Nigeria is a strange land. Where I live if the deceased wife/partner has no means of income, a certain percentage of the late spouse/partner pension will be paid to the survival partner/spouse until death.

Just imagine if op's was a stay at home mom and never worked in the system and depends on the late husband pensions?

Your questions can be answered if you state the kind of job your dad retire from and his kind of pension, if it is contributry pension.

Emperoo:


Exactly, if its contributory pension the remaining amount goes to the next of kin..

t
This is nigeria where all rules and guildelines work on paper not in reality. We didn't get all my father's pension balance.

Our parent hide too much from us!

Fakbrown:
Oga your dad has collected gratuity, if he was in active service you could have requested for death benefit, but now you might not get anything again even the pension, I don't work but I think that is how the system works

This is a lie. Let him just go to the pension administrator he will be told what do.

Point of correction

There is nothing like
"next of kin" in Nigerian law.

With regards to entitlements to the estate or pension of a deceased .This comes either via a WILL or being DESIGNATED as a BENEFICIARY to pensions/related funds in writing by the deceased

People often make this mistake about "next of kin" in Nigeria but is is baseless( I welcome any disagreement with evidence). A next of kin is just a point of contact in case of emergencies

4words:


Please don't let those ignorant fellas above mislead you.

First there are some questions you need to answer so as to get the right answers.

1. Which pension fund administrator manages his pension?

2. Is he on annuity plan or programme withdrawal

If Annuity, 2014 to 2021 is less than 10years guarantee period so you still have a sum of accumulated 5years to collect.

If programmed withdrawal, better for you because he might have a large sum sitting in his account.

Please answer the 2 above question so I can help proffer better solution. Thanks

Pls advise, though she got her gratuity ( but mis managed it) my late mum didn't get a dime from her accumulated pension areas before her death.
All my attempts to help her retrieve it were futile,
Kindly advise on other ways to explore, thanks.

Ninobraw:
I lost my dad about 8 months ago. He retired from service 2014 and has been paid his gratuity, and was receiving his pension before his death.
What entitlements is he due now after death for the next of kin to pursue, and what process would you advise to achieve it?

From what service - is it church service

Lazy youth

dettolgel:
Nigeria is a strange land. Where I live if the deceased wife/partner has no means of income, a certain percentage of the late spouse/partner pension will be paid to the survival partner/spouse until death.

Just imagine if op's was a stay at home mom and never worked in the system and depends on the late husband pensions?

that's why Nigeria is a fail nation

Wow retired 2014 and already got his gratuity. My mom retired in 2007 after 35 years of service still haven't been paid gratuity. They owe them up to two years pension.

I don't think there's much you can do since your dad already got paid his gratuity.

Asquare84:


If your dad fall in to contributry pension then all outstanding balance in his RSA account will be paid emblock to the next of kin.

God bless you for this info. Exactly the info I was looking for.

Dear if it has to do with insurance companies like Royal Exchange insurance and Niger Insurance you have a very long way to.The people are wonderfully and fearfully made to frustrate beneficiaries

Nbotee:


First things first, U would need a letter of administration(LOA) whixh U can apply for at your state High Court secretariat. They will request U to com with his death certificate, valid ID cards for U and whoever else are coming as his next of Kin (These days they request National ID card), the name of his PFA (pension fund administrator) and his pension number. Jus visit the probate unit of the High Court to start the process, they will give u a list of requirements

Pls advise me.... In almost same dilemma, difference is my late got her gratuity but didn't get a dime of her accrued pensions and she served for 35 years,...thanks

Ninobraw:
I lost my dad about 8 months ago. He retired from service 2014 and has been paid his gratuity, and was receiving his pension before his death.
What entitlements is he due now after death for the next of kin to pursue, and what process would you advise to achieve it?

As far as I know, pension will be discontinued ones the beneficiary dies.
What you are lest to pursue is your own legacy.

Zegra:


Yes but he need to get the service of a lawyer that'll assist with nessscary legal documents.
I think lawyers charge 10% of the amount involved.

Lol which lawyer? 10% he didn't work for

Nbotee:


First things first, U would need a letter of administration(LOA) whixh U can apply for at your state High Court secretariat. They will request U to com with his death certificate, valid ID cards for U and whoever else are coming as his next of Kin (These days they request National ID card), the name of his PFA (pension fund administrator) and his pension number. Jus visit the probate unit of the High Court to start the process, they will give u a list of requirements

Thanks for giving us an informed opinion

wiseone28:
Lol everything has ended. Except if he didn't collect his pension up to 5 years since retirement.

