₦airaland Forum

BoldBrainz:
This only happens to Nigerians with fear. No matter the circumstances, I cannot take a loan and you impose over a hundred percent interest on it. Your father has to be mad for me to pay it. I'll simply pay the borrowed sum and ignore calls and messages from the loan App.

And you cannot shame the shameless! If you like, put my picture on CNN and declare me a wanted terrorist, if I pay the money, just know I am not my father's son!

Hahahahahahhahahsahshahahah.....this one off me, "you can't shame the shameless"🤣🤣🤣🤣🤣

correctguy101:
Onigbese number one .

Nigerians and this loan thing, e get as e be. Zero credit worthiness.

Those guys have your BVN and will be watching your account. The day small osusu mistake find its way to any account linked to your BVN, hahahaha...

You for kukuma use the loan run small arbitraging o. At least hope for dey to survive and pay back...

oga dey can't take my money without my bank authorization,by the way I get another account I used Incase better money dey show and it's not linked to my bvn

Snapdrag0n:
I never had issues with them. But those Hausas and Yorubas? They won't pay, and they'll start using curse language on you if you don't understand. Do you think Carbon and Fairmoney are not doing their best to recover loans? They do but many still won't pay.

From my experience, I change from normal lending to everyone and strictly to employees or verified businesses. I don't have strength to start insulting people to payback. I'm a Nigerian and I know what some of us are capable. Only the clothes hide some people.
Anyone seeing this should pay off even if they insulated you, or best negotiate with them. Some can even drag you online which is more disgraceful than normal text messages.

One thing Nigerians don't understand is that illegal business thrive based on emotions. Read somewhere where some microfinance duped so many people and ran away with their money.

I detest all illegal business doers. I don't take any loan from them but just detest evil.

Nigerians shouldn't pay back. With that, all illegality will stop. Emotions and emotional blackmail kept them in business. Nigerians should be brute. Nobody should pay. If you are owing block them off and don't give them access to your contact. Just uninstall them.

quote author=BoldBrainz post=125740100]

This only happens to Nigerians with fear. No matter the circumstances, I cannot take a loan and you impose over a hundred percent interest on it. Your father has to be mad for me to pay it. I'll simply pay the borrowed sum and ignore calls and messages from the loan App.

And you cannot shame the shameless! If you like, put my picture on CNN and declare me a wanted terrorist, if I pay the money, just know I am not my father's son![/quote]oga na my nudes I dey wait next make dem release maybe I fit trend for nairaland as moyo dey trend so,those guys don see shege promax for my hand,from abusing and intimidating to calling my contaçt,now na begging in the name of God and d tin touched me sha but d money no even dey,even if e dey for calling my contacts loan settled

Albinoflash:
oga dey can't take my money without my bank authorization,by the way I get another account I used Incase better money dey show and it's not linked to my bvn

They won't try it. They are illegal entity and no bank or any regulatory agencies will entertain them. Forget about them. Uninstall them from your phone and move on.

They have duped innocent Nigerians and if you are smarter than them, then there is absolutely nothing they can do. Forget about them

Bfly:
Banks should offer credit cards instead of thes vultures; loan apps

No bank in Nigeria will offer credit cards to Nigeria because we have a very bad reputation of not ever wanting to repay loans.

Although you can start your own bank in Nigeria and give credit cards sha...we go dey here when you go come lament for Nairaland say bad loans don kill your bank

Albinoflash:
quote author=BoldBrainz post=125740100]

This only happens to Nigerians with fear. No matter the circumstances, I cannot take a loan and you impose over a hundred percent interest on it. Your father has to be mad for me to pay it. I'll simply pay the borrowed sum and ignore calls and messages from the loan App.

And you cannot shame the shameless! If you like, put my picture on CNN and declare me a wanted terrorist, if I pay the money, just know I am not my father's son!oga na my nudes I dey wait next make dem release maybe I fit trend for nairaland as moyo dey trend so,those guys don see shege promax for my hand,from abusing and intimidating to calling my contaçt,now na begging in the name of God and d tin touched me sha but d money no even dey,even if e dey for calling my contacts loan settled

They can't even do you shit. Forget about them. Don't play to their emotions. Nigerians need to kill them. If you allow their emotions becloud you, they will mess you up.

They are thieves. Don't entertain them

quote author=Majesty7 post=125740757]

One thing Nigerians don't understand is that illegal business thrive based on emotions. Read somewhere where some microfinance duped so many people and ran away with their money.

I detest all illegal business doers. I don't take any loan from them but just detest evil.

Nigerians shouldn't pay back. With that, all illegality will stop. Emotions and emotional blackmail kept them in business. Nigerians should be brute. Nobody should pay. If you are owing block them off and don't give them access to your contact. Just uninstall them.[/quote]oga I give dem access to all my contacts oo,there airtime must finish walai,u can't shame the shameless,funny enough nobody ever called me regarding the loan except my ex whom I used as my spouse for registration,I just kuku use the opportunity block her once and for all

I dey owe 17 out of the 37 delisted loan apps🤣🤣

Kobicove:
No bank in Nigeria will offer credit cards to Nigeria because we have a very bad reputation of not ever wanting to repay loans.

