₦airaland Forum

maternal:
I'm simply telling people to look at the whole picture. Again, ignorance is not an excuse. If jumping from naija to Canada, why doesn't this person do the full research ? If they did, they'd know nothing is guaranteed anywhere you go, and there may be a chance you'll never practice X (insert profession) in Canada.

My friend let's stop playing games and be direct. A typical Nigerian coming to Canada for example, wants the big boy title, then the money. I'm saying nobody cares about the big boy title in Canada. Chase your objectives not your dreams. That objective is making money and having a better quality of life. The superior complex ingrained in a typical Nigerian is showing in this post.

That "floor cleaner" is a professional building service attendant. He earns 100k in Canada, lives in a better house than 99% of doctors in naija, holds a Canadian passport, and when you compare cost of living; that doctor in naija is living in poverty compared to that "floor cleaner".

That Uber driver can package his skills and become a professional driver, while moving out of Toronto. He can work for the TTC or any municipal transit driver and make up to 100k per year with a government gold plated pension. But they'd never take that advice because they're too busy looking for a "Better career opportunities", aka trying to impress people who don't feed them or their family.

I don't understand how my family is part of this discussion, yet I'm projecting ? Not all your family members are perfect sir. You can't migrate to Canada if you come from poverty. Supportive family with different aspirations and "expectations". Just say you're too insecure to work certain jobs because of what your family would think of you. Again I repeat, the same family that doesn't feed you here in Canada.

My past hardship has allowed me to put things in perspective at all times. Again I repeat. Ignorance is no longer an excuse with most people having access to the internet. And Canada owes you absolutely nothing. If you don't know how to hustle in Canada or you can't make it in Canada, just say so. Stop trying to blame the system. Nigerians never look at themselves in the mirror.

Based on your advice, if a doctor or professional engineer ,accountant etc arrives in Canada and cannot find a job, their best option is to join Uber as a driver, then move on to becoming a professional driver or cleaner. You also suggest that seeking better career opportunities is considered "trying to impress people," according to your explanation.

Please stop spreading misinformation—there’s no way a cleaner will earn $100k unless they own their own company, have many contracts, and are managing a team. You can dislike your country or family, but don’t exaggerate your points.

To those just arriving, be careful about jumping into the Uber business with your life savings to buy a car. Please do some research—it’s no longer a viable full-time job. Don’t let anyone deceive you.

maternal:
My point exactly. Gaslight and change the topic, instead of looking in the mirror. It's the Nigerian way. I share my vulnerabilities and admit my mistakes. Hence my success in Canada. The same effort those have used to dig up old posts, and follow me throughout nairaland, have they used the same energy to be successful in Canada ? This is not about me at all.

My successful billionaire friend....

Please elaborate more on how to be successful by driving Uber or by doing cleaning services, so we can also become a successful man like you.

We rise by lifting others abeg 🙏

maternal:
My point exactly. Gaslight and change the topic, instead of looking in the mirror. It's the Nigerian way. I share my vulnerabilities and admit my mistakes. Hence my success in Canada. The same effort those have used to dig up old posts, and follow me throughout nairaland, have they used the same energy to be successful in Canada ? This is not about me at all.

you are smarter and know better than these guys who have protested at the airport and Nathan Phillips square over the past one year lol. Maternal i remember you that year hope your bogus asylum claim was later approved ?

Seems you guys dont know @maternal

The guy don frustrate. Better face front

geekybabe:


Lols. Mehn . You don hustle. Even me who has been in the data space for over 3 years and I’ve done extensive python coding, I messed up in all the live coding interviews I had to do. So I can totally relate.

Experience matters a great deal tho. Beyond all these 3 months crash course. But even with my experience I got many rejections till I finally started getting offers. Me a whole tech star with over 10 years of experience in many roles . Canada humbled me mehn. When I eventually got jobs in the data space, with my masters and certifications, I didn’t get any 6 figure offers . But I am grateful I got something good in my field. Job search was humbling and exhausting and it was a huge relief to finally find a paid employment.

Online course vendors have sold false hopes to many. Learn data analysis and land 6 figure job. Learn cybersecurity and land 6 figure roles. Blah blah. Maybe it worked a few years ago. But today’s economy is different and every fancy tech role is super saturated. I’m in tech myself but I know that I have to jump on a side hustle fast because somehow, this country can be volatile with jobs. The private sector especially. I hear about layoffs and it’s like a normal thing these days. One has to keep thinking outside the box.

