One of my friends bought a keke and needed a rider for balance and take hire purchase. A keke man who stays in same area with him brought a rider for him.

My friend requested that the rider brings two responsible guarantor with tangible source of income.

My friend referred them to his lawyer.
The lawyer requested for the guarantors but the keke rider has nobody except a Police woman. The lawyer advised my friend against accepting the Police woman as a guarantor for convincing reasons he shared with my friend.

The would-be keke rider started begging my friend to give him the keke and that he wouldn't disappoint him.

My friend insisted he brings 2 responsible persons with significant source of income but not Police.

The rider kept on begging, by this time my friend had travelled to another state. My friend then discussed with the lawyer on the way forward, the lawyer insisted he brings 2 other guarantors.

My friend's neighbor who's a keke rider too also started begging my friend to accept the guy. Based on compassion, my friend told the lawyer to give the guy a benefit of doubt. The lawyer prepared the usual agreement on behalf of my friend and the keke rider went with his copy.

The keke was handed over to the keke guy.
This keke rider started riding the Keke mid-September last year and since then, he has always paid his weekly due to the bank account of my friend.

My friend keeps record of every transaction even though the keke rider doesn't come to sign his place.

My friend doesn't know the keke rider's place neither does my friend's neighbor knows his place of residence. They only know he stays in another town far away.

Yesterday, there was a little misunderstanding between my friend and the keke rider. My friend actually instructed the keke rider to give the keke to a friend of his who was without money as the keke rider went on a journey with this his friend and they left at night. So no money for the friend to come back to town. The keke rider said he had no money. So my friend instructed he gives the keke to this his friend (a friend of my friend, let me call him TK) so he rides to my friend's place and then my friend would give him money to continue his journey home with the mind that the keke rider would come and pick up the keke the next morning from his place (the keke owner's)

The keke rider refused giving him the keke or money. This his friend had to turn beggar from junction to junction until he got to his home around 11p.m

This kind of pissed off my friend on hearing it. He then put a call to the keke rider, asking for an explanation. The rider first lied that the guy refused the keke, but when confronted, he admitted he refused giving him the keke because he doesn't want someone else to touch his thing.

My friend requested to have a meeting with the keke rider in his place (my friend's place) today at a given time. The keke rider replied my friend that he doesn't have that time. That he has no business going to my friend's place as long as he is balancing him weekly.

Mind you, all throughout December, 2021, my friend told this keke rider to work for himself without remitting any money to him so he could take proper care of his family during the Christmas and New year celebration.

Now, my friend requested the keke rider come to his place today at a stated time. When the time was getting near, my friend called the rider to inform him. He said he's leaving his place to my friend's. About 30minutes later, my friend called him again, then he told my friend that he couldn't come to his place. He asked him what was he going to do in my friend's place, that he's tired.

Then my friend got angry and asked of the keke, the rider said he didn't come to town with it. My friend said he should meet him in his place, he told my friend that he won't. Then my friend asked him if when he met with the lawyer the lawyer told him the keke belongs to him automatically, he said no.

In anger, my friend told him to come to his place with the keke, then he told my friend that he shouldn't disturb him. He ended the call.

My friend started calling him, by then my friend was already getting angry. When he finally picked, my friend actually said he is very stupid for how he's talking to him. Again, he ended the call on my friend. This provoked my friend who kept on calling and calling while he's not picking.

When he finally picked, in anger, my friend said he must be mad. That he should come with his keke. He said he didn't come to town with my friend's keke and he's gone to somewhere else (an area after my friend's place). When my friend kept on insisting, then he told my friend that he should do whatever he wants to do. That he should bring his lawyer and police, that if they can locate him, okay, but for now, he has seized the keke. He ended the call.

My friend called me, I went to meet him. We were calling the keke rider's line, he was wasting our credit and telling us he has seized the keke and that my friend should do his worst.

