₦airaland Forum

You better thank God

Jega2000:
I make roughly 500k-700k on average monthly but I am not really comfortable...

thunder fire u there bloody liar u be thief saying 700k is not enough for u. I am looking for 100k monthly

IsmailR:
Can you teach me your work? Pls try to be comfortable, there r some people looking for that type of job ooo

Na herbalist

AbujaLagos:
Cheap life style

Pls can u help me with five-k to survive tommorow and next? Pls

More than enough self.
Earn 600, loan gulps 250, expenses gulp 250, still save 100. Family of 6 with 2 cars (but na corollas sha)

harjay1986:
That means you buy food every time, if possible find way to cook your own meal, it will reduce to some extent, I earn 300k with three kids and my wife, after every every I still save like 100k every month

I don't think this is possible. Like how do you do it?

Earning 40k monthly. God abeg

jojothaiv:
From Jega.


Damn!

Nobody will understand how I feel

Not at all. Although it depends on taste, but the thing is your taste must change as you see more funds.
In today's Nigeria, one needs at least 2.5m- 3m monthly to live a comfortable life. Real comfort, not mago mago comfort.

You really wanna know? You re broke by all standard! I just dey wonder how you dey cope for this economy with that kind of amount my man

Teacher70:
Whenever I remember that I only earn 35k monthly as a private sch teacher and the first Born of my family without parents, I feel like I'm a waste. Each time I want to pay my landlord his rent and I take out over 100k to pay, I instantly notice I am enslaving myself.
Nobody will perfectly understand how I feel.

Don't enter depression because of the comments you see here, some of them screaming it is small do not even earn 100k a month, even op telling us that he's not satisfy with 650k monthly may be clout as well.


Social Media is unserious bro😂

Jega2000:
I make roughly 500k-700k on average monthly but I am not really comfortable...

It's okay. That amount eliminates most problems the average Nigerian faces. But when you earn more you tend to have bigger issues to sort out. It's like it can never be enough.

77up:
Don't enter depression because of the comments you see here, some of them screaming it is small do not even earn 100k a month, even op telling us that he's not satisfy with 650k monthly may be clout as well.


Social Media is unserious bro😂

Hmmmm. Thanks for these words. I'm Encouraged 🙏

Jega2000:
I make roughly 500k-700k on average monthly but I am not really comfortable...

No amount of money is enough. As money dey increase, responsibilities increase. There is also an attendant change in lifestyle. Person gats manage & save anyhow.

It is nothing in this Tinubu economy
You can't afford to buy a car of 2003 Toyota Corolla in 2 years and a rented apartment with just a room self contain in Lagos


I

That's nature of human being for you, most especially Africans.
Only death that can satisfy us.

Some nairalanders wey never receive 100k from a job/work in their lives will also argue it that the money is small.

How can the money be enough for you when your lifestyle is full of fake life.

ayo2008:
It is nothing in this Tinubu economy
You can't afford to buy a car of 2003 Toyota Corolla in 2 years and a rented apartment with just a room self contain in Lagos


I

Work harder bro..


You are not doing badly



But work harder

even if its enough now, within just a few months it wont.
All african countries are run by the white man, who has ensured all African currencies are a form of theft by government from its citizens through massive inflation.

The rate at which the very racist colonial Nigerian government in printing money means naira is unreliable even destructive store of value, the rate they are printing money your 650k may not buy toilet roll in 6 months.

One way to protect your financial future is to avoid anything to do with naira as your source of income or savings.

If a fraudster created a currency to scam people it will have similar inflation rate to naira.
All the crypto scammers who got thrown in jail never did to thier victims what racist colonial government of Nigeria is doing to its citizens with naira.

So no, 650k is note safe for you , cause naira should not even be legal tender cause its a form of theft.



Having your income denominated in naira is to ensure you will keep descending into depths of poverty as the white man running Nigeria intended.

TRy to get an online or intentional remote work where you can be paid in white man currency , cause his own currency still holds better value than the one he wnats you using in Nigeria.

Find a job where they pay you in crypto, pounds dollars or gold, else you are in financial danger, cause naira is nothing but theft. Your 650K will be reduced in value to 10 kobo in no time.

When i was youth, the amount of niara people used to use to buy international long haul cross Atlantic plane ticket, is now what they use to buy lunch. A that rate single loaf of bread will be 650k.

Dont forget that every time the price f things go up, all that increase is money that went into the pocket of the goverment, cause its those who print the money that profit from inflation.


