₦airaland Forum

Kajaard:
Why did you edit your initial post?

I was about to finish you

LOL.... It might actually be he is the debtor... Hehe

harmargedon:
my brother country hard, people go survive. Even Nigeria dey owe 55 trillion. Nobody don drag dem.

abi

What of the ones that you will pay back your loan yet they will still be charging you penalties every day

Procure:
You that can spell, what have you achieved with your life, it's your type that talk too much online on an empty stomach

I am not the cause of your tribulations in life.... Take your frustrations somewhere else..

thesicilian:
It's not the company's fault. The criminal probably dropped your number as a close contact and they are helpless now that he has absconded with their money

It is every bit their fault , how do you not verify a number given to you as a guarantor before giving out a loan , does it make any sense at all

AfroKnight:
You cannot read. Olodo.

You and the op is mad.

But why would a reasonable person take a loan then refuse to repay on due date as agreed?

FlipModeSquade:
[b]There's no [/b]deeper story..

[b]He said [/b]this is the THIRD TIME he's getting such messages..

That's enough to trigger some people..

Even if that is the 10th time he is receiving the message,
no sane person will reply in such manner unless they are the debtor.

Mustiboy:
Onigbese, san gbese rẹ

Oga calm Dan,my wife's phone was stolen and these theives wipe her acc and also take loan with her num, u need to see the way the company is disturbing me, money wey mife no spend fa

thesicilian:
It's not the company's fault. The criminal probably dropped your number as a close contact and they are helpless now that he has absconded with their money

don't call anybody criminal even if you are a staff of the loan organization. They picked number from his contacts and call. Any day this loan company will call me they will meet me in Court and pay for mental torture.

Same thing still happening to me too I even know the person that collected the loan from them bt till today they kip calling me sending all sort of intimidating messages to me bt I dey always sepe for every each of them ni

thesicilian:
It's not the company's fault. The criminal probably dropped your number as a close contact and they are helpless now that he has absconded with their money

And they didn't bother to verify the numbers at the point of submission

Nobody ever mentioned the appropriate govement sector that can handle this
In other to save yourself and some people

thesicilian:
It's not the company's fault. The criminal probably dropped your number as a close contact and they are helpless now that he has absconded with their money

Not true. The company harvested contact from the debtor's phone and is sending mass emails to all their contacts.

They don't even know the gender of the debtor that's why they are using his/her

Simply block the number, that'swhat i did and i have peace ever since then

sparkyJ:
I want to call the attention of the government to save us from the embarrassing calls and messages of loan companies.

They always claim the debtor dropped your contact with them which is NOT true but rather they send messages or call all numbers on the contact list of the debtor. I have never taken a loan in my life neither do I care to do so.

I got a message today from a company called CREDIT9JA that somebody took a loan from them, that he dropped my number as an emergency number for them to call. Why dragging innocent people into a deal or transaction they know nothing about?

The most annoying part is that u might end up not knowing the person; reason is because people can get people's contact without their consent.

This is the 3rd time i will encounter this. The first was abt a schoolmate of mine during my undergraduate days, the second was a fellow Corp member during my service in the core North and now is a stranger who have my number. Yet these people suddenly claimed he is my relative. It's so annoying! I called back and gave them a stern warning. See the reply I got.

Segzy22:
Imoney almost got me sacked because they sent message to my Boss calling me a criminal after paying 80% of their money. Oloribuku people

Did you inform your boss that you want to use him as a guarantor for a loan you want to take ?

This thing can be sha embarrassing o

sparkyJ:
I want to call the attention of the government to save us from the embarrassing calls and messages of loan companies.

They always claim the debtor dropped your contact with them which is NOT true but rather they send messages or call all numbers on the contact list of the debtor. I have never taken a loan in my life neither do I care to do so.

I got a message today from a company called CREDIT9JA that somebody took a loan from them, that he dropped my number as an emergency number for them to call. Why dragging innocent people into a deal or transaction they know nothing about?

The most annoying part is that u might end up not knowing the person; reason is because people can get people's contact without their consent.

This is the 3rd time i will encounter this. The first was abt a schoolmate of mine during my undergraduate days, the second was a fellow Corp member during my service in the core North and now is a stranger who have my number. Yet these people suddenly claimed he is my relative. It's so annoying! I called back and gave them a stern warning. See the reply I got.

Just imagine such insult, they don't realize most numbers are business lines and people who aren't buying can just copy for curiosity sake

Pls if you can, take this up legally, this is so uncalled for!

