A Loan App Sent This Message to tarnish the image of a loan defaulter - Business (2)

A Loan App Sent This Message to tarnish the image of a loan defaulter - Business (2) - Nairaland

Nairaland Forum › Nairaland General › Business › A Loan App Sent This Message to tarnish the image of a loan defaulter (64340 Views)

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Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Berankis: 10:03am On Oct 24, 2024

SilentEmma:
I am currently owing
1. Okash
2. Branch
3. New credit
4. Xcross cash
5. Fairmoney

And they are all due... Not that I am not making efforts to pay them back, I am...

The country is too hard...

Though for now I only receive calls and constant reminders from anyone of them, that if I don't pay they will report my bvn to credit bureau... Sometimes branch and Fairmoney will tell me they will take legal action...

None of my contacts have called me yet to report any form of defamation yet...

I just hope and believe that these five loan apps I am owing are part of the ones that done defame... God go help me out to pay them all...

Newcredit does it. They are also the same as Palmcredit. They are very notorious!

5 Likes 1 Share

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Skillsnigeria: 10:03am On Oct 24, 2024

Hmmm

1 Like

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Whytelyon(m): 10:03am On Oct 24, 2024

kevoh:
This defamation has an opposite effect. If the defaulter was having issues or doubts on repaying her loan before, having seen this degrading message, she will never repay.

These loan apps better find creative ways of recovering their money because I believe currently, many Nigerians are so broke (and shameless) that such messages mean nothing to them.

It happens in Kenya too. One man even went as far as painting his dog to look like a Bengal Tiger to wade off the loan officers, the silly puppy in question even started to feel like a giant cat (tiger). I have seen things.

2 Likes

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Revealpanda: 10:04am On Oct 24, 2024

Lol.
They gave her the easy way out.

It means they have collected their loan like this if it was me

3 Likes

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by worldman(m): 10:04am On Oct 24, 2024

Northernblood8:
Yoruba people doesn't pay back loan. They will rather sleep with dog

just the way your mama sleep with dogs

2 Likes 1 Share

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by uptownemmygee(m): 10:04am On Oct 24, 2024

Wahala for who dey borrow loan

1 Like

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Goodman247: 10:04am On Oct 24, 2024

That is not d way to go, Nigerians like using crude mtd to find a solution to problems, d person no get account, and d borrowers must be accountable, be responsible in anything you are doing.

2 Likes

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Jman06(m): 10:05am On Oct 24, 2024

Nnamdipapa:
Sometimes it is hard to blame these people as it is the kind of environment prevalent in Nigeria. Over 95% of the average Nigerian borrow with intentions not to repay and these people are into business to make money.

I honestly do not blame these loan companies as they have to resort to whatever means to stay in business.

Stay in which yeye business huh

Those people are themselves fraudsters taking advantage of the poverty in the country!

6 Likes 1 Share

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Whytelyon(m): 10:05am On Oct 24, 2024

Revealpanda:
Lol.
They gave her the easy way out.

It means they have collected their loan like this if it was me

Why should you pay when they have done this ?

2 Likes

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by mymadam(m): 10:06am On Oct 24, 2024

SilentEmma:
I am currently owing
1. Okash
2. Branch
3. New credit
4. Xcross cash
5. Fairmoney

And they are all due... ...... God go help me out to pay them all...

🙏🏽

2 Likes

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by stuffs2002: 10:06am On Oct 24, 2024

kevoh:
This defamation has an opposite effect. If the defaulter was having issues or doubts on repaying her loan before, having seen this degrading message, she will never repay.

These loan apps better find creative ways of recovering their money because I believe currently, many Nigerians are so broke (and shameless) that such messages mean nothing to them.

Why don't you tell the person that borrowed money to pay up instead of blaming the lender

3 Likes 1 Share

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by gigabyte13: 10:06am On Oct 24, 2024

SilentEmma:
I am currently owing
1. Okash
2. Branch
3. New credit
4. Xcross cash
5. Fairmoney

And they are all due... Not that I am not making efforts to pay them back, I am...

The country is too hard...

Though for now I only receive calls and constant reminders from anyone of them, that if I don't pay they will report my bvn to credit bureau... Sometimes branch and Fairmoney will tell me they will take legal action...

None of my contacts have called me yet to report any form of defamation yet...

I just hope and believe that these five loan apps I am owing are part of the ones that done defame... God go help me out to pay them all...

