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Nairaland Forum / Nairaland / General / Travel / Living In The UK: Property,Mortgage And Related (55633 Views)
Getting Into The UK Property Market. How To? Teach Us How To? Get In Here / Living In The Uk/life As A UK Immigrant / Living In Australia/life As An Australian Immigrant (2) (3) (4)
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Re: Living In The UK: Property,Mortgage And Related by Stevepop: 2:10pm On Dec 18, 2023 |
Ogonsbaba: My LISA is with moneybox, and no issues at all. Just downloaded the app and follow the instruction. 1 Like |
Re: Living In The UK: Property,Mortgage And Related by Estroller: 4:12pm On Dec 18, 2023 |
Ogonsbaba: I doubt Barclays does. Yes you can if you meet the qualifying criteria. See attached link for more info and list of providers. https://www.moneysavingexpert.com/savings/lifetime-isas/ |
Re: Living In The UK: Property,Mortgage And Related by LaXxOnebody(m): 10:15am On Dec 21, 2023 |
Check the Barclays website there's information on LISa there. Ogonsbaba: |
Re: Living In The UK: Property,Mortgage And Related by Ogonsbaba: 10:35am On Dec 21, 2023 |
Stevepop: Thanks dear, me and my wife have opened LISA account with Moneybox and funded it. 1 Like |
Re: Living In The UK: Property,Mortgage And Related by Amazoner01: 4:03pm On Dec 21, 2023 |
Just curious. How do Barclays verify this 2 years requirement? Would it be via credit history or travel history. |
Re: Living In The UK: Property,Mortgage And Related by Pearlyfaze: 10:58pm On Dec 21, 2023 |
Amazoner01: With your BRP and Address History. |
Re: Living In The UK: Property,Mortgage And Related by Amazoner01: 11:59pm On Dec 21, 2023 |
Pearlyfaze:Thanks. |
Re: Living In The UK: Property,Mortgage And Related by elengine: 8:35pm On Dec 22, 2023 |
Two questions my ogas here please: 1. For mortgage purpose, I want to switch my current account which is also my salary account from Lyold to Barclays. Is it okay because I haven't seen anyone here saying he got mortgage from Lloyd. 2. Can I still open a LISA account at 40 something age? Thank you |
Re: Living In The UK: Property,Mortgage And Related by Estroller: 9:49pm On Dec 22, 2023 |
elengine: 2 Likes 1 Share |
Re: Living In The UK: Property,Mortgage And Related by Solumtoya: 7:42pm On Dec 23, 2023 |
elengine: Please don't switch to Barclays. Remain with Lloyds, it's better for you in regards to Mortgage. If you wanna get a Mortgage from Barclays, you just send them 3 months Bank Statement and other documents, you don't have to bank with them. If you bank with Barclays, they won't ask for statement as they have your entire history and may see something they won't like and reject your application. 7 Likes |
Re: Living In The UK: Property,Mortgage And Related by Stevepop: 6:22pm On Dec 24, 2023 |
To the glory of God, we completed the purchase of our house (new build) last week. Mentally exhausting but totally worth it. Mortgage was with Halifax (90% LTV). Relatively smooth process with attentive mortgage brokers and pro-active solicitors. We had our snagging on Friday and all issues were cosmetic, which made me so happy 'cos of the horror stuffs I've read about new builds. Monthly mortgage is about £400 above our previous rent, we fixed for 2 years so hopefully, there will be some calm in the interest rate by the time we re-mortgage. Grateful to everyone for the invaluable comments and advice. 25 Likes |
Re: Living In The UK: Property,Mortgage And Related by 080bjaked(m): 7:05pm On Dec 24, 2023 |