I asked my friend if he knows where he lives, he said it's in a village outside town, very far and that he doesn't even know the location like that, but if we go there, we will try to locate his place, that he can try his best since he's been there only once.

We kept on calling the keke rider, he was bragging that he had seized the keke. So my friend said God must punish his family for that statement. They started exchanging words. I picked up the phone from my friend and informed the guy that since he said he's not with the keke, we were going to his place.

Then 30minutes later while we were pacing up and down, my friend called the guy again, this time, he's with the elder sister of my friend. My friend instructed his sister to take the key of the keke.

We drove there. When we got there, we met the keke guy begging. The elder sister then appealed on behalf of the keke guy. My friend never wanted to give the keke guy the key again, he wanted the business ended immediately but the elder sister prevailed.

My friend is not comfortable, I am not comfortable. We want the keke retrieved.

My friend is a very private person but this keke rider had gone to tell his family about the issue.

My friend called me an hour ago and said he's not comfortable that the guy went with the keke napep. The keke rider is to come and take us to his house tomorrow so my friend and others know the place but my friend doesn't want the rider again. I also don't want him.

Please, can my friend terminate the contract?
Remember, the whole of December, he gave this keke rider privilege to work for himself and his family without remitting a kobo to my friend.

My friend is a very soft, generous and private person. He doesn't get angry easily but once he does, he always wants his decision respected.

Please can he terminate the contract?
Can he take the key from the keke guy tomorrow?

Can he insist on him bringing his guarantors?
Remember, the rider didn't bring a qualified guarantor initially, he was given the keke based on compassionate ground.

Both of you are oppressing the poor guy.He has not renege in paying your friend's due.So why are both of you disturbing his life simply because he refused to hand the key over to his other friend to drive to his house?There is no breach of contract from his side It;s just that both of you are bossing him around simply because you gave him Keke to drive on a hire-purchase.
Leave that man alone.

Revolution2022:
Both of you are oppressing the poor guy.He has not renege in paying your friend's due.So why are both of you disturbing his life simply because he refused to hand the key over to his other friend to drive to his house?There is no breach of contract from his side It;s just that both of you are bossing him around simply because you gave him Keke to drive on a hire-purchase.
Leave that man alone.

What do you mean by oppressing? Can you give your keke to a stranger who lives in a different community without any guarantor? Even your neighbor who recommended him doesn't know where he stays? What do you mean by oppression here? Can't you be logical?

Can you give your property of almost a million naira to a stranger? And within 3months he's threatening to seize it simply because you don't know where he stays and you have no guarantor to hold responsible if you don't see your property.

I need an answer from you please. Can you do that? If yes, please buy keke for this rider and let him ride for you

Revolution2022:
Both of you are oppressing the poor guy.He has not renege in paying your friend's due.So why are both of you disturbing his life simply because he refused to hand the key over to his other friend to drive to his house?There is no breach of contract from his side It;s just that both of you are bossing him around simply because you gave him Keke to drive on a hire-purchase.
Leave that man alone.

Imagine your mentality. Bossing him?
You as you are, can you give a stranger N100,000 as a loan without you knowing his house let alone a property of about N1million naira?

Imagine playing a victim card here.
If you can do that, then I am daring you to buy a keke napep and tell me to send the rider to you so you give him to ride it.

Whatever you do, do not allow that keke rider take you to his village, be security conscious.

Talk to the lawyer that prepared the documents for you and ask for his opinion

SmileDance:
Whatever you do, do not allow that keke rider take you to his village, be security conscious.

Talk to the lawyer that prepared the documents for you and ask for his opinion

Thank you. That's what we are planning to do. If the keke guy comes today as planned, we would take the keke and lock in the compound car park. The compound is very big and spacious.

Thereafter we would tell him to go look for guarantors so the agreement can be reviewed.

My friend gave him the keke initially on compassionate ground but he also instructed him to look for a house in the town for security of his keke which he promised to do, but rather, he packed to another deep village at the opposite side of the previous village he was, farther from the town too.

