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Education › Re: Want To Apply For Wes Evaluation But Don’t Know How? Here's A Step-by-step Guide by Pay4MeApp(op): 6:03pm On Oct 26, 2022
Documents You Need for WES Evaluation
Understand that requirements differ depending on your country of education, type of education, institution name, and certificate name. Therefore, before starting your evaluation, make sure to visit the WES website(https://applications.wes.org/required-documents) and check for the approved documents.

Other compulsory and relevant documents to keep in close include
1. Statement of result
2. Transcript or degree certificate
Bear in mind your documents must be sealed in an official envelope and duly signed on the back flap by the relevant academic officers.
Education › Want To Apply For Wes Evaluation But Don’t Know How? Here's A Step-by-step Guide by Pay4MeApp(op): 5:57pm On Oct 26, 2022
If you're pursuing an academic degree or seeking employment abroad, especially in countries like the US and Canada — you need a WES report to expedite the process. World Education Services (WES) helps employers and academic institutions in foreign parts understand your educational background and how it measures up to their standard.

This thread will show you how to apply for WES evaluation to generate a WES report.
Education › Re: Planning To Study Abroad? We Answered Some Of Your Questions Here! by Pay4MeApp(op): 6:04pm On Oct 25, 2022
How long does the application process take?

We recommend you begin your application process at least a year in advance to give enough time for your applications to be processed and prepare for your overseas time.

Remember that the academic year begins at different times in other countries. Therefore, semester dates tend to run as follows:

Australia

Semester 1: starts late February/early March to late May/early June
Semester 2: starts late July/early August through to November.

New Zealand
Semester 1: from February to June
Semester 2: from July to November

UK
Term 1: from September to December
Term 2: from January to April
Term 3: from April to June

USA
Fall Term: from August to December
Spring Term: from January to April
Summer Term: from May to August

Note: The above dates are a guide only. You should always check the exact dates with the university or college you are applying to.

Can I get a student loan abroad as an international student?
Yes, financial platforms like Pay4Me offer international student loans to Africans in collaboration with a major student loan company, M Power Financing. But other than Pay4Me, you can check other loan platforms for international students and see if they meet your financial needs. Whichever you take, make sure to research and vet them before taking their loan.
Education › Re: Planning To Study Abroad? We Answered Some Of Your Questions Here! by Pay4MeApp(op): 5:58pm On Oct 25, 2022
...Continuation

How do I correctly submit a letter of reference?

Put in the name or names of the person you want to write you a reference letter on your application form. The university will now send them an email with a link where they will submit the reference letter. Note that you do not submit the letter by yourself unless the school states otherwise.

What is an offer letter or LOA?

An offer letter or letter of acceptance is a confirmation that the university sends you if you have been successfully accepted to study in their school. When you get this, it means you are now a bona fide student.
Education › Re: Planning To Study Abroad? We Answered Some Of Your Questions Here! by Pay4MeApp(op): 4:06pm On Oct 25, 2022
Kaycee96:
Do u really have any idea when usa institutions scholarship will be out
Institutions in the US have no specific time for announcing their scholarships. You just have to keep an eye on scholarship platforms(follow our blog) to learn about these opportunities.
Education › Re: Planning To Study Abroad? We Answered Some Of Your Questions Here! by Pay4MeApp(op): 9:41am On Oct 25, 2022
Can I study abroad if I have a low grade?

Yes. Although most universities have a required grade for international students, students with low grades can still study in them. However, you may be required by the university to do something to make it up.

Must I fill out a university application form to study abroad?

Yes. Filling in an application form is the first and most important thing you should do while applying to the university. This form is how the admission office contacts you and collects your personal information.

Must I write a letter of interest to a university?

Writing a letter of interest, letter of intent or personal statement is your one chance to convince the university's admission board that you indeed have what it takes to be accepted as a bonafide student of their university. So you must write one, it is crucial.

What should I include in my letter of interest?

When writing your letter of interest, it is essential to include why you want to study at that university, why you want to study your chosen course, what personal or professional experience interests you, and why you are a good fit for the course.
Some schools give specifications for writing a letter of interest, and you can use the points they gave.
Education › Re: Planning To Study Abroad? We Answered Some Of Your Questions Here! by Pay4MeApp(op): 9:38am On Oct 25, 2022
What do schools look for in international students?

