₦airaland Forum

CanadaOrBust:
Well, if you have a car that serves all your needs but someone offers you credit to buy a Lexus that you don’t need. If you go for it it’s a CHOICE not necessity

I've decided to stop replying someone copying and pasting information from Google.

Someone that equates living on credit to debt doesnt understand Financial and how the western system runs.

The people he claimed are on debt are living in luxurious homes and driving luxurious cars and going for luxurious vacations, comparing them to Nigeria debtors that loan sharks will drag with beating on streets.
Even when firms file for bankruptcy, the CEO goes home with his benefits

dazzlingd:
I've decided to stop replying someone copying and pasting information from Google.

Someone that equates living on credit to debt doesnt understand Financial and how the western system runs.

The people he claimed are on debt are living in luxurious homes and driving luxurious cars and going for luxurious vacations, comparing them to Nigeria debtors that loan sharks will drag with beating on streets.
Even when firms file for bankruptcy, the CEO goes home with his benefits

No mind am. He does have a point about debt but he fails to realise that all debts are not the same. He also fails to acknowledge that it is somewhat a choice, rarely out of necessity.
He did say personal bankruptcy not corporate. But even then it’s still a tool they use to magically wipe out all the humongous debts they have accumulated.

CanadaOrBust:
Alread told you, much of this paycheck to paycheck stuff is a choice.
Why do you need savings when all possible financial emergencies are taken care off: sickness, loss of job, old age, accidents

Depends on how you define choice.
Initially it can be said to be some sort of a choice but then as time goes on they are trapped - it's no longer a choice. Which ultimately eventually leads to bankruptcy!

dazzlingd:
I've decided to stop replying someone copying and pasting information from Google.

Someone that equates living on credit to debt doesnt understand Financial and how the western system runs.

The people he claimed are on debt are living in luxurious homes and driving luxurious cars and going for luxurious vacations, comparing them to Nigeria debtors that loan sharks will drag with beating on streets.
Even when firms file for bankruptcy, the CEO goes home with his benefits

My brother it's not really as rosy as you paint it. Most of those people live lives of quiet desperation (never mind the flashy stuff.)
They are enticed by offers and eventually find themselves trapped. See below

PoliteActivist:
Depends on how you define choice.
Initially it can be said to be some sort of a choice but then as time goes on they are trapped - it's no longer a choice. Which ultimately eventually leads to bankruptcy!

You have to understand, bankruptcy is not bad as it sounds - it is part of the game, a tool rich folks use. A tool not available to Nigerians for the most part

pansophist:
Why buy citizenship when you can smartly get it without spending such? Lots of countries offers citizenship by birth and because your child is a citizen, the parents have the right to stay there and cater for the child.

That's smarter than wasting such. That's why your celebs always gives birth abroad. So if your cash can't give you citizenship, your preek should

@bolded. ONLY USA offers citizenship by birth

PoliteActivist:
@bolded. ONLY USA offers citizenship by birth

Canada, Brazil, Panama, India, Barbados, Lesotho, Tanzania, Antigua and Bermuda, Cuba, Jamaica, Dominica, Grenada, Honduras, Guatemala, etc. There's a lot more, but these I can remember

Buddha3:
40K dollars is 23.4million naira approximately.

Nigeria will finish that money for you in one year and if the business you decide to do (as some people have suggested), isn't strong enough to survive the first 18 months, you go poor pass when them never give you the 40K dols.

$40k is actually 40×800=$32m
Does the new math change your mind?

pansophist:
Canada, Brazil, Panama, India, Barbados, Lesotho, Tanzania, Antigua and Bermuda, Cuba, Jamaica, Dominica, Grenada, Honduras, Guatemala, etc. There's a lot more, but these I can remember

In all those countries you still have to apply to become a citizen.
In US you are simply a citizen like everyone else

MALIGNANTGuest:
What is 40k dollars please?

See this one. Forming billionaire. You don't know what is $40k?
I like your DP though

kunle75:
Hell No,

I saved past that already.

Hmmm
Let's see the proof

SunMusk:
With what I know now I will stay in Nigeria with the 40k, are you kidding me. Even if I don't know anything I will still take the 40k.

