Thank you every contributor to this post: whether you supported my friend or were against my friend. I enjoyed the discussion and honestly I appreciate your honest opinion. Everyone must not have the same opinion, everyone must not always agree but the ability to disagree to agree; or to see strength in our diversity is what makes us enlightened.

Update: The keke rider was notified of his invitation to the owner's place this morning with the keke so he could take my friend and a relative to know his place.

The rider agreed to honor the meeting. At the stated time, he didn't show up. He was called on phone severally, while the phone kept ringing, it wasn't picked. Then after about 30minutes of ringing, he said he was on his way to meet my friend.

They gave him time, after some time, they called him to know where he had reached, he said he's not feeling fine, and couldn't make it. �

By then my friend was beginning to get tensed. He called and called the keke rider, the rider said he couldn't make it to my friend's place. He would talk and end the call on my friend. When my friend tried tirelessly to call him, he wasn't picking.

Then he switched off his phone. My friend decided to go to the community he lives to try and track the keke and make enquiries. As he was going, he was calling the rider. The rider on noticing my friend was on the road due to vehicle sounds, he said he was on his way to my friend's place.

My friend decided to reverse and he met the driver in his street. He requested the key from the rider and told him he is free to go to court.

The keke was ridden to the car park and it's been locked.

We have resolved not to give him the keke again. No need to even bring guarantors, my friend is done with him.

[quote author=Cleo18 post=109999886]

Thanks for your contribution.

Cleo18:
One of my friends bought a keke and needed a rider for balance and take hire purchase. A keke man who stays in same area with him brought a rider for him.

My friend requested that the rider brings two responsible guarantor with tangible source of income.

My friend referred them to his lawyer.
The lawyer requested for the guarantors but the keke rider has nobody except a Police woman. The lawyer advised my friend against accepting the Police woman as a guarantor for convincing reasons he shared with my friend.

The would-be keke rider started begging my friend to give him the keke and that he wouldn't disappoint him.

My friend insisted he brings 2 responsible persons with significant source of income but not Police.

The rider kept on begging, by this time my friend had travelled to another state. My friend then discussed with the lawyer on the way forward, the lawyer insisted he brings 2 other guarantors.

My friend's neighbor who's a keke rider too also started begging my friend to accept the guy. Based on compassion, my friend told the lawyer to give the guy a benefit of doubt. The lawyer prepared the usual agreement on behalf of my friend and the keke rider went with his copy.

The keke was handed over to the keke guy.
This keke rider started riding the Keke mid-September last year and since then, he has always paid his weekly due to the bank account of my friend.

My friend keeps record of every transaction even though the keke rider doesn't come to sign his place.

My friend doesn't know the keke rider's place neither does my friend's neighbor knows his place of residence. They only know he stays in another town far away.

Yesterday, there was a little misunderstanding between my friend and the keke rider. My friend actually instructed the keke rider to give the keke to a friend of his who was without money as the keke rider went on a journey with this his friend and they left at night. So no money for the friend to come back to town. The keke rider said he had no money. So my friend instructed he gives the keke to this his friend (a friend of my friend, let me call him TK) so he rides to my friend's place and then my friend would give him money to continue his journey home with the mind that the keke rider would come and pick up the keke the next morning from his place (the keke owner's)

The keke rider refused giving him the keke or money. This his friend had to turn beggar from junction to junction until he got to his home around 11p.m

This kind of pissed off my friend on hearing it. He then put a call to the keke rider, asking for an explanation. The rider first lied that the guy refused the keke, but when confronted, he admitted he refused giving him the keke because he doesn't want someone else to touch his thing.

My friend requested to have a meeting with the keke rider in his place (my friend's place) today at a given time. The keke rider replied my friend that he doesn't have that time. That he has no business going to my friend's place as long as he is balancing him weekly.

Mind you, all throughout December, 2021, my friend told this keke rider to work for himself without remitting any money to him so he could take proper care of his family during the Christmas and New year celebration.

Now, my friend requested the keke rider come to his place today at a stated time. When the time was getting near, my friend called the rider to inform him. He said he's leaving his place to my friend's. About 30minutes later, my friend called him again, then he told my friend that he couldn't come to his place. He asked him what was he going to do in my friend's place, that he's tired.