Just wish him farewell

The new pension scheme doesn’t work that way. That was the old pension scheme.

If his contribution was changed to the new one there would be a balance for them to collect I think,

Ninobraw:
I lost my dad about 8 months ago. He retired from service 2014 and has been paid his gratuity, and was receiving his pension before his death.
What entitlements is he due now after death for the next of kin to pursue, and what process would you advise to achieve it?

Sorry about this but what if I told you my DAD GOT RETIRED FROM NIPOST SINCE 1997 [It’s been 25years now] AND TILL NOW, HE HASN’T BEING PAID HIS GRATUITY NOR PENSION.


He tells me different stories about them being called that the payment is almost ready but they’ll have to pay some certain amount, he’ll discuss with his colleagues only to find out its true.

I dislike his being worried about it but what can I do than to just be there for him any little way I can?

This country is messed up.

May God bless me for him and May he be comforted always.... my Pop is 74years now.

jaxxy:


The new pension scheme doesn’t work that way. That was the old pension scheme.

If his contribution was changed to the new one there would be a balance for them to collect I think,

What about my pop that wasn’t paid his gratuity nor pension since 1997 from Nipost?

hardcore007:
Wow retired 2014 and already got his gratuity. My mom retired in 2007 after 35 years of service still haven't been paid gratuity. They owe them up to two years pension.

I don't think there's much you can do since your dad already got paid his gratuity.

Jesus Christ! Really?

Doubuzofficial:



What about my pop that wasn’t paid his gratuity nor pension since 1997 from Nipost?

Then he is owed bt why wasn’t he paid there must be a reason or error? Is he still alive?

4words:


Please don't let those ignorant fellas above mislead you.

First there are some questions you need to answer so as to get the right answers.

1. Which pension fund administrator manages his pension?

2. Is he on annuity plan or programme withdrawal

If Annuity, 2014 to 2021 is less than 10years guarantee period so you still have a sum of accumulated 5years to collect.

If programmed withdrawal, better for you because he might have a large sum sitting in his account.

Please answer the 2 above question so I can help proffer better solution. Thanks

You seem knowledgeable and vast in this, how can I help my dad get his pension and gratuity?

He didn’t get it since 1997

jaxxy:


The new pension scheme doesn’t work that way. That was the old pension scheme.

If his contribution was changed to the new one there would be a balance for them to collect I think,

Exactly!

Go and get his death certificate, cause of death/report from the hospital which will be confirmed by the local government.

Get a good lawyer or proceed to the court and get a probate form. You are going get LA.

Nbotee:


He doesn't need d services of any lawyer. He should go to the probate department of his state High Court and apply for Letter of Administration



I processed my Dad's own 2 years ago here in Abuja. The first thing U need to get is an LOA(Letter of Administration). That is what empowers and recognises U as the legal Next of Kin. Go to the probate unit of ur State High Court and ask for their requirements

Alright, thanks.

If u have is ATM and pin keep collecting d pension until government stops it ,if it is cheque book forge the signature perfectly and keep collecting d pension,if he is not working for government and he works for private visit the company and know the next thing,try to know his account balance if money is paid in monthly,if u no get is ATM or pin or cheque book,u will need a letter of administration to access the money in the bank

jaxxy:


Then he is owed bt why wasn’t he paid there must be a reason or error? Is he still alive?

Yes sir, he is.

liverpudian9:
If u have is ATM and pin keep collecting d pension until government stops it ,if it is cheque book forge the signature perfectly and keep collecting d pension,if he is not working for government and he works for private visit the company and know the next thing,try to know his account balance if money is paid in monthly,if u no get is ATM or pin or cheque book,u will need a letter of administration to access the money in the bank

So U have no idea they have to go for verification every now and then ryt?

It depends. Who did your father make his next of kin?

busayochic:
It depends. Who did your father make his next of kin?

Is this question mine?

Ninobraw:
I lost my dad about 8 months ago. He retired from service 2014 and has been paid his gratuity, and was receiving his pension before his death.
What entitlements is he due now after death for the next of kin to pursue, and what process would you advise to achieve it?

If he was a govt worker, then thats the end of the matter. he has been paid gratuity and got his pension till he died. There is nothing more he is owed. Though if he worlked for the govt and was being paid his pension till he died there is a high probability because of govt inefficiencies they will continue paying the pension........but understand they are not supposed to, his estate is not entitled to any more pension now that he is dead.

If he was on a different private sector pension scheme, then I cannot comment.