Anyways, let’s just take each day as it comes and keep trying our best.

My personal recommendation to those in tech in canada is to continue to diversify. There's no reason someone in the data space can't start dabbling in cloud technologies or cybersecurity, and many of these things are easy to learn. Oftentimes, the only thing that validates knowledge in the tech space is certification. Not all the time, but at least sometimes. Knowing python is often enough to start dabbling into bash scripting. And with bash, you are already one leg into cybersecurity. Heck, there are cybersecurity roles that require no coding sef. So, for a smart tech person, picking that up shouldn't be all that of a big deal. In simple terms, diversification is key

NuCypher:
My personal recommendation to those in tech in canada is to continue to diversify. There's no reason someone in the data space can't start dabbling in cloud technologies or cybersecurity, and many of these things are easy to learn. Oftentimes, the only thing that validates knowledge in the tech space is certification. Not all the time, but at least sometimes. Knowing python is often enough to start dabbling into bash scripting. And with bash, you are already one leg into cybersecurity. Heck, there are cybersecurity roles that require no coding sef. So, for a smart tech person, picking that up shouldn't be all that of a big deal. In simple terms, diversification is key

Tech is broad. And no. Certifications alone do not validate knowledge in the tech space. If it were that easy, everyone would have jobs in tech. Experience is key. I am 4x Azure certified. I know my way around Azure and I’ve done some cool things in the cloud. Currently working with AWS. I had many interviews and it was my experience that gave me confidence to answer questions and eventually get offers.

Also, moving from data into cybersecurity is not exactly diversifying. It’s a whole new career path and knowing Python as a data scientist/engineer is not enough to just jump into cybersecurity. I know it’s the new buzzword. And it’s only a matter of time before it’s saturated again.

The way to diversify is to do something on the side that is off '9 to 5' and gives a different source of income.

Just wanted to put this here: so una prime minister has decided to change the immigration system and got LOTS of complaints. Polls say he is expected to lose in next year's election.

Link:

We’re making a big change to immigration in Canada. Here’s why: https://t.co/cD8QbPAQ09 pic.twitter.com/Re0CYtrMla

— Justin Trudeau (@JustinTrudeau) November 17, 2024

Apparently, when the borders of a country are open too wide, the natives complain. But to Ndi lovey-dovey, those people are racists. When I say humans are tribal and seek to protect their surroundings, others will complain. It is funny how people who don't want Fulani herdsmen in their communities in Nigeria suddenly lambast the people who built these countries to accept all and sundry. It is even more hilarious this anti-immigration rhetoric comes from a Liberal. Just as the one in the UK has promised to tighten its borders.

To the Nigerians who are now Canadian citizens and intend to vote for the Conservatives: be prepared to be labelled Uncle Toms and Coons by the Ikoyi and Lekki lovey-dovey Nigerian folks in the US and Nigeria. You know, those who don't know where the shoe pinches. Be prepared to be called names as Kemi has been receiving simply because you voted for the Conservatives. Remember, to accept hordes of Fulanis into your community is bad, but to accept tons of Indians is good.

Such is life everywhere. Getting a control over who and how many people come into your house/country does not make you a racist. It is called self-preservation.

geekybabe:
Tech is broad. And no. Certifications alone do not validate knowledge in the tech space. If it were that easy, everyone would have jobs in tech. Experience is key. I am 4x Azure certified. I know my way around Azure and I’ve done some cool things in the cloud. Currently working with AWS. I had many interviews and it was my experience that gave me confidence to answer questions and eventually get offers.

Also, moving from data into cybersecurity is not exactly diversifying. It’s a whole new career path and knowing Python as a data scientist/engineer is not enough to just jump into cybersecurity. I know it’s the new buzzword. And it’s only a matter of time before it’s saturated again.

The way to diversify is to do something on the side that is off '9 to 5' and gives a different source of income.

Kinda strange the way you misunderstood nearly all I wrote. I never said "Certifications alone validated knowledge in the tech space". Neither did I say "python was enough to jump into cybersecurity". In fact, I never even said anything remotely close. But that's alright. Take what you will from what I wrote.

maternal:
I'm simply telling people to look at the whole picture. Again, ignorance is not an excuse. If jumping from naija to Canada, why doesn't this person do the full research ? If they did, they'd know nothing is guaranteed anywhere you go, and there may be a chance you'll never practice X (insert profession) in Canada.