I want to say
Ameeeeeeeeeen to your prayers
God provide for you and bless your hustle to pay these loans and have more to never ever go to borrowing again

3 Likes

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Autobiography: 10:07am On Oct 24, 2024

We4all:
I woke up to hear my phone bleep, and when I scrolled through the message, I shook my head in disbelief. How far will these loan apps go? Attached is a screenshot of the message. To the commenter below, the message was sent to my phone and probably to others as well to defame the loan defaulter. I can't even recall where I met the person at the center of this mess, but she sure had my contact saved on her phone.

...
This bastards, Dem go jam thier match one day. But if this was in a more sane place, this app can actually bee sued.... what a case that will be...

2 Likes

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by ogaemma: 10:08am On Oct 24, 2024

They are taking this too far.
Is unfortunate that there are no laws to regulate this nonsense in Nigeria.
This is subject to a legal battle.
Stay away from loan app.

2 Likes

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by timibare(m): 10:09am On Oct 24, 2024

We4all:
I woke up to hear my phone bleep, and when I scrolled through the message, I shook my head in disbelief. How far will these loan apps go? Attached is a screenshot of the message. To the commenter below, the message was sent to my phone and probably to others as well to defame the loan defaulter. I can't even recall where I met the person at the center of this mess, but she sure had my contact saved on her phone.

u sef clear ur debt na

1 Like

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by garykoeman: 10:09am On Oct 24, 2024

Northernblood8:
Yoruba people doesn't pay back loan. They will rather sleep with dog

Yoruba will be the end of ibo in Nigeria.

5 Likes 1 Share

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by motionarena: 10:10am On Oct 24, 2024

SilentEmma:
I am currently owing
1. Okash
2. Branch
3. New credit
4. Xcross cash
5. Fairmoney

And they are all due... Not that I am not making efforts to pay them back, I am...

The country is too hard...

Though for now I only receive calls and constant reminders from anyone of them, that if I don't pay they will report my bvn to credit bureau... Sometimes branch and Fairmoney will tell me they will take legal action...

None of my contacts have called me yet to report any form of defamation yet...

I just hope and believe that these five loan apps I am owing are part of the ones that done defame... God go help me out to pay them all...

Don't worry Son

Am here to save you

1 Like

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by fluteman: 10:10am On Oct 24, 2024

EmperorCaesar:

Umaru, You need to start taking your drugs bro
Its obvious that the last time you had a nice night was the day Yaradua died

My guy be smart. The person you quoted is an ibo impersonating a northerner. Dont quickly judge a moniker by its username. You fell to his gameplan all along..use ur brain

5 Likes 1 Share

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Ringstonermask: 10:10am On Oct 24, 2024

1 Like

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by BadNews: 10:10am On Oct 24, 2024

Nawa o

1 Like

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Abbeytoy(m): 10:11am On Oct 24, 2024

We4all:
I woke up to hear my phone bleep, and when I scrolled through the message, I shook my head in disbelief. How far will these loan apps go? Attached is a screenshot of the message. To the commenter below, the message was sent to my phone and probably to others as well to defame the loan defaulter. I can't even recall where I met the person at the center of this mess, but she sure had my contact saved on her phone.

This is defamation, and the person involved should go to court ASAP... He/She can become a millionaire with this.

2 Likes

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Ringstonermask: 10:12am On Oct 24, 2024

Nnamdipapa:
Sometimes it is hard to blame these people as it is the kind of environment prevalent in Nigeria. Over 95% of the average Nigerian borrow with intentions not to repay and these people are into business to make money.

I honestly do not blame these loan companies as they have to resort to whatever means to stay in business.

where did u get that statistics from?

1 Like

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Marc3500: 10:12am On Oct 24, 2024

SilentEmma:
I am currently owing
1. Okash
2. Branch
3. New credit
4. Xcross cash
5. Fairmoney

And they are all due... Not that I am not making efforts to pay them back, I am...

The country is too hard...

Though for now I only receive calls and constant reminders from anyone of them, that if I don't pay they will report my bvn to credit bureau... Sometimes branch and Fairmoney will tell me they will take legal action...

None of my contacts have called me yet to report any form of defamation yet...

I just hope and believe that these five loan apps I am owing are part of the ones that done defame... God go help me out to pay them all...

please how much u borrow from them most especially Fairmoney how does it work

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by njelrapheal: 10:13am On Oct 24, 2024

SilentEmma:
I am currently owing
1. Okash
2. Branch
3. New credit
4. Xcross cash
5. Fairmoney

And they are all due... Not that I am not making efforts to pay them back, I am...

The country is too hard...

Though for now I only receive calls and constant reminders from anyone of them, that if I don't pay they will report my bvn to credit bureau... Sometimes branch and Fairmoney will tell me they will take legal action...

None of my contacts have called me yet to report any form of defamation yet...