While your source of income remains in naira , better be practising how to cope with ever increasing levels of poverty as the white man running NiggerArea intended.

The oyinbo people controlling the value of naira dont plan for you to survive , and if you dare go start family with that money, they will take it as offence.

Una just dey show una self.

Jega2000:
I make roughly 500k-700k on average monthly but I am not really comfortable...

You are poor. That amount ain't doing anything tangible in today's Nigeria.
The economy is in shambles, but idiots keep praising Tinubu as if we are back to Jonathan's era.

To make a pot of soup now, not rubbish ones o, you'll need nothing less than 40k. That amount would cook more than ten pots in 2014.

2025 looks bleaker than last year....it won't get any better, I wish it would, because it's not easy for everyone.

seunjungle1:
How can the money be enough for you when your lifestyle is full of fake life.

I saw your post and I smile
What is fake in what I wrote?
Do I blame u?


SMH

Jega2000:
I make roughly 500k-700k on average monthly but I am not really comfortable...

That means that you make about 418 US Dollars per month. That is not enough to categorise you as being financially okay, but then you are still better than a lot of Nigerians. I do not know how difficult or easy it is for you, but target making at least 500 to 700 US Dollars equivalent monthly. Then with time, take it up to 1,000 US Dollars equivalent per month. There is no easy road to success, but keep on getting better than your yesterday. Aim high, and work hard towards it.

Teacher70:
Pls can u help me with five-k to survive tommorow and next? Pls

😆🤣🤣🤣

.I know online Almajiri will start begging....
.Dem use begging online swear for una ? See your mouth like 5k

Delusional thread. Comments are so disconnected from the reality in Nigeria that you begin to wonder if these ones are living in an alternate universe.

In saner climes, if you're earning above minimum wage, you're considered relatively comfortable. Here in Nigeria, how much is the old minimum wage? How much is the new one Tinubu has refused to pay? Are they anywhere close to the amount the op quoted?

This is a country where less than 3% earns above 200k per month. Many bread winners even still earn below 100k and many others don't even earn anything at all.

Continue deceiving yourselves.

I think it all boils down to financial management

There are men earning less than 100k monthly with 2 or 3 children in this same wretched economy yet they're surviving

All that matters in life is living within your means else you can be earning N1m monthly and still be living a miserable life

Earning between N500,000 to N700,000 monthly is a significant income in Nigeria. However, comfort is a personal and relative concept.

To better understand your situation, I have a few questions:

1. What are your monthly expenses? Are there areas where you can optimize spending?
2. Do you have financial goals, such as saving, investing, or paying off debt?
3. Are you building wealth or primarily focusing on consumption?
4. How do you define "comfortable"? Is it a specific lifestyle, financial security, or something else?

Sharing more details will help me provide more tailored advice and insights.

Jega2000:
I make roughly 500k-700k on average monthly but I am not really comfortable...

What amount of income would you be "comfortable" with ?

proeast:
Delusional thread. Comments are so disconnected from the reality in Nigeria that you begin to wonder if these ones are living in an alternate universe.

In saner climes, if you're earning above minimum wage, you're considered relatively comfortable. Here in Nigeria, how much is the old minimum wage? How much is the new one Tinubu has refused to pay? Are they anywhere close to the amount the op quoted?

This is a country where less than 3% earns above 200k per month. Many bread winners even still earn below 100k and many others don't even earn anything at all.

Continue deceiving yourselves.

The reality in Nigeria is indeed far from the comments you're referring to. To put things into perspective, the old minimum wage in Nigeria was ₦30,000 per month, which was in effect from April 18, 2019.

As for the new minimum wage, it's been increased to ₦70,000 per month, effective July 19, 2024. However, there's been no official statement from President Tinubu regarding the non-payment of this new minimum wage.

Now, comparing these figures to the amount the OP quoted (₦500,000 to ₦700,000 per month), it's clear that their income is significantly higher than the minimum wage. However, as you pointed out, the context in Nigeria is different. Many people struggle to make ends meet, with less than 3% earning above ₦200,000 per month.

It's essential to consider the economic realities in Nigeria before making assumptions about what constitutes a "comfortable" income.

Teacher70:
Whenever I remember that I only earn 35k monthly as a private sch teacher and the first Born of my family without parents, I feel like I'm a waste. Each time I want to pay my landlord his rent and I take out over 100k to pay, I instantly notice I am enslaving myself.
Nobody will perfectly understand how I feel.

step up your hustle enter street agency sell anything

It is well

Just cut your cost

I trying to do that this year and I shall.