I want my friend to hold the keke while the rider go bring responsible guarantors who would take responsibility in case of any incident like this, and whom my friend can call to speak responsibly to.

What do you think plz?

Cleo18:


Imagine your mentality. Bossing him?
You as you are, can you give a stranger N100,000 as a loan without you knowing his house let alone a property of about N1million naira?

Imagine playing a victim card here.
If you can do that, then I am daring you to buy a keke napep and tell me to send the rider to you so you give him to ride it.

How is he a stranger?Did you not verify his guarantors and residential address before you give him the bike?

SmileDance:
Whatever you do, do not allow that keke rider take you to his village, be security conscious.

Talk to the lawyer that prepared the documents for you and ask for his opinion

Also be informed that my friend hasn't signed whatever agreement there is, and also no guarantor has signed.

Revolution2022:
How is he a stranger?Did you not verify his guarantors and residential address before you give him the bike?

Just imagine. Please read the post again

Cleo18:


Thank you. That's what we are planning to do. If the keke guy comes today as planned, we would take the keke and lock in the compound car park. The compound is very big and spacious.

Thereafter we would tell him to go look for guarantors so the agreement can be reviewed.

My friend gave him the keke initially on compassionate ground but he also instructed him to look for a house in the town for security of his keke which he promised to do, but rather, he packed to another deep village at the opposite side of the previous village he was, farther from the town too.

I want my friend to hold the keke while the rider go bring responsible guarantors who would take responsibility in case of any incident like this, and whom my friend can call to speak responsibly to.

What do you think plz?

I doubt that guy will bring the keke to your compound, I guess the keke has papers ( that show your friend owns it), still inform the lawyer so things don't turn against you but do not appear weak, if you are open to using touts or soldiers to scare him please do, cos that guy will not willingly release your keke, you have to take it by force.

SmileDance:
I doubt that guy will bring the keke to your compound, I guess the keke has papers ( that show your friend owns it), still inform the lawyer so things don't turn against you but do not appear weak, if you are open to using touts or soldiers to scare him please do, cos that guy will not willingly release your keke, you have to take it by force.

Thank you very much. You're already getting the gist. A keke guy threatening owner of keke that he has seized the keke? If my friend knows the place he lives very well and if the place was nearby, I know he would never had dared to issue that stupid threat.

I will keep you updated on the outcome, but I would want my friend to get it. From the look of things, the rider is already claiming ownership

The guy was keeping his own side of the verbal agreement before your friend asked him for “FAVOR”. To me, the guy is good but he lacks good interpersonal skills.
If not for his arrogance and some implicating words towards his benefactor, he shouldn’t have ran into trouble with your friend. Please note that the waiver for December remittance
was not requested for by the driver. So, still doesn’t give your friend enough reason to compel him to give his keke to a stranger.

I doubt he’ll come with the keke but if he does, insist on having proper legal agreements with his guarantors and allow him to continue his business once he fulfills all requirements.
If na Lagos, shine ya eye . guarantors can be rented or arranged and packaged for you oo. some guarantors are useless and worthless. Verify whoever he brings forward as guarantor.
Then, make I warn you bro, be careful with the driver o. He’s very desperate. he will also have his plans in place for you guys.
So watch ur back.

"My friend" everywhere in this story. Gave me headaches

seankim:
The guy was keeping his own side of the verbal agreement before your friend asked him for “FAVOR”. To me, the guy is good but he lacks good interpersonal skills.
If not for his arrogance and some implicating words towards his benefactor, he shouldn’t have ran into trouble with your friend. Please note that the waiver for December remittance
was not requested for by the driver. So, still doesn’t give your friend enough reason to compel him to give his keke to a stranger.