I just hope and believe that these five loan apps I am owing are part of the ones that done defame... God go help me out to pay them all...

xcrosscash and new credit will do.

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by gigabyte13: 10:15am On Oct 24, 2024

Loan apps....
Hmmmmm
If you no owe Dem, Dem no go near you
Dem fit report person wey u know to you shall.

But once a loan app defamed me once
I don pay be that.....
Nothing go ever ever make me pay back again never ever.
If Dem like make Dem use DSS find me, Dem go first pay me for defamation before we come talk how l go settle Dem.

If you can, avoid loan apps ooooo
Dem get crazy and mad interest rates
But you see
Palmpay, na only dem dey considerate with their interest.
If l need urgent 2k, na me and Dem
Other be like you collect money from devil hand
Na your life be the repayment plan

1 Like

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by LordReed(m): 10:15am On Oct 24, 2024

We4all:
I woke up to hear my phone bleep, and when I scrolled through the message, I shook my head in disbelief. How far will these loan apps go? Attached is a screenshot of the message. To the commenter below, the message was sent to my phone and probably to others as well to defame the loan defaulter. I can't even recall where I met the person at the center of this mess, but she sure had my contact saved on her phone.

FCCPC better clamp down on this nonsense before they become an untamable nuisance.

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by ayotade09(m): 10:15am On Oct 24, 2024

Northernblood8:
Yoruba people doesn't pay back loan. They will rather sleep with dog

if we check now na one foolish obingo you go be now oponu eyan

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by ICTspecialist(m): 10:16am On Oct 24, 2024

SilentEmma:
I am currently owing
1. Okash
2. Branch
3. New credit
4. Xcross cash
5. Fairmoney

And they are all due... Not that I am not making efforts to pay them back, I am...

The country is too hard...

Though for now I only receive calls and constant reminders from anyone of them, that if I don't pay they will report my bvn to credit bureau... Sometimes branch and Fairmoney will tell me they will take legal action...

None of my contacts have called me yet to report any form of defamation yet...

I just hope and believe that these five loan apps I am owing are part of the ones that done defame... God go help me out to pay them all...

I owed palmpay for almost two weeks, they only threaten to call contacts but didn't. Na only calls and messages if threats you go receive after then nothing.
A week later salary dropped and they auto deducted everything

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Ringstonermask: 10:16am On Oct 24, 2024

ClassicMan202:
The truth is 90% of Nigerians borrow money without the intention of paying back...

The lenders themselves are not without faults either, why would you charge exorbitant interest rates?

where ona dey get statistics from ?

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by SilentEmma: 10:18am On Oct 24, 2024

Marc3500:
please how much u borrow from them most especially Fairmoney how does it work

Brother I will never in my life teach anyone how loan apps works, it even you have over 100% means of paying back when u borrow, pls am so sorry ... I can't be the one to tell u how it works...

I don wish anyone to pass through what am passing through, not even my worst enemy...

These loan apps will take away your peace of mind and sanity... Better to be a street beggar than to take from any loan app...

The worst is when u start taking from one loan app to pay another...

I borrowed over 400k to pay close to 800k in 8 months from Fairmoney...

7 Likes 1 Share

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by ponishah: 10:19am On Oct 24, 2024

ceejay80s:
most people blame loan sharks, but why will someone borrow and refuse to pay back
make we dey tell ourselves truth ,
if the borrower had paid back , the lender will have no course to complain,
most of these borders are evil and wicked. the main motive is not to return the money
,
as u see me so, I hate borrowing money

WILL YOU SHUT UP.
DOES THAT LOOK LIKE COMPLAIN FROM A LOAN APP OR ANY HUMAN?
YOU NIGERIANS LIKE STUPIDITY AND THATS WHY POLITICIANS AND POLICE TREAT US AS THEY LIKE, BECAUSE WE ALWAYS LOOK FOR A WAY TO JUSTIFY ANY RUBBISH, EVEN MURDER.
KEEP QUIET NEXT TIME YOU DONT THINK.

THERE ARE PROCEDURES TO RECORVER LOANS IN NIGERIA AND THE WORLD OVER.
DEFMATION, LIBEL, FALSEHOOD, BLACKMAIL, DEHUMANISATION, GROSS VIOLATION OF DATA PRIVACY AND CRIMINALITY ARE NOT WAYS TO RECORVER LOANS.

SHUT UP , AND STOP SUPPORTING JUNGLE JUSTICE

7 Likes

Re: A Loan App Sent This Message to tarnish the image of a loan defaulter by Kobicove(m): 10:20am On Oct 24, 2024

Northernblood8:
Yoruba people doesn't pay back loan. They will rather sleep with dog

1 Like

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