Schools usually look for students who show a personal or professional interest in a course and are passionate about it, with a solid reason for wanting to study at the university. Your reason could be the university's ranking or the facilities provided to students.

Can I combine two courses at once?

Yes, you can do that. Certain universities abroad offer students the option to major in two or three courses simultaneously. You can study all the course combinations at once.

How do I know if my grades are good enough to gain admission?

To know if your grades are high enough to gain admission to a university, use a Grade Conversion Tool like WES to convert your grades to the acceptable grading system of the country you are going to.
You can also submit your results to the school, and the course faculty you want to study will determine if your grades are good enough.
NYSC › Re: Planning To Study Abroad? We Answered Some Of Your Questions Here! - Education - by Pay4MeApp(op): 9:29am On Oct 25, 2022
What steps do I need to take to study abroad?

Once you have made up your mind to study abroad, the first thing you should do is to find the best countries for international students can comfortably study. Once you have found such countries, depending on your budget, look for affordable universities in those countries that offer the course or courses you want to study, find their stated requirements and start applying if you meet them.

Is it safe to study abroad?

Studying abroad can be quite safe for international students if they adhere to the prescribed safety measures. Before you apply for studies in a country, you can also check the crime rate.

What are the challenges of studying abroad?

A new environment comes with unique challenges: Culture shock, homesickness, loneliness, financial difficulty, and language barriers.

What is the eligibility for studying abroad?

Eligibility requirements vary from one institution to another. Typically, students must be at least in their second year at the time of departure. The minimum cumulative GPA usually ranges between 2.50 to 3.0 on a 4.0 scale, while more competitive programs have a higher GPA requirement. Other qualifications may include a personal statement or letter of recommendation.
NYSC › Re: Planning To Study Abroad? We Answered Some Of Your Questions Here! - Education - by Pay4MeApp(op):
Is studying abroad a good decision?

Yes, studying abroad is a good decision because it opens you up to opportunities, new people and lets you experience other cultures.

Can I study abroad?
Yes, you can. However, several universities and scholarship bodies stipulate certain requirements and eligibility criteria before you can study abroad.

I am below 18 can I study abroad?

Yes, you can. If you are below 18, your parent or guardian will have to write a letter indicating that they are aware you are going abroad for studies and are the ones funding your studies.

What countries can I study in as an International student?

The list is numerous. Several first-world countries allow expatriates from less developed nations to study in their schools.

What benefits do I have access to as an International student?

As an international student in another country, you can enjoy medical care and scholarships for international students, rent good houses at affordable prices, open a bank account, and even own a vehicle if you want. source
NYSC › Planning To Study Abroad? We Answered Some Of Your Questions Here! - Education - by Pay4MeApp(op): 9:25am On Oct 25, 2022
Do you want to know the best way to study abroad? We answered some of the frequently asked questions about studying abroad here. From tuition fees and visa processing to applications and scholarships.

A thread!
NYSC › Re: If You Lack Funds To Study Abroad, Here Are Six Ways To Get Funds by Pay4MeApp(op): 5:11pm On Oct 24, 2022
6. Student Loans
Unlike grants that require no paybacks, student loans come with repayment plans. Take, Pay4Me, for instance; the company, in partnership with Mpower Financing, offers Nigerian students loans to study abroad, particularly in Canada and the United States.
You can access loans up to $100,000 to study abroad with the Pay4Me loan program. And the best part is — the rates are lower. Plus, students can apply without collateral or a consigner.
In addition, students can seek loans from the government or a private bank in their country. However, students using this method should note loans apply based on the student's financial needs and credit score.

In conclusion
The six funding options discussed in this article are worth considering. While we recommend you utilize them, ensure to start with the simplest ones, like applying to low-cost universities, working part-time, and seeking grants. You're sure to stash some funds when you explore these options.
Education › Re: Planning To Study Abroad? We Answered Some Of Your Questions Here! by Pay4MeApp(op): 5:06pm On Oct 24, 2022
Can I process my visa to another Country while studying abroad?
Yes, you can start making arrangements to go to another country while you still an international student in another country. However, it is better to do so toward the end of your program of study.

