₦airaland Forum

SeniorMan715:
I heard fake alert now carry account balance ?

Not possible except an insider is involved

Credit alert means OBi
Debit alert means Tinubu

Jiat log in and check

Thanks for the update

ExAngel007:
https://www./157878258376995/permalink/1738581743639964/?app=fbl

God bless you mightily.

ExAngel007:
https://www./157878258376995/permalink/1738581743639964/?app=fbl

Thanks for sharing, very Educative post

Very informative thanks

6) When the person that wants to do the transfer ask for your phone number, give the person a phone number that is not connected to your bank. If you receive alert in that phone number, know it's a fake alert

This point is a bit more complex as depending on the bank(info which we are not privy to) it can determine whether to continue with the client of chase him out of your sight. I think that most of these fake alert apps will query the banks for your info(that's how they are able to get your full name) and the phone number may or may not be included in this information packet. In principle there is absolutely no reason why the client would need your phone number to make a transfer and if he is asking for it then he's probably a fraudster.

BossGerald:
Nice job OP...bad market for tifnubu urchins who are banking on fake transfers to deceive unsuspecting public

Apc is evil.


Vote OBI2023

Obi is devilish.

BossGerald:
Nice job OP...bad market for tifnubu urchins who are banking on fake transfers to deceive unsuspecting public

Apc is evil.


Vote OBI2023

Fake alert from the ObiZombie

If you do transfer and I don't get to see my acc balance increase its fake. They can't possible do fake alert that will increase your account balance correctly.

It’s only happened for certain banks Sterling bank, Pocket and first bank especially when you enter the right details and they lock you out Bad belle is allowed

You just don’t receive the alert and look out for 0000000002 forwarding money to another account so much for a singer that many are inspired by

No matter how you justify wickedness the truth still owns it

Access bank too

ExAngel007:
https://www./157878258376995/permalink/1738581743639964/?app=fbl

Nice but I can put Kobo,remember when my fone was stolen,I know the guy we all know but we begged him to release no gree,Na mugu then so we sent a fake alert to him of 50k,,we took his ATM,but after he saw the alert,how the fone appeared on the passage we NVR knew and his ATM was given back to him,nxt day maybe he went to withdraw but saw enuff shock.Came back depressed .
We all know he stole the fone but to prove it was d problem.d fake alert soften his heart 2 release d fone

GENES11S:
Some people don't have access to mobile banking (via bank app).

That's bad . It should be encourage then

Nice post. 👍

Number is the conclusion of the all information. I always tell people this. Anyone that ask for your phone number don't give or give a phone number not related to your bank alert. Because nothing concern phone number with transferring of money. All you need to give out is your account number, account name and bank name.

Ikem11:
wait so does Nigerian banks don't have phone apps ? Why not simply login to your app and check your balance and last credited details?

I still don't understand this whole fake apart thing u people always talk about

Please throw more light

Well, the op mentioned this already.
I think people using bank apps are not even up to half of the population having bank accounts.

Best way is
1 sms alert should always have your balance and
2 the sms should fall under previous sms from the same bank because if you receive a fake sms alert, from say gtbank, because its different from your gtbank sms alerts, it will be a separate message conversation.

Blessings 🙏

Very informative

In Addition:
When a transfer is made, move the money immediately to your savings account once you can confirm it.

If the scammers want let him go and cancel...that's if there's money somewhere to take.

There are cases of the scammer even being the one u have sent money to relying on not seeing sms alert instead of checking his app and email....

Some can keep one up to3 days because of this.... Some Nigerians are really heartless people.

9182736455O1999:
Well, the op mentioned this already.
I think people using bank apps are not even up to half of the population having bank accounts.

Banks should enforce it on customers. If the banks keep quiet then they directly benefiting from the fraud.

Someone need to sue one bank to court and watch how others will enforce it immediately.

Such a thing can never happen over here.

Alusiizizi:
This point is a bit more complex as depending on the bank(info which we are not privy to) it can determine whether to continue with the client of chase him out of your sight. I think that most of these fake alert apps will query the banks for your info(that's how they are able to get your full name) and the phone number may or may not be included in this information packet. In principle there is absolutely no reason why the client would need your phone number to make a transfer and if he is asking for it then he's probably a fraudster.

Phone number may be requested so that once transfer is made, one can send him the alert( remove your balance pls by screenshotting and editing) via phone sms/ WhatsApp. Especially when there is deadline to be met by who is transferring the money.

As the other guy mentioned don't give phone number that is linked with ones account.

You can also try to buy airtime quickly on the account so that you could easily see the balance in the said account

Ikem11:
Banks should enforce it on customers. If the banks keep quiet then they directly benefiting from the fraud.

Someone need to sue one bank to court and watch how others will enforce it immediately.

Such a thing can never happen over here.

Can't be enforced because many of our bank apps have problems to register them fully and to use them.... Some will later block one's pin and one can't necessitate transfers. Even to snap with it's app camera na kasala sef.

Banks ought to have smooth running apps that can run with different phone versions.

Gbogbo eleyi o necessary
Use OPAY and use your mobile banking app
Simple

sharone21:
Can't be enforced because many of our bank apps have problems to register them fully and to use them.... Some will later block one's pin and one can't necessitate transfers. Even to snap with it's app camera na kasala sef.

Banks ought to have smooth running apps that can run with different phone versions.

My brother Nigeria is corrupt on purpose . Even small kids still create apps that millions log in to and yet app performs smooth.

Believe me when I say Nigerian banks benefits from the banking fraud.

Thanks God bless

I've never heard of number 5 before.

sharone21:
Phone number may be requested so that once transfer is made, one can send him the alert( remove your balance pls by screenshotting and editing) via phone sms/ WhatsApp. Especially when there is deadline to be met by who is transferring the money.

As the other guy mentioned don't give phone number that is linked with ones account.

I suppose that's true, although one must always be suspicious of clients that require a phone number to make a transaction, or as you mention, give the person a non-bank linked number if inclined to be polite.

ExAngel007:
https://www./157878258376995/permalink/1738581743639964/?app=fbl

U r no more a fallen angel. But a good girl