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Nairaland Forum / Nairaland / General / Crime / (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later (18156 Views)
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Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by jeff1607(m): 12:48pm On Feb 27, 2021 |
How most Nigerians borrow and still have the guts to say something came up that is why they can't pay, imagine if terms and conditions say one dies a minute late to paying back a loan they wont hesitate to pay. When it's time to borrow they are happy to pay is when they start dodging. Don't borrow when you can't pay,if you have nothing to sell to service a debt don't borrow. Anything you see take am 2 Likes |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by willyo(m): 11:56pm On Mar 05, 2021 |
Crenzywilliams: Oga, I'm off from a demanding job already. Wouldn't take ur joke/insult to heart. At the bolded. Learn to walk before u leap |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by ebuka440: 2:27am On Mar 06, 2021 |
They will never see us( I in particular) |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by MrFollowFollow(m): 1:48pm On Mar 14, 2021 |
captainking: Truly you are speaking from experience...most Nigerians would rather not pay back a loan even when they have the money to do so 2 Likes |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by MrFollowFollow(m): 2:05pm On Mar 14, 2021 |
Everest9: Really?! It's very obvious you have not had dealings with Nigerian borrowers before! |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by Crenzywilliams(m): 10:28am On Mar 24, 2021 |
willyo:Sorry, i shouldn't have, i's being a jerk. Have a great day ahead. |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by Deemas(m): 3:16pm On May 23, 2021 |
My question is how do these loan companies gain access to their customers' phone contact? I just received a message from 9credit about my neighbour owing them and had to google and then found myself here. They even said that my neighbour is fraudulent. Nawa o! May we not see issues that will get us to the extent of taking online loan in Jesus name, Amen. |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by SHEGZYRAY: 5:14pm On Jun 01, 2021 |
Those defending 9Credit can go ahead, no problem. Only pray you don't fall into the hands of shameless entities, whether loan companies or individuals. But, how do you defend a 7-day loan tenor that suddenly changed to 6 days? Such is their handiwork. |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by Mide90: 8:47pm On Jun 18, 2021 |
Please, the guy is right ooo.... Avoid 9credit my people no matter what you're going through. Things are really really tough in the country but avoid it no matter the situation... They can end your life. 1 Like |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by Versalex: 1:57pm On Jul 11, 2021 |
He told you the fact 1 Like |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by Chidavinchi(m): 12:46pm On Aug 05, 2021 |
Those of you who claim Nigerians don't read are actually the ones who don't read. It's not in their agreement to use your contact info to relate with 3rd party.its against Google play privacy policy to share or use someone information.and it's against CBN guildlines on debt recovery.you can't call anyone a theif without that person taken to a reputable court of law and found guilty of the charge for stealing or froude. The business is not for everyone.the economy with covid wahala people with the best of intentions will collect any kind of relief to get by to payback when they have money which sometimes does not work out as planned. So if you support that rubbish, it's says a lot about the kind of person you are. And remember they know what they are doing is wrong that's why they don't have an office. I am offering a reward of 100k for information that will lead to the arrest of any of their core staffs.9ija cash and 9ija credit. Their is a 1 billion naira law suit on their name that needs to be delivered.if you too have been attacked by them.please send an email to chidavinchi@gmail.com.tag it 9aija credit 9aija cash law suit.we also going to compel the house of reps to create a law that protects Nigerians from this loan sharks. |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by Itswell777: 8:32am On Sep 09, 2021 |
I'm going through it o, borrowed from Lcredit in April, I've been paying interest on interest, I pay 11500 every 2weeks to Lcredit, which is 23000 per month out of 35k salary, because of a 40k loan, and I don't want to borrow higher to pay as the loan will keep going up. Now I'm fed up, because of 40k I've paid this people 115k, and they want to still keep collecting it, Im scared of them sending messages to my contacts, but at this point, I'm wondering if I won't let go like this, as I'm meant to pay again today, but I don't have, will I go and borrow again? They're killing me softly, I wonder if they'll agree for me to pay little by little. Just confused. |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by INCREDIBLE007(m): 9:03am On Sep 09, 2021 |
I don't pass my boundary at all if I need a loan (which wouldn't be happening by the grace of God ) MONEE & carbon is the go to app |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by Zoezoec: 11:52am On Sep 09, 2021 |
I'm currently owing 9 credit they want to finish me please I need help I'll take a loan from anyone with my laptop as collateral |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by Phunshory: 9:18pm On Sep 09, 2021 |
Facing the same problem right now, 55k and it keeps increasing. Getting threats of texting my contacts ���� Itswell777: |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by nedekid: 1:24am On Sep 10, 2021 |