Can I decide to reside permanently in the country I studied in?
[/b]Yes, you can. If the country has the option for international students to become permanent residents in their country after their studies, then they can apply for a residential permit to stay in the country.

[b]Can I stay back after my studies and work as an international student?

Yes. As long you have your work permit, you can decide to get a job in the country. Find out how certain permit works should you want to extend your stay after your studies.

Who is an international student?
An international student is a student who is not a citizen of the country they want to study in. For instance, a Nigerian student studying in Canada is an international student.
NYSC › Re: If You Lack Funds To Study Abroad, Here Are Six Ways To Get Funds by Pay4MeApp(op): 12:35pm On Oct 24, 2022
4. University Part-Time Jobs

University part-time jobs are a great source of funds to finance your education abroad. And not only do you make money, you build networks, gain work experience and enhance your resume.
Countries like Canada, the US, the UK, and France allow students to work part-time on and off campus. However, this may differ depending on the country, university, and student suitability.
Research your school of choice, and see if they allow part-time jobs. Also, consider their requirements and apply if you're qualified. Once your application is successful and a part-time job is guaranteed at the university, you'll be able to make money and fund your study abroad dreams.

5. Personal Savings

Personal savings can go a long way in helping you fund your studies abroad. But you must start early. Funds from family, sponsors, and friends should be adequately reserved for living expenses on campus.
But before that, consult offices like the University financial aid department to ascertain your preferred institution's education costs and living expenses. With the information you gather, you should be able to set realistic budgets for your studies.
Also, pay attention to your expenses in school. Some costs, such as accommodation and cell phone bills, shouldn't be a priority. While they may seem insignificant initially, they can amass quickly to increase your budget. Thus, reduce them by staying with a family member and avoiding courtesy calls to friends and family.
Education › Re: Planning To Study Abroad? We Answered Some Of Your Questions Here! by Pay4MeApp(op): 12:31pm On Oct 24, 2022
Continuation...


What are the documents needed to study Abroad?

Birth Certificates, SSCE Results (Certificate and Statement of Results), BSc Certificate or Statement of Results (For Post Graduates), Academic Transcripts, Valid Means of Identification, Reference Letters (Personal and Academic), Recommendation letters, Essay Write-ups, GRE/GMAT or TOEFL/IELTS (Differs from Schools), etc.

Do I Need To Be Able To Speak The Language Of The Country?

Language proficiency is not compulsory in many countries. However, you need to try to understand that country's basic words if it's not an English-speaking nation.

Must I have IELTS or TOEFL before studying abroad?


While having an IELTS or TOEFL result is a necessity for Studying Abroad in various countries, most countries can wave these things if you studied in a country where you were solely taught in the English language or previously completed a study in a major English-speaking country like Canada, UK, or the USA. But, again, check the school's admission requirements to be sure you don't need these things.
Education › Re: Planning To Study Abroad? We Answered Some Of Your Questions Here! by Pay4MeApp(op): 12:27pm On Oct 24, 2022
EniHolar:
On the average, how much does an application (PG) form cost?
It depends on the school and country. But in most cases, you' won't have to pay for an application form. Application is always free.
NYSC › Re: If You Lack Funds To Study Abroad, Here Are Six Ways To Get Funds by Pay4MeApp(op): 11:12am On Oct 24, 2022
2. Merit-based scholarships

Merit-based scholarships, as the name implies, are for financially disadvantaged students who are exceptionally excellent in sports, academics, and arts. They're usually funded by the government, universities, clubs, and community organizations.
Adding to academic prowess, merit-based scholarships are also age restricted. In most cases, students over 35 years old are not qualified to apply.

Applying for merit-based scholarships can help you fund your education abroad and, to a great degree, cover costs like accommodation, health insurance, transportation, tuition, food, and cultural activities.

To begin your application, research scholarships that take international candidates and apply. However, while on it, note you'd be required to provide proof of leadership skills, community engagements, and an essay alongside your application.

3. Low-Cost Universities

Contrary to Ivy league schools with insane tuition fees, many universities offer affordable tuition fees and even free tuition. Applying to these schools could save you money without compromising your education quality.