Although you can start your own bank in Nigeria and give credit cards sha...we go dey here when you go come lament for Nairaland say bad loans don kill your bank

Nigerians are still good debtors. Go to UK and US. You people know nothing. Despite the unfriendly interest, many Nigerians still pay up. Go to UK and understand what bad scores is.

On this loan app. To hell with all of them. They are thieves

ote author=Majesty7 post=125740851]

They can't even do you shit. Forget about them. Don't play to their emotions. Nigerians need to kill them. If you allow their emotions becloud you, they will mess you up.

They are thieves. Don't entertain them[/quote]I used to receive over 100 messages per day,but recently it reduced to about 3 or 4 per day,dey are giving up so early and that's too bad

Albinoflash:
quote author=Majesty7 post=125740757]

One thing Nigerians don't understand is that illegal business thrive based on emotions. Read somewhere where some microfinance duped so many people and ran away with their money.

I detest all illegal business doers. I don't take any loan from them but just detest evil.

Nigerians shouldn't pay back. With that, all illegality will stop. Emotions and emotional blackmail kept them in business. Nigerians should be brute. Nobody should pay. If you are owing block them off and don't give them access to your contact. Just uninstall them. oga I give dem access to all my contacts oo,there airtime must finish walai,u can't shame the shameless,funny enough nobody ever called me regarding the loan except my ex whom I used as my spouse for registration,I just kuku use the opportunity block her once and for all

. Report any of them harassing you to the bureau and whenever they call you, block them off.

donleo92:
I have a question concerning this loan app. let's say you owe them a specific sum, and the app happens to be delisted... what happens to those owing them?

are you owing them

Enemyofprogress, enemyofpeace is happy now

Onigbese-General of Nigeria

May God help us in this country.

Majesty7:
One thing Nigerians don't understand is that illegal business thrive based on emotions. Read somewhere where some microfinance duped so many people and ran away with their money.

I detest all illegal business doers. I don't take any loan from them but just detest evil.

Nigerians shouldn't pay back. With that, all illegality will stop. Emotions and emotional blackmail kept them in business. Nigerians should be brute. Nobody should pay. If you are owing block them off and don't give them access to your contact. Just uninstall them.

Listen to yourself again, you detest illegal business but you're also saying Nigerians shouldn't pay back? Imagine yourself that you have a business someone came and borrow without paying. You wrote his name down, perhaps you've sign agreement that in 2weeks he'll pay. But after two weeks his phone went off, you visit him and he's not home. If 20 people do the same thing how will you recover to stock up your shop? Do you know the risk banks and all these fintech app take to give loans? Some of the money given are from investors and they try to get it back by all means. I speak from experience and reason I don't pity any Nigerian except the ones who sincerely mean something.

Everyone has this criminal mentality once opportunity is given its to steal and run.
That aside, if you follow my comments you'll see I don't just comment or take side. A lady after knowing I'm not in the country ask me to send her foreign number that things are hard back home she wants to use it on telegram, WhatsApp, tiktok. I almost sent because she was my close friend. After I pressure her to find out exactly her intentions and why she can't use her Nigerian number, she said because I'm not sending her money, so she want to use it and pretend to be a man and scam older women abroad. I was broken!

I was sorry that even women are into these, like almost everybody wants to steal.
I didn't block her but told her I'll send you money which I did. But after a while she told me I can't be asking you for money, my colleague at work is doing it just send me the number please. This is when I block her and told her to go tell her colleague to find her a number. I've read news of so many Nigerian scandal and sometimes I became shame in public when they ask if I'm a Nigerian.

That promoting & stealing mentality should be discouraged. If our politicians were not stealing, people won't be suffering. Before now you always here government, politicians giving scholarships and sending students in their villages Abroad. Today stealling money for their families is not even enough let alone considering others outside. That's the system.

And to everyone else who will read this, please I beg you if you're abroad and your friends are asking you for foreign numbers to use and open any account including PayPal that Nigerians are restricted, except your mother or sister and trusted person. Please don't give them!.

Snapdrag0n:
Listen to yourself again, you detest illegal business but you're also saying Nigerians shouldn't pay back? Out yourself they're that you have a business someone came and borrow without paying. You wrote his name down , perhaps you've sign agreement that in 2weeks he'll pay. But after two weeks his phone went off, you visit him and he's not home. If 20 people do the same thing how will you recover? Do you know the risk banks and all these fintech app take to give loans? Some of the money are from investors and they try to get it back by all means. I speak from experience and reason I don't pity any Nigerian except the ones who sincerely mean something. Everyone has this criminal mentality once opportunity is given its to steal and run.
That aside, if you follow my comments you'll see I don't just comments or take side. A lady after knowing I'm not in the country ask me to send her foreign number that things are hard back home she wants to use it on telegram, WhatsApp, tiktok. I almost sent because she was my close friend. After I pressure her to find out why can't she use her Nigerian number, she said because you're not sending me money let me use and pretend to be a man and scam older women abroad. I was broken!
I was sorry that even women are into scam, like almost everybody wants to steal.
I didn't block her but told her I'll end you money which I did. But after a while she told me I can't be asking you for money, my colleague at work is doing it just send me the number please. This is when I block her and told her to go tell her colleague find her number. I've live and read news of so many Nigerian scandal and sometimes I became shame in public when they ask if I'm a Nigerian. So zero that mentality. I believe you're owing them too. Go clear off and live a life your wife respect you.
And to everyone else who will read this, please I beg you if you're abroad and your friends are asking you for foreign numbers to use and open any account including PayPal that Nigerians are restricted, except your mother or sister and trusted person. Please don't give them!.

