chai love is a mental disorder I swear. I paid for driving school. This girl invested literally zero into the relationship except her time and cooking which she doesn't even do all the time. When my eyes started to open was when her brother wanted to leave the country and this girl gave him 500k. I was shocked and the scale fell off my eyes. Then I had a small financial issue and I wasn't able to foot her bills as I used to, she couldn't bear it and told me she was travelling to another state to go stay with her cousin until I bounce back, when she came back I found sex lube in her bag. That was the final straw for me but I didn't wanna leave the r/ship without a replacement, 70% of the love died and she could sense it, i just couldn't leave because I have invested so much in her. I started a relationship with another girl without her knowing and after a few weeks me and my first girl had a small misunderstanding and as usual she said she needed space. Person wey no know say I don't already move on. After a week she came to make up I no gree I told her make she still dey her space because me I don quit the r/ship. She cried and cried and begged and begged, but it was too late.

Your own mumu carry PhD join

All Bruno fernades haters need to jailed 10 years in prison

Bruno the best midfielder in the world

kingthreat:
Less than 5% of the men she sleeps with will actually contract it. Men, if you notice unusual rashes on a woman, flee.

Rashes like how??

I love my guy to be tough, I love my guy to be beating me, I love toxic guys, that is what await you..

Yes boss I and naps ususbjjj

We know the ojoro they did for burnley yesterday. We know premier league want to let them win it. Premier league is nosense to me…