Therefore, look out for low-cost universities in countries like Nordic, France, and Germany. Many of them offer affordable tuition fees with a high-quality education. However, keep in mind their undergraduate degrees are provided in the native language, while Postgraduate degrees are in English.
NYSC › If You Lack Funds To Study Abroad, Here Are Six Ways To Get Funds by Pay4MeApp(op):
Although scholarships are the popular way to get funds to study abroad, they aren’t the only way to finance your education abroad. Below are other ways you can fund your studies abroad:

1. Grants and Bursaries

Grants and bursaries are excellent options to fund your studies abroad. They cater to your tuition fees, living costs, transportation, textbooks, and other bills. However, unlike merit-based scholarships from the government and universities, grants are sponsored by individuals and organizations.

Generally, grants are called gift aid because students don't have to pay back after graduation. That means when you receive bursaries based on your financial needs and factors such as household income and physical disabilities, you won't pay them back.

But how do you get grants? First, reach your institution's financial aid department and check for available grants. The Department of Education in the US, for example, offers various public grants to students across their colleges and universities. So students seeking admission to any of these colleges can access funds duly.

Meanwhile, remember that bursaries are disbursed based on a first-come, first-serve basis. So you should apply early. source
Education › Re: Planning To Study Abroad? We Answered Some Of Your Questions Here! by Pay4MeApp(op):
What steps do I need to take to study abroad?

Once you have made up your mind to study abroad, the first thing you should do is to find the best countries for international students can comfortably study. Once you have found such countries, depending on your budget, look for affordable universities in those countries that offer the course or courses you want to study, find their stated requirements and start applying if you meet them.

Is it safe to study abroad?

Studying abroad can be quite safe for international students if they adhere to the prescribed safety measures. Before you apply for studies in a country, you can also check the crime rate.

What are the challenges of studying abroad?

A new environment comes with unique challenges: Culture shock, homesickness, loneliness, financial difficulty, and language barriers.

What is the eligibility for studying abroad?

Eligibility requirements vary from one institution to another. Typically, students must be at least in their second year at the time of departure. The minimum cumulative GPA usually ranges between 2.50 to 3.0 on a 4.0 scale, while more competitive programs have a higher GPA requirement. Other qualifications may include a personal statement or letter of recommendation. Source
Education › Re: Planning To Study Abroad? We Answered Some Of Your Questions Here! by Pay4MeApp(op): 10:12am On Oct 24, 2022
Is studying abroad a good decision?
Yes, studying abroad is a good decision because it opens you up to opportunities, new people and lets you experience other cultures.

Can I study abroad?
Yes, you can. However, several universities and scholarship bodies stipulate certain requirements and eligibility criteria before you can study abroad.

I am below 18 can I study abroad?

Yes, you can. If you are below 18, your parent or guardian will have to write a letter indicating that they are aware you are going abroad for studies and are the ones funding your studies.

What countries can I study in as an International student?

The list is numerous. Several first-world countries allow expatriates from less developed nations to study in their schools.

What benefits do I have access to as an International student?
As an international student in another country, you can enjoy medical care and scholarships for international students, rent good houses at affordable prices, open a bank account, and even own a vehicle if you want.
Education › Planning To Study Abroad? We Answered Some Of Your Questions Here! by Pay4MeApp(op): 10:09am On Oct 24, 2022
Do you want to know the best way to study abroad? We answered some of the frequently asked questions about studying abroad here. From tuition fees and visa processing to applications and scholarships.

A thread!
Career › Best Innovative Travel Apps For Nigerians by Pay4MeApp(op):
Travelling is not only about your destination. You have to plan for everything, especially if you’re traveling from Nigeria to an overseas destination.

But why do everything yourself when there are apps that can handle some aspects of your traveling? Want to find cheap flights, plan faster and save money? Here are six must-have travel apps to handle all your travel needs;

1. Hopper

We know how stressful planning can be for most of us, especially first-time travelers. However, with Hopper, things could get a teeny easier if you want to travel on a budget. The app allows you to check flight and hotel prices for the best deals. Hopper, keep specific flights and hotels under your watch. You can know the best time to book your flights or hotel accommodation with Hopper.

2. Wanderlog

You can use Wanderlog as your all-in-one travel planning app. The app allows you to make a reservation, find flights, and coordinate with friends. You plan your entire journey in one place. Nigerians travelling for the first time would love this app because of its travel guides.