My friend let's stop playing games and be direct. A typical Nigerian coming to Canada for example, wants the big boy title, then the money. I'm saying nobody cares about the big boy title in Canada. Chase your objectives not your dreams. That objective is making money and having a better quality of life. The superior complex ingrained in a typical Nigerian is showing in this post.

That "floor cleaner" is a professional building service attendant. He earns 100k in Canada, lives in a better house than 99% of doctors in naija, holds a Canadian passport, and when you compare cost of living; that doctor in naija is living in poverty compared to that "floor cleaner".

That Uber driver can package his skills and become a professional driver, while moving out of Toronto. He can work for the TTC or any municipal transit driver and make up to 100k per year with a government gold plated pension. But they'd never take that advice because they're too busy looking for a "Better career opportunities", aka trying to impress people who don't feed them or their family.

I don't understand how my family is part of this discussion, yet I'm projecting ? Not all your family members are perfect sir. You can't migrate to Canada if you come from poverty. Supportive family with different aspirations and "expectations". Just say you're too insecure to work certain jobs because of what your family would think of you. Again I repeat, the same family that doesn't feed you here in Canada.

My past hardship has allowed me to put things in perspective at all times. Again I repeat. Ignorance is no longer an excuse with most people having access to the internet. And Canada owes you absolutely nothing. If you don't know how to hustle in Canada or you can't make it in Canada, just say so. Stop trying to blame the system. Nigerians never look at themselves in the mirror.

Recent statistics showed only 11% of Canadians earn over 100k per annum; how does a cleaner make that? Nah people like you dey make people back home cross desert thinking this place is flowing with milk and honey.

AirBay:
Seems you guys dont know @maternal

The guy don frustrate. Better face front

He’s literally trauma-dumping all over the thread. So much hate for the country like we weren’t born and bred there.

Please let us give people the full picture and stop misleading them.

This particular quoted article clearly shows it is a term insurance that was renewed at an older age.
Most term policies ate for between 10-20 years and offer the options of renewal or convertibility.
Term policies are cheaper in the beginning, do not offer renewal options after age 65-70, and upon expiration of one term offers a higher premium.
For example, at age 30 you purchase a term 20 policy that costs $75, after 20 years your premium increases astronomically to as high as $300-$500 because you would be at age 50.
At this stage, most policyholders opt out and end up getting nothing but with permanent life insurance policies -whole life and universal policies- there is an option of your premium (even though initially higher than the term policy) having an investment component which builds a cash value from which money can be drawn either as a policy loan or a collateral loan and you definitely do not need to pay back this loan during your lifetime. Also, the interest from the loan can be deducted from your income tax when filed with the CRA.
There's a whole lot more benefit that I can not delve into because of the constraints of typing but my biggest advice to everyone is be very wary of those pushing term life insurance.
The insurance companies prefer to sell these term policies because there is a higher chance of them not paying out any benefits than permanent life insurance policies.
If you want to do more research, please look for a book called "10 secrets Canada Revenue does not want you to know" by David Moth
https://www.canada.ca/en/financial-consumer-agency/services/insurance/life.html
I have other resources I can share too.
Please educate yourself as Immigrants and do not fall for these agents that want to make a quick buck selling term insurance when your financial needs analysis shows you have a permanent need that needs coverage.

amdman:
See wickedness that is packaged as an insurance/investment product and sold to family and friends

From the above CTVnews article:

A key part of problem with the financial strategy, said Vaneesa Cline, a financial planner in Calgary, is that the cost of the insurance ramps up rapidly with age. That diverts payments away from the investment side and saddles buyers with a lifetime of rising costs for a premium product they may not even need, she said.
Cline said she's helped several former Greatway clients sort out their finances, including one man who was initially paying about $250 per year in premiums, but by the time she met him in his 60s, he was critically ill and his family was struggling to make payments of $600 per month.
"It's potentially devastating," said Cline. "When (clients) get to retirement and they need the money the most, the cost of the insurance inside these policies is so high that it quickly depletes the cash value that has built in these policies, to where these policies lapse."

slydog:
One guy I dey follow to learn work for real estate, he is a fuxking nurse!!
He has stopped nurse work and doesn't care about his license, to enter home construction business, baba say na $1.5m he is looking for to set up his own home construction company/business. Na 2024 Escalade he drives, bought cash, no financing.

