₦airaland Forum

Pygmalionn:
...trying to understand the story...

Make una dey simplify una write up make people for area fit understand naa

Pygmalionn:
...trying to understand the story...

Make una dey simplify una write up make people for area fit understand naa

nlfpmod:
Bizzle Osikoya, Co-Founder The Plug Global, has cried out:



https://x.com/bizzleosikoya/status/1880699982535127153?t=6GidwBVZg-23B1ZgpTy4ow&s=19[/quote]Report the criminals to the us embassy, Canadian embassy and UK home office let them deport the criminals.

kunle75:
Meaning Naija people for obodo oyinbo came home to party last December. Went back to their base after using their debit or credit for purchases in naija and now instructing their banks in US and Canada, UK to dispute the transactions like its a fraudulent activity on their account which is not.
Just another fraudulent way of buying things and not wanting to pay.

Pygmalionn:
...trying to understand the story...

Make una dey simplify una write up make people for area fit understand naa

JAWBONE:
So the money will be automatically refunded after initiating dispute or what?

Will the payment company not do some investigation at least into the dispute?

Pygmalionn:
...trying to understand the story...

Make una dey simplify una write up make people for area fit understand naa

Lithiumite:
Some were done with stolen cards!!

BoldBrainz:
Nigerians who visited home from abroad have returned to their various countries and some of them are dubiously initiating transaction disputes with their banks, seeking bank reversals of monies they spent while flexing detty December.

In other words, they're claiming they didn't authorize those expenses while in Nigeria and they want the banks to reverse them.

A classic example of wanting to have your cake after eating it.

thesicilian:
I may be wrong, but I think the issue can be likened to going into a bar and asking barman to serve everybody "drinks on you" and then when they bring you the bill you start questioning what did you buy or why's the bill so high!

Goshiii:
That's a possibility, but when a card is reported lost or stolen, it automatically gets blocked so that even if the owner of the card later finds the lost card they will not be able to use it

Xanderone:
As in? 690 usd? We're they dissatisfied with the services they got? Or did they ask for services that weren't delivered?

Could it be that some Nigerians in diaspora now want to play on Nigerian businesses the game that the law in the US and UK where they reside will never allow them to play on businesses there?

Lance008:
I no understand
please can someone explain better

CommonSense1967:
Some Nigerians that came to detty December used their credit or debit cards, but once they arrived back in the US or Canada, they call tier banks and claim that the transaction is fraud or that the amount is incorrect.
You can initiate a dispute on any transactions claiming that it wasn't you, which means it's fraudulent, or that it was you but the amount us incorrect. The bank can reverse the transaction.
Like I have said many times over, Nigerians have fraud running in their brain and blood.

Lance008:
I no understand
please can someone explain better

Pygmalionn:
...trying to understand the story...

Make una dey simplify una write up make people for area fit understand naa

735i:
Many Nigerian businesses are fraudulent. Two of my friends found out when they got to the Airbnb that they booked.... that their agents made multiple bookings.
So they had to stay at mine before they sorted out an alternative.
And guess what, the agents who are Nigerians, switched off their mobile phones.

JAWBONE:
So the money will be automatically refunded after initiating dispute or what?

Will the payment company not do some investigation at least into the dispute?

Blitzking:
Report the criminals to the us embassy, Canadian embassy and UK home office let them deport the criminals.

RealityKings1:
OP take this advice

Believeintruth:
Definitely they maxed out their credit card in Nigeria. They took advantage of T+1 payment cycle due to the fact that the merchant/acquirer is in a country different from the cardholder bank. In layman's terms if you are doing an overseas transaction normally with a Nigerian USD card, the debit is not taken immediately from your account, but because Nigerian banks understand Nigerian consumer behavior they remove the funds and warehouse them in either uncleared effects or they place a lien on that amount, so that you cannot touch it again, then they debit it once settlement is achieved. But it is not so for foreign cards used outside their country of domicilliation. The funds still remain there until settlement, then it is debited. So these guys understand the game So these guys are criminals and they now maxed out their credit card here and now initiate dispute and cash back once they get back to their base in the diaspora.

kingsceemark:
What type of nonsense news is this? Ayam not understanding