₦airaland Forum

The troubles with Nigerians is that,Banks don't like carrying Cash because it is more of a burden,so going to Money banks-where you easily retrieved your Cash - doesn't tantamount to being a good Bankers,so the use of Money Point,OPay,etc,for to be a good banks, with Bankable Proposition is what Bankers are looking forward to,not necessarily Cash and Carry Transactions.
Besides,what does the OP means by 'the Street Statistics '?
We talked about Banks Financial Records and there is nothing like the Street Statistics in Banking or anywhere ,unless you are talking about your personal
observations,which is not acceptable but subject to biases and influence.
Banking is a Specialized Institution and must be seeing so,all over the World 🌎.

Ringstonermasks:
Not correct, let me list dem for u



1. Moniepoint MFB
2. OPAY
3. FIRST BANK OR FIRSTMONEY WALLET
4. ACCESS BANK
5 ECOBANK
6. FIDELITY
7. the rest BANK can drag from 7 onwards

This is based on street statistics. You should transact more with people to know their preference.

We are not talking about 300 and 5000 naira transactions here. Do you expect 7up and Coca-Cola to be using OPAY?

Just a single transaction of one of these businesses had swallowed your OPAY and all their assets

surgecom:
Percentage increase not the final value.
Zenith Bank had 61% increase from 2023
Access had 41% increase from 2023

Then that's a poor way to rank especially talking about first 10

Ringstonermasks:
Not correct, let me list dem for u



1. Moniepoint MFB
2. OPAY
3. FIRST BANK OR FIRSTMONEY WALLET
4. ACCESS BANK
5 ECOBANK
6. FIDELITY
7. the rest BANK can drag from 7 onwards

This is based on street statistics. You should transact more with people to know their preference.

make Una dey use logic dem dey pay salary with Opay and Moniepoint...

Great100000:
Source: https://www.legit.ng/business-economy/industry/1626116-list-top-8-nigerian-banks-highest-customer-deposits-2024/

How did First Bank get there with all its outdated red tapes and official bureaucracy?

Lamasta:
How you go place Moniepoint ahead of opay na

Moniepoint is king of business banking. A single Moniepoint business owner is doing what an average of what 50 Opay customers can't do.

Reach us on akintayo.akinloye@moniepoint.com to our products (mostly my Edo people).

SlayQueenSlayer:
1 and 2 are Agency Banking Platforms. They still rely on the customer deposit banks.

True and that's why moniepoint just applied to be a deposit bank too .

Technicolor:
Zenith is making it big but finding it difficult to pay their staff

This is deposits; meaning people's money.

Wait for the PBT first before talking about poor salary payments.

This list is suspicious

discusant:
How did First Bank get there with all its outdated red tapes and official bureaucracy?

Where I live they are big. The banking hall is half a football field and you can waste 2 hours trying to deposit or withdraw.

I literally can't go to that bank without mentally preparing to test my patience.

olaolaking:
We are not talking about 300 and 5000 naira transactions here. Do you expect 7up and Coca-Cola to be using OPAY?

Just a single transaction of one of these businesses had swallowed your OPAY and all their assets

Millions move in those banks too. Usually scammers. You can move back and forth unlike conventional banks that would place a limit on you. They are also into betting.

(But I agree with you, just don't underestimate these Fintech).

helinues:
Zenith and GTB always leading

You no sabi read join wetin you are already facing?

Access has the highest amount and 2nd highest increase but zenith has the highest increase but 2nd highest amount.

How GTBAnk take enter the discussion of "leading"?

faceland:
Where I live they are big. The banking hall is half a football field and you can waste 2 hours trying to deposit or withdraw.

I literally can go to that bank with mentally preparing to test my patience.

Ha ha ha. Same experience wherever First Bank branch is. Its 1880s bureaucracy. Impolite staff. Never rectify even a simple error via online or by telephone.

Citadel77:
If you need the video of the viral sex scandal of Battasar Ebang Engonga of Equatorial Guinea, just DM.
Infact his wife too is not clean, her own leaks has come out and I have them all.
Just DM me, you will also get other VIP's leaks that will burst your head😃

People he slept with are the following among others.
The president's sister.
The AFG's wife.
His Brother's wife
The IGP's wife.
Pastor's wife
About 20 minister's wives
His uncle's pregnant wife
And many more totalling 400.
DM

Nigga go get a job
Stop disgracing ur family online

Omo na Opay be number 1 oo

Where my Polaris now

iluvdonjazzy:
Where is my UBA.

