₦airaland Forum

Ibejumatters:
The good thing about having access to cheap finance at early age cannot be underestimated. Nigeria needs to change the way it makes things hard for ordinary people. Many things are wrong with this country and those things need to be fixed.

This guy will have strength and good health to enjoy his car and house for the next 40, 50 years. Compare to an average Nigerian who will have to work for 30 years before being able to afford such a good car and house. At what age will he enjoy them?60,70?

edet19892015:
Unless you understand your role in society, you can never make any meaningful contribution.

According to the Greeks, they are three types of people on Earth,
1. The idiots,
2. The tribesmen, and
3. The citizens.

Studies show only 10% of Africans are citizens.
The remaining 90% are either tribesmen or idiots.

1. When the Greeks used the word "Idiot", they did not use it as a curse word.
Idiots are people who just don’t care.
If they sit for exams, they will cheat.
If they are in government they will steal.

An idiot does not care at all, if he eats bananas he throws the peels anywhere instead of putting them in a trash bin.

IDIOTS won't attend monthly neighborhood meetings. They won't pay security dues. They won't contribute to community development. Even when they see or know about something that will harm others in the community they won't report it. When they see/know/have something that will benefit their community they won't share.

In fact, Idiots don't care to register for or vote in an election, yet they complain the most. If they register to vote, IDIOTS will sell their votes for peanuts.

According to the Greeks, some societies have more idiots than tribesmen and citizens.

2. The next set of people are "Tribesmen", these are people that look at everything from the point of view of their tribe.

These are people that believe in you only if you are part of their tribe.
It can be terrible to have a tribesman as a leader, he will alienate the rest.

When the Greeks talk about tribes, it’s not just about ethnicity, they also consider religion, gang membership, group membership, party membership and even cult membership as a tribe.

A great percentage of Africans are tribesmen, because they view everything from the point of view of their tribes. They trust only their tribesmen

3. The last group are "Citizens".
These are people who like to do things the right way.
They will respect traffic light rules even if no one is watching them.

They drive within speed limits.
They respect the laws, and won’t cheat in exams.
In government, they won’t steal.
They are compassionate and give to others to promote their well-being.

Citizens often promote projects that benefit everyone.
The Greeks called this group "The Citizens".

Some countries have more citizens than tribesmen and idiots, others have so many idiots.

A tribesman can become a citizen through orientation.
And an idiot can become a citizen by training and constant enforcement of the law.

But things fall apart if you elect an idiot or tribesman to lead you if he has not been reformed.

Where do you belong? Are you an idiot, a tribesman or a citizen? Reflect on your life.
Reflect about your immediate community, city, state and nation.

#EdetEdemAkpan #Share

studyless123:
You're trying so hard to explain what's irrelevant.
bdon123 stated a fact and you went off-topic.
The individual doesn't own the house, the house can be foreclosed or repossessed if he doesn't meet the terms of the mortgage.
Such credit facilities are not available to most Nigerians so many of us would think it was bought outright.
It's true that he's a home owner but incorrect to state that he's a landlord.
We should be transparent with our achievements.

Abee79:
I wish Nigeria had such arrangement for average citizens. As a civil servant, I've not been able to access Nationa Housing Scheme (NHS). Certain highly placed individuals were demanding for a percentage of the money before they even consider processing. . . 🤐

The small bank loan I collected to complete my house, The useless bank wants to stranglē me with outrageous interest rates that have more than doubled in the last two years 😭💔💔💔

To import a second hand vehicle, Nigerian Customs will practically drain the last bloød out of you. One can't even dream of acquiring a brand new car in Nigeria without having High Bloød Pressure 😞

Vision101:
Forget this. Nigerians are too loud. The house is on mortgage, the car is on credit. He will not tell you how many shifts he's working to make up. He might presently be bothered that his papers are about to expire. He might be thinking of the route to use. With his masters degree he might end up accepting sponsorship from a care home. This means that that's what he will do for the next five years.

