₦airaland Forum

Sequence23:
It's a nice way to live but it's difficult when one is so broke and has children to feed. One will be left with no choice

There is nothing wrong in birthing one child or remain childless when a person is not financially stable before getting married.

Cut your coat according to your pocket.

Majesty7:
Always playing the victim card. You called me names without talking to you nor me ruining your name. You are being scolded and you are now playing the victim card.

I am not a bad person and I am sorry if you feel offended by my words. Next time, learn to respect people's opinion. Life is short. Let's do what is RIGHT. Thank you

I really don't have the strength to feel offended by an anonymous moniker on an anonymous forum. Laziness no go gree me...

My saying "onigbese" was meant as a joke in the first place hence my even bothering to do small free advert for AB as I've patronized them once and became an onigbese (I wonder how you find this word offensive) . Today, I'm eligible for upwards 5-10m with the same bank but I'm not collecting as my business doesn't need such infusion of funds at the moment.

You're too serious brother....smh

izuch:
Half of them might even be owned by one person, they shut these ones down and in the next 2 months he opens another 50.

Lapo micro finance bank is always reliable.

izuch:
Half of them might even be owned by one person, they shut these ones down and in the next 2 months he opens another 50.

Hahaha

Albinoflash:
u self don try u dey pay something me no even dey give shishi like this ooo,if I eventually have there money I will only pay what I borrowed exactly then maybe add 1k for all there stress

exactly what I did.paid and calculated interest based on 7 days and returned their money and they want me to pay 15k interest on 27k who does that for seven days

Sequence23:
It's a nice way to live but it's difficult when one is so broke and has children to feed. One will be left with no choice

then plan ahead.

nobilie:
The owners open another app, sends info update to debtors like(our firm has changed from ABC to XYZ, kindly pay up your qrp outstanding loan balance)

thanks for the update.

Majesty7:
You don't have to repay an illegal entity. Being delisted means they are illegal. Forget about them.

Even if they are approved by FCCPC doesn't even mean they are legal. It just means that they have vow not to harass their customers. They still need license from CBN to become an approved lending agency or if they are only operating in s state, needs the license of such state to operate. So, they are still illegal business even if approved by FCCPC.

Now, to be delisted by FCCPC even means that are not even worthy at all to talk to or be in your phone. Uninstall them and move on.

thanks for the update

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So true

helinues:
Better

If you want to live long without having unnecessary hypertension, stay away from loans.

Cut your cloth according to your fitting. We waste money on irrelevant things while neglecting the important basic things.

Food for example, it's kinda cheap compared to other jargons things we spend money on but for us to afford decent meals dey always do us somehow.

May God help us all

Majesty7:
Not a bigger one as your parents.

Now who is a thief here? The person that charges an outrageous interest on a meagre loan or the other that was smarter to beat the gullible one? Good day

I don get time for you today.

What do you mean outrageous interest?

Did you not know that the interest rate was outrageous before you accepted the terms of the loan?

You are a thief and I still maintain that stand

Majesty7:
Nigerians are still good debtors. Go to UK and US. You people know nothing. Despite the unfriendly interest, many Nigerians still pay up. Go to UK and understand what bad scores is.

On this loan app. To hell with all of them. They are thieves

Olodo! Who told you that Nigerians have better credit rating than Americans and Britons?

In the UK and US if you have a bad loan record it will stick to your body like Hausa perfume, no landlord will want to lease his apartment to you and you will find it very difficult to get credit anywhere in the country.

Instead of you to just STFU you're here disgracing yourself by encouraging dishonesty!

SavageResponse:
Olodo! Who told you that Nigerians have better credit rating than Americans and Britons?

In the UK and US if you have a bad loan record it will stick to your body like Hausa perfume, no landlord will want to lease his apartment to you and you will find it very difficult to get credit anywhere in the country.

Instead of you to just STFU you're here disgracing yourself by encouraging dishonesty!

You are extremely daft. What is the average interest on loans in the US and UK? What is the average interest on loan here? You are extremely daft. How many average Americans & Britons are credit worthy? How many Nigerians are on mortgage loans and even car loans? What a waste soul

SavageResponse:
I don get time for you today.

What do you mean outrageous interest?

Did you not know that the interest rate was outrageous before you accepted the terms of the loan?

You are a thief and I still maintain that stand

That is the problem with criminals. In a sane space, you and them will be in jail. A two digit loan interest per month is suicidal and criminal.

You don't exploit people's condition to thrive your illegal business. To hell with you and stupid loan apps

Majesty7:
You are extremely daft. What is the average interest on loans in the US and UK? What is the average interest on loan here? You are extremely daft. How many average Americans & Britons are credit worthy? How many Nigerians are on mortgage loans and even car loans? What a waste soul

Olodo! Keep exposing your ignorance.

The fact that a person has a mortgage or car loan does not necessarily mean that his credit worthiness is deficient to that of a person who has no loan at all.

