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FG Delists 37 Illegal Loan Apps - Politics (3) - Nairaland

Nairaland ForumNairaland GeneralPoliticsFG Delists 37 Illegal Loan Apps (33731 Views)

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Re: FG Delists 37 Illegal Loan Apps by ViceGovernor: 7:35am On Sep 12, 2023
donleo92:
I have a question concerning this loan app. let's say you owe them a specific sum, and the app happens to be delisted... what happens to those owing them?
In accounting it is called bad debt written off.
The money cannot be recovered again because they will lose all records of past payment and customers identity
Re: FG Delists 37 Illegal Loan Apps by Albinoflash(m): 7:37am On Sep 12, 2023
correctguy101:
If I had the means, people like this are among those I'll resurrect, make them pay for the loan even if it's to enslave them, then I'll kill them myself.. cry
just imagine,so me wey dey owe like 20 apps I no suppose breathe ba,na dem dey even beg me now ,dey have called my contacts no remedy,and recently I even observed they don't even give dem much airtime to call so dey always try to use the WhatsApp call,I dey pity dem sha but naija is just something else at the moment,and we gats survive by every means available.even my contacts dem understand d situation fear no let anybody even ask me howfa unless u get the money to give me
Re: FG Delists 37 Illegal Loan Apps by Coronavirus1: 7:38am On Sep 12, 2023
I don't know any of this loan app fraudulent app
Re: FG Delists 37 Illegal Loan Apps by Illegal1(m): 7:39am On Sep 12, 2023
omoh.........i no go ever 4get wetin dis loan apps do me.

if not for God,thinking for kill me.
Re: FG Delists 37 Illegal Loan Apps by bluefilm: 7:41am On Sep 12, 2023
Illegal1:
omoh........what abt okash?
omoh nothing ooo!

Just that I have some scores to settle with them.
Re: FG Delists 37 Illegal Loan Apps by Albinoflash(m): 7:42am On Sep 12, 2023
Sprints3:
<creditwise>Hi,your loan is 9 days overdue.Pls transfer: 19597.69 .You can pay by yourself or someone else. Lol.. This useless credit wise expect me to pay 17k interest on 28k I paid 30k after 3 days still requesting for 15k now they have increased it to 20k as late fee. Dem never see anything.
u self don try u dey pay something me no even dey give shishi like this ooo,if I eventually have there money I will only pay what I borrowed exactly then maybe add 1k for all there stress
Re: FG Delists 37 Illegal Loan Apps by Illegal1(m): 7:45am On Sep 12, 2023
bluefilm:
omoh nothing ooo!
Just that I have some scores to settle with them.
omoh.........i swr

those people show me shege pro max
Re: FG Delists 37 Illegal Loan Apps by Albinoflash(m): 7:48am On Sep 12, 2023
ceejay80s:
If they have BVN ,how come they call borrowers all the time to harass them to pay back,
they can't do anything with your bvn,it's just that threat and blackmail,if it's a legal and licensed app they will just report it account to credit bureau then flag ur account,but u see all this once sending threats and blackmails most don't even have offices and over 80% are from a particular source mostly Chinese.
Re: FG Delists 37 Illegal Loan Apps by Yiprondi(m): 7:53am On Sep 12, 2023
Hian....

Hope say Palmpay no follow..
Re: FG Delists 37 Illegal Loan Apps by Chasito: 7:56am On Sep 12, 2023
Those loan app do me shege while I was still in Uni last year, na small thing remain make I commit suicide, but thank God I was able to pay them back.
Re: FG Delists 37 Illegal Loan Apps by Emyogalanya: 7:56am On Sep 12, 2023
They are always deleting but those apps are springing back under different names.
they should give out names of authentic approved apps too
Re: FG Delists 37 Illegal Loan Apps by Bankowner: 8:06am On Sep 12, 2023
The loan apps have made enough money. Besides, like someone said, they'll spring back with another name and continue with their nefarious activity.
donleo92:
I have a question concerning this loan app. let's say you owe them a specific sum, and the app happens to be delisted... what happens to those owing them?
Re: FG Delists 37 Illegal Loan Apps by correctguy101(m): 8:14am On Sep 12, 2023
Albinoflash:
just imagine,so me wey dey owe like 20 apps I no suppose breathe ba,na dem dey even beg me now ,dey have called my contacts no remedy,and recently I even observed they don't even give dem much airtime to call so dey always try to use the WhatsApp call,I dey pity dem sha but naija is just something else at the moment,and we gats survive by every means available.even my contacts dem understand d situation fear no let anybody even ask me howfa unless u get the money to give me
Onigbese number one . grin

Nigerians and this loan thing, e get as e be. Zero credit worthiness.