This means bye bye to a career in engineering for example that he made 2.1 plus masters degree. If he decides to avoid using this route he might have to go for a PhD. This means that he has to face payment of tuition for another three years and back to 20 hours per week menial job for the duration of his studies. UK PhD is not beans particularly in stem. Many start but don't finish.

I'm not saying that there are no advantages after all the family invested life time savings. There should therefore be returns. But it not the way some of them come online to paint it.

studyless123:
Govt have a role to play but these are private sector driven. Besides the average Nigeria is not a good debtor. There are many reasons why these cannot work for the average Nigerian. You're just affected by a "system". It is what it is.

Glimpsetv:
A large crowd of Lagosians was filmed in a long queue struggling to collect a loaf of bread. To maintain order, several military personnel were on the ground to control the crowd. This has triggered a lot of reactions online.

Watch the video, share your thoughts in the comments.


https://www.youtube.com/watch?v=zYltMapDyIo?si=0-hO0Vt5C9uBxVd1

Sonnobax15:

Who don escape from Nigeria successfully no know wetin God do for am..


Cc::: Shaybebaby

CrossRhodes:
He will pay it without stress cos he's most likely in NHS so job is secured, and if not much dependents.
Oya try that in nigeria let's see...

Vision101:
Forget this. Nigerians are too loud. The house is on mortgage, the car is on credit. He will not tell you how many shifts he's working to make up. He might presently be bothered that his papers are about to expire. He might be thinking of the route to use. With his masters degree he might end up accepting sponsorship from a care home. This means that that's what he will do for the next five years.

This means bye bye to a career in engineering for example that he made 2.1 plus masters degree. If he decides to avoid using this route he might have to go for a PhD. This means that he has to face payment of tuition for another three years and back to 20 hours per week menial job for the duration of his studies. UK PhD is not beans particularly in stem. Many start but don't finish.

I'm not saying that there are no advantages after all the family invested life time savings. There should therefore be returns. But it not the way some of them come online to paint it.

LandMann:
There are foolish people everywhere, even in the USA.

If one has the opportunity to go to a cheap community college to obtain education but instead goes to a posh expensive university and stacks ip huge debt then that person is stupid, and there are tons of people who do that in the US and end up complaining about student debt.

Again, there are those who feel too big to do certain jobs after graduating from expensive posh universities and stacking up student debt. These class of people take the opportunity they have for granted and so become loafers and complainers instead of being hardworking and goal oriented so they can quickly clear whatever debt they have and get on with life.

For every one American who complains about student debt, there are 10 more Americans who took advantage of it to build a good comfortable life. They just don't make the news cos theirs is not "bad" news.

If you feel your corruption infested malfunctioning country Nigeria is better than western countries like USA, Canada, UK, Germany, etc, by all means enjoy the country. Let those who want to better their life in an environment that promotes competence and hardwork instead of nepotism and tribalism do so. And when they announce their achievement, don't get envious and bitter. It's their life, not yours.

anonimi:
Who is this Nigeria that you are waiting for to come out and make things less hard for ordinary people? Are you referring to the looters allowed to be our tribal leaders in sharing the national cake

Blazebond:
Stop being ignorant,he is not going to enjoy paying that mortgage,the thing with us outsiders is that we never think before wasting our money on fruitless ventures,in 30 years time he is going to start thinking about returning home and that is when he will realize that he messed up by wasting his time paying mortgage for a pathetic house in a country and environment that fools you into believing that you are happy.
Note: he won't even finish paying it in 30 years Time.

Childofgrace18:
B***tter soul and some people are busy liking this trash. Your comment is just that of a poor man, do you know what it takes to relocate to the UK? Someone like you who may never cross river Niger is here exposing your p**r mental strength.

