Akerele44:


Bank will just keep telling u to come tomorrow
Since the money is not that huge

Bank see the 40k as small change

I could remember that year i mistakenly sent 70k to a wrong account number

When i went to my bank and complained..they told me to come bk the next day for like 3 days it's was the security man that pitied me and told me to just forget about the money that since the money is not huge they won't answered me and those official i complained to may reverse bk the money to there own personal account without me knowing

Hustle938:
Hello Nairalanders, please I need your help urgently as regards a banking transaction on my account

I have a Pos shop in Ibadan which I put someone there to manage for me, we accept card transaction and also transfer from bank.

It happened that on the 15th of October 2022, someone came to do transaction in my shop so he sent 20000 twice from Opay with the account name FOLAKE KOLAWOLE and the transaction was confirmed and the person paid his money.

To my greatest surprise last week Friday which happened to be 21st of October 2022,I received some money into my account and I realised the sum of 40000 naira was withheld in my account so on getting to the bank today 24th October,22 I was told the bearer FOLAKE KOLAWOLE reported the transaction as fraud and that was the reason the money was withheld.

I asked for the way forward and I was told I will have to contact the said kolawole folake so she can go to her bank and clear the transaction whereas there is no means to get the lady and no phone number attached.

So I am appealing to all and sundry if u know any kolawole folake that banks with Opay and did a transaction of 20000 twice to an access account so I can reach her or if there’s any other means

The document received from the bank is attached below

okoroemeka:
the bank is deliberately obstructive by not giving you the phone no or even calling the kolawole in your presence because the phon contact will be on the account,my manager mistakenly transfered #155k to a strange no,we went to the bank and got the contact of the person,they called him and he repaid it after he has already withdrawn it to chop

iiifedimma:
Please let's support his excellency Mr Peter obi for the president of federal Republic of Nigeria, we are tired of those thief's now,

Without a tribalism and nepotism any sane Nigerian know it's only someone like Peter obi that can now rescue Nigeria from total collapsing, but seriously some ethnic bigot people will just still prefer to hav their own man at the affairs of the country either he is capable or not than to go for what could have been the best solution to all nigerian's current problems, #ObiDatti2023 is certain

seborrhic:

Rubbish assertion.
If it's that easy and straightforward,many fraudsters would have been doing it.
The process of proving the transaction is not just fraudulent but automatically debiting and crediting the fraudster is far more tedious and involves not just the police but a court process.
As bad as Nigeria is painted to be,you think these things are as easy as they say in beer parlours.

Itsrm:
It's a new scam in town. People go to POS shops to withdraw money and go back to the bank to report the transaction as fraudulent or that the transaction failed. The bank usually will try contacting the POS agent and in cases where they can't be reached, the bank debits the account of the POS agent and credits the fraudster.

In your own case, good thing the bank can reach you. I think all you need to do is prove that Folake was indeed paid by showing them the receipt of the transaction.

Even if the person you paid is not Folake, its none of your business. It wasn't you who compromised Folakes account neither do you have a means to determine fraudulent transactions.

Akerele44:


Bank will just keep telling u to come tomorrow
Since the money is not that huge

Bank see the 40k as small change

I could remember that year i mistakenly sent 70k to a wrong account number

When i went to my bank and complained..they told me to come bk the next day for like 3 days it's was the security man that pitied me and told me to just forget about the money that since the money is not huge they won't answered me and those official i complained to may reverse bk the money to there own personal account without me knowing

Akerele44:


Bank will just keep telling u to come tomorrow
Since the money is not that huge

Bank see the 40k as small change

I could remember that year i mistakenly sent 70k to a wrong account number

When i went to my bank and complained..they told me to come bk the next day for like 3 days it's was the security man that pitied me and told me to just forget about the money that since the money is not huge they won't answered me and those official i complained to may reverse bk the money to there own personal account without me knowing

iiifedimma:
Please let's support his excellency Mr Peter obi for the president of federal Republic of Nigeria, we are tired of those thief's now,

Without a tribalism and nepotism any sane Nigerian know it's only someone like Peter obi that can now rescue Nigeria from total collapsing, but seriously some ethnic bigot people will just still prefer to hav their own man at the affairs of the country either he is capable or not than to go for what could have been the best solution to all nigerian's current problems, #ObiDatti2023 is certain

Kobicove:


So how is this the problem of the POS operator?