3. Flush

Imagine coming out of an Uber in New York City and being pressed to use the bathroom. Firstly, you don’t know where to go. Secondly, your hotel is quite far, and you cannot hold it for long. With Flush, you can find the nearest public bathroom.

4. GlobeTips

GlobeTips will help with different tipping norms across countries if you don't know about customs abroad. In addition, with GlobeTips, you can know the exact amount to pay as tips.

5. Pay4Me

Since you will be doing many international transactions, Pay4Me saves you the stress of heading to the bank. Whether you want to make your visa fee, SEVIS, WES, application fees, or other payments abroad, Pay4Me offers you a competitive exchange rate and seamless cross-broader transactions. In addition, the interface is simple and lets you find anything you are looking for in seconds.

6. Airbnb
Beyond renting a house, Airbnb can help you book experiences and activities with locals. With Airbnb Experiences, you can learn about the people, cook local meals, and explore the city. Guess what? The app offers over 3,000 cooking experiences in 75 countries, 1000-plus animal experiences, and over 500 multi-day, all-inclusive trips led by locals. Source
Education › 4 Proof Of Fund Alternatives For Nigerian Students by Pay4MeApp(op): 3:30pm On Oct 11, 2022
How do you convince a student who has fought against odds to grab a slot in Harvard that she should forfeit the opportunity because of funds? With the alarming rise in the exchange rate, funds are a major hindrance that keeps many Nigerian students from studying abroad.

Whether you want to study in the UK, Canada, or other foreign countries, you must present a proof of fund (PoF) to prove your financial capability before a student visa is given to you. But what happens when you lack proof of fund to present? Would you forfeit the admission or seek alternatives?

Well, if you chose the latter, you’re right. Instead of forfeiting your admission, you can present proof of fund alternatives to secure your admission. Here are four proof of fund alternatives you should consider:

1. Sponsors’ Account
A sponsor can relieve you stress of finding ways to fund your account. Who can be your sponsor? Anyone. Sometimes, you may lack loved ones to sponsor your education, but you can find strangers to help you.

In that regard, with the support of a sponsor, you won’t need a large amount in your accounts to show as financial evidence. Instead, you can achieve your study abroad dreams with the sponsor's PoF and a letter explaining their relationship with you and why you need financial help.

2. Scholarship Letter
With a scholarship letter, you may not have to show financial proof that you can take care of yourself abroad. A scholarship can handle such a request, especially if you earned a fully-funded scholarship.

On the other hand, if an agency sponsors you, you will receive an official scholarship letter detailing the amount you received and the terms associated with such a scholarship. If you don't have a fully-funded scholarship, you should provide documentation that can cover the remaining part of your study abroad.

3. Student Loan

Student loan makes it easier to study abroad without PoF. Unfortunately, most Nigerians struggle to find this type of funding. But there’s a solution to that. Pay4Me has enabled students from Nigeria and Ghana to access loans up to $100,000 to study in the United States and Canada. Applications are super easy with no cosigners, collateral, or the US or Canada credit history required.

4. Gift Deed
With a Gift Deed, you can have a piece of documentary evidence that someone can foot your bills abroad. This type of funding comes from your sponsor’s account. Many Nigerians use the statement of account of their sponsors as PoF. However, if you have a close relative as your sponsor, you may not need Gift Deed.

Conclusion
Not having proof of fund isn’t enough reason to forfeit your admission. With the alternatives we discussed in this post, you can easily secure your admission abroad. Find a sponsor or maximize student loans to make your study abroad dream come true.

Want more information on proof of funds? Read our recent blogpost on proof of funds here to learn more.
Travel › What Does The New Canadian More Job Hours Mean For Nigerian Students? by Pay4MeApp(op): 8:50am On Oct 08, 2022
Nigerian students who want to earn more money abroad while they study can relocate to Canada.

Canada permits Nigerians and other international students to work off-campus for more hours.

Why Is This Move Important to Canada?

The move is a temporary measure aimed at solving labour shortage. You can work over 20 hours per week off-campus during school session.

The temporary measure begins from November 15, 2022 to December 31, 2023. initially, you can only work off-campus during school session for up to 20 hours per week.

But, you can work more during the summer and winter holidays. Minister Sean Fraser said that the new work offer also apply to those who have already submitted a study permit application.