Just shut up please! Who is fighting for the numerous people that were scammed in Ikorodu? Sagamu? Ibadan? Osun and many more by this same people disguising as credit agencies? They are the same people. Anyone supporting this evil loan app that pushed Nigerians more into poverty should be cursed.

Illegality thrive on emotions. Stop them! Block them and uninstall them for good! Go to hell if you feel otherwise.

If there is anything whatsoever they can do, they won't result to emotional blackmail. Stop patronising them and if you do, block them off. We need good business people not fraudsters

Majesty7:
Just shut up please! Who is fighting for the numerous people that were scammed in Ikorodu? Sagamu? Ibadan? Osun and many more by this same people disguising as credit agencies? They are the same people. Anyone supporting this evil loan app that pushed Nigerians more into poverty should be cursed.

Illegality thrive on emotions. Stop them! Block them and uninstall them for good! Go to hell if you feel otherwise.

If there is anything whatsoever they can do, they won't result to emotional blackmail. Stop patronising them and if you do, block them off. We need good business people not fraudsters

You're just a cursed criminal. I pity your future & children tomorrow. Soon you'll open another account scammer!

Snapdrag0n:
You're just a cursed criminal. I pity your future & children tomorrow. Soon you'll open another account scammer!

Because you were been delisted, you now result to emotional blackmail. To hell with you and your fraudulent activities.

Between mine company and yours which one was delisted and named a scam by the NATIONAL government? I dare you to name your loan app. Fraudster like you. Who cares about your illegal loan app. To HELL with you and your supported loan app

Majesty7:
You guys love to fool yourself. Nothing will happen. They are illegal and can't report shit. Forget about them. Wipe your contact from their system and live your life.

Onigbese spotted...

Can't say I know much about loan apps. If I ever needed another loan, AB always there to collect from..

Oh! How I wish the easemoney that just borrowed me money was the easeloan app. I'm disappointed 😀😀😀

donleo92:
I have a question concerning this loan app. let's say you owe them a specific sum, and the app happens to be delisted... what happens to those owing them?

MRS. SOPE OTI KAW

correctguy101:
Onigbese spotted...

Can't say I know much about loan apps. If I ever needed another loan, AB always there to collect from..

Who is onigbese in the real sense between you and I? I don't patronise them. I have their offers on my table requesting for funding. I don't do fraudulent activities neither do I encourage it.

You are the onigbese. The problem is your reasoning which obviously you lack. How can you manage a business when you don't even know who a debtor is? What a failure

Majesty7:
Who is onigbese in the real sense between you and I? I don't patronise them. I have their offers on my table requesting for funding. I don't do fraudulent activities neither do I encourage it.

You are the onigbese. The problem is your reasoning which obviously you lack. How can you manage a business when you don't even know who a debtor is? What a failure

Smh

Continue...

donleo92:
I don't owe.....

and I detest borrowing, I prefer to make do with what I have.

It's a nice way to live but it's difficult when one is so broke and has children to feed. One will be left with no choice

Nigerians blood dey hot...!!

The issue has always been charging people more than 50% for interest on loan to be paid back in 7days..!! Anybody offering such kind of loan is a criminal and thief and of course its another thief that would want to venture into taking such loan...!! Cos no kind of business you venture into in this world with such loan would ever break-even..!!

So if a scammer is been scammed, I got no pity for them...!!

If not wickedness, how can one charge more than 50% interest for 7days and call it investor money that need to recouped back...!!

Even God charges 10% interest for 1 month..!!! Tithe things...!

Haba...!!!

correctguy101:
Onigbese spotted...

Can't say I know much about loan apps. If I ever needed another loan, AB always there to collect from..

Which one be AB again...?

correctguy101:

Smh

Continue...

Always playing the victim card. You called me names without talking to you nor me ruining your name. You are being scolded and you are now playing the victim card.

I am not a bad person and I am sorry if you feel offended by my words. Next time, learn to respect people's opinion. Life is short. Let's do what is RIGHT. Thank you

Hmmmm.
Thank my star.
I just imagine I dey in situation that I became engulfed by these loan apps.
Many people are like that.
Thanks to my mother that struggled badly for me to escape from nigeria.

charsoso:
I personally know someone that committed suicide because of one of these loan apps. It's not a joke

Then people should stop borrowing money they know they won't pay.

Loan app is good.
Use it wisely.
I never used any.