I doubt he’ll come with the keke but if he does, insist on having proper legal agreements with his guarantors and allow him to continue his business once he fulfills all requirements.
If na Lagos, shine ya eye . guarantors can be rented or arranged and packaged for you oo. some guarantors are useless and worthless. Verify whoever he brings forward as guarantor.
Then, make I warn you bro, be careful with the driver o. He’s very desperate. he will also have his plans in place for you guys.
So watch ur back.

I am suspecting it

If he cannot bring a verifiable guarantor whom you will be able to track or locate easily, collect the keke from him.

Collect the keke from him whichever way, even if he brings the traditional ruler of his village as guarantor.
Imagine telling someone you've seized his Keke?

Sugar97:
"My friend" everywhere in this story. Gave me headaches

I thought it was only me, I got confused "My friend" My friend was too much, even another 2 my friend, I don't know who is who again

MandGEnterprise:

I thought it was only me, I got confused "My friend" My friend was too much, even another 2 my friend, I don't know who is who again

All I could pick in that message was, the Keke man was arrogant, ignorant and doesn't deserve the Keke.
Imagine, I gave you my Keke, and you are telling me that you've seized the Keke and I should do my worst.

A Commisioner of Police once gave my Mum and I salient advice I will now give you -

"Never bend your rules for Nigerians. If you're doing business, do business. If you're doing charity, do charity but never bend the rules in either situation."

The average Nigerian has experienced so much suffering, he does not know how to process benevolence.

Revolution2022:
How is he a stranger?Did you not verify his guarantors and residential address before you give him the bike?

Honestly no. He said he had no guarantor except the Police woman. The lawyer advised my friend against accepting a police officer as a guarantor due to some reasons.

As for his place, it's in another community, very far from the community my friend stays. He's taken my friend there only once, the place was so remote and deep deep, so my friend can't really know the place again. He knows my friend can't locate that place.

seankim:
The guy was keeping his own side of the verbal agreement before your friend asked him for “FAVOR”. To me, the guy is good but he lacks good interpersonal skills.
If not for his arrogance and some implicating words towards his benefactor, he shouldn’t have ran into trouble with your friend. Please note that the waiver for December remittance
was not requested for by the driver. So, still doesn’t give your friend enough reason to compel him to give his keke to a stranger.

I doubt he’ll come with the keke but if he does, insist on having proper legal agreements with his guarantors and allow him to continue his business once he fulfills all requirements.
If na Lagos, shine ya eye . guarantors can be rented or arranged and packaged for you oo. some guarantors are useless and worthless. Verify whoever he brings forward as guarantor.
Then, make I warn you bro, be careful with the driver o. He’s very desperate. he will also have his plans in place for you guys.
So watch ur back.

Thanks for your contribution.

Referring to your second paragraph, the journey the keke guy went with my Friend's friend was this:

The keke rider brought one of his relatives to my friend so my friend can buy keke and give to that one to do balance and take.

The keke guy, his brother and my friend's friend then embarked on a journey to a different community they saw keke at a cheaper rate (there a politician dashed some of the villagers keke, so the villagers were selling them cheaper, presently keke is about N1.1million)

The keke guy decided to be looking for keke to recommend for my friend to buy for his brother from the village.

My friend sent his friend to accompany him so in case he would buy, it's this his friend that would ride the keke down to town.

While the rider left his normal duties to be looking for keke for his brother, my friend then told him to take the week off, that is, any money he realized this week, he should take it for himself for stress.

When the keke rider traveled to the other community where they sell keke, my friend gave him money. Before they left that community, my friend was keeping in touch and asked if they had money, as one of his friends was in that area, in a situation they don't have, he wanted to tell him friend to meet them before night fall but the rider claimed he had money.

Then at 8:30p.m, when he called his friend to know the point he was, his friend then told him the keke rider said he had no money. That was when he told the keke rider that one their way, when he gets to his house in the other community (the rider's community would be reached first before the town my friend stays), he should give the guy (my friend's friend) the keke to take down to my friend's place. He would keep the keke in his place and give his friend money to continue his journey.