As a Nigerian, you can support yourself financially and focus more on your studies with this offer
Travel › 4 Financial Tips For Disadvantaged International Students by Pay4MeApp(op):
Are you an international student studying abroad or perhaps seeking admission to a foreign University?

Studying abroad comes with many financial demands. You need enough financial resources to cater to your education abroad. But raising money can sometimes be challenging due to hefty price tags, immigration policies, and crazy exchange rates.

Not to worry! In this post, we’ll discuss some financial tips to help you meet your financial requirements as an international student:

1. Select Schools With Funding Opportunities
Competitive schools apart, many developing universities offer generous need-based financial support to international students. These institutions offer financial assistance through scholarships and grants, making it easy for anyone to further their education seamlessly.
You can reduce your educational costs by finding them and maximizing the funding opportunities they offer. However, keep in mind to research mostly non-branded schools, because they have a greater possibility of offering scholarships than the highly-ranked elite schools.

2. File for Financial Aid Early
While processing your admission, you must prepare your financial aid form alongside. By preparing your financial aid early, you beat the rush and have a better chance at funding. However, to begin, consult the office of financial assistance and learn about what’s required of you. Pay attention to deadlines and ensure to complete your forms before time. Ultimately, when done right, you’ll get the aid you need to advance your studies.

3. Seek Private Funding
Organizations such as United Nations and the World Health Organization offer international students financial assistance and private funding. They’re a good place to start, especially if you’re unsure of getting public scholarships and grants. However, note that these private fundings are awarded based on the field of study and corresponding academic requirements. Thus, ensure to meet their requirements, and you may be qualified for funding.

4. Consider Enrolling in Community Colleges
Since your funds are insufficient to study abroad, consider enrolling in community colleges for two years. Four-year universities in the United States accept transfers after two years of studies at a community college. Ideally, taking this approach will help you find funding opportunities in Universities easily without having to halt your education.

So there you have it —common financial tips disadvantaged international students can maximize to further their education. Use these tips and you’re sure to reduce your educational costs tremendously.

Want to learn more about scholarships, study abroad, and tips for international students, follow our blog and catch up on all the latest articles.
Education › 4 Financial Tips For Disadvantaged International Students by Pay4MeApp(op):
Are you an international student studying abroad or perhaps seeking admission to a foreign University?

Studying abroad comes with many financial demands. You need enough financial resources to cater to your education abroad. But raising money can sometimes be challenging due to hefty price tags, immigration policies, and crazy exchange rates.

Not to worry! In this post, we’ll discuss some financial tips to help you meet your financial requirements as an international student:

1. Select Schools With Funding Opportunities
Competitive schools apart, many developing universities offer generous need-based financial support to international students. These institutions offer financial assistance through scholarships and grants, making it easy for anyone to further their education seamlessly.
You can reduce your educational costs by finding them and maximizing the funding opportunities they offer. However, keep in mind to research mostly non-branded schools, because they have a greater possibility of offering scholarships than the highly-ranked elite schools.

2. File for Financial Aid Early
While processing your admission, you must prepare your financial aid form alongside. By preparing your financial aid early, you beat the rush and have a better chance at funding. However, to begin, consult the office of financial assistance and learn about what’s required of you. Pay attention to deadlines and ensure to complete your forms before time. Ultimately, when done right, you’ll get the aid you need to advance your studies.

3. Seek Private Funding
Organizations such as United Nations and the World Health Organization offer international students financial assistance and private funding. They’re a good place to start, especially if you’re unsure of getting public scholarships and grants. However, note that these private fundings are awarded based on the field of study and corresponding academic requirements. Thus, ensure to meet their requirements, and you may be qualified for funding.

4. Consider Enrolling in Community Colleges
Since your funds are insufficient to study abroad, consider enrolling in community colleges for two years. Four-year universities in the United States accept transfers after two years of studies at a community college. Ideally, taking this approach will help you find funding opportunities in Universities easily without having to halt your education.

So there you have it —common financial tips disadvantaged international students can maximize to further their education. Use these tips today and you’re sure to reduce your educational costs tremendously.

Want to learn more about scholarships, study abroad, and tips for international students, follow our blog and catch up on all the latest articles.

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