Well, if you are a typical Nigerian it'll be a mistake - unless you have plans on the ground already as to how to turn it into real money.
A typical Nigerian who suddenly comes into $40k will NEVER quietly work hard with it, knowing it is not that big. They'd instead immediately become "big boy", buy better car, get better place with better furnishings, expensive funerals/weddings, upgrade their profile in society which comes with bigger exoenses, be show-off generous to relatives and friends, etc.
Before long that money will be gone. Guaranteed! And they'd be back exactly where they were.
Therefore for the typical Nigerian, to do your research and japa to a better place of your choice with $1k in your pocket is a better choice!

Crenzywilliams:
I told my uncle, in 2019 when I arrived, I said, I relocate back to Nigeria and retire when I make £50k, he looked at me with a smile; and he told me the cost of his rang rover, it was £85. From that moment he didn't have to tell me to growup; get sense and aim high. You can easily save £10k/,year if you want to.
You know my answer.

So how have things gone for you since 2019 when you arrived?
Be honest (remember no one here knows who you are)

maziude:
If you think people still leave Nigeria because of only money, then you need to have a rethink.

What good is $40k to a dead person?

Money is BIG part of why most leave.
BTW, we tend to forget, people also get killed abroad

PoliteActivist:
Hmmm
Let's see the proof

Prove how,so you are expecting me to screen shot my account details online, hell no.
Its my money no yours .

I have nothing to prove to you, I said what I said

seanwilliam:
Well, I personally will take 40k$ (32m)

I can always go to aboard for vacation, I no fit leave naija go Dey struggle.

If can make use of the 40k$ well, in 5 years , I’ll have enough to travel overseas and enjoy my life with my family.
Nigeria is the best place to spend and enjoy money .

That's a big "IF"
More likely:
In 5 years the money will be long gone and you'd be exactly where you were

maziude:
If you think people still leave Nigeria because of only money, then you need to have a rethink.

What good is $40k to a dead person?

One thing I'll never understand is why you people say things like this. If money isn't the only reasons I'm in the west, what else? You think I like the loneliness, cold and the grumpy feelings of missing people, food, culture I left back home? Most of y'all think abroad is as rosy as you are made to believe by the media.

One thing I also noticed is that people say things like this when they get to abroad and notice that making money and saving large part of that money is not as easy as they thought, then you see them saying "I relocate to make a better Life for my unborn kids" not to enjoy or make money. I just tell them shut up bro, we all know how it works

PoliteActivist:
In all those countries you still have to apply to become a citizen.
In US you are simply a citizen like everyone else

it is like you want to just argue for arguing sake. The countries I mentioned offer citizenship by birth unconditionally. All the parent has to do is apply for the child's passport, that's all. Go to the travel section, there is a popular thread of Nigerians going to Brazil to give birth, since Brazil is better than the US in that regard because it gives the parent permanent residency as well.

Now go ahead and argue for nothing.

pansophist:
it is like you want to just argue for arguing sake. The countries I mentioned offer citizenship by birth unconditionally. All the parent has to do is apply for the child's passport, that's all. Go to the travel section, there is a popular thread of Nigerians going to Brazil to give birth, since Brazil is better than the US in that regard because it gives the parent permanent residency as well.

Now go ahead and argue for nothing.

I concede I didn't look at Brazil specifically, but I did look at other countries like India below.
Then I looked at Brazil and YOU ARE RIGHT!
Thanks for the info

kunle75:
Prove how,so you are expecting me to screen shot my account details online, hell no.
Its my money no yours .

I have nothing to prove to you, I said what I said

Why not??
Ok, never mind, just tell us how much you've saved and how long it took.
Be honest (remember no one here knows who you are)

Osewa03:
One thing I'll never understand is why you people say things like this. If money isn't the only reasons I'm in the west, what else? You think I like the loneliness, cold and the grumpy feelings of missing people, food, culture I left back home? Most of y'all think abroad is as rosy as you are made to believe by the media.

One thing I also noticed is that people say things like this when they get to abroad and notice that making money and saving large part of that money is not as easy as they thought, then you see them saying "I relocate to make a better Life for my unborn kids" not to enjoy or make money. I just tell them shut up bro, we all know how it works

You nailed it. Exactly

NwaliE01:
Even 100k, i wouldn't come back.