Those guys have your BVN and will be watching your account. The day small osusu mistake find its way to any account linked to your BVN, hahahaha...

You for kukuma use the loan run small arbitraging o. At least hope for dey to survive and pay back...
Re: FG Delists 37 Illegal Loan Apps by MrALIVE: 8:15am On Sep 12, 2023
Wonderful development..apart from treating their customers with disdain and humiliation,they also use customer details for fraudulent acts like scamming.
Re: FG Delists 37 Illegal Loan Apps by kayusely70(m): 8:15am On Sep 12, 2023
Good riddiance!
Re: FG Delists 37 Illegal Loan Apps by JasonNOTStatham: 8:16am On Sep 12, 2023
BoldBrainz:
I fvcked up! Should have gotten that 50K loan from Joy Cash when they were literally begging me to take it.
lipsrsealed

Re: FG Delists 37 Illegal Loan Apps by parkervero(m): 8:23am On Sep 12, 2023
correctguy101:
If I had the means, people like this are among those I'll resurrect, make them pay for the loan even if it's to enslave them, then I'll kill them myself.. cry
.. and you think you will live to see the next day? Your loved ones will be jara that will follow you to grave.
Re: FG Delists 37 Illegal Loan Apps by Snapdrag0n: 8:23am On Sep 12, 2023
They are always deleting but those apps are springing back under different names.
Good question.
Try and borrow from another platform they'll tell you that you have unclear loan. It might take years but the records are there. They sent your details to creditbureaus. It affects many people I know including those working in government. This is when they rush to clear on accessing their credit report. The process of clearing is also another task. Don't forget they don't stop the interest. You'll have to negotiate with them if they agreed, you'll write a letter (which will be approved by the loan company you're owing) and also pay money to be cleared, and they'll still frustrate you because they know you need it now.

In 2019/2020 payment to creditbureaus the application fee was #5000, now they might increase it. After submitting the letter and receipt of payment it might take 2-3Month before you receive confirmation your loan with so so has been cleared and you can then take the letter to bank or organisation. That's what they're doing. It's so frustrating and people don't know.
Re: FG Delists 37 Illegal Loan Apps by Bfly: 8:24am On Sep 12, 2023
Banks should offer credit cards instead of thes vultures; loan apps
Re: FG Delists 37 Illegal Loan Apps by zelnababa(m): 8:24am On Sep 12, 2023
donleo92:
I have a question concerning this loan app. let's say you owe them a specific sum, and the app happens to be delisted... what happens to those owing them?
so pe otilo
Re: FG Delists 37 Illegal Loan Apps by Rebuke: 8:29am On Sep 12, 2023
donleo92:
I have a question concerning this loan app. let's say you owe them a specific sum, and the app happens to be delisted... what happens to those owing them?
What will happen is that, they will look for yhu and find yhu, and when yhu are found, they will make sure they hold yhu till yhu pay😃 😀 😄 😁
Re: FG Delists 37 Illegal Loan Apps by Majesty7: 8:33am On Sep 12, 2023
96ACE:
But their harassment and blackmail is not something a sane person would want to contend with useless you sef like to shalaye
Block them off
Re: FG Delists 37 Illegal Loan Apps by Majesty7: 8:35am On Sep 12, 2023
SavageResponse:
You're a thief, it's as simple as that!
Not a bigger one as your parents.

Now who is a thief here? The person that charges an outrageous interest on a meagre loan or the other that was smarter to beat the gullible one? Good day
Re: FG Delists 37 Illegal Loan Apps by nobilie: 8:36am On Sep 12, 2023
donleo92:
I have a question concerning this loan app. let's say you owe them a specific sum, and the app happens to be delisted... what happens to those owing them?
The owners open another app, sends info update to debtors like(our firm has changed from ABC to XYZ, kindly pay up your qrp outstanding loan balance)
Re: FG Delists 37 Illegal Loan Apps by Majesty7: 8:40am On Sep 12, 2023
correctguy101:
Why would anyone even take a loan they're not confident of paying back in the first place?

One must fully understand the plus and minus of their life before doing such. Unless you plan to escape and abandon any financial transaction with every financial institutions that will require your data.