STOP BORROWING IF YOU CAN'T PAY BACK.
AVOID LOAN APP LONG THROAT And GREEDY BORROWERS NO-GO HEAR.
Only criminals borrow and don't pay back

Nigerians are part of the reasons y Nigeria doesn’t work. Someone set up a loan company with minimal interest rates to help u people, pay back the loan war

ivolt:
Even if that is the 10th time he is receiving the message,
no sane person will reply in such manner unless they are the debtor.

No sane person will drag a third party,into an issue that he has no business with..
However he chooses to react is his prerogative..

Nigerian debtors are terrible!

Kaiser20:
STOP BORROWING IF YOU CAN'T PAY BACK.
AVOID LOAN APP LONG THROAT And GREEDY BORROWERS NO-GO HEAR.
Only criminals borrow and don't pay back

Coldie:
Nigerians are part of the reasons y Nigeria doesn’t work. Someone set up a loan company with minimal interest rates to help u people, pay back the loan war

You guys didn't read the write up
She isn't the borrower!, just random strangers who saved her contact

The rate of proliferation of these loan companies is sickening. Before now, I take time time to listen to them, when they make such yeye calls, now, I block them, instantly.
Where is the indemnity form I signed, when the person was collecting the loan Arrant nonsense!
OP, block instantly!

sparkyJ:
I want to call the attention of the government to save us from the embarrassing calls and messages of loan companies.

They always claim the debtor dropped your contact with them which is NOT true but rather they send messages or call all numbers on the contact list of the debtor. I have never taken a loan in my life neither do I care to do so.

I got a message today from a company called CREDIT9JA that somebody took a loan from them, that he dropped my number as an emergency number for them to call. Why dragging innocent people into a deal or transaction they know nothing about?

The most annoying part is that u might end up not knowing the person; reason is because people can get people's contact without their consent.

This is the 3rd time i will encounter this. The first was abt a schoolmate of mine during my undergraduate days, the second was a fellow Corp member during my service in the core North and now is a stranger who have my number. Yet these people suddenly claimed he is my relative. It's so annoying! I called back and gave them a stern warning. See the reply I got.

Read my thread below about the same issue but with one guy in particular.

https://www.nairaland.com/6772351/dude-really-hurt-lot-business

graphics104:



As in eeeh. What about the ones that'll take your whatsapp photo and add scam to it?
For money wen no be me collect oh. Dey talk say I be friend with criminal. Lol.

Lock down your WhatsApp. Privacy settings. Only your contacts should be able to see your DP

I think they have access to their debtors phone contact. One sent me a message at a time like that dacted I para for am dem no fit

I even thought I was the only one receiving such embarrassing calls every morning. I nor even know wen money exchange hand, they keep calling me with threats

Coldie:
Nigerians are part of the reasons y Nigeria doesn’t work. Someone set up a loan company with minimal interest rates to help u people, pay back the loan war

Did you say minimal interest rate?

50% interest in 6 days is what they charge. Nothing minimal in such pure usury. They still make lots of money even half default.

Their loans are over 1 million percent interest on a compounded annual basis.


ETA: The loans are actually over a trillion percent per year on a compounded basis. For example, some one who takes a loan of say 30,000 probably unemployed or underemployed would usually end up paying 15k weekly as they won't be able to pay back the principal so they keep paying the interest to roll it over till they run out of funds. The combination of short tenor and high interest is deliberately designed to create loan slavery.

The reason why people find it hard to pay.

sparkyJ:
I want to call the attention of the government to save us from the embarrassing calls and messages of loan companies.

They always claim the debtor dropped your contact with them which is NOT true but rather they send messages or call all numbers on the contact list of the debtor. I have never taken a loan in my life neither do I care to do so.

I got a message today from a company called CREDIT9JA that somebody took a loan from them, that he dropped my number as an emergency number for them to call. Why dragging innocent people into a deal or transaction they know nothing about?

The most annoying part is that u might end up not knowing the person; reason is because people can get people's contact without their consent.

This is the 3rd time i will encounter this. The first was abt a schoolmate of mine during my undergraduate days, the second was a fellow Corp member during my service in the core North and now is a stranger who have my number. Yet these people suddenly claimed he is my relative. It's so annoying! I called back and gave them a stern warning. See the reply I got.

The anger in your response suggests that there is something you've not told us

Criminlas.

Toh