Then my friend got angry and asked of the keke, the rider said he didn't come to town with it. My friend said he should meet him in his place, he told my friend that he won't. Then my friend asked him if when he met with the lawyer the lawyer told him the keke belongs to him automatically, he said no.

In anger, my friend told him to come to his place with the keke, then he told my friend that he shouldn't disturb him. He ended the call.

My friend started calling him, by then my friend was already getting angry. When he finally picked, my friend actually said he is very stupid for how he's talking to him. Again, he ended the call on my friend. This provoked my friend who kept on calling and calling while he's not picking.

When he finally picked, in anger, my friend said he must be mad. That he should come with his keke. He said he didn't come to town with my friend's keke and he's gone to somewhere else (an area after my friend's place). When my friend kept on insisting, then he told my friend that he should do whatever he wants to do. That he should bring his lawyer and police, that if they can locate him, okay, but for now, he has seized the keke. He ended the call.

My friend called me, I went to meet him. We were calling the keke rider's line, he was wasting our credit and telling us he has seized the keke and that my friend should do his worst.

I asked my friend if he knows where he lives, he said it's in a village outside town, very far and that he doesn't even know the location like that, but if we go there, we will try to locate his place, that he can try his best since he's been there only once.

We kept on calling the keke rider, he was bragging that he had seized the keke. So my friend said God must punish his family for that statement. They started exchanging words. I picked up the phone from my friend and informed the guy that since he said he's not with the keke, we were going to his place.

Then 30minutes later while we were pacing up and down, my friend called the guy again, this time, he's with the elder sister of my friend. My friend instructed his sister to take the key of the keke.

We drove there. When we got there, we met the keke guy begging. The elder sister then appealed on behalf of the keke guy. My friend never wanted to give the keke guy the key again, he wanted the business ended immediately but the elder sister prevailed.

My friend is not comfortable, I am not comfortable. We want the keke retrieved.

My friend is a very private person but this keke rider had gone to tell his family about the issue.

My friend called me an hour ago and said he's not comfortable that the guy went with the keke napep. The keke rider is to come and take us to his house tomorrow so my friend and others know the place but my friend doesn't want the rider again. I also don't want him.

Please, can my friend terminate the contract?
Remember, the whole of December, he gave this keke rider privilege to work for himself and his family without remitting a kobo to my friend.

My friend is a very soft, generous and private person. He doesn't get angry easily but once he does, he always wants his decision respected.

Please can he terminate the contract?
Can he take the key from the keke guy tomorrow?

Can he insist on him bringing his guarantors?
Remember, the rider didn't bring a qualified guarantor initially, he was given the keke based on compassionate ground.

In everything you do, never go into any business or employ anyone, especially a Nigerian, out of sympathy/compassion.

They'll almost always disappoint you.

seankim:


I understand your clarifications quite well. I'm not making any case for you to consider the guy but if he is able to provide a guarantor, your friend can give him a second chance.
The reason for refusing to give the keke to your friend's friend is best known to the rider. Don't be surprised, it may just be because he just refuelled the keke for the subsequent day's ride. He's also quite aware that he will be at loss if anything happen to the keke once he gives it to the person. My wife don't give out her car to anyone to drive. I don't drive her car, she will gladly take me anywhere, not me driving it.
To your other questions;
Your friend is the rightful owner but the keke driver is the hopeful owner. All things being equal, he will be the owner if he doesn't renege on his payment schedule.
He's not a borrower, he took it on a hired purchase.
When things go wrong, you don't go with them.

Alright, thank you very much.
Please be informed that due to the search for keke by the rider for my friend to buy for his brother, my friend decided to give him a week break, that he shouldn't remit any money to him for the week and he should try to be resting.

I will show my friend all the comments on this post and tell him to consider your request but only if the rider shows remorse and be ready for a new agreement, with a request for 2 guarantors with significant means of income and for him to relocate to the town my friend stays for easy accessibility.

Do not make the mistake of giving that rider your keke again. Even if he brings his grandfather as guarantor

SmileDance:
Do not make the mistake of giving that rider your keke again. Even if he brings his grandfather as guarantor

Thank you.
Once beaten twice shy.
Giving him the keke again wouldn't be a better idea as he might come to cause more havoc