Why did the rider refuse?
Is the rider the owner of the keke?
Did he contribute a penny to the purchase of the keke?
Does leasing a keke out now automatically means the borrower is the owner?

MandGEnterprise:

I thought it was only me, I got confused "My friend" My friend was too much, even another 2 my friend, I don't know who is who again

Ahaha plz I'm sorry, you know the story was long. Thanks for taking your time to even read it.

What will you guys do if the keke man changes his phone number?

Transportation is a huge risk business, carry out due diligence before engaging anybody or else, you will lose out big time.

Collect your keke from the chap, unless he can come up with all your requirements else you will weep at the end of the day

Stop oppressing the keke guy. In as much the guy is paying his due, the keke belongs to him, only for him to complete his money. It's not part of the agreement that the keke guy should carry ur friend or family member. So u people should leave him alone. From your write up. Even if u get to police station, your friend will be blame.

Cleo18:


Imagine your mentality. Bossing him?
You as you are, can you give a stranger N100,000 as a loan without you knowing his house let alone a property of about N1million naira?

Imagine playing a victim card here.
If you can do that, then I am daring you to buy a keke napep and tell me to send the rider to you so you give him to ride it.

you guys are wrong in all sides and you insulting someone because he's saying his views also says a lot.

Do you think a keke is what you just give someone to drive,who does that,. do you think a keke is a car that you can give to somebody to drive without developing a fault if its not properly taken care of. Keke is not as strong as you think and any driver knows how he maintain it so he can balance its owner. What if he had handed over the keke to him and he got the fiber and clutch Burnt?,who would fix it. How can you tell someone to give his keke to a stranger?,. Why didn't your friend asked him to go pickup his friend rather than telling him to give him the keke?. I believed you're not telling the truth here. the moment you handed over a keke to someone, it tactically belongs to the person and even if you the owner wants it's services, you have to pay for it or otherwise. The only way you can go and collect the keke is if he'd is not remitting ,so it is morally wrong for you and your guy to be bossing over him to the extent of him begging his sister,you guys are being unfair with him cos you bought keke for someone and I believe he wouldn't have refused any errand apart from handing the keke to a total straner. I am into the business and nothing,I mean nothing you can tell me about it. and if something should happens to the keke,you guys would hold him responsible, that is the essence of the agreement not you telling him to give your friend the keke which is a fragile something. I just hope when you guys collect it ,you'll now face a tougher rider and you end loosing at the end.

Oyiboman69:
you guys are wrong in all sides and you insulting someone because he's saying his views also says a lot.

Do you think a keke is what you just give someone to drive,who does that,. do you think a keke is a car that you can give to somebody to drive without developing a fault if its not properly taken care of. Keke is not as strong as you think and any driver knows how he maintain it so he can balance its owner. What if he had handed over the keke to him and he got the fiber and clutch Burnt?,who would fix it. How can you tell someone to give his keke to a stranger?,. Why didn't your friend asked him to go pickup his friend rather than telling him to give him the keke?. I believed you're not telling the truth here. the moment you handed over a keke to someone, it tactically belongs to the person and even if you the owner wants it's services, you have to pay for it or otherwise. The only way you can go and collect the keke is if he'd is not remitting ,so it is morally wrong for you and your guy to be bossing over him to the extent of him begging his sister,you guys are being unfair with him cos you bought keke for someone and I believe he wouldn't have refused any errand apart from handing the keke to a total straner. I am into the business and nothing,I mean nothing you can tell me about it. and if something should happens to the keke,you guys would hold him responsible, that is the essence of the agreement not you telling him to give your friend the keke which is a fragile something. I just hope when you guys collect it ,you'll now face a tougher rider and you end loosing at the end.

You are being emotional.
How does the keke belong to the rider? Has he completed the payments?
The buyer made a fundamental mistake of not getting the guarantors from the onset. He doesn't know where the rider lives, would you do that?