This place is a level field for everyone to restart and push and live to their dreams.

The guy I mention who bought 6 houses this year said he asked his wife to stop working and do some courses in property management, so that she can manage there properties and take care of the kids while he is still working.

I refuse to complain but push and find ways to help my bottom line. Now I advertise houses for sale even without realtor license for a commission.

People coming to me to sell life insurance, I had to research this life insurance and find out they make up to $3k for any permanent life insurance they sell. Bro, I am studying to write insurance exam now, $150 just to sell insurance to myself and earn the 3k and I can sell to others.

Rather than complaining and whine, I keep looking at the brighter side, looking for opportunities and talking to people.

Guy, multifamily investment property for sale in Edmonton, I'm your plug.

Baba I like your energy.me self just came into Canada 5months ago. Currently on survival jobs. Looking to go into construction just confused on how to go about it.

MEND001:
Baba I like your energy.me self just came into Canada 5months ago. Currently on survival jobs. Looking to go into construction just confused on how to go about it.

You're welcome, may the land favour.
Always reach out to people, talk to them, tell them you just arrrived and job hunting. You can never tell you has the information you need. Meet people, go out. Join Nigerian groups whereever you are. Faith in God, trust me you will make it.

I don't know much about civil construction l, housing construction u have to choose where you want to play a role in, carpentry plumbing or something like, they require license. That's the little I know.

slydog:
You're welcome, may the land favour.
Always reach out to people, talk to them, tell them you just arrrived and job hunting. You can never tell you has the information you need. Meet people, go out. Join Nigerian groups whereever you are. Faith in God, trust me you will make it.

I don't know much about civil construction l, housing construction u have to choose where you want to play a role in, carpentry plumbing or something like, they require license. That's the little I know.

Am looking at plumbing. Although I already got a kind of minimum wage job at a food processing company. Looking at that plumbing for the future.

MysTeerioz:
Please let us give people the full picture and stop misleading them.

This particular quoted article clearly shows it is a term insurance that was renewed at an older age.
Most term policies ate for between 10-20 years and offer the options of renewal or convertibility.
Term policies are cheaper in the beginning, do not offer renewal options after age 65-70, and upon expiration of one term offers a higher premium.
For example, at age 30 you purchase a term 20 policy that costs $75, after 20 years your premium increases astronomically to as high as $300-$500 because you would be at age 50.
At this stage, most policyholders opt out and end up getting nothing but with permanent life insurance policies -whole life and universal policies- there is an option of your premium (even though initially higher than the term policy) having an investment component which builds a cash value from which money can be drawn either as a policy loan or a collateral loan and you definitely do not need to pay back this loan during your lifetime. Also, the interest from the loan can be deducted from your income tax when filed with the CRA.
There's a whole lot more benefit that I can not delve into because of the constraints of typing but my biggest advice to everyone is be very wary of those pushing term life insurance.
The insurance companies prefer to sell these term policies because there is a higher chance of them not paying out any benefits than permanent life insurance policies.
If you want to do more research, please look for a book called "10 secrets Canada Revenue does not want you to know" by David Moth
https://www.canada.ca/en/financial-consumer-agency/services/insurance/life.html
I have other resources I can share too.
Please educate yourself as Immigrants and do not fall for these agents that want to make a quick buck selling term insurance when your financial needs analysis shows you have a permanent need that needs coverage.

Ask yourself, how many new Nigerian immigrant have exhausted the tax free govt investment options. You have a tfsa limit of $7,000 per year which can be rolled over (if you have spent 3 years in Canada as a PR your tfsa limit would be $21,000), you have $2,500 RESP per child per year, you might even have up to a max of 31,560 RRSP limit, you also have a FHSA limit of $40k

My stand remains, if you have not exhausted the above options, Permanent life insurance (whole or universal) is not for you esp if you are doing so for the investment aspect. For most new Immigrants, what we need is a temporary life insurance that covers for any unforeseen circumstances during our working/active years while aggressively utilizing the govt tax free investing options.

As @amdman said in one of his posts “Life insurance is very important, but buy term life policies. The primary goal of life insurance is to protect your family so that they can maintain similar lifestyle if you pass early. If you were intentional with your investing in your working age, your family will not need life insurance to protect them when you are 65years because your savings will be significant and your children will be of working age themselves. Life insurance is to bridge the gap whilst you are still accumulating your investment”.