Stevepop: Huge congratulations. You've also stayed beyond 2 years right? 1 Like |
Re: Living In The UK: Property,Mortgage And Related by Stevepop: 8:20pm On Dec 24, 2023 |
080bjaked: Yeah 4+ years 4 Likes |
Re: Living In The UK: Property,Mortgage And Related by Pearlyfaze: 8:30pm On Dec 24, 2023 |
Stevepop: Congratulations on your new house. The queue is still moving guys. E go reach everybody wey want this kinda Good news. Well done newest Landlord. 11 Likes |
Re: Living In The UK: Property,Mortgage And Related by Ticha: 9:14pm On Dec 24, 2023 |
Stevepop: Congratulations! Well done and a good way to start the holidays! 2 Likes |
Re: Living In The UK: Property,Mortgage And Related by mex551(m): 9:59pm On Dec 24, 2023 |
Stevepop:congratulations. It’s been long that I saw 10% deposit. Na him be say we get hope 2 Likes |
Re: Living In The UK: Property,Mortgage And Related by ukay2: 12:21am On Dec 25, 2023 |
Stevepop: Congratulations 🎉 Welcome to your lovely home... 1 Like |
Re: Living In The UK: Property,Mortgage And Related by LaXxOnebody(m): 12:44am On Dec 25, 2023 |
Congratulations! Stevepop: 1 Like |
Re: Living In The UK: Property,Mortgage And Related by ProfJYK(m): 6:44am On Dec 25, 2023 |
Finally!! After 8 months time wasting, we Completed @ 5.38% with a new conveyancer in only 9 days. 75% LTV to keep repayments low and manageable in this high interest regime. About £200 less than current rent. Thanks to everyone for contributing to this thread. 23 Likes |
Re: Living In The UK: Property,Mortgage And Related by gmacnoms(m): 7:40am On Dec 25, 2023 |
ProfJYK:Congratulations |
Re: Living In The UK: Property,Mortgage And Related by Estroller: 8:49am On Dec 25, 2023 |
Stevepop: Congratulations 1 Like |
Re: Living In The UK: Property,Mortgage And Related by Estroller: 8:49am On Dec 25, 2023 |
ProfJYK: Congratulations |
Re: Living In The UK: Property,Mortgage And Related by ukay2: 10:28am On Dec 25, 2023 |
ProfJYK: Congratulations 🎉 and welcome to your lovely home 🏠 |
Re: Living In The UK: Property,Mortgage And Related by ukay2: 10:30am On Dec 25, 2023 |
Merry Christmas 🎄 EVERYONE |
Re: Living In The UK: Property,Mortgage And Related by ukay2: 10:35am On Dec 25, 2023 |
It gives me joy that most people are entering the property ladder.... May 2024 and beyond bring more property (home) owners and property investors. Thanks to @Lexusg430, @Ticha @Estroller et al... 11 Likes |
Re: Living In The UK: Property,Mortgage And Related by chimexview: 11:59am On Dec 25, 2023 |
Congratulations bro🥂🎄 Stevepop: 1 Like |
Re: Living In The UK: Property,Mortgage And Related by chimexview: 12:03pm On Dec 25, 2023 |
Congratulations fam 🥂🎄 Solumtoya: 2 Likes |
Re: Living In The UK: Property,Mortgage And Related by Tolzeal(m): 12:57pm On Dec 25, 2023 |
Congratulations to everyone. Can you please new owners help us with more details . - Like Area of purchase. - Average price. - Average deposit. That would come handy. Thanks 4 Likes |
Re: Living In The UK: Property,Mortgage And Related by Madeu(m): 1:42pm On Dec 25, 2023 |
Stevepop:Congratulations. Hoping to join the train a year from now. Although, might be shared ownership. Until then, I will keep reading and get the needed motivation. 1 Like |
Re: Living In The UK: Property,Mortgage And Related by LaXxOnebody(m): 2:43pm On Dec 25, 2023 |
Congratulations! I hope this wipes the disappointment from the deal that didnt work out. ProfJYK: 1 Like |
Re: Living In The UK: Property,Mortgage And Related by LaXxOnebody(m): 2:43pm On Dec 25, 2023 |
Seconded! Tolzeal: 3 Likes |
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