Ignorant goats like you make it seem like borrowing is a bad thing when in actual fact a sound credit system helps grow the economy of a country

Go and educate yourself fo0l.

SavageResponse:
Olodo! Keep exposing your ignorance.

The fact that a person has a mortgage or car loan does not necessarily mean that his credit worthiness is deficient to that of a person who has no loan at all.

Ignorant goats like you make it seem like borrowing is a bad thing when in actual fact a sound credit system helps grow the economy of a country

Go and educate yourself fo0l.

That is why you are extremely daft. The bone of contention is if Nigerians are good debtor than the UK and US. Nigerians pay back loans of astronomical interest and there are more bad credit scores human in the US than Nigeria despite enjoying absolutely cheaper interest. Introduce Nigerian type of interest loan to the UK and see what will happen.

I still maintain that in a saner clime, you are your supported loan app will be cooling off in jail.

I know you are daft but at least do yourself a favour

Majesty7:
That is the problem with criminals. In a sane space, you and them will be in jail. A two digit loan interest per month is suicidal and criminal.

You don't exploit people's condition to thrive your illegal business. To hell with you and stupid loan apps

It is because of modafukers like you that it's extremely difficult for us business people to access bank loans in Nigeria even when you have a viable and bankable project that needs finance.

Animals like you will borrow 5K and refuse to pay back.

If you don't like the interest rate then don't accept loans from loan apps afterall they did not for you to borrow at gun point.

People like you are despicable and very dishonest and contribute to making things difficult for other people who need access credit finance to do business

SavageResponse:
It is because of modafukers like you that it's extremely difficult for us business people to access bank loans in Nigeria even when you have a viable and bankable project that needs finance.

Animals like you will borrow 5K and refuse to pay back.

If you don't like the interest rate then don't accept loans from loan apps afterall they did not for you to borrow at gun point.

People like you are despicable and very dishonest and contribute to making things difficult for other people who need access credit finance to do business

You are a crook and not a business person. No legit business person will appreciate such outrageous loan apps.

What do you understand by being honest? Being emotional is nothing but a gimmick. Your time will soon be up

Majesty7:
You are a crook and not a business person. No legit business person will appreciate such outrageous loan apps.

What do you understand by being honest? Being emotional is nothing but a gimmick. Your time will soon be up

Between you and I it's obvious to even a blind person that you are a thief and a career criminal.

A person who borrows and refuses to pay back is nothing but a thief!

Majesty7:
That is why you are extremely daft. The bone of contention is if Nigerians are good debtor than the UK and US. Nigerians pay back loans of astronomical interest and there are more bad credit scores human in the US than Nigeria despite enjoying absolutely cheaper interest. Introduce Nigerian type of interest loan to the UK and see what will happen.

I still maintain that in a saner clime, you are your supported loan app will be cooling off in jail.

I know you are daft but at least do yourself a favour

Stupid monkey that has likely never been out of Nigeria is here mentioning the US and vomitting trash.

If you were exposed enough then you should know that the US operates a fully capitalist economy and the government will never interfere in a valid contract between two parties so long as they were not done under duress.

SavageResponse:
Between you and I it's obvious to even a blind person that you are a thief and a career criminal.

A person who borrows and refuses to pay back is nothing but a thief!

Honestly if not that you are cursed, how will you support fraudulent practices? How is charging double digit as monthly interest a legit business? You are a complete waste

SavageResponse:
Stupid monkey that has likely never been out of Nigeria is here mentioning the US and vomitting trash.

If you were exposed enough then you should know that the US operates a fully capitalist economy and the government will never interfere in a valid contract between two parties so long as they were not done under duress.

A contract made to exploit the vulnerable is called what? That is a scam. It is a pity you lack understanding and it is not your fault. It is obviously hereditary. If not how will you be supporting crime?

No matter how good it is, a crime is always a crime. I am not the one who delisted them, the government did. That's to tell you that, you will soon end up in jail. Keep it up

Majesty7:
A contract made to exploit the vulnerable is called what? That is a scam. It is a pity you lack understanding and it is not your fault. It is obviously hereditary. If not how will you be supporting crime?

No matter how good it is, a crime is always a crime. I am not the one who delisted them, the government did. That's to tell you that, you will soon end up in jail. Keep it up

I have been following your comments on this matter.I think the loan apps are not honest and i blame the govt for this.You see them advertising offers that they don't give.5% interest rates when you give 40% and above.3months repayment time when you don't give more than 2 weeks.Its better the govt ban all of them for the sake of sanity in the financial credit space.

Majesty7:
You are a crook and not a business person. No legit business person will appreciate such outrageous loan apps.

What do you understand by being honest? Being emotional is nothing but a gimmick. Your time will soon be up

Don't mind the bagga, he is not any business person but a beneficiary of the criminal loan apps..!! No right thinking business person would approve of such loan with that kind of interest for any business...even if you invest it in church and kidnapping business as lucrative as they are, you can never break even in 7days talk more of paying back the loan...!!!