Having being in Canada for over a year now and recently applied for PR ( if you know you know) . Currently employed,but I feel it’s time to improve myself and be a better version of myself. I’m looking at going to a trade school, currently looking at HVAC or Electrician, I know it’s gonna be a long journey, but the worst thing that can happen to anyone in life is living without a vision or skills especially in a first world country like Canada. I don’t know if anyone’s in this field. Need all the information I can get.

[quote author=MEND001 post=132953007][/quote]Theres a free paid training program conducted for people interested in trades. Don’t know if it’s still ongoing, but you can look into it

Venom104:
Theres a free paid training program conducted for people interested in trades. Don’t know if it’s still ongoing, but you can look into it

where? Link please. Thank you

MEND001:
Am looking at plumbing. Although I already got a kind of minimum wage job at a food processing company. Looking at that plumbing for the future.

That's good, can get student loan and go to a polytechnic to study it, and aim to become a red seal in the long run.

Amadioha02:
Having being in Canada for over a year now and recently applied for PR ( if you know you know) . Currently employed,but I feel it’s time to improve myself and be a better version of myself. I’m looking at going to a trade school, currently looking at HVAC or Electrician, I know it’s gonna be a long journey, but the worst thing that can happen to anyone in life is living without a vision or skills especially in a first world country like Canada. I don’t know if anyone’s in this field. Need all the information I can get.

I love this your statement "but the worst thing that can happen to anyone in life is living without a vision or skills especially in a first world country like Canada."

When the vision is clear, life begins to push you towards it.

Wishing you success.

seunpinky:
Ask yourself, how many new Nigerian immigrant have exhausted the tax free govt investment options. You have a tfsa limit of $7,000 per year which can be rolled over (if you have spent 3 years in Canada as a PR your tfsa limit would be $21,000), you have $2,500 RESP per child per year, you might even have up to a max of 31,560 RRSP limit, you also have a FHSA limit of $40k

My stand remains, if you have not exhausted the above options, Permanent life insurance (whole or universal) is not for you esp if you are doing so for the investment aspect. For most new Immigrants, what we need is a temporary life insurance that covers for any unforeseen circumstances during our working/active years while aggressively utilizing the govt tax free investing options.

As @amdman said in one of his posts “Life insurance is very important, but buy term life policies. The primary goal of life insurance is to protect your family so that they can maintain similar lifestyle if you pass early. If you were intentional with your investing in your working age, your family will not need life insurance to protect them when you are 65years because your savings will be significant and your children will be of working age themselves. Life insurance is to bridge the gap whilst you are still accumulating your investment”.

I have applied for a $1m term now, going through underwriting process.

Rather than do perm life, I will use my working years to invest in RE big time and pivot to buying businesses. If I get up to 20rentals at 50, that will be ok for me at the same time putting funds in TFSA and RRSP and other small investments here and there.

Venom104:
Theres a free paid training program conducted for people interested in trades. Don’t know if it’s still ongoing, but you can look into it

Would check that. Thanks man.

[quote author=Amadioha02 post=132959447][/quote]Search for Pre-apprentenship training program. It was done under CCIS and Momentum last I checked. Training is for Electricians, Plumbing, Carpentry and Pipes trades.

slydog:
I have applied for a $1m term now, going through underwriting process.

Rather than do perm life, I will use my working years to invest in RE big time and pivot to buying businesses. If I get up to 20rentals at 50, that will be ok for me at the same time putting funds in TFSA and RRSP and other small investments here and there.

Buying businesses is one hidden gem that many Nigerian immigrants have not been able to key into yet. If you pull it off right, you will retire earlier.

amdman:
Buying businesses is one hidden gem that many Nigerian immigrants have not been able to key into yet. If you pull it off right, you will retire earlier.

I have been doing some serious research on buying a biz in Canada, unfortunately, not so many black immigrants have the knowledge. Most of the information I have gotten have been from the Indians as they seem to have the hack for such ventures. This been said, buying and running a biz is a whole new level ( involves time, patience, access to finance, regulatory compliance, staffing etc)

Pls let’s share more information on buying bizes/franchises. Most blacks are just focused on RE which is not a bad thing but we need to diversify our investment portfolio.

amdman:
Buying businesses is one hidden gem that many Nigerian immigrants have not been able to key into yet. If you pull it off right, you will retire earlier.