Norra22:
Ok

airsaylongcome:


What software do you use to issue your invoices and Receipts? What Narration do you use as Item description?

Hustle938:
Hello Nairalanders, please I need your help urgently as regards a banking transaction on my account

I have a Pos shop in Ibadan which I put someone there to manage for me, we accept card transaction and also transfer from bank.

It happened that on the 15th of October 2022, someone came to do transaction in my shop so he sent 20000 twice from Opay with the account name FOLAKE KOLAWOLE and the transaction was confirmed and the person paid his money.

To my greatest surprise last week Friday which happened to be 21st of October 2022,I received some money into my account and I realised the sum of 40000 naira was withheld in my account so on getting to the bank today 24th October,22 I was told the bearer FOLAKE KOLAWOLE reported the transaction as fraud and that was the reason the money was withheld.

I asked for the way forward and I was told I will have to contact the said kolawole folake so she can go to her bank and clear the transaction whereas there is no means to get the lady and no phone number attached.

So I am appealing to all and sundry if u know any kolawole folake that banks with Opay and did a transaction of 20000 twice to an access account so I can reach her or if there’s any other means

The document received from the bank is attached below

Hustle938:
imagine

The bank gave me only her name with no other details,I have messaged all kolawole folake I know on Facebook but I haven’t gotten any reply


There was no other details aside d name

Hustle938:
Hello Nairalanders, please I need your help urgently as regards a banking transaction on my account

I have a Pos shop in Ibadan which I put someone there to manage for me, we accept card transaction and also transfer from bank.

It happened that on the 15th of October 2022, someone came to do transaction in my shop so he sent 20000 twice from Opay with the account name FOLAKE KOLAWOLE and the transaction was confirmed and the person paid his money.

To my greatest surprise last week Friday which happened to be 21st of October 2022,I received some money into my account and I realised the sum of 40000 naira was withheld in my account so on getting to the bank today 24th October,22 I was told the bearer FOLAKE KOLAWOLE reported the transaction as fraud and that was the reason the money was withheld.

I asked for the way forward and I was told I will have to contact the said kolawole folake so she can go to her bank and clear the transaction whereas there is no means to get the lady and no phone number attached.

So I am appealing to all and sundry if u know any kolawole folake that banks with Opay and did a transaction of 20000 twice to an access account so I can reach her or if there’s any other means

The document received from the bank is attached below

mcwally:
It has happened to me b4 they transfer money from one online bank to my Access bank which i paid to d person but after one week access bank called it fraudulent transfer i was told to refund the money

okoroemeka:
the bank is deliberately obstructive by not giving you the phone no or even calling the kolawole in your presence because the phon contact will be on the account,my manager mistakenly transfered #155k to a strange no,we went to the bank and got the contact of the person,they called him and he repaid it after he has already withdrawn it to chop

ogododo:

Make u contact your banker. Write a statement through email to document your story, copy CBN too.

blazerzz:
Listen to me carefully everybody. If you’re a POS agent or operate a POS outlet, NEVER EVER ACCEPT TRANSACTIONS (inflow or outflow) FROM NIGERIANS using OPAY, PALMPAY or KUDA BANK ACCOUNTS.

Those accounts are the primary accounts of YAHOO BOYS. They are mainly used to divert fraudulent attention away from their mainstream Bank Accounts.

If any of your customers cannot transact with their mainstream Bank Accounts (e.g First Bank, GTBank, Access Bank, UBA e.t.c)

Tell them to fvck off - otherwise, you’ll land yourself or your business in big trouble.

If I’m doing any transactions with anybody and the person dares mention OPAY or KUDA, I immediately block them off and tag them scammers.

95% of every Nigerian (especially from this current generation) has an active genome of fraud, scam & wickedness in their DNA.

Yahoo Boys are free to masturbate on my mention.

emmykk:
I suppose the bank would have called you when someone report your account to them but instead they went and penalized you.

Report the matter to a lawyer and see what his or her advice will be


I mistakely sent 10K to one account number I reported the matter to Firstbank and CBN nothing was done for refund

RepoMan007:
I suspect a crime by relatives. Probably a relative of folake who knows her ATM PIN, took her card but didn't want the trail to lead to her own account and decides to pick it up from a POS.
It could also be an arrangement between folake and a female accomplice to use folake's card then folake shows up in bank to reverse the transaction claiming fraud.