Chai this thread don turn sambisa forest. Na soso curse I dey see, wetin happen na. Can't u guys be mature. We're here to teach and learn

Omo na them sabi, everyone know say the country hard, but for these loaners they're evil. God forbid. Like this eh, I no dey pay shishii 😒😏. Rubbish people😂😋.if you are still worried about them or what they will do to you if you're owing them, sorry oooo 😂🤣na u sabi, that's to your own detriment. Do not mind whatever messages or threats they send to you on daily basis. Most of those loaners are fast killers, crooks, life hunters and real time scammers. Like this eh....... Am owing about.... of them😌, but I no dey pay shishii 😒 it's over a year and some months now since overdue and none of them were able to call or send messages to my contacts and post my pictures anywhere. They are even tired of calling me😌😏.Dem dey crase. If you wish to know how to deny them access and how to clear your contacts and data from their server send me a DM on WhatsApp @09151977310. But if you're one of their agents and you disguise into my DM, let me not swear for you and your smartphone shaa 😏. Nonsense people.

Majesty7:
That is the problem with criminals. In a sane space, you and them will be in jail. A two digit loan interest per month is suicidal and criminal.

You don't exploit people's condition to thrive your illegal business. To hell with you and stupid loan apps

Those bastards loan apps taughtNigerians to be wicked and not repay . Those clowns 🤡 saying Nigerians are debtors and not credit worthy are working for the fraudulent company. My personal experience, Linkcredit have been calling me over 6months to come take loan which I didn't but I do get calls from them and whatsapp messages atleast 2ice a day until I tried it 2months ago when I was in need . I took 15k to pay 4k on it for 7days and which I did a day to the due date. I sent 19k into the account and clicked clear and immediately I got a message that my loan has been extended for another 7days and I am to pay another 4k for extension, the same clowns calling me 2ice daily refused to pick my calls and even respond to my chat till after 2days one now called me after I've threatened to report them. The response was I applied for the extension and I ask a question he refused and cannot answer that can't he see the money in my wallet was full payment? Why will I apply for extension when I sent the full payment to my wallet? He said nothing can be done I must pay the 4k which I did and I told them to remove the money on there own as I cant see where to repay in full unless in bit . I deleted the app after and 7 days later they still send me message to repay, I messaged them no response again,I downloaded the app my money was still there and I couldn't repay in full they are telling me to pay part and extend, I now find out how to block the permission granted after that they started calling me the next day that I have higher loan of 34k.

Majesty7:
Because you were been delisted, you now result to emotional blackmail. To hell with you and your fraudulent activities.

Between mine company and yours which one was delisted and named a scam by the NATIONAL government? I dare you to name your loan app. Fraudster like you. Who cares about your illegal loan app. To HELL with you and your supported loan app

Another experience with Kashkash , I applied for a loan and I saw 7days repayment and 14days . I chose 14days and after disbursement they now said I will pay first part in 7days and last In 14days, immediately I mailed them and called and no response until the 6days for repayment that they started calling me to come pay and I asked didn't they get my calls and mail that they should take the money if they can't fulfill the obligation of 14days . I paid back sha and deleted the app. The loan app are the criminals here extorting Nigerians , assuming Nigerians are that bad with loan repayment they won't be lending to Nigerians again since they've been operating for over 4yrs but because they make more money from it that is why different app keeps popping up, or why will someone wants to invest in a biz he/she is loosing money?

Floky215:
Don't mind the bagga, he is not any business person but a beneficiary of the criminal loan apps..!! No right thinking business person would approve of such loan with that kind of interest for any business...even if you invest it in church and kidnapping business as lucrative as they are, you can never break even in 7days talk more of paying back the loan...!!!

Migo another disaster, just miss the repayment for a day then they will extend automatically with a month and add 19500 to the existing loan(maybe someone took a loan of 50k to pay 75k and miss the due date for a day 19500 will be added to be paid together next month.) Is that not criminal in nature? The delay sometimes is due to there own network ooo but they will just extend without waiting for at least 3days to put the very high interest.

Omo na them sabi, everyone know say the country hard, but for these loaners they're evil. God forbid. Like this eh, I no dey pay shishii 😒😏. Rubbish people😂.if you are still worried about them or what they will do to you if you're owing them, sorry oooo 😂🤣, that's to your own detriment. Do not mind whatever messages or threats they send to you daily. Most of these loaners are fast killers, crooks, life hunters and real time scammers. Like this eh....... Am owing about.... of them😌, but I no dey pay shishii 😒 it's over 2 year now since they were overdue and none of them were able to call or send messages to my contacts and post my pictures anywhere. They are even tired of calling 😏. If you wish to know how to get rid of them from gaining access and how to clear your contacts and data from their database send me a DM on WhatsApp @09151977310. But if you're one of their agents don't disguise cos I will know😏. Nonsense people.🤣

Majesty7:
You guys love to fool yourself. Nothing will happen. They are illegal and can't report shit. Forget about them. Wipe your contact from their system and live your life.

Master how can I do that wipe the contact?
I'll pay you