Retire early, my target.

I follow one guy on IG that's into buying businesses, unfortunately the SBA loans he uses in the US, we don't have that variant here in Can.
So my plan is RE, then use profit and pivot gradually to buy a business.

seunpinky:
I have been doing some serious research on buying a biz in Canada, unfortunately, not so many black immigrants have the knowledge. Most of the information I have gotten have been from the Indians as they seem to have the hack for such ventures. This been said, buying and running a biz is a whole new level ( involves time, patience, access to finance, regulatory compliance, staffing etc)

Pls let’s share more information on buying bizes/franchises. Most blacks are just focused on RE which is not a bad thing but we need to diversify our investment portfolio.

The business model of the guy on IG I follow focuses on buying businesses that work without him, using existing staff, bringing up one who knows the business inside out and clients and upgrades him to partner. That one go work like Jacky since he sees the business as partly his,

I recently applied for an MBA program to study Information Systems Management at IBU in Toronto. This school was recommended by a friend in Ontario. My intent and purpose is relocation with the family through the study route.

I honestly do have soo much Information about the school or Ontario and sincerely need our assistance as I have made full tuition payment for the program (information systems management) I current manage an Aviation into plane refueling operation where we purchase bulk Aviation fuel and refuel aircraft here in Nigeria but don't know what the future hold for me over there.

The current economic situation in Nigeria is no longer funny hence my decision to migrate to Canada. I sincerely need our advice as this would define my career path and family at large.

slydog:
Retire early, my target.

I follow one guy on IG that's into buying businesses, unfortunately the SBA loans he uses in the US, we don't have that variant here in Can.
So my plan is RE, then use profit and pivot gradually to buy a business.

Financing is probably not the biggest problem as long as you are a PR/Citizen, have some savings and good credit. For example, most of the major banks have a $250,000 Black entrepreneurship loan that includes funding business acquisition or startup. Business Development Canada has a $1m loan program that also funds Business acquisition.

Many franchises also offer some form of financing as long as you can put down a downpayment. As a standard, you should have at least 20%.

At the end of the day, the first determinant is that do you have the heart for it? Do you have the liver to hand over $500k to someone and take over his Business that comprises of mostly intangibles?

slydog:
The business model of the guy on IG I follow focuses on buying businesses that work without him, using existing staff, bringing up one who knows the business inside out and clients and upgrades him to partner. That one go work like Jacky since he sees the business as partly his,

That is a good model that has been successfully replicated. It is practically what all big companies do. Set up a good vesting schedule and let the guy run the business... then you run to warmer climates during the winter season in Canada

seunpinky:
I have been doing some serious research on buying a biz in Canada, unfortunately, not so many black immigrants have the knowledge. Most of the information I have gotten have been from the Indians as they seem to have the hack for such ventures. This been said, buying and running a biz is a whole new level ( involves time, patience, access to finance, regulatory compliance, staffing etc)

Pls let’s share more information on buying bizes/franchises. Most blacks are just focused on RE which is not a bad thing but we need to diversify our investment portfolio.

There are quite a lot of aspects to it, and having someone that has successfully done it can be helpful.

For example, are you buying a business that you will run (almost like buying a job) or do you want a business that will run independently of you (these are much harder to get and most franchises don't like this model).

Are you buying a franchise (and therefore have less control of your business) or are you buying an independent business (ride and die alone, profits or losses)

Are you buying a business you have expertise in (usually beneficial) or one that you have no clue about and only have management skills?

collinsoft:
I recently applied for an MBA program to study Information Systems Management at IBU in Toronto. This school was recommended by a friend in Ontario. My intent and purpose is relocation with the family through the study route.

I honestly do have soo much Information about the school or Ontario and sincerely need our assistance as I have made full tuition payment for the program (information systems management) I current manage an Aviation into plane refueling operation where we purchase bulk Aviation fuel and refuel aircraft here in Nigeria but don't know what the future hold for me over there.

The current economic situation in Nigeria is no longer funny hence my decision to migrate to Canada. I sincerely need our advice as this would define my career path and family at large.

you are better off going to learn French and apply for express entry. The school is a mushroom school aka diploma mill. They probably rented two floors in a high rise and its not a reputable school with employers. Now is not even the time to come via study visa if its not in reputable universities in less competitive provinces.