$100k you wouldn't come back?
Ok, for how much will you relocate back to your fatherland?

iod69779:
I have much more than that but I will not, NEVER. I will miss ordering from Amazon, hearing much less honking on the roads, not having a speed dial police number, having a stable job, fewer dust on the streets, more polite people, fewer places to run to and have a quick number 1 and all that

Every country has their issues but Nigeria issues are too basic and frustrating for the average person who has lived abroad so it's a No No

So how about all these people living in Nigeria who are much wealthier than you??
And what do you think of this post below?
Let's not forget abroad has it's own disadvantages too

Osewa03:
One thing I'll never understand is why you people say things like this. If money isn't the only reasons I'm in the west, what else? You think I like the loneliness, cold and the grumpy feelings of missing people, food, culture I left back home? Most of y'all think abroad is as rosy as you are made to believe by the media.

One thing I also noticed is that people say things like this when they get to abroad and notice that making money and saving large part of that money is not as easy as they thought, then you see them saying "I relocate to make a better Life for my unborn kids" not to enjoy or make money. I just tell them shut up bro, we all know how it works

PoliteActivist:

You nailed it. Exactly

I've been here for more than 5yrs. Still, I visit Nigeria every year. In fact,I Just returned. Just can't wait to make cool dough and get the Bleep out of here. All those useless"I relocate for my unborn kids no apply to me" I just want to live first. Let's not lie and pretend that there are no aspects of Nigeria we all missed. I just missed the warm reception, good weather, eating nice food, going out whenever I like because the weather is okay and not damn freezing

PoliteActivist:
Why not??
Ok, never mind, just tell us how much you've saved and how long it took.
Be honest (remember no one here knows who you are)

Thats fair,
Its took me 2yrs to save $40k from my side hustle aside from expenses on personal
projects,kids(adopted) and family requests.

This answer your question i guess.

kunle75:
Thats fair,
Its took me 2yrs to save $40k from my side hustle aside from expenses on personal
projects,kids and family requests.

This answer your question i guess.

Wow! Not bad at all.
I bet you did better than 95% of all Nigerians abroad excluding criminal types

PoliteActivist:
That's a big "IF"
More likely:
In 5 years the money will be long gone and you'd be exactly where you were

i will be exactly where i was

please talk for yourself .
32m will be generating nothing less down 350k for me daily in trading . All I need is good internet and bank network. That you don’t know what to do with money, doesn’t mean the same for others.

Osewa03:
I've been here for more than 5yrs. Still, I visit Nigeria every year. In fact,I Just returned. Just can't wait to make cool dough and get the Bleep out of here. All those useless"I relocate for my unborn kids no apply to me" I just want to live first. Let's not lie and pretend that there are no aspects of Nigeria we all missed. I just missed the warm reception, good weather, eating nice food, going out whenever I like because the weather is okay and not damn freezing

Wow! This is honest, no hype. There are aspects of Naija that are priceless.
Every single year you visit? Even durring 2020 COVID?
You belong to a very small minority indeed.
Contrast to this guy below who says he'll tear up his Nigerian passport!


https://www.youtube.com/watch?v=JRvbWOYginI

seanwilliam:
please talk for yourself .
32m will be generating nothing less down 350k for me daily in trading . All I need is good internet and bank network. That you don’t know what to do with money, doesn’t mean the same for others.

I was referencing a typical Nigerian, which obviously you are not.
A typical Nigerian who suddenly comes into $40k will immediately become "big boy", buy better car, get better place with better furnishings, expensive funerals/weddings, upgrade their profile in society which comes with bigger exoenses, be show-off generous to relatives and friends, etc.
Before long the money will be gone and they'd be back exactly where they were.

PoliteActivist:
Wow! Not bad at all.
I bet you did better than 95% of all Nigerians abroad excluding criminal types

Grace,discipline, good morals.

Its not easy though.
But I set some rules for myself and stood within those.

Anyone can do it.

kunle75:
Grace,discipline, good morals.

Its not easy though.
But I set some rules for myself and stood within those.

Anyone can do it.

It can't be easy at all my brother. Infact you must be living well below your mates. Because even very wealthy America, most live paycheck to paycheck. See below

PoliteActivist:
So how have things gone for you since 2019 when you arrived?
Be honest (remember no one here knows who you are)

I guess it’s fair to say am still paying the prize for my relocation. School was tough, the cultural shock was overwhelming.
That said, i have to admit, it’s way better than I was in Nigeria, it’s easy to plan here, and if you work hard, you can make lots of money, thank God am hard working. Honestly, it’s not been easy, but its been really good; and I swear, it’s worth cost I paid, and it’s always getting better.