Yes the house is on mortgage and so what? He is paying for his house not helping someone else to pay his or her own mortgage. Say congratulations and move on, he is abroad two of Una no be mate. Proud and honourable poor man.

Truths9ja:
Wow he’s enjoying life in uk 🇬🇧

Blazebond:
Stop being ignorant,he is not going to enjoy paying that mortgage,the thing with us outsiders is that we never think before wasting our money on fruitless ventures,in 30 years time he is going to start thinking about returning home and that is when he will realize that he messed up by wasting his time paying mortgage for a pathetic house in a country and environment that fools you into believing that you are happy.
Note: he won't even finish paying it in 30 years Time.

Bellotelli:
Everybody want a better Nigerian, but sadly nobody like to sacrifice for it.

VeeVeeMyLuv:
You are absolutely correct 💯 👍🏼

The fool doesn't know that with the way Nigeria government, constitution and leadership systems is being set up or constituted, aswear even if you give 100 trillion dollar 💰 budget to these guys, nothing good will come out of it, these guys will loot everything

bdon123:
D problem wit people like u is u filled wit hate so u might never even make it.I hav lived in d uk for over 5years n had my higher education there.I hav also been to over 20 countries world wide becos of my job.I hav never stated d uk i bad or anything as such bt only telling e xcept that guy is some special genius that government or some company decides to pay him in 100k pounds he can not buy a house in UK cash.Its a mortgage simple.so dont say u bought a house wen u still on mortgage.u said two of us no be mate becos hes abroad....d kinda low IQ individuals on nairaland is really alarming

Tellmeastory:
THE UK ANNUAL BUDGET IS 2 TRILLION DOLLARS.

NIGERIA’S ANNUAL BUDGET IS 30 BILLION DOLLARS.

STOP COMPARING APPLES AND ORANGES.

bdon123:
Collected house on mortgage n car loan...bt u here making noise like u paid £140k straight for d house.Bastard deceiving gullible people.house wey u still get lik 20 years to complete payment

nedu666:
And still people are stealing the small 30 billion dollars to buy mansions in Hampton and Park rolls royce that they drive once a year.

ogaemma:
It is easier to live a better life outside the present Tinubu Nigeria.
My Friend traveled to Seychelles early this year and one will not believe his recent picture he posted on Facebook.
Just in less than a year the man have been able to attain a high level of financial stability.
He is already boasting of not coming back to Nigeria.
If anyone tells you that the present Nigeria is the most dangerous place to survive, that person is not exaggerating.

Mindlog:
Happy for him.

So many opportunities in this UK, if you are highly skilled in the health and social care sector.

Starboytwo:
Let's all try to make Nigeria a better place then, instead of what it currently is.

simpleseyi:
Opportunities in the Health sector, YES, but Care, NO, NO. Cleaning bumbum is not opportunity. You won’t be unfortunate in life, AMIN

anonimi:
We are too mentally lazy to work out the salvation we need.

Blazetrailer:
When you see people who rush to goggle before responding, it would be clear they dont have an idea of what they are talkibg about. It shows your lack of depth in fundamental economics and financing.

Again, i have been having credit cards for over a decade now and never have I ever got a lowered credit score, simply because of prudence. Someone already responded to another one like you who still has the archaic reasonibg that debt is evil. There are Nigerians thatvare doing their 2nd/3rd mortgage here and creating venerstional weslth like the indians ans the Chinese are doing, using debt. Keep readining like a buffoon

Yourprick:
https://x.com/Intrepid_RN/status/1857027833098276886?t=SmpmhMJFkqVDONKAOcm9pg&s=19[/quote]oga collect car and house on loans!
He fit reach 10yrs he never finish paying for the house

But to be honest he still better pass 100millions people living in Nigeria

Anybody telling you that abroad life is hard slap that person or unless that person enter the country through window (life supposed hard for am na)

Mindlog:
Happy for him.

So many opportunities in this UK, if you are highly skilled in the health and social care sector.