Good day, guys,

Please I need to talk to someone, that is why I am sharing this. I got a loan a few months back to pay my fees and after that loan got due, I was not able to pay back the loan so I borrowed from another app to pay back. That is how the cycle of borrowing started and I started borrowing from different platforms to pay back another.

The last straw was when I got over 180k from a friend and I spent it paying back loans. I decided that I would delete the apps from my phone and just pay them back whenever I can. But I was mistaken because these people do not give you any grace for an extension.

Now they have sent messages to everyone on my contact list, they even sent to my school group chat saying that I'm a fraudulent person and I am trying to run away with their money and I used them as guarantors so they would also release their details to the public if I don't pay.

Saying it has not been easy since then is an understatement. I have an exam by 3 today but I can not even leave the house because the embarrassment is too much. Even if I go to the exam hall I would be unable to concentrate and it is so funny because I borrowed the money from them so I would be able to pay my fees and avoid being sent from the exam hall.

Please I just want to be free from loans, please if there is anyway anyone who can help me, please do because I don't have anywhere to run to at this point. Even the people I thought were my friends that would have my back were even mocking me. I've not been able to stop crying since yesterday it's like my who life just fell apart.

Please I really need help.

And your parents? since you are a student..i..

tritt:
And your parents? since you are a student..i..

I'm an orphan, I take care of myself with my handiwork as a hard stylist

Uwanah15:
Good day, guys,

Please I need to talk to someone, that is why I am sharing this. I got a loan a few months back to pay my fees and after that loan got due, I was not able to pay back the loan so I borrowed from another app to pay back. That is how the cycle of borrowing started and I started borrowing from different platforms to pay back another.

The last straw was when I got over 180k from a friend and I spent it paying back loans. I decided that I would delete the apps from my phone and just pay them back whenever I can. But I was mistaken because these people do not give you any grace for an extension.

Now they have sent messages to everyone on my contact list, they even sent to my school group chat saying that I'm a fraudulent person and I am trying to run away with their money and I used them as guarantors so they would also release their details to the public if I don't pay.

Saying it has not been easy since then is an understatement. I have an exam by 3 today but I can not even leave the house because the embarrassment is too much. Even if I go to the exam hall I would be unable to concentrate and it is so funny because I borrowed the money from them so I would be able to pay my fees and avoid being sent from the exam hall.

Please I just want to be free from loans, please if there is anyway anyone who can help me, please do because I don't have anywhere to run to at this point. Even the people I thought were my friends that would have my back were even mocking me. I've not been able to stop crying since yesterday it's like my who life just fell apart.

Please I really need help.

Calm down yourself first. Overthinkig and crying will not solve this problem for you. Hold yourself up and never miss your exams because of mere embarrassment. Remember you borrowed the money for your school; which is a good thing.
Message your friends and explain to them what happened, so they don't panic after seeing the message from the loan apps.

Look at the long-term benefits of what you have done. Don't just worry because of how you will be mocked by people who will not help you, if you have asked them for help.

Since the loan app Have sent those messages; It has been sent. You can't reverse it. Just make plans on how to repay them. Don't get depressed, you are not the only one facing such challenges.