UBA na bank?

I knew Wema Bank will definitely make the list and I wasn't disappointed. Only fools underrate that bank

Citadel77:
If you need the video of the viral sex scandal of Battasar Ebang Engonga of Equatorial Guinea, just DM.
Infact his wife too is not clean, her own leaks has come out and I have them all.
Just DM me, you will also get other VIP's leaks that will burst your head😃

People he slept with are the following among others.
The president's sister.
The AFG's wife.
His Brother's wife
The IGP's wife.
Pastor's wife
About 20 minister's wives
His uncle's pregnant wife
And many more totalling 400.
DM

Seun and team
What is this??

helinues:
Zenith and GTB always leading

because they charge you whether the transaction is successful or not.

Even if I remove my #400 from first bank 16,72 trillion first bank will not feel the impact at all.

Zenith is Nigeria Pension Manager so they should always have funds

ednut1:
So proud of myself. My 500 in zenith, 650 in first bank and 8k in gtb is included

Your re doing well and very normal.
Please close those accounts and give it to mama Iyabo, if you put Ojo,na only dey.

LoL, zenith had more increase in percentage so na why.

iluvdonjazzy:
Zenith 21. Trillion while ACCESS 22. trillion how come Zenith is on top.

U r myopic...and u think Opay doesn't have internal audit and control to spot check antimoney laundering?

Kaa4:
You know very little and assume so much. Yes street statistics. 40% of the fraudulence transfers in the Nigerian financial system pass through Opay.

ThìsGlobe.Com

Sadly, banking in Nigeria is a one-sided transaction. The banks grow rich at the expense of their loyal depositors. All the audio profits don't translate to more interest for depositors. Depositors that are unfortunate to take bank loans are milked with outrageous & ever-growing interest rates 😔💔💔💔

Technicolor:
Dear everyone, please, i won't be doing this if only there's a glimmer of hope. please forgive me, but it seems that I have no choice. I'm typing this with tears in my eyes and with a very heavy heart. I'm doing this for my little girl who is asthmatic, I have exhausted my savings to buy her Seretide inhaler but at this point it has become too expensive to afford. I work two jobs to provide for my family but it never seem to be enough and as it stands I have exhausted all channels with which I can borrow money to buy it. It is sold for 18,500 but anything we can lay our hands on is perfectly okay please. Even 1k will go a long way to keep my baby girl alive please. Please my family, am on my knees, I am pleading for assistance to save my daughters life. I beg you in God's name please.. Any well meaning Nigerian whom God has touched their heart to help us, please help us. May the Almighty GOD bless all you lay your fingers on, amen.

10 25 02 57 87. First City Monument Bank (fcmb)
May God bless you immensely ❤ 🙏

Same format all these days. Only the gullible will fall for this sha!

Ringstonermasks:
Not correct, let me list dem for u



1. Moniepoint MFB
2. OPAY
3. FIRST BANK OR FIRSTMONEY WALLET
4. ACCESS BANK
5 ECOBANK
6. FIDELITY
7. the rest BANK can drag from 7 onwards

This is based on street statistics. You should transact more with people to know their preference.

What of UBA na?

Kuda is not as lousy as Opay and Moniepoint but serious minded when it comes to business. Very decent banking platform with full regulations compliance

Ringstonermasks:
Not correct, let me list dem for u



1. Moniepoint MFB
2. OPAY
3. FIRST BANK OR FIRSTMONEY WALLET
4. ACCESS BANK
5 ECOBANK
6. FIDELITY
7. the rest BANK can drag from 7 onwards

This is based on street statistics. You should transact more with people to know their preference.

oluks:
I laugh people saying opay and moniepoint one single Zenith bank transaction of 2billion naira on zenith is enough to cover for 2000 transactions on opay😂😂😂😂

No be by crowd

lmao

Why do we struggle to tell stories with charts? Numbers are easy to interpret via statistical tools, ie. charts, than writing long boring essay.