Unless you want to do like my neighbors daughter. Took so much from MFBs and left for Mauritius.... That girl has always been a hard baller,....smh
You guys love to fool yourself. Nothing will happen. They are illegal and can't report shit. Forget about them. Wipe your contact from their system and live your life.
Re: FG Delists 37 Illegal Loan Apps by Majesty7: 8:41am On Sep 12, 2023
nobilie:
The owners open another app, sends info update to debtors like(our firm has changed from ABC to XYZ, kindly pay up your qrp outstanding loan balance)
That still makes them illegal
Re: FG Delists 37 Illegal Loan Apps by Floky215: 8:43am On Sep 12, 2023
Kaiser20:
Nigerians are very stubborn people, Remove your mind from the Loan App una say no, pay back your loan, una say No!
Before You borrow money, you've already planned to scam the company why?
And what do you call loan company who want to loan people N10,000 to pay back N15,900 in 7 days...?

It's a simple case of a scammer scamming the scammy...!!! grin

Even as lucrative as church business and kidnapping is, they can't pay back such loan in 7days...!!! grin
Re: FG Delists 37 Illegal Loan Apps by Snapdrag0n:
Majesty7:
You don't have to repay an illegal entity. Being delisted means there are illegal. Forget about them
Nigerians will always be Nigerians. At first I never support their defamatory messages using soko loan as a case, but I realized that if they don't Nigerians won't pay them.
Is it a syndrome that everyone are criminals in Nigeria that any small opportunity they want to steal? When you downloaded the app, you had a need and they approve your loan it was not illegal. Now to payback you begin seeing them as illegal?

I know some fraudsters had hijacked the loan shark system. But I still value the likes of Branch international. The best loan app in Nigeria, Kenya and India. They keep expanding. Branch will not harrased you, but will wait because you'll have a need again and once you've make your payment whether it was just 5k, 10k or 100k they'll never give you loan again and it will happen when you trusted and needed them most. Branch will give you 30days. So even if you're into business or salary employee you'll have no excuse.

Personally I have a loan app but not in Nigeria because of what I learned. Most of the customers who defaulted were mostly Yorubas, Hausas, Akwa ibom, Calabar and few others from kogi and Benue state. They'll never pay. Those from the East will borrow for business and once you call them they'll tell you oga by nextweek I'll clear my business was slow...and I never had issues with them. But those Hausas and Yorubas? They won't pay, and they'll start using curse language on you if you don't understand. Do you think Carbon and Fairmoney are not doing their best to recover loans? They do but many still won't pay.

From my experience, I change from normal lending to everyone and strictly to employees or verified businesses. I don't have strength to start insulting people to payback. I'm a Nigerian and I know what some of us are capable. Only the clothes hide some people.
Anyone seeing this should pay off even if they insulated you, or best negotiate with them. Some can even drag you online which is more disgraceful than normal text messages. Also whether you like it or not, you'll still pay because they'll find a way to recover even by sending your name to creditbureaus. Google about creditbureaus in Nigeria or request your loan reports.

Stay green!
Re: FG Delists 37 Illegal Loan Apps by BoldBrainz(m): 8:48am On Sep 12, 2023
JasonNOTStatham:
lipsrsealed
This only happens to Nigerians with fear. No matter the circumstances, I cannot take a loan and you impose over a hundred percent interest on it. Your father has to be mad for me to pay it. I'll simply pay the borrowed sum and ignore calls and messages from the loan App.

And you cannot shame the shameless! If you like, put my picture on CNN and declare me a wanted terrorist, if I pay the money, just know I am not my father's son!
Re: FG Delists 37 Illegal Loan Apps by njelrapheal: 8:56am On Sep 12, 2023
Ladymillion:
they have your BVN no which ensures you repay the amount borrowed
How does that ensure when they are not registered
Re: FG Delists 37 Illegal Loan Apps by GetSenseNow: 9:00am On Sep 12, 2023
helinues:
Better

If you want to live long without having unnecessary hypertension, stay away from loans.

Cut your cloth according to your fitting. We waste money on irrelevant things while neglecting the important basic things.

Food for example, it's kinda cheap compared to other jargons things we spend money on but for us to afford decent meals dey always do us somehow.
Food is cheap? A bag of rice is now 50k and a packet of noodles is not ₦700.

U dey ment?
Re: FG Delists 37 Illegal Loan Apps by mariovito(m): 9:02am On Sep 12, 2023
Make I check whether the app I dey owe dey the list make I for dance azonto
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