ivolt:I taya for OP |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by nedekid: 1:27am On Sep 10, 2021 |
ivolt:Well said! |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by nedekid: 1:41am On Sep 10, 2021 |
Everest9:Oga, this is not a matter of being rich. Do not put sentiments. Those monies the loan company gave you belong to investors. People place money for fixed period and interest. They then give you the money at a percentage markup. If you default because of your personal problems how will the loan company return the investors money? Abi the company should give excuses? If it were you will accept excuses? Nigerians will be sober when they need loans, they have no expectant funds they will use to repay, but will still go ahead and collect the loan hoping by miracle money will come to use to pay. Most don't even have intention of paying. When the loan company "dasi" rough with you you start to complain. I have been offered as much as 500k from several loan companies( because I built my credit rating by fulfilling my responsibilities) but will not collect a dime unless I am sure of expectant money to return. Oga, before they will send such messages they would have made several efforts to reach you to pay all in futility. Folks defaulting are those making the Nigerian market expensive to finance. That is why you see high interest rates. The risk is high. If you cannot pay, do not collect or apply for loans! Take from your relatives. If you don't want disgrace or embarrassing text to your contacts, respect yourself and pay when due. PERIOD! 2 Likes |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by nedekid: 1:54am On Sep 10, 2021 |
Chidavinchi:See how It works is that loan recovery is outsourced to another company. You have the loan company and you then have the debt chasers. Once there is default, the company passes it to the other folks to do the wahala. Those debt recovery companies are the "nasty bunch" that do the dirty work. |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by nedekid: 2:01am On Sep 10, 2021 |
jeff1607:Nigerians don't pay loan. Na so first time I tried ajor, they friend that introduced it collected first, oya time to pay me, story enter. Meanwhile nigger when he collected was all over, carrying heavy chicks. They will enter joint and blow 50k on drinks on a table! Nigger upgrade to 3some, 4some. Oya time to pay me, story stated. Problem at work, he was scammed, his wife sick, etc. Before I got my money it took 2 months! Mine was even good, the last guy nko, 5 months before he saw his ajor money. Lol. Now we are enemies say him de problem I no leave ajor money for am |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by Everest9(m): 2:52am On Sep 10, 2021 |
nedekid: Do me a favor and don't quote me again, you are entitled to your own opinion, thank God that you said you are building good credit kindly keep building with 9Credit and it's likes not providers like carbon or branch and you will understand in due time, I rest my case |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by NaijaCoverBlog(m): 8:41am On Sep 10, 2021 |
There Is Nothing Way No Go See Inside Blogging business |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by winningwinner(m): 9:07pm On Sep 30, 2021 |
ivolt: Why not come out clean and tell us you're one of the IDIOTS that blackmail people and lying against them in the name of collecting debts... You need a life boy...! |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by codesprof: 5:53pm On Oct 29, 2021 |
Sending messages to the customer's contacts is outrageous |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by bigpicture001: 6:04pm On Oct 29, 2021 |
Everest9: Bro you expect not to pay a borrowed loan...? Am shocked at ur behavior... Ur a big disgrace to law ND contract abiding Nigerians 1 Like |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by caniva(m): 8:06am On Oct 31, 2021 |
In specific, can you tell me how they get your phone contacts? |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by Everest9(m): 8:10am On Oct 31, 2021 |
bigpicture001:I wish I had your time but I don't! |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by bigpicture001: 8:18am On Oct 31, 2021 |
Everest9: Guy... I borrow loans more than u.. mine is even from. People that know my house ... In jan I borrowed 200k and paid back in March 240k. In March I borrowed 300k and payed back 45 in May.... Now am on a 1million naira loan to pay 1.4m in 12months.. so u can't tell me about loans and needs to borrow... I later found out that having earnings or getting profit from bizness with which one borrows loan does not equate to effective payback... Payback is a spirit. If u don't have it , u don't have it. Even if u borrowed just 200 naira, u still won't pay back.. So guy, build ur rep, and stop running away from. Repayment.. u succeeded in blaming everyone but yourself.. bad borrower! |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by ekene101: 8:51am On Oct 31, 2021 |
Everest9:leave them,they forget say most loan apps dey write to address the whole family as thieves and not just the defaulter alone..e go reach them wen Dem begin suffer too from loans their family members collect too without their knowledge. |
Re: (must Read) Avoid 9credit Loan At All Cost Or You Regret It Later by Brutervrot: 4:30pm On Nov 09, 2021 |
By the way, pretty good stuff, I've read it and can agree with it in almost every aspect. All of this is hard enough to understand, moreover, there are not many places with a really good option, so you should pay attention to even the little things, which is why I trust only proven places like fitmymoney.com. As for me they have long ago won our trust with their work... |
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