He needs to protect himself, get the guarantors in place, know where the rider lives and even get to know his family. They can then proceed with their arrangement.

Oyiboman69:
you guys are wrong in all sides and you insulting someone because he's saying his views also says a lot.

Do you think a keke is what you just give someone to drive,who does that,. do you think a keke is a car that you can give to somebody to drive without developing a fault if its not properly taken care of. Keke is not as strong as you think and any driver knows how he maintain it so he can balance its owner. What if he had handed over the keke to him and he got the fiber and clutch Burnt?,who would fix it. How can you tell someone to give his keke to a stranger?,. Why didn't your friend asked him to go pickup his friend rather than telling him to give him the keke?. I believed you're not telling the truth here. the moment you handed over a keke to someone, it tactically belongs to the person and even if you the owner wants it's services, you have to pay for it or otherwise. The only way you can go and collect the keke is if he'd is not remitting ,so it is morally wrong for you and your guy to be bossing over him to the extent of him begging his sister,you guys are being unfair with him cos you bought keke for someone and I believe he wouldn't have refused any errand apart from handing the keke to a total straner. I am into the business and nothing,I mean nothing you can tell me about it. and if something should happens to the keke,you guys would hold him responsible, that is the essence of the agreement not you telling him to give your friend the keke which is a fragile something. I just hope when you guys collect it ,you'll now face a tougher rider and you end loosing at the end.

Clap for yourself. Both of us are strangers, pleasw lend me N1million to do a business, I will pay you in 2years time. You don't need to know my place, I don't need to present any guarantor or documents for you. Just send me the money. Will you do that?

Can you risk your N1million in the hands of a stranger you don't know his place of residence which is in a community far from where you stay; and who has no guarantor?

Would you mind I tell my friend to link the keke rider to you so you buy a keke and hand over to him to be doing balance and take for you not minding the distance or if he has a guarantor?

In business and in law, you have to keep emotional sentiments aside.

My friend made a mistake by giving him that keke without him bringing 2 guarantors and without knowing his place. Now the keke rider has threatened him once, it would be foolish of him not to use this opportunity to set things straight now.

The keke rider needs to be informed that until he completes the final payment, he is NOT the owner of the keke and the buyer is at liberty to terminate whatever contract there was if he felt insulted.

By the way, you wanna claim ownership for the rider, did the rider contribute a dime to my friend to buy the keke?

Who is doing who favor here?
The rider uses the keke to work and make money from which he feeds his family, pays house rent and other bills; in spite of these, he would still be given the keke after a period of time.

What does the true owner gain? Balanced payment which by the time it is completed, naira would have fallen and the money realized might not be able to even purchase a new keke.

Who gains it most? The keke rider.

Do you know most owners are no longer doing balance and take? They set rules for their property, and ensure the rider doesn't even take it home after work everyday


How does the keke belong to the rider when he hadn't even remitted 1/4 of the cost of the keke?
On what basis?

Kabongo1:


You are being emotional.
How does the keke belong to the rider? Has he completed the payments?
The buyer made a fundamental mistake of not getting the guarantors from the onset. He doesn't know where the rider lives, would you do that?

He needs to protect himself, get the guarantors in place, know where the rider lives and even get to know his family. They can then proceed with their arrangement.

the mistake is even the rider not going into a proper agreement...he is not the legal owner but it is in he's custody, so the buyer has the upper hand due to improper documentation, and like I said you can take it if you choose to but to think it is on the premise of not given it out to a total stranger that you collecring it makes it veru very disturbing....

wd2454418:
Stop oppressing the keke guy. In as much the guy is paying his due, the keke belongs to him, only for him to complete his money. It's not part of the agreement that the keke guy should carry ur friend or family member. So u people should leave him alone. From your write up. Even if u get to police station, your friend will be blame.

not until the keke rider complete the